Cost of Living Comparison Between Terrace and Kettering Cost of Living Comparison Between Terrace and Kettering

Monthly Cost of Living

Monthly costs for one person with rent: $1,914 in Terrace versus $2,125 in Kettering.

Estimated couple costs with rent: $2,928 in Terrace versus $2,793 in Kettering.

Monthly costs for a family of three with rent: $3,942 in Terrace versus $3,461 in Kettering.

Living in Terrace costs roughly 10% less than in Kettering, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Terrace 43% above, Kettering 59% above.

Meal at Budget Restaurant

$18.14 CA$25.20

$20.04 £14.92

-9.48%

Three-Course Dinner for Two, Mid-Range

$83.3 CA$116

$82.8 £61.7

0.65%

Fast Food Meal (McDonalds, etc)

$11.24 CA$15.61

$10.76 £8.01

4.46%

Cappuccino

$3.85 CA$5.34

$4.55 £3.39

-15.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.05 CA$2.85

$1.97 £1.47

4.06%

Water (0.33 liter bottle)

$1.69 CA$2.35

$1.38 £1.03

22.46%

Local Beer (0.5 liter draught)

$4.37 CA$6.07

$5.49 £4.09

-20.40%

Imported Beer (0.33 liter bottle)

$5.86 CA$8.14

$5.45 £4.06

7.52%

Milk (1 liter)

$2.46 CA$3.42

$1.15 £0.85

113.91%

White Bread (500g)

$2.73 CA$3.79

$1.57 £1.17

73.89%

Rice (white) (1kg)

$5.39 CA$7.49

$2.06 £1.53

161.65%

Eggs

$3.98 CA$5.54

$4.22 £3.14

-5.69%

Local Cheese (1kg)

$9.06 CA$12.58

$10.19 £7.59

-11.09%

Chicken Fillets (1kg)

$15.65 CA$21.74

$7.30 £5.44

114.38%

Beef Round Steak (1kg)

$14.07 CA$19.55

$15.83 £11.79

-11.12%

Apples (1kg)

$4.44 CA$6.17

$3.26 £2.43

36.20%

Banana (1kg)

$1.28 CA$1.77

$1.75 £1.30

-26.86%

Oranges (1kg)

$3.24 CA$4.50

$2.76 £2.05

17.39%

Tomato (1kg)

$3.89 CA$5.41

$2.53 £1.88

53.75%

Potato (1kg)

$3.45 CA$4.79

$0.99 £0.74

248.48%

Onion (1kg)

$3.11 CA$4.33

$1.67 £1.24

86.23%

Lettuce (1 head)

$2.57 CA$3.58

$1.03 £0.77

149.51%

Water (1.5 liter bottle)

$1.01 CA$1.40

$1.52 £1.14

-33.55%

Cigarettes 20 Pack (Marlboro, Camel)

$11.92 CA$16.56

$16.31 £12.15

-26.92%

Wine (Bottle)

$13.87 CA$19.27

$10.88 £8.10

27.48%

Local Beer (0.5 liter bottle)

$2.21 CA$3.07

$2.54 £1.89

-12.99%

Imported Beer (0.33 liter bottle)

$1.87 CA$2.60

$1.91 £1.42

-2.09%

One-way Ticket (Public Transport)

$1.50 CA$2.09

$2.69 £2.00

-44.24%

Public Transport Monthly Pass (Regular Price)

$32.71 CA$45.45

$87.3 £65.0

-62.53%

Taxi Start (Normal Tariff)

$3.15 CA$4.38

$4.15 £3.09

-24.10%

Taxi (Normal Tariff) (1km)

$1.49 CA$2.07

$1.99 £1.48

-25.13%

Taxi 1hour Waiting (Normal Tariff)

$25.92 CA$36.02

$25.00 £18.62

3.68%

Gasoline (1 liter)

$1.20 CA$1.66

$1.97 £1.47

-39.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.5K CA$39.6K

$38.0K £28.3K

-25.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K CA$28.7K

$42.2K £31.4K

-51.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$96.6 CA$134

$255 £190

-62.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.57 CA$55.0

$16.52 £12.30

139.53%

Internet (50+ Mbps, Unlimited Data)

$62.2 CA$86.4

$35.46 £26.41

75.38%

Gym Membership (Monthly)

$43.46 CA$60.4

$41.06 £30.58

5.85%

Cinema Ticket

$9.37 CA$13.02

$13.51 £10.06

-30.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$745 CA$1,035

$1,401 £1,043

-46.79%

International Primary School, 1 Child (Yearly)

$11.6K CA$16.1K

$13.6K £10.1K

-14.55%

Jeans (Levis 501 Or Similar)

$37.97 CA$52.8

$74.7 £55.6

-49.18%

Summer Dress (H&M, Zara, etc)

$32.04 CA$44.52

$36.47 £27.16

-12.15%

Sport Shoes (Adidas, Nike)

$82.4 CA$114

$70.4 £52.4

17.08%

Men's Leather Business Shoes

$46.07 CA$64.0

$90.6 £67.5

-49.14%

1-bedroom Apartment, City Center (Monthly)

$1,047 CA$1,455

$1,070 £797

-2.09%

1-bedroom Apartment, Outside City Center (Monthly)

$858 CA$1,192

$878 £654

-2.25%

3-bedroom Apartment, City Center (Monthly)

$1,693 CA$2,352

$1,069 £796

58.29%

3-bedroom Apartment, Outside City Center (Monthly)

$1,399 CA$1,944

$794 £592

76.16%

Buy Apartment in City Center (m2)

$4,481 CA$6,226

$5,477 £4,080

-18.19%

Buy Apartment Outside City Center (m2)

$3,682 CA$5,116

Average Monthly Net Salary (After Tax)

$3,246 CA$4,510

$4,321 £3,218

-24.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.22

5.79

-9.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terrace: June 2, 2026

Last update for Kettering: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,047 in Terrace and $1,070 in Kettering. Housing cost is often the main lever when comparing two cities.

Kettering pays 33% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $83.0 in Terrace vs $83.0 in Kettering. Groceries flip the comparison at $381 vs $284, with Kettering cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Terrace vs Kettering: Cost of Living - Frequently Asked Questions

Terrace is cheaper overall, especially in Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 11% gap adds up to real monthly savings that compound significantly over time.

On paper, Kettering earns 33% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,047 in Terrace versus $1,070 in Kettering. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Terrace runs roughly 167% less than in Kettering. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $745 in Terrace versus $1,401 in Kettering. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,914 in Terrace versus $2,125 in Kettering, a $2,000 budget is realistic in Terrace but tight or insufficient in Kettering. The gap between the two cities makes Terrace the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Terrace and Kettering are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Terrace gentler on the wallet – expenses run 11% less than in Kettering. Beyond cost, consider language, visa policies, and how big the international community is in each city.