Last update: Oct 2026

Cost of Living Comparison Between Kinmen and Chiang Mai

For one person, living is cheaper in Chiang Mai: $938 a month against $1,088 in Kinmen, rent and utilities included – about $1,800 less a year. The total is higher in Kinmen despite lower rent and utilities.

53

Cost of Living Index in Kinmen
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Kinmen Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Kinmen

🇹🇼 Taiwan

$1,088

/mo nomad

Chiang Mai

🇹🇭 Thailand

$938

/mo nomad

Monthly Cost of Living

How much you'll spend in Kinmen and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kinmen and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $1,088 per month in Kinmen vs $938 in Chiang Mai, rent included.

Kinmen $1,088
Chiang Mai $938

A couple spends around $1,849 per month in Kinmen vs $1,426 in Chiang Mai, rent included.

Kinmen $1,849
Chiang Mai $1,426

A family of three spends $2,611 per month in Kinmen vs $1,914 in Chiang Mai, rent included.

Kinmen $2,611
Chiang Mai $1,914

Kinmen costs about 16% more than Chiang Mai, and outside of rent the biggest gap is in groceries.

Both Kinmen and Chiang Mai are more affordable than the global median – Kinmen 19% lower, Chiang Mai 30% lower.

Meal at Budget Restaurant

$4.77 NT$155

$2.26 ฿75.4

111.06%

Three-Course Dinner for Two, Mid-Range

$31.40 NT$1,018

$19.18 ฿641

63.71%

Fast Food Meal (McDonalds, etc)

$4.75 NT$154

$5.59 ฿187

-15.03%

Cappuccino

$2.90 NT$94.0

$1.72 ฿57.6

68.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.98 NT$31.62

$0.64 ฿21.54

53.12%

Water (0.33 liter bottle)

$0.65 NT$21.01

$0.33 ฿11.18

96.97%

Local Beer (0.5 liter draught)

$1.55 NT$50.1

$2.36 ฿78.7

-34.32%

Imported Beer (0.33 liter bottle)

$2.56 NT$82.9

$3.90 ฿130

-34.36%

Milk (1 liter)

$3.03 NT$98.2

$2.05 ฿68.6

47.80%

White Bread (500g)

$1.87 NT$60.8

$1.40 ฿46.70

33.57%

Rice (white) (1kg)

$2.96 NT$96.1

$1.28 ฿42.89

131.25%

Eggs

$2.71 NT$87.9

$2.25 ฿75.3

20.44%

Local Cheese (1kg)

$19.51 NT$633

$16.94 ฿566

15.17%

Chicken Fillets (1kg)

$7.82 NT$254

$2.74 ฿91.6

185.40%

Beef Round Steak (1kg)

$20.99 NT$681

$9.36 ฿313

124.25%

Apples (1kg)

$4.27 NT$139

$2.40 ฿80.3

77.92%

Banana (1kg)

$2.50 NT$81.0

$1.01 ฿33.92

147.52%

Oranges (1kg)

$2.98 NT$96.7

$1.61 ฿53.9

85.09%

Tomato (1kg)

$3.25 NT$105

$1.52 ฿50.7

113.82%

Potato (1kg)

$2.84 NT$92.1

$1.28 ฿42.90

121.87%

Onion (1kg)

$2.15 NT$69.7

$1.11 ฿37.22

93.69%

Lettuce (1 head)

$2.00 NT$64.8

$0.72 ฿24.09

177.78%

Water (1.5 liter bottle)

$1.07 NT$34.85

$0.52 ฿17.54

105.77%

Cigarettes 20 Pack (Marlboro, Camel)

$3.95 NT$128

$4.33 ฿145

-8.78%

Wine (Bottle)

$12.64 NT$410

$17.73 ฿593

-28.71%

Local Beer (0.5 liter bottle)

$1.63 NT$52.9

$1.63 ฿54.4

Imported Beer (0.33 liter bottle)

$2.29 NT$74.3

$2.85 ฿95.3

-19.65%

One-way Ticket (Public Transport)

$0.61 NT$19.75

$0.85 ฿28.31

-28.24%

Public Transport Monthly Pass (Regular Price)

$36.67 NT$1,189

$53.9 ฿1,801

-31.97%

Taxi Start (Normal Tariff)

$2.74 NT$88.8

$1.17 ฿39.18

134.19%

Taxi (Normal Tariff) (1km)

$0.82 NT$26.72

$0.57 ฿19.00

43.86%

Taxi 1hour Waiting (Normal Tariff)

$9.51 NT$308

$2.37 ฿79.2

301.27%

Gasoline (1 liter)

$1.02 NT$32.92

$1.45 ฿48.32

-29.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K NT$1.1M

$20.5K ฿684.3K

67.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K NT$801.0K

$26.5K ฿886.1K

-6.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.5 NT$2,869

$62.3 ฿2,083

41.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.67 NT$573

$12.27 ฿410

44.01%

Internet (50+ Mbps, Unlimited Data)

$22.41 NT$727

$19.97 ฿668

12.22%

Gym Membership (Monthly)

$37.07 NT$1,202

$37.91 ฿1,267

-2.22%

Tennis Court (1 Hour on Weekend)

$3.76 ฿126

Cinema Ticket

$9.78 NT$317

$6.71 ฿224

45.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$535 NT$17.3K

$797 ฿26.6K

-32.94%

International Primary School, 1 Child (Yearly)

$16.6K NT$538.1K

$14.8K ฿495.7K

11.88%

Jeans (Levis 501 Or Similar)

$64.5 NT$2,092

$53.3 ฿1,780

21.13%

Summer Dress (H&M, Zara, etc)

$31.43 NT$1,019

$25.05 ฿837

25.47%

Sport Shoes (Adidas, Nike)

$85.0 NT$2,757

$91.6 ฿3,062

-7.21%

Men's Leather Business Shoes

$101 NT$3,284

$73.5 ฿2,455

37.87%

1-bedroom Apartment, City Center (Monthly)

$409 NT$13.3K

$464 ฿15.5K

-11.79%

1-bedroom Apartment, Outside City Center (Monthly)

$255 NT$8,261

$305 ฿10.2K

-16.38%

3-bedroom Apartment, City Center (Monthly)

$973 NT$31.5K

$915 ฿30.6K

6.28%

3-bedroom Apartment, Outside City Center (Monthly)

$745 NT$24.2K

$552 ฿18.5K

34.85%

Buy Apartment in City Center (m2)

$7,994 NT$259.2K

$1,912 ฿63.9K

318.13%

Buy Apartment Outside City Center (m2)

$5,078 NT$164.7K

$1,438 ฿48.1K

253.02%

Average Monthly Net Salary (After Tax)

$595 ฿19.9K

20-Year Fixed Mortgage Interest Rate (Annual %)

2.38

5.57

-57.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kinmen: October 10, 2026

Last update for Chiang Mai: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Kinmen

$369 33.9%

Chiang Mai

$238 25.4% 35.4% $131

Accommodation & Living

Kinmen

$255 23.4%

Chiang Mai

$305 32.5% 19.6% $50

Monthly Utilities & Internet

Kinmen

$129 11.8%

Chiang Mai

$95 10.1% 26.4% $34

Clothing & Footwear

Kinmen

$127 11.7%

Chiang Mai

$110 11.7% 13.8% $17

Eating Out

Kinmen

$107 9.8%

Chiang Mai

$79 8.4% 25.8% $28

Sport & Entertainment

Kinmen

$57 5.2%

Chiang Mai

$51 5.5% 9.3% $5.3

Getting Around

Kinmen

$46 4.2%

Chiang Mai

$61 6.5% 33.4% $15

Cost Breakdown

A central one-bedroom costs $409 in Kinmen versus $464 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $31.00 in Kinmen versus $19.00 in Chiang Mai. Monthly groceries follow the same trend: $369 vs $238 – making Chiang Mai the more affordable choice for daily food spending.

Good to know

🇹🇼 Kinmen

🇹🇭 Chiang Mai

🕒 Local time

11:25 11:25 AM

10:25 10:25 AM

1 h behind Kinmen

🌤 Weather

👥 Population

12,568

127,240

💱 Currency

New Taiwan Dollar TWD NT$

Thai Baht THB ฿

📈 Exchange rate

100 TWD = 3.08 USD

100 TWD = 2.74 EUR

100 THB = 2.99 USD

100 THB = 2.66 EUR

Exchange rates and currency converter

THB, USD, EUR to TWD – New Taiwan Dollar Converter

🇺🇸 United States Dollar ($)

🇹🇼 New Taiwan Dollar (NT$)

New Taiwan Dollar exchange rates as of October 19, 2026: 1 USD = 32.43 TWD (100 TWD = 3.08 USD). 1 EUR = 36.46 TWD (100 TWD = 2.74 EUR).

Thai Baht exchange rates as of October 19, 2026: 1 USD = 33.42 THB (100 THB = 2.99 USD). 1 EUR = 37.57 THB (100 THB = 2.66 EUR).

USD to TWD in detail →

On the map

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Between locations

Kinmen Chiang Mai 2,090 km ≈ 3 h nonstop flight

From you

Kinmen
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kinmen vs Chiang Mai: Cost of Living - Frequently Asked Questions

Kinmen costs about 16% more than Chiang Mai, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,632 per month in Kinmen and $1,408 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $535 per month in Kinmen and $797 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 55% more in Kinmen, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $938, than in Kinmen at $1,088. In Chiang Mai it covers expenses comfortably, while in Kinmen it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $938 versus $1,088 in Kinmen. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kinmen makes more sense. Both are solid long-term options with distinct trade-offs.