Last update: Oct 2026

Cost of Living Comparison Between Chernivtsi and Kharkiv

For one person, living is cheaper in Kharkiv: $722 a month against $753 in Chernivtsi, rent and utilities included – about $370 less a year. Higher rent and utilities in Chernivtsi outweigh lower spending on other living expenses.

36

Cost of Living Index in Chernivtsi
Learn more

Chernivtsi Living Index
35

Cost of Living Index in Kharkiv
Learn more

Kharkiv Living Index

Jump to prices

Chernivtsi

🇺🇦 Ukraine

$753

/mo nomad

Kharkiv

🇺🇦 Ukraine

$722

/mo nomad

Monthly Cost of Living

How much you'll spend in Chernivtsi and in Kharkiv

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Chernivtsi and in Kharkiv actually costs, broken down by who's living it.

Monthly costs for one person with rent: $753 in Chernivtsi versus $722 in Kharkiv.

Chernivtsi $753
Kharkiv $722

Estimated couple costs with rent: $1,147 in Chernivtsi versus $1,072 in Kharkiv.

Chernivtsi $1,147
Kharkiv $1,072

Monthly costs for a family of three with rent: $1,541 in Chernivtsi versus $1,421 in Kharkiv.

Chernivtsi $1,541
Kharkiv $1,421

Living in Chernivtsi is roughly 4% more expensive than in Kharkiv, and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Chernivtsi 45% lower, Kharkiv 47% lower.

Meal at Budget Restaurant

$8.12 ₴370

$6.54 ₴298

24.16%

Three-Course Dinner for Two, Mid-Range

$26.43 ₴1,203

$30.03 ₴1,367

-11.99%

Fast Food Meal (McDonalds, etc)

$6.18 ₴281

$4.82 ₴219

28.22%

Cappuccino

$1.12 ₴51.1

$1.64 ₴74.8

-31.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.11 ₴50.7

$1.04 ₴47.56

6.73%

Water (0.33 liter bottle)

$0.57 ₴26.14

$0.50 ₴22.60

14.00%

Local Beer (0.5 liter draught)

$1.13 ₴51.4

$0.96 ₴43.90

17.71%

Imported Beer (0.33 liter bottle)

$1.28 ₴58.1

$1.67 ₴75.9

-23.35%

Milk (1 liter)

$0.94 ₴42.70

$1.09 ₴49.48

-13.76%

White Bread (500g)

$0.66 ₴29.97

$0.68 ₴31.02

-2.94%

Rice (white) (1kg)

$1.24 ₴56.5

$1.22 ₴55.6

1.64%

Eggs

$1.52 ₴69.2

$1.65 ₴75.0

-7.88%

Local Cheese (1kg)

$8.20 ₴373

$8.34 ₴380

-1.68%

Chicken Fillets (1kg)

$3.91 ₴178

$4.07 ₴185

-3.93%

Beef Round Steak (1kg)

$6.19 ₴282

$7.14 ₴325

-13.31%

Apples (1kg)

$0.98 ₴44.70

$1.33 ₴60.4

-26.32%

Banana (1kg)

$1.41 ₴64.3

$1.51 ₴68.8

-6.62%

Oranges (1kg)

$1.74 ₴79.2

$1.57 ₴71.4

10.83%

Tomato (1kg)

$1.78 ₴81.0

$2.10 ₴95.8

-15.24%

Potato (1kg)

$0.48 ₴21.82

$0.72 ₴32.88

-33.33%

Onion (1kg)

$0.61 ₴27.87

$0.54 ₴24.72

12.96%

Lettuce (1 head)

$0.89 ₴40.50

$1.20 ₴54.8

-25.83%

Water (1.5 liter bottle)

$0.37 ₴16.88

$0.60 ₴27.26

-38.33%

Cigarettes 20 Pack (Marlboro, Camel)

$2.57 ₴117

$2.72 ₴124

-5.51%

Wine (Bottle)

$4.05 ₴184

$4.32 ₴197

-6.25%

Local Beer (0.5 liter bottle)

$0.75 ₴34.09

$0.83 ₴37.80

-9.64%

Imported Beer (0.33 liter bottle)

$0.94 ₴42.71

$1.19 ₴54.4

-21.01%

One-way Ticket (Public Transport)

$0.32 ₴14.46

Public Transport Monthly Pass (Regular Price)

$6.68 ₴304

Taxi Start (Normal Tariff)

$1.11 ₴50.6

$1.34 ₴61.1

-17.16%

Taxi (Normal Tariff) (1km)

$0.32 ₴14.42

$0.32 ₴14.52

Taxi 1hour Waiting (Normal Tariff)

$2.17 ₴98.8

$2.13 ₴97.2

1.88%

Gasoline (1 liter)

$1.54 ₴70.1

$1.80 ₴82.0

-14.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.0K ₴1.4M

$30.3K ₴1.4M

2.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K ₴1.1M

$23.7K ₴1.1M

6.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$90.4 ₴4,117

$95.7 ₴4,358

-5.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.66 ₴212

$5.93 ₴270

-21.42%

Internet (50+ Mbps, Unlimited Data)

$4.60 ₴210

$6.78 ₴309

-32.15%

Gym Membership (Monthly)

$35.77 ₴1,628

$24.11 ₴1,098

48.36%

Tennis Court (1 Hour on Weekend)

$15.39 ₴701

$13.50 ₴615

14.00%

Cinema Ticket

$4.43 ₴202

$4.62 ₴210

-4.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$189 ₴8,624

$274 ₴12.5K

-30.76%

International Primary School, 1 Child (Yearly)

$4,018 ₴182.9K

$2,659 ₴121.0K

51.13%

Jeans (Levis 501 Or Similar)

$39.73 ₴1,809

$55.5 ₴2,525

-28.36%

Summer Dress (H&M, Zara, etc)

$35.37 ₴1,610

$41.95 ₴1,910

-15.69%

Sport Shoes (Adidas, Nike)

$67.0 ₴3,051

$87.9 ₴4,001

-23.76%

Men's Leather Business Shoes

$60.4 ₴2,748

$104 ₴4,738

-42.00%

1-bedroom Apartment, City Center (Monthly)

$334 ₴15.2K

$274 ₴12.5K

21.74%

1-bedroom Apartment, Outside City Center (Monthly)

$252 ₴11.5K

$188 ₴8,538

34.29%

3-bedroom Apartment, City Center (Monthly)

$520 ₴23.7K

$496 ₴22.6K

4.85%

3-bedroom Apartment, Outside City Center (Monthly)

$412 ₴18.8K

$206 ₴9,366

100.41%

Buy Apartment in City Center (m2)

$1,379 ₴62.8K

$1,043 ₴47.5K

32.28%

Buy Apartment Outside City Center (m2)

$1,006 ₴45.8K

$595 ₴27.1K

69.05%

Average Monthly Net Salary (After Tax)

$506 ₴23.1K

$516 ₴23.5K

-1.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

17.89

0.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chernivtsi: October 26, 2026

Last update for Kharkiv: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Chernivtsi

$252 33.4%

Kharkiv

$188 26% 25.5% $64

Groceries & Markets

Chernivtsi

$143 19%

Kharkiv

$159 22% 10.8% $16

Eating Out

Chernivtsi

$112 14.9%

Kharkiv

$101 14% 9.9% $11

Monthly Utilities & Internet

Chernivtsi

$100 13.2%

Kharkiv

$108 15% 8.8% $8.8

Clothing & Footwear

Chernivtsi

$91 12.1%

Kharkiv

$130 18% 42.9% $39

Sport & Entertainment

Chernivtsi

$45 5.9%

Kharkiv

$33 4.6% 25.3% $11

Getting Around

Chernivtsi

$11 1.4%

Kharkiv

$2.9 * 0.4% 72.4% $7.7

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $334 in Chernivtsi and $274 in Kharkiv. Housing cost is often the main lever when comparing two cities.

Dining out: $26 in Chernivtsi vs $30 in Kharkiv for a mid-range dinner for two. Groceries echo the gap at $143 vs $159 per month, with Chernivtsi cheaper across the board.

Good to know

🇺🇦 Chernivtsi

🇺🇦 Kharkiv

🕒 Local time

11:47 11:47 AM

Same time as Chernivtsi

🌤 Weather

👥 Population

266,550

1,447,652

💱 Currency

Ukrainian Hryvnia UAH ₴

📈 Exchange rate

100 UAH = 2.2 USD

100 UAH = 1.97 EUR

100 UAH = 2.2 USD

100 UAH = 1.97 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Chernivtsi Kharkiv 770 km ≈ 1 h 30 min nonstop flight

From you

Chernivtsi
Kharkiv

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chernivtsi vs Kharkiv: Cost of Living - Frequently Asked Questions

Kharkiv wins on cost – living expenses run 4% lower than in Chernivtsi. Housing and daily spending are where you’ll feel the difference most, making Kharkiv the obvious pick if budget is a priority.

You’d need roughly $1,130 in Chernivtsi and $1,083 in Kharkiv to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $334 in Chernivtsi versus $274 in Kharkiv. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Chernivtsi pay roughly 10% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

All in, you’ll spend $753 per month in Chernivtsi versus $722 in Kharkiv – Kharkiv is about 4% cheaper, which adds up to real savings over time.