Last update: Oct 2026

Cost of Living Comparison Between Hua-lien and Kinmen

For one person, living costs are similar in Hua-lien and in Kinmen: $1,076 and $1,088 a month, rent and utilities included.

Hua-lien
🇹🇼 Taiwan
$1,076
/mo nomad
Kinmen
🇹🇼 Taiwan
$1,088
/mo nomad
Monthly Cost of Living

How much you'll spend in Hua-lien and in Kinmen

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Hua-lien and in Kinmen actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,076 in Hua-lien versus $1,088 in Kinmen.

  • Hua-lien $1,076
  • Kinmen $1,088

Estimated couple costs with rent: $1,820 in Hua-lien versus $1,849 in Kinmen.

  • Hua-lien $1,820
  • Kinmen $1,849

Monthly costs for a family of three with rent: $2,563 in Hua-lien versus $2,611 in Kinmen.

  • Hua-lien $2,563
  • Kinmen $2,611

Living in Hua-lien costs roughly 1% less than in Kinmen, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Hua-lien 20% lower, Kinmen 19% lower.

Currency
🍽 Eating Out
Hua-lien
Kinmen
Difference
Meal at Budget Restaurant
$3.99 NT$129
$4.77 NT$155
-16.35%
Three-Course Dinner for Two, Mid-Range
$28.74 NT$932
$31.40 NT$1,018
-8.47%
Fast Food Meal (McDonalds, etc)
$4.28 NT$139
$4.75 NT$154
-9.89%
Cappuccino
$2.78 NT$90.3
$2.90 NT$94.0
-4.14%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.93 NT$30.01
$0.98 NT$31.62
-5.10%
Water (0.33 liter bottle)
$0.56 NT$18.18
$0.65 NT$21.01
-13.85%
Local Beer (0.5 liter draught)
$1.33 NT$43.12
$1.55 NT$50.1
-14.19%
Imported Beer (0.33 liter bottle)
$2.09 NT$67.6
$2.56 NT$82.9
-18.36%
🛒 Groceries & Markets
Hua-lien
Kinmen
Difference
Milk (1 liter)
$2.93 NT$95.1
$3.03 NT$98.2
-3.30%
White Bread (500g)
$1.76 NT$56.9
$1.87 NT$60.8
-5.88%
Rice (white) (1kg)
$4.50 NT$146
$2.96 NT$96.1
52.03%
Eggs
$1.98 NT$64.1
$2.71 NT$87.9
-26.94%
Local Cheese (1kg)
$19.63 NT$636
$19.51 NT$633
0.62%
Chicken Fillets (1kg)
$6.20 NT$201
$7.82 NT$254
-20.72%
Beef Round Steak (1kg)
$25.54 NT$828
$20.99 NT$681
21.68%
Apples (1kg)
$2.66 NT$86.3
$4.27 NT$139
-37.70%
Banana (1kg)
$2.50 NT$80.9
$2.50 NT$81.0
-
Oranges (1kg)
$3.21 NT$104
$2.98 NT$96.7
7.72%
Tomato (1kg)
$3.18 NT$103
$3.25 NT$105
-2.15%
Potato (1kg)
$2.43 NT$78.7
$2.84 NT$92.1
-14.44%
Onion (1kg)
$2.30 NT$74.6
$2.15 NT$69.7
6.98%
Lettuce (1 head)
$2.02 NT$65.5
$2.00 NT$64.8
1.00%
Water (1.5 liter bottle)
$0.98 NT$31.72
$1.07 NT$34.85
-8.41%
Cigarettes 20 Pack (Marlboro, Camel)
$3.88 NT$126
$3.95 NT$128
-1.77%
Wine (Bottle)
$12.63 NT$410
$12.64 NT$410
-0.08%
Local Beer (0.5 liter bottle)
$1.91 NT$62.1
$1.63 NT$52.9
17.18%
Imported Beer (0.33 liter bottle)
$2.35 NT$76.1
$2.29 NT$74.3
2.62%
🚌 Getting Around
Hua-lien
Kinmen
Difference
One-way Ticket (Public Transport)
$0.61 NT$19.64
$0.61 NT$19.75
-
Public Transport Monthly Pass (Regular Price)
$36.66 NT$1,189
$36.67 NT$1,189
-0.03%
Taxi Start (Normal Tariff)
$3.08 NT$99.8
$2.74 NT$88.8
12.41%
Taxi (Normal Tariff) (1km)
$0.31 NT$9.91
$0.82 NT$26.72
-62.20%
Taxi 1hour Waiting (Normal Tariff)
$10.36 NT$336
$9.51 NT$308
8.94%
Gasoline (1 liter)
$0.89 NT$28.98
$1.02 NT$32.92
-12.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.7K NT$1.1M
$34.3K NT$1.1M
-1.65%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.6K NT$862.6K
$24.7K NT$801.0K
7.68%
🧾 Monthly Utilities & Internet
Hua-lien
Kinmen
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$103 NT$3,332
$88.5 NT$2,869
16.15%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.48 NT$632
$17.67 NT$573
10.24%
Internet (50+ Mbps, Unlimited Data)
$12.54 NT$407
$22.41 NT$727
-44.04%
🎉 Sport & Entertainment
Hua-lien
Kinmen
Difference
Gym Membership (Monthly)
$36.61 NT$1,187
$37.07 NT$1,202
-1.24%
Cinema Ticket
$10.12 NT$328
$9.78 NT$317
3.48%
🧸 Childcare & Education
Hua-lien
Kinmen
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$767 NT$24.9K
$535 NT$17.3K
43.43%
International Primary School, 1 Child (Yearly)
$16.4K NT$533.1K
$16.6K NT$538.1K
-0.93%
👕👟 Clothing & Footwear
Hua-lien
Kinmen
Difference
Jeans (Levis 501 Or Similar)
$57.1 NT$1,850
$64.5 NT$2,092
-11.53%
Summer Dress (H&M, Zara, etc)
$36.07 NT$1,170
$31.43 NT$1,019
14.76%
Sport Shoes (Adidas, Nike)
$79.5 NT$2,576
$85.0 NT$2,757
-6.54%
Men's Leather Business Shoes
$107 NT$3,455
$101 NT$3,284
5.20%
🏠 Accommodation & Living
Hua-lien
Kinmen
Difference
1-bedroom Apartment, City Center (Monthly)
$404 NT$13.1K
$409 NT$13.3K
-1.41%
1-bedroom Apartment, Outside City Center (Monthly)
$253 NT$8,204
$255 NT$8,261
-0.69%
3-bedroom Apartment, City Center (Monthly)
$985 NT$31.9K
$973 NT$31.5K
1.21%
3-bedroom Apartment, Outside City Center (Monthly)
$740 NT$24.0K
$745 NT$24.2K
-0.69%
Buy Apartment in City Center (m2)
$7,755 NT$251.5K
$7,994 NT$259.2K
-3.00%
Buy Apartment Outside City Center (m2)
$4,989 NT$161.8K
$5,078 NT$164.7K
-1.76%
💵 Salaries & Financials
Hua-lien
Kinmen
Difference
Average Monthly Net Salary (After Tax)
$2,940 NT$95.3K
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
2.13
2.38
-10.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Hua-lien: October 11, 2026

Last update for Kinmen: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Groceries & Markets
Hua-lien
$368
Kinmen
$369 0.3% $1
Accommodation & Living
Hua-lien
$253
Kinmen
$255 0.7% $1.8
Monthly Utilities & Internet
Hua-lien
$135
Kinmen
$129 4.6% $6.2
Clothing & Footwear
Hua-lien
$126
Kinmen
$127 1.1% $1.4
Eating Out
Hua-lien
$95
Kinmen
$107 12.2% $12
Sport & Entertainment
Hua-lien
$57
Kinmen
$57 0.4% $0.2
Getting Around
Hua-lien
$44
Kinmen
$46 5.2% $2.3

Cost Breakdown

A one-bedroom apartment in the center runs $404 in Hua-lien and $409 in Kinmen. Housing cost is often the main lever when comparing two cities.

Dining out: $29.00 in Hua-lien vs $31.00 in Kinmen for a mid-range dinner for two. Groceries echo the gap at $368 vs $369 per month, with Hua-lien cheaper across the board.

Good to know
🇹🇼 Hua-lien
🇹🇼 Kinmen
🕒 Local time
04:07 4:07 AM
04:07 4:07 AM
Same time as Hua-lien
🌤 Weather
👥 Population
105,034
12,568
💱 Currency
Exchange rates and currency converter

USD, EUR to TWD – New Taiwan Dollar Converter

New Taiwan Dollar exchange rates as of October 18, 2026: 1 USD = 32.43 TWD (100 TWD = 3.08 USD). 1 EUR = 36.46 TWD (100 TWD = 2.74 EUR).

On the map
Between locations
  • Hua-lien Kinmen 340 km
From you
  • Hua-lien
  • Kinmen

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Hua-lien vs Kinmen: Cost of Living - Frequently Asked Questions
Which city is more expensive, Hua-lien or Kinmen?
Hua-lien wins on cost – living expenses run 1% lower than in Kinmen. Housing and daily spending are where you'll feel the difference most, making Hua-lien the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Hua-lien and in Kinmen?
You'd need roughly $1,615 in Hua-lien and $1,632 in Kinmen to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Hua-lien compared to Kinmen?
Rent for a central apartment: $404 in Hua-lien versus $409 in Kinmen. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Hua-lien or in Kinmen?
Supermarket bills run roughly 0% higher in Kinmen. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Hua-lien and in Kinmen?
Dining out is cheaper in Hua-lien – a meal for two runs $29.00 versus $31.00 in Kinmen. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Hua-lien or in Kinmen?
At $1,076 in Hua-lien versus $1,088 in Kinmen, a $1,000 budget is realistic in Hua-lien but tight or insufficient in Kinmen. The gap between the two cities makes Hua-lien the clear choice for anyone on this budget.
Which city offers a better quality of life: Hua-lien or Kinmen?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Hua-lien compared to Kinmen?
Safety-wise, Hua-lien and Kinmen are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Hua-lien gentler on the wallet – expenses run 1% less than in Kinmen. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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