Cost of Living Comparison Between Kettering and Terrace Cost of Living Comparison Between Kettering and Terrace

Monthly Cost of Living

Monthly costs for one person with rent: $1,992 in Kettering versus $1,918 in Terrace.

Estimated couple costs with rent: $2,630 in Kettering versus $2,938 in Terrace.

Monthly costs for a family of three with rent: $3,267 in Kettering versus $3,958 in Terrace.

Living in Kettering is roughly 4% more expensive than in Terrace, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Kettering 45% above, Terrace 40% above.

Meal at Budget Restaurant

$19.97 £14.76

$17.93 CA$24.73

11.38%

Three-Course Dinner for Two, Mid-Range

$82.2 £60.7

$82.4 CA$114

-0.29%

Fast Food Meal (McDonalds, etc)

$10.96 £8.10

$10.28 CA$14.17

6.61%

Cappuccino

$4.76 £3.52

$4.12 CA$5.68

15.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.12 £1.57

$2.18 CA$3.01

-2.75%

Water (0.33 liter bottle)

$1.59 £1.18

$1.82 CA$2.51

-12.64%

Local Beer (0.5 liter draught)

$5.92 £4.37

$5.31 CA$7.33

11.49%

Imported Beer (0.33 liter bottle)

$5.48 £4.05

$5.27 CA$7.27

3.98%

Milk (1 liter)

$1.52 £1.12

$2.39 CA$3.29

-36.40%

White Bread (500g)

$1.81 £1.33

$2.62 CA$3.61

-30.92%

Rice (white) (1kg)

$2.74 £2.03

$5.44 CA$7.51

-49.63%

Eggs

$4.08 £3.01

$3.71 CA$5.11

9.97%

Local Cheese (1kg)

$9.68 £7.16

$8.98 CA$12.38

7.80%

Chicken Fillets (1kg)

$7.36 £5.44

$15.72 CA$21.68

-53.18%

Beef Round Steak (1kg)

$17.10 £12.64

$13.62 CA$18.78

25.55%

Apples (1kg)

$3.32 £2.45

$4.34 CA$5.98

-23.50%

Banana (1kg)

$1.63 £1.21

$1.24 CA$1.72

31.45%

Oranges (1kg)

$2.84 £2.10

$3.22 CA$4.44

-11.80%

Tomato (1kg)

$3.30 £2.44

$3.89 CA$5.36

-15.17%

Potato (1kg)

$1.19 £0.88

$3.34 CA$4.61

-64.37%

Onion (1kg)

$1.83 £1.35

$3.13 CA$4.31

-41.53%

Lettuce (1 head)

$1.20 £0.88

$2.47 CA$3.40

-51.42%

Water (1.5 liter bottle)

$1.33 £0.98

$1.01 CA$1.39

31.68%

Cigarettes 20 Pack (Marlboro, Camel)

$24.21 £17.90

$11.67 CA$16.09

107.46%

Wine (Bottle)

$10.24 £7.57

$13.66 CA$18.83

-25.04%

Local Beer (0.5 liter bottle)

$3.34 £2.47

$2.24 CA$3.10

49.11%

Imported Beer (0.33 liter bottle)

$2.13 £1.57

$1.83 CA$2.53

16.39%

One-way Ticket (Public Transport)

$2.66 £1.96

$1.45 CA$2.00

83.45%

Public Transport Monthly Pass (Regular Price)

$31.34 CA$43.22

Taxi Start (Normal Tariff)

$4.21 £3.12

$3.33 CA$4.59

26.43%

Taxi (Normal Tariff) (1km)

$1.89 £1.40

$1.59 CA$2.19

18.87%

Taxi 1hour Waiting (Normal Tariff)

$24.09 £17.81

$21.79 CA$30.05

10.56%

Gasoline (1 liter)

$2.03 £1.50

$1.21 CA$1.68

67.77%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$38.3K £28.3K

$28.0K CA$38.6K

36.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.1K £30.4K

$19.3K CA$26.6K

112.73%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$206 £152

$95.3 CA$131

115.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.72 £12.36

$39.88 CA$55.0

-58.07%

Internet (50+ Mbps, Unlimited Data)

$44.44 £32.85

$62.1 CA$85.7

-28.48%

Gym Membership (Monthly)

$40.01 £29.57

$42.51 CA$58.6

-5.88%

Tennis Court (1 Hour on Weekend)

$16.92 CA$23.34

Cinema Ticket

$13.62 £10.06

$9.11 CA$12.56

49.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,480 £1,094

$774 CA$1,068

91.17%

International Primary School, 1 Child (Yearly)

$15.5K £11.5K

$14.6K CA$20.1K

6.25%

Jeans (Levis 501 Or Similar)

$87.3 £64.5

$37.31 CA$51.4

133.91%

Summer Dress (H&M, Zara, etc)

$36.93 £27.30

$30.94 CA$42.66

19.36%

Sport Shoes (Adidas, Nike)

$75.3 £55.7

$80.5 CA$111

-6.43%

Men's Leather Business Shoes

$107 £79.2

$102 CA$141

4.65%

1-bedroom Apartment, City Center (Monthly)

$1,088 £804

$1,046 CA$1,442

3.99%

1-bedroom Apartment, Outside City Center (Monthly)

$892 £659

$864 CA$1,191

3.20%

3-bedroom Apartment, City Center (Monthly)

$1,083 £801

$1,649 CA$2,273

-34.29%

3-bedroom Apartment, Outside City Center (Monthly)

$779 £576

$1,342 CA$1,851

-41.92%

Buy Apartment in City Center (m2)

$4,352 CA$6,002

Buy Apartment Outside City Center (m2)

$4,082 CA$5,630

Average Monthly Net Salary (After Tax)

$4,332 £3,202

$3,266 CA$4,504

32.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.06

5.05

0.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kettering: September 1, 2026

Last update for Terrace: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,088 in Kettering and $1,046 in Terrace. Housing cost is often the main lever when comparing two cities.

Kettering pays 33% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $82.0 in Kettering vs $82.0 in Terrace for a mid-range dinner for two. Groceries echo the gap at $301 vs $375 per month, with Kettering cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kettering vs Terrace: Cost of Living - Frequently Asked Questions

Terrace is cheaper overall, especially in Eating Out, Clothing & Footwear, Sport & Entertainment. The 4% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 33% higher in Kettering, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,088 in Kettering versus $1,046 in Terrace. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Kettering pay roughly 24% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $1,992 per month in Kettering versus $1,918 in Terrace – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,918 in Terrace versus $1,992 in Kettering, a $2,000 budget is realistic in Terrace but tight or insufficient in Kettering. The gap between the two cities makes Terrace the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kettering and Terrace are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Terrace gentler on the wallet – expenses run 4% less than in Kettering. Beyond cost, consider language, visa policies, and how big the international community is in each city.