Last update: Oct 2026

Cost of Living Comparison Between Kettering and Terrace

For one person, living costs are similar in Kettering and in Terrace: $1,921 and $1,887 a month, rent and utilities included.

94

Cost of Living Index in Kettering
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Kettering Living Index
91

Cost of Living Index in Terrace
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Terrace Living Index

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Kettering

🇬🇧 United Kingdom

$1,921

/mo nomad

Terrace

🇨🇦 Canada

$1,887

/mo nomad

Monthly Cost of Living

How much you'll spend in Kettering and in Terrace

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kettering and in Terrace actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,921 in Kettering versus $1,887 in Terrace.

Kettering $1,921
Terrace $1,887

Estimated couple costs with rent: $2,555 in Kettering versus $2,853 in Terrace.

Kettering $2,555
Terrace $2,853

Monthly costs for a family of three with rent: $3,189 in Kettering versus $3,819 in Terrace.

Kettering $3,189
Terrace $3,819

Living in Kettering is roughly 2% more expensive than in Terrace, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Kettering 42% above, Terrace 40% above.

Meal at Budget Restaurant

$19.80 £14.86

$17.53 CA$24.78

12.95%

Three-Course Dinner for Two, Mid-Range

$80.4 £60.3

$79.9 CA$113

0.63%

Fast Food Meal (McDonalds, etc)

$10.75 £8.07

$9.87 CA$13.95

8.92%

Cappuccino

$4.59 £3.44

$3.93 CA$5.55

16.79%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 £1.58

$2.09 CA$2.95

0.48%

Water (0.33 liter bottle)

$1.53 £1.15

$1.62 CA$2.29

-5.56%

Local Beer (0.5 liter draught)

$5.75 £4.31

$5.19 CA$7.34

10.79%

Imported Beer (0.33 liter bottle)

$5.35 £4.01

$6.15 CA$8.69

-13.01%

Milk (1 liter)

$1.44 £1.08

$2.25 CA$3.19

-36.00%

White Bread (500g)

$1.76 £1.32

$2.63 CA$3.72

-33.08%

Rice (white) (1kg)

$2.71 £2.03

$5.10 CA$7.21

-46.86%

Eggs

$3.98 £2.99

$3.60 CA$5.10

10.56%

Local Cheese (1kg)

$9.01 £6.76

$8.81 CA$12.45

2.27%

Chicken Fillets (1kg)

$7.54 £5.66

$15.36 CA$21.71

-50.91%

Beef Round Steak (1kg)

$16.40 £12.30

$13.51 CA$19.10

21.39%

Apples (1kg)

$3.30 £2.48

$4.06 CA$5.73

-18.72%

Banana (1kg)

$1.54 £1.15

$1.21 CA$1.72

27.27%

Oranges (1kg)

$2.67 £2.01

$2.99 CA$4.23

-10.70%

Tomato (1kg)

$3.16 £2.37

$3.67 CA$5.20

-13.90%

Potato (1kg)

$1.21 £0.91

$3.14 CA$4.44

-61.46%

Onion (1kg)

$1.71 £1.28

$3.13 CA$4.43

-45.37%

Lettuce (1 head)

$1.21 £0.91

$2.37 CA$3.36

-48.95%

Water (1.5 liter bottle)

$1.24 £0.93

$1.01 CA$1.43

22.77%

Cigarettes 20 Pack (Marlboro, Camel)

$23.65 £17.74

$11.27 CA$15.94

109.85%

Wine (Bottle)

$9.70 £7.28

$13.44 CA$18.99

-27.83%

Local Beer (0.5 liter bottle)

$3.28 £2.46

$2.09 CA$2.96

56.94%

Imported Beer (0.33 liter bottle)

$2.39 £1.79

$1.78 CA$2.52

34.27%

One-way Ticket (Public Transport)

$2.59 £1.94

$1.38 CA$1.95

87.68%

Public Transport Monthly Pass (Regular Price)

$31.40 CA$44.40

Taxi Start (Normal Tariff)

$4.09 £3.07

$3.30 CA$4.66

23.94%

Taxi (Normal Tariff) (1km)

$1.59 £1.19

$1.50 CA$2.12

6.00%

Taxi 1hour Waiting (Normal Tariff)

$31.82 £23.87

$20.03 CA$28.31

58.86%

Gasoline (1 liter)

$2.00 £1.50

$1.22 CA$1.72

63.93%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.6K £28.2K

$27.8K CA$39.3K

35.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.0K £30.7K

$18.7K CA$26.5K

118.85%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$200 £150

$93.2 CA$132

114.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.23 £12.17

$38.92 CA$55.0

-58.30%

Internet (50+ Mbps, Unlimited Data)

$43.94 £32.96

$58.3 CA$82.5

-24.68%

Gym Membership (Monthly)

$39.72 £29.80

$40.14 CA$56.7

-1.05%

Tennis Court (1 Hour on Weekend)

$16.45 CA$23.26

Cinema Ticket

$12.96 £9.73

$8.91 CA$12.60

45.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,503 £1,128

$733 CA$1,037

105.01%

International Primary School, 1 Child (Yearly)

$22.3K £16.7K

$13.4K CA$18.9K

66.33%

Jeans (Levis 501 Or Similar)

$86.4 £64.8

$36.65 CA$51.8

135.61%

Summer Dress (H&M, Zara, etc)

$31.23 £23.43

$30.29 CA$42.82

3.10%

Sport Shoes (Adidas, Nike)

$73.9 £55.4

$79.8 CA$113

-7.42%

Men's Leather Business Shoes

$97.2 £72.9

$104 CA$147

-6.35%

1-bedroom Apartment, City Center (Monthly)

$1,053 £790

$992 CA$1,402

6.21%

1-bedroom Apartment, Outside City Center (Monthly)

$851 £638

$845 CA$1,194

0.67%

3-bedroom Apartment, City Center (Monthly)

$1,071 £804

$1,556 CA$2,200

-31.16%

3-bedroom Apartment, Outside City Center (Monthly)

$758 £569

$1,325 CA$1,874

-42.81%

Buy Apartment in City Center (m2)

$4,127 CA$5,835

Buy Apartment Outside City Center (m2)

$3,426 CA$4,843

Average Monthly Net Salary (After Tax)

$4,330 £3,248

$3,096 CA$4,376

39.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.06

5.05

0.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kettering: October 11, 2026

Last update for Terrace: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kettering

$851 44.3%

Terrace

$845 44.8% 0.7% $5.7

Eating Out

Kettering

$300 15.6%

Terrace

$270 14.3% 9.9% $30

Groceries & Markets

Kettering

$292 15.2%

Terrace

$364 19.3% 24.4% $71

Monthly Utilities & Internet

Kettering

$260 13.6%

Terrace

$191 10.1% 26.8% $70

Clothing & Footwear

Kettering

$130 6.8%

Terrace

$113 6% 13.2% $17

Sport & Entertainment

Kettering

$66 3.4%

Terrace

$58 3.1% 11.7% $7.7

Getting Around

Kettering

$22 * 1.2%

Terrace

$48 2.5% 113% $25

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,053 in Kettering and $992 in Terrace. Housing cost is often the main lever when comparing two cities.

Kettering pays 40% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in Kettering vs $80.0 in Terrace for a mid-range dinner for two. Groceries echo the gap at $292 vs $364 per month, with Kettering cheaper across the board.

Good to know

🇬🇧 Kettering

🇨🇦 Terrace

🕒 Local time

18:54 6:54 PM

10:54 10:54 AM

8 h behind Kettering

🌤 Weather

👥 Population

56,676

19,443

💱 Currency

British Pound GBP £

Canadian Dollar CAD $

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

USD to GBP in detail →

On the map

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Between locations

Kettering Terrace 7,190 km ≈ 9 h nonstop flight

From you

Kettering
Terrace

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kettering vs Terrace: Cost of Living - Frequently Asked Questions

Terrace is cheaper overall, especially in eating out, clothing, and leisure. The 2% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 40% higher in Kettering, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,053 in Kettering versus $992 in Terrace. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Kettering pay roughly 24% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $1,921 per month in Kettering versus $1,887 in Terrace – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,887 in Terrace versus $1,921 in Kettering, a $2,000 budget is realistic in Terrace but tight or insufficient in Kettering. The gap between the two cities makes Terrace the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kettering and Terrace are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Terrace gentler on the wallet – expenses run 2% less than in Kettering. Beyond cost, consider language, visa policies, and how big the international community is in each city.