Last update: Oct 2026

Cost of Living Comparison Between Kinmen and Hua-lien

For one person, living costs are similar in Kinmen and in Hua-lien: $1,069 and $1,054 a month, rent and utilities included.

Kinmen, Taiwan
Hua-lien, Taiwan
Kinmen
🇹🇼 Taiwan
$1,069
/mo nomad
Hua-lien
🇹🇼 Taiwan
$1,054
/mo nomad
Monthly Cost of Living

How much you'll spend in Kinmen and in Hua-lien

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kinmen and in Hua-lien actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,069 in Kinmen versus $1,054 in Hua-lien.

  • Kinmen $1,069
  • Hua-lien $1,054

Estimated couple costs with rent: $1,808 in Kinmen versus $1,788 in Hua-lien.

  • Kinmen $1,808
  • Hua-lien $1,788

Monthly costs for a family of three with rent: $2,548 in Kinmen versus $2,522 in Hua-lien.

  • Kinmen $2,548
  • Hua-lien $2,522

Monthly costs are close between Kinmen and Hua-lien; which city is cheaper depends on the spending category.

Both cities sit below the global median: Kinmen 21% lower, Hua-lien 23% lower.

Currency
🍽 Eating Out
Kinmen
Hua-lien
Difference
Meal at Budget Restaurant
$4.72 NT$154
$4.08 NT$133
15.69%
Three-Course Dinner for Two, Mid-Range
$30.66 NT$1,000
$27.90 NT$910
9.89%
Fast Food Meal (McDonalds, etc)
$4.97 NT$162
$4.13 NT$135
20.34%
Cappuccino
$2.94 NT$96.0
$2.62 NT$85.3
12.21%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.89 NT$29.15
$0.93 NT$30.42
-4.30%
Water (0.33 liter bottle)
$0.70 NT$22.87
$0.53 NT$17.23
32.08%
Local Beer (0.5 liter draught)
$1.73 NT$56.4
$1.33 NT$43.26
30.08%
Imported Beer (0.33 liter bottle)
$2.40 NT$78.3
$2.04 NT$66.4
17.65%
🛒 Groceries & Markets
Kinmen
Hua-lien
Difference
Milk (1 liter)
$2.94 NT$95.9
$2.74 NT$89.2
7.30%
White Bread (500g)
$1.78 NT$58.0
$1.64 NT$53.5
8.54%
Rice (white) (1kg)
$2.83 NT$92.1
$4.53 NT$148
-37.53%
Eggs
$2.68 NT$87.5
$1.93 NT$62.9
38.86%
Local Cheese (1kg)
$19.11 NT$623
$19.15 NT$624
-0.21%
Chicken Fillets (1kg)
$7.93 NT$259
$5.93 NT$193
33.73%
Beef Round Steak (1kg)
$20.63 NT$673
$25.47 NT$831
-19.00%
Apples (1kg)
$4.11 NT$134
$2.67 NT$87.0
53.93%
Banana (1kg)
$2.40 NT$78.2
$2.44 NT$79.5
-1.64%
Oranges (1kg)
$2.89 NT$94.3
$3.20 NT$104
-9.69%
Tomato (1kg)
$3.17 NT$103
$3.09 NT$101
2.59%
Potato (1kg)
$2.65 NT$86.4
$2.29 NT$74.7
15.72%
Onion (1kg)
$2.03 NT$66.1
$2.35 NT$76.5
-13.62%
Lettuce (1 head)
$2.16 NT$70.3
$1.99 NT$64.9
8.54%
Water (1.5 liter bottle)
$1.03 NT$33.58
$0.96 NT$31.42
7.29%
Cigarettes 20 Pack (Marlboro, Camel)
$3.79 NT$124
$3.76 NT$122
0.80%
Wine (Bottle)
$11.63 NT$379
$12.33 NT$402
-5.68%
Local Beer (0.5 liter bottle)
$1.59 NT$51.9
$1.85 NT$60.4
-14.05%
Imported Beer (0.33 liter bottle)
$2.21 NT$72.0
$2.30 NT$74.9
-3.91%
🚌 Getting Around
Kinmen
Hua-lien
Difference
One-way Ticket (Public Transport)
$0.59 NT$19.21
$0.60 NT$19.45
-1.67%
Public Transport Monthly Pass (Regular Price)
$33.25 NT$1,084
$33.87 NT$1,104
-1.83%
Taxi Start (Normal Tariff)
$2.66 NT$86.7
$3.07 NT$100
-13.36%
Taxi (Normal Tariff) (1km)
$0.74 NT$24.08
$0.30 NT$9.64
146.67%
Taxi 1hour Waiting (Normal Tariff)
$9.47 NT$309
$9.86 NT$321
-3.96%
Gasoline (1 liter)
$1.03 NT$33.54
$0.91 NT$29.62
13.19%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.4K NT$1.2M
$35.5K NT$1.2M
-0.29%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$23.1K NT$752.0K
$23.7K NT$772.4K
-2.64%
🧾 Monthly Utilities & Internet
Kinmen
Hua-lien
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$87.0 NT$2,836
$99.3 NT$3,237
-12.37%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.11 NT$558
$18.72 NT$610
-8.60%
Internet (50+ Mbps, Unlimited Data)
$22.39 NT$730
$12.53 NT$409
78.69%
🎉 Sport & Entertainment
Kinmen
Hua-lien
Difference
Gym Membership (Monthly)
$35.98 NT$1,173
$35.49 NT$1,157
1.38%
Cinema Ticket
$10.13 NT$330
$10.12 NT$330
0.10%
🧸 Childcare & Education
Kinmen
Hua-lien
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$565 NT$18.4K
$729 NT$23.8K
-22.39%
International Primary School, 1 Child (Yearly)
$16.5K NT$538.6K
$16.2K NT$527.1K
2.20%
👕👟 Clothing & Footwear
Kinmen
Hua-lien
Difference
Jeans (Levis 501 Or Similar)
$61.8 NT$2,016
$55.5 NT$1,811
11.34%
Summer Dress (H&M, Zara, etc)
$31.20 NT$1,017
$34.63 NT$1,129
-9.90%
Sport Shoes (Adidas, Nike)
$81.6 NT$2,660
$76.5 NT$2,495
6.64%
Men's Leather Business Shoes
$102 NT$3,314
$103 NT$3,359
-1.34%
🏠 Accommodation & Living
Kinmen
Hua-lien
Difference
1-bedroom Apartment, City Center (Monthly)
$414 NT$13.5K
$417 NT$13.6K
-0.70%
1-bedroom Apartment, Outside City Center (Monthly)
$253 NT$8,245
$254 NT$8,268
-0.28%
3-bedroom Apartment, City Center (Monthly)
$1,053 NT$34.3K
$1,025 NT$33.4K
2.81%
3-bedroom Apartment, Outside City Center (Monthly)
$722 NT$23.6K
$749 NT$24.4K
-3.55%
Buy Apartment in City Center (m2)
$7,706 NT$251.3K
$7,568 NT$246.7K
1.83%
Buy Apartment Outside City Center (m2)
$4,832 NT$157.6K
$4,914 NT$160.2K
-1.65%
💵 Salaries & Financials
Kinmen
Hua-lien
Difference
Average Monthly Net Salary (After Tax)
-
$2,802 NT$91.4K
-
20-Year Fixed Mortgage Interest Rate (Annual %)
2.39
2.13
12.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kinmen: October 26, 2026

Last update for Hua-lien: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Kinmen
$359
Hua-lien
$359 0.1% $0.2
Accommodation & Living
Kinmen
$253
Hua-lien
$254 0.3% $0.7
Monthly Utilities & Internet
Kinmen
$126
Hua-lien
$131 3.2% $4
Clothing & Footwear
Kinmen
$124
Hua-lien
$121 2.4% $3
Eating Out
Kinmen
$108
Hua-lien
$93 13.8% $15
Sport & Entertainment
Kinmen
$56
Hua-lien
$56 0.9% $0.5
Getting Around
Kinmen
$42
Hua-lien
$41 2.7% $1.1

Cost Breakdown

A one-bedroom apartment in the center runs $414 in Kinmen and $417 in Hua-lien. Housing cost is often the main lever when comparing two cities.

Dining out: $31 in Kinmen vs $28 in Hua-lien. Groceries flip the comparison at $359 vs $359, with Kinmen cheaper for home cooking.

Good to know
🇹🇼 Kinmen
🇹🇼 Hua-lien
🕒 Local time
14:08 2:08 PM
14:08 2:08 PM
Same time as Kinmen
🌤 Weather
👥 Population
12,568
105,034
💱 Currency
Exchange rates and currency converter

USD, EUR to TWD – New Taiwan Dollar Converter

New Taiwan Dollar exchange rates as of November 2, 2026: 1 USD = 32.61 TWD (100 TWD = 3.07 USD). 1 EUR = 36.41 TWD (100 TWD = 2.75 EUR).

On the map
Between locations
  • Kinmen Hua-lien 340 km
From you
  • Kinmen
  • Hua-lien

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kinmen vs Hua-lien: Cost of Living - Frequently Asked Questions
How much do you need to earn to live comfortably in Kinmen and in Hua-lien?
You’d need roughly $1,603 in Kinmen and $1,581 in Hua-lien to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Kinmen compared to Hua-lien?
Rent for a central apartment: $414 in Kinmen versus $417 in Hua-lien. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Kinmen and in Hua-lien?
Childcare runs $565 in Kinmen versus $729 in Hua-lien. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
How do dining costs compare in Kinmen and in Hua-lien?
Dining out is cheaper in Hua-lien – a meal for two runs $28 versus $31 in Kinmen. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Kinmen or in Hua-lien?
Both cities are expensive relative to $1,000. Hua-lien is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.
How safe is Kinmen compared to Hua-lien?
Safety-wise, Kinmen and Hua-lien are both considered safe, so it’s unlikely to be the deciding factor between them.

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