Last update: Oct 2026

Cost of Living Comparison Between Khujand and Ubud, Bali

For one person, living is cheaper in Khujand: $681 a month against $1,349 in Ubud, Bali, rent and utilities included – about $8,000 less a year. Rent and utilities account for most of the difference.

33

Cost of Living Index in Khujand
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Khujand Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Khujand

🇹🇯 Tajikistan

$681

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Khujand and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Khujand and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $681 in Khujand versus $1,349 in Ubud, Bali.

Khujand $681
Ubud, Bali $1,349

Estimated couple costs with rent: $1,082 in Khujand versus $2,305 in Ubud, Bali.

Khujand $1,082
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,484 in Khujand versus $3,261 in Ubud, Bali.

Khujand $1,484
Ubud, Bali $3,261

Living in Khujand costs roughly 49% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$4.76 TJS 43.90

$3.32 Rp 60.2K

43.37%

Three-Course Dinner for Two, Mid-Range

$17.28 TJS 159

$35.64 Rp 646.0K

-51.52%

Fast Food Meal (McDonalds, etc)

$5.51 TJS 50.8

$5.53 Rp 100.3K

-0.36%

Cappuccino

$1.66 TJS 15.26

$2.72 Rp 49.3K

-38.97%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.56 TJS 5.16

$1.70 Rp 30.8K

-67.06%

Water (0.33 liter bottle)

$0.32 TJS 2.93

$0.76 Rp 13.8K

-57.89%

Local Beer (0.5 liter draught)

$1.16 TJS 10.73

$2.65 Rp 48.1K

-56.23%

Imported Beer (0.33 liter bottle)

$2.30 TJS 21.18

$4.38 Rp 79.4K

-47.49%

Milk (1 liter)

$1.02 TJS 9.39

$1.49 Rp 27.0K

-31.54%

White Bread (500g)

$0.52 TJS 4.80

$2.28 Rp 41.3K

-77.19%

Rice (white) (1kg)

$1.77 TJS 16.36

$1.19 Rp 21.6K

48.74%

Eggs

$1.83 TJS 16.85

$2.04 Rp 36.9K

-10.29%

Local Cheese (1kg)

$10.98 TJS 101

$17.70 Rp 320.8K

-37.97%

Chicken Fillets (1kg)

$3.29 TJS 30.31

$3.96 Rp 71.8K

-16.92%

Beef Round Steak (1kg)

$11.33 TJS 104

$12.19 Rp 221.0K

-7.05%

Apples (1kg)

$1.47 TJS 13.50

$3.66 Rp 66.3K

-59.84%

Banana (1kg)

$2.30 TJS 21.19

$1.52 Rp 27.5K

51.32%

Oranges (1kg)

$2.59 TJS 23.83

$2.23 Rp 40.4K

16.14%

Tomato (1kg)

$0.56 TJS 5.15

$1.97 Rp 35.8K

-71.57%

Potato (1kg)

$0.48 TJS 4.39

$1.85 Rp 33.5K

-74.05%

Onion (1kg)

$0.33 TJS 3.02

$2.42 Rp 43.9K

-86.36%

Lettuce (1 head)

$1.27 TJS 11.72

$0.99 Rp 17.9K

28.28%

Water (1.5 liter bottle)

$0.56 TJS 5.17

$0.51 Rp 9,306

9.80%

Cigarettes 20 Pack (Marlboro, Camel)

$2.12 TJS 19.55

$2.22 Rp 40.3K

-4.50%

Wine (Bottle)

$11.51 TJS 106

$22.24 Rp 403.1K

-48.25%

Local Beer (0.5 liter bottle)

$1.47 TJS 13.54

$2.26 Rp 41.0K

-34.96%

Imported Beer (0.33 liter bottle)

$2.14 TJS 19.73

$2.97 Rp 53.8K

-27.95%

One-way Ticket (Public Transport)

$0.32 TJS 2.94

$0.25 Rp 4,550

28.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

Taxi Start (Normal Tariff)

$1.11 TJS 10.22

$0.44 Rp 7,967

152.27%

Taxi (Normal Tariff) (1km)

$0.32 TJS 2.93

$0.43 Rp 7,796

-25.58%

Taxi 1hour Waiting (Normal Tariff)

$5.31 TJS 48.95

$5.41 Rp 98.0K

-1.85%

Gasoline (1 liter)

$1.17 TJS 10.79

$0.82 Rp 15.0K

42.68%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.4K TJS 150.8K

$23.8K Rp 432.1M

-31.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.8K TJS 154.7K

$31.7K Rp 575.5M

-47.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$46.55 TJS 429

$79.1 Rp 1.4M

-41.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.22 TJS 57.4

$6.45 Rp 116.8K

-3.57%

Internet (50+ Mbps, Unlimited Data)

$16.88 TJS 156

$18.58 Rp 336.7K

-9.15%

Gym Membership (Monthly)

$27.56 TJS 254

$49.48 Rp 896.9K

-44.30%

Tennis Court (1 Hour on Weekend)

$16.12 TJS 149

$17.65 Rp 319.9K

-8.67%

Cinema Ticket

$4.37 TJS 40.24

$4.27 Rp 77.5K

2.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$82.5 TJS 760

$491 Rp 8.9M

-83.18%

International Primary School, 1 Child (Yearly)

$5,685 TJS 52.4K

$5,674 Rp 102.8M

0.19%

Jeans (Levis 501 Or Similar)

$20.64 TJS 190

$44.64 Rp 809.1K

-53.76%

Summer Dress (H&M, Zara, etc)

$35.69 TJS 329

$34.95 Rp 633.5K

2.12%

Sport Shoes (Adidas, Nike)

$50.5 TJS 465

$79.9 Rp 1.4M

-36.86%

Men's Leather Business Shoes

$55.4 TJS 511

$79.4 Rp 1.4M

-30.26%

1-bedroom Apartment, City Center (Monthly)

$271 TJS 2,499

$1,125 Rp 20.4M

-75.89%

1-bedroom Apartment, Outside City Center (Monthly)

$214 TJS 1,973

$671 Rp 12.2M

-68.12%

3-bedroom Apartment, City Center (Monthly)

$506 TJS 4,664

$3,565 Rp 64.6M

-85.81%

3-bedroom Apartment, Outside City Center (Monthly)

$440 TJS 4,051

$1,723 Rp 31.2M

-74.49%

Buy Apartment in City Center (m2)

$872 TJS 8,034

$2,732 Rp 49.5M

-68.09%

Buy Apartment Outside City Center (m2)

$550 TJS 5,070

$2,284 Rp 41.4M

-75.92%

Average Monthly Net Salary (After Tax)

$357 TJS 3,294

$164 Rp 3.0M

118.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

59.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Khujand: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Khujand

$214 31.4%

Ubud, Bali

$672 49.8% 214% $457

Groceries & Markets

Khujand

$196 28.8%

Ubud, Bali

$288 21.4% 47.2% $92

Eating Out

Khujand

$88 13%

Ubud, Bali

$108 8% 21.7% $19

Clothing & Footwear

Khujand

$73 10.7%

Ubud, Bali

$108 8% 47.3% $35

Monthly Utilities & Internet

Khujand

$70 10.2%

Ubud, Bali

$104 7.7% 49.4% $34

Sport & Entertainment

Khujand

$36 5.3%

Ubud, Bali

$58 4.3% 59.9% $22

Getting Around

Khujand

$4 * 0.6%

Ubud, Bali

$11 0.9% 188% $7.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $271 in Khujand and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Khujand pays about 2.2 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $17 in Khujand vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $196 vs $288 per month, with Khujand cheaper across the board.

Good to know

🇹🇯 Khujand

🇮🇩 Ubud, Bali

🕒 Local time

22:19 10:19 PM

01:19 1:19 AM

3 h ahead of Khujand

🌤 Weather

👥 Population

181,600

74,800

💱 Currency

Tajikistani Somoni TJS ЅМ

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 TJS = 10.85 USD

100 TJS = 9.72 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to TJS – Tajikistani Somoni Converter

🇺🇸 United States Dollar ($)

🇹🇯 Tajikistani Somoni (ЅМ)

Tajikistani Somoni exchange rates as of October 29, 2026: 1 USD = 9.22 TJS (1 TJS = 0.108 USD). 1 EUR = 10.29 TJS (100 TJS = 9.72 EUR).

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,125 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,227 IDR (100,000 IDR = 4.94 EUR).

USD to TJS in detail →

On the map

Lowest

Highest

Between locations

Khujand Ubud, Bali 7,160 km ≈ 9 h nonstop flight

From you

Khujand
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Khujand vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $681 in Khujand and $1,349 in Ubud, Bali, so Khujand is about 49% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Khujand is about 2.2 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $271 in Khujand versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $83 in Khujand versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Khujand – a meal for two runs $17 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $681 in Khujand versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Khujand but tight or insufficient in Ubud, Bali. The gap between the two cities makes Khujand the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Khujand and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.