Last update: Oct 2026

Cost of Living Comparison Between Kharkiv and Chernivtsi

For one person, living is cheaper in Kharkiv: $722 a month against $753 in Chernivtsi, rent and utilities included – about $370 less a year. Higher rent and utilities in Chernivtsi outweigh lower spending on other living expenses.

35

Cost of Living Index in Kharkiv
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Kharkiv Living Index
36

Cost of Living Index in Chernivtsi
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Chernivtsi Living Index

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Kharkiv

🇺🇦 Ukraine

$722

/mo nomad

Chernivtsi

🇺🇦 Ukraine

$753

/mo nomad

Monthly Cost of Living

How much you'll spend in Kharkiv and in Chernivtsi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kharkiv and in Chernivtsi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $722 in Kharkiv versus $753 in Chernivtsi.

Kharkiv $722
Chernivtsi $753

Estimated couple costs with rent: $1,072 in Kharkiv versus $1,147 in Chernivtsi.

Kharkiv $1,072
Chernivtsi $1,147

Monthly costs for a family of three with rent: $1,421 in Kharkiv versus $1,541 in Chernivtsi.

Kharkiv $1,421
Chernivtsi $1,541

Living in Kharkiv costs roughly 4% less than in Chernivtsi, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Kharkiv 47% lower, Chernivtsi 45% lower.

Meal at Budget Restaurant

$6.54 ₴298

$8.12 ₴370

-19.46%

Three-Course Dinner for Two, Mid-Range

$30.03 ₴1,367

$26.43 ₴1,203

13.62%

Fast Food Meal (McDonalds, etc)

$4.82 ₴219

$6.18 ₴281

-22.01%

Cappuccino

$1.64 ₴74.8

$1.12 ₴51.1

46.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.04 ₴47.56

$1.11 ₴50.7

-6.31%

Water (0.33 liter bottle)

$0.50 ₴22.60

$0.57 ₴26.14

-12.28%

Local Beer (0.5 liter draught)

$0.96 ₴43.90

$1.13 ₴51.4

-15.04%

Imported Beer (0.33 liter bottle)

$1.67 ₴75.9

$1.28 ₴58.1

30.47%

Milk (1 liter)

$1.09 ₴49.48

$0.94 ₴42.70

15.96%

White Bread (500g)

$0.68 ₴31.02

$0.66 ₴29.97

3.03%

Rice (white) (1kg)

$1.22 ₴55.6

$1.24 ₴56.5

-1.61%

Eggs

$1.65 ₴75.0

$1.52 ₴69.2

8.55%

Local Cheese (1kg)

$8.34 ₴380

$8.20 ₴373

1.71%

Chicken Fillets (1kg)

$4.07 ₴185

$3.91 ₴178

4.09%

Beef Round Steak (1kg)

$7.14 ₴325

$6.19 ₴282

15.35%

Apples (1kg)

$1.33 ₴60.4

$0.98 ₴44.70

35.71%

Banana (1kg)

$1.51 ₴68.8

$1.41 ₴64.3

7.09%

Oranges (1kg)

$1.57 ₴71.4

$1.74 ₴79.2

-9.77%

Tomato (1kg)

$2.10 ₴95.8

$1.78 ₴81.0

17.98%

Potato (1kg)

$0.72 ₴32.88

$0.48 ₴21.82

50.00%

Onion (1kg)

$0.54 ₴24.72

$0.61 ₴27.87

-11.48%

Lettuce (1 head)

$1.20 ₴54.8

$0.89 ₴40.50

34.83%

Water (1.5 liter bottle)

$0.60 ₴27.26

$0.37 ₴16.88

62.16%

Cigarettes 20 Pack (Marlboro, Camel)

$2.72 ₴124

$2.57 ₴117

5.84%

Wine (Bottle)

$4.32 ₴197

$4.05 ₴184

6.67%

Local Beer (0.5 liter bottle)

$0.83 ₴37.80

$0.75 ₴34.09

10.67%

Imported Beer (0.33 liter bottle)

$1.19 ₴54.4

$0.94 ₴42.71

26.60%

One-way Ticket (Public Transport)

$0.32 ₴14.46

Public Transport Monthly Pass (Regular Price)

$6.68 ₴304

Taxi Start (Normal Tariff)

$1.34 ₴61.1

$1.11 ₴50.6

20.72%

Taxi (Normal Tariff) (1km)

$0.32 ₴14.52

$0.32 ₴14.42

Taxi 1hour Waiting (Normal Tariff)

$2.13 ₴97.2

$2.17 ₴98.8

-1.84%

Gasoline (1 liter)

$1.80 ₴82.0

$1.54 ₴70.1

16.88%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K ₴1.4M

$31.0K ₴1.4M

-2.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$23.7K ₴1.1M

$25.2K ₴1.1M

-5.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.7 ₴4,358

$90.4 ₴4,117

5.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.93 ₴270

$4.66 ₴212

27.25%

Internet (50+ Mbps, Unlimited Data)

$6.78 ₴309

$4.60 ₴210

47.39%

Gym Membership (Monthly)

$24.11 ₴1,098

$35.77 ₴1,628

-32.60%

Tennis Court (1 Hour on Weekend)

$13.50 ₴615

$15.39 ₴701

-12.28%

Cinema Ticket

$4.62 ₴210

$4.43 ₴202

4.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$274 ₴12.5K

$189 ₴8,624

44.43%

International Primary School, 1 Child (Yearly)

$2,659 ₴121.0K

$4,018 ₴182.9K

-33.83%

Jeans (Levis 501 Or Similar)

$55.5 ₴2,525

$39.73 ₴1,809

39.59%

Summer Dress (H&M, Zara, etc)

$41.95 ₴1,910

$35.37 ₴1,610

18.60%

Sport Shoes (Adidas, Nike)

$87.9 ₴4,001

$67.0 ₴3,051

31.16%

Men's Leather Business Shoes

$104 ₴4,738

$60.4 ₴2,748

72.43%

1-bedroom Apartment, City Center (Monthly)

$274 ₴12.5K

$334 ₴15.2K

-17.86%

1-bedroom Apartment, Outside City Center (Monthly)

$188 ₴8,538

$252 ₴11.5K

-25.54%

3-bedroom Apartment, City Center (Monthly)

$496 ₴22.6K

$520 ₴23.7K

-4.63%

3-bedroom Apartment, Outside City Center (Monthly)

$206 ₴9,366

$412 ₴18.8K

-50.10%

Buy Apartment in City Center (m2)

$1,043 ₴47.5K

$1,379 ₴62.8K

-24.40%

Buy Apartment Outside City Center (m2)

$595 ₴27.1K

$1,006 ₴45.8K

-40.85%

Average Monthly Net Salary (After Tax)

$516 ₴23.5K

$506 ₴23.1K

1.96%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.89

-0.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kharkiv: October 27, 2026

Last update for Chernivtsi: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kharkiv

$188 26%

Chernivtsi

$252 33.4% 34.3% $64

Groceries & Markets

Kharkiv

$159 22%

Chernivtsi

$143 19% 9.8% $16

Clothing & Footwear

Kharkiv

$130 18%

Chernivtsi

$91 12.1% 30% $39

Monthly Utilities & Internet

Kharkiv

$108 15%

Chernivtsi

$100 13.2% 8.1% $8.8

Eating Out

Kharkiv

$101 14%

Chernivtsi

$112 14.9% 11% $11

Sport & Entertainment

Kharkiv

$33 4.6%

Chernivtsi

$45 5.9% 33.8% $11

Getting Around

Kharkiv

$2.9 * 0.4%

Chernivtsi

$11 1.4% 262% $7.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $274 in Kharkiv and $334 in Chernivtsi. Housing cost is often the main lever when comparing two cities.

Dining out: $30 in Kharkiv vs $26 in Chernivtsi for a mid-range dinner for two. Groceries echo the gap at $159 vs $143 per month, with Chernivtsi cheaper across the board.

Good to know

🇺🇦 Kharkiv

🇺🇦 Chernivtsi

🕒 Local time

12:50 12:50 PM

Same time as Kharkiv

🌤 Weather

👥 Population

1,447,652

266,550

💱 Currency

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100 UAH = 2.2 USD

100 UAH = 1.97 EUR

100 UAH = 2.2 USD

100 UAH = 1.97 EUR

Exchange rates and currency converter

On the map

Lowest

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Between locations

Kharkiv Chernivtsi 770 km ≈ 1 h 30 min nonstop flight

From you

Kharkiv
Chernivtsi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kharkiv vs Chernivtsi: Cost of Living - Frequently Asked Questions

Kharkiv wins on cost – living expenses run 4% lower than in Chernivtsi. Housing and daily spending are where you’ll feel the difference most, making Kharkiv the obvious pick if budget is a priority.

You’d need roughly $1,083 in Kharkiv and $1,130 in Chernivtsi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $274 in Kharkiv versus $334 in Chernivtsi. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Chernivtsi pay roughly 10% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $722 per month in Kharkiv versus $753 in Chernivtsi – Kharkiv is about 4% cheaper, which adds up to real savings over time.