Last update: Oct 2026

Cost of Living Comparison Between Terrace and Kettering

For one person, living costs are similar in Terrace and in Kettering: $1,887 and $1,921 a month, rent and utilities included.

91

Cost of Living Index in Terrace
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Terrace Living Index
94

Cost of Living Index in Kettering
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Kettering Living Index

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Terrace

🇨🇦 Canada

$1,887

/mo nomad

Kettering

🇬🇧 United Kingdom

$1,921

/mo nomad

Monthly Cost of Living

How much you'll spend in Terrace and in Kettering

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Terrace and in Kettering actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,887 in Terrace versus $1,921 in Kettering.

Terrace $1,887
Kettering $1,921

Estimated couple costs with rent: $2,853 in Terrace versus $2,555 in Kettering.

Terrace $2,853
Kettering $2,555

Monthly costs for a family of three with rent: $3,819 in Terrace versus $3,189 in Kettering.

Terrace $3,819
Kettering $3,189

Living in Terrace costs roughly 2% less than in Kettering, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Terrace 40% above, Kettering 42% above.

Meal at Budget Restaurant

$17.53 CA$24.78

$19.80 £14.86

-11.46%

Three-Course Dinner for Two, Mid-Range

$79.9 CA$113

$80.4 £60.3

-0.62%

Fast Food Meal (McDonalds, etc)

$9.87 CA$13.95

$10.75 £8.07

-8.19%

Cappuccino

$3.93 CA$5.55

$4.59 £3.44

-14.38%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.09 CA$2.95

$2.10 £1.58

-0.48%

Water (0.33 liter bottle)

$1.62 CA$2.29

$1.53 £1.15

5.88%

Local Beer (0.5 liter draught)

$5.19 CA$7.34

$5.75 £4.31

-9.74%

Imported Beer (0.33 liter bottle)

$6.15 CA$8.69

$5.35 £4.01

14.95%

Milk (1 liter)

$2.25 CA$3.19

$1.44 £1.08

56.25%

White Bread (500g)

$2.63 CA$3.72

$1.76 £1.32

49.43%

Rice (white) (1kg)

$5.10 CA$7.21

$2.71 £2.03

88.19%

Eggs

$3.60 CA$5.10

$3.98 £2.99

-9.55%

Local Cheese (1kg)

$8.81 CA$12.45

$9.01 £6.76

-2.22%

Chicken Fillets (1kg)

$15.36 CA$21.71

$7.54 £5.66

103.71%

Beef Round Steak (1kg)

$13.51 CA$19.10

$16.40 £12.30

-17.62%

Apples (1kg)

$4.06 CA$5.73

$3.30 £2.48

23.03%

Banana (1kg)

$1.21 CA$1.72

$1.54 £1.15

-21.43%

Oranges (1kg)

$2.99 CA$4.23

$2.67 £2.01

11.99%

Tomato (1kg)

$3.67 CA$5.20

$3.16 £2.37

16.14%

Potato (1kg)

$3.14 CA$4.44

$1.21 £0.91

159.50%

Onion (1kg)

$3.13 CA$4.43

$1.71 £1.28

83.04%

Lettuce (1 head)

$2.37 CA$3.36

$1.21 £0.91

95.87%

Water (1.5 liter bottle)

$1.01 CA$1.43

$1.24 £0.93

-18.55%

Cigarettes 20 Pack (Marlboro, Camel)

$11.27 CA$15.94

$23.65 £17.74

-52.35%

Wine (Bottle)

$13.44 CA$18.99

$9.70 £7.28

38.56%

Local Beer (0.5 liter bottle)

$2.09 CA$2.96

$3.28 £2.46

-36.28%

Imported Beer (0.33 liter bottle)

$1.78 CA$2.52

$2.39 £1.79

-25.52%

One-way Ticket (Public Transport)

$1.38 CA$1.95

$2.59 £1.94

-46.72%

Public Transport Monthly Pass (Regular Price)

$31.40 CA$44.40

Taxi Start (Normal Tariff)

$3.30 CA$4.66

$4.09 £3.07

-19.32%

Taxi (Normal Tariff) (1km)

$1.50 CA$2.12

$1.59 £1.19

-5.66%

Taxi 1hour Waiting (Normal Tariff)

$20.03 CA$28.31

$31.82 £23.87

-37.05%

Gasoline (1 liter)

$1.22 CA$1.72

$2.00 £1.50

-39.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.8K CA$39.3K

$37.6K £28.2K

-25.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.7K CA$26.5K

$41.0K £30.7K

-54.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$93.2 CA$132

$200 £150

-53.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$38.92 CA$55.0

$16.23 £12.17

139.80%

Internet (50+ Mbps, Unlimited Data)

$58.3 CA$82.5

$43.94 £32.96

32.77%

Gym Membership (Monthly)

$40.14 CA$56.7

$39.72 £29.80

1.06%

Tennis Court (1 Hour on Weekend)

$16.45 CA$23.26

Cinema Ticket

$8.91 CA$12.60

$12.96 £9.73

-31.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$733 CA$1,037

$1,503 £1,128

-51.22%

International Primary School, 1 Child (Yearly)

$13.4K CA$18.9K

$22.3K £16.7K

-39.88%

Jeans (Levis 501 Or Similar)

$36.65 CA$51.8

$86.4 £64.8

-57.56%

Summer Dress (H&M, Zara, etc)

$30.29 CA$42.82

$31.23 £23.43

-3.01%

Sport Shoes (Adidas, Nike)

$79.8 CA$113

$73.9 £55.4

8.02%

Men's Leather Business Shoes

$104 CA$147

$97.2 £72.9

6.78%

1-bedroom Apartment, City Center (Monthly)

$992 CA$1,402

$1,053 £790

-5.85%

1-bedroom Apartment, Outside City Center (Monthly)

$845 CA$1,194

$851 £638

-0.67%

3-bedroom Apartment, City Center (Monthly)

$1,556 CA$2,200

$1,071 £804

45.26%

3-bedroom Apartment, Outside City Center (Monthly)

$1,325 CA$1,874

$758 £569

74.85%

Buy Apartment in City Center (m2)

$4,127 CA$5,835

Buy Apartment Outside City Center (m2)

$3,426 CA$4,843

Average Monthly Net Salary (After Tax)

$3,096 CA$4,376

$4,330 £3,248

-28.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.05

5.06

-0.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terrace: October 11, 2026

Last update for Kettering: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Terrace

$845 44.8%

Kettering

$851 44.3% 0.7% $5.7

Groceries & Markets

Terrace

$364 19.3%

Kettering

$292 15.2% 19.6% $71

Eating Out

Terrace

$270 14.3%

Kettering

$300 15.6% 11% $30

Monthly Utilities & Internet

Terrace

$191 10.1%

Kettering

$260 13.6% 36.6% $70

Clothing & Footwear

Terrace

$113 6%

Kettering

$130 6.8% 15.2% $17

Sport & Entertainment

Terrace

$58 3.1%

Kettering

$66 3.4% 13.2% $7.7

Getting Around

Terrace

$48 2.5%

Kettering

$22 * 1.2% 53% $25

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Terrace and $1,053 in Kettering. Housing cost is often the main lever when comparing two cities.

Kettering pays 40% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $80.0 in Terrace vs $80.0 in Kettering. Groceries flip the comparison at $364 vs $292, with Kettering cheaper for home cooking.

Good to know

🇨🇦 Terrace

🇬🇧 Kettering

🕒 Local time

11:26 11:26 AM

19:26 7:26 PM

8 h ahead of Terrace

🌤 Weather

👥 Population

19,443

56,676

💱 Currency

Canadian Dollar CAD $

British Pound GBP £

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, USD, EUR to CAD – Canadian Dollar Converter

🇺🇸 United States Dollar ($)

🇨🇦 Canadian Dollar ($)

Canadian Dollar exchange rates as of October 19, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

USD to CAD in detail →

On the map

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Between locations

Terrace Kettering 7,190 km ≈ 9 h nonstop flight

From you

Terrace
Kettering

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Terrace vs Kettering: Cost of Living - Frequently Asked Questions

Terrace is cheaper overall, especially in eating out, clothing, and leisure. The 2% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 40% lower in Kettering. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Terrace versus $1,053 in Kettering. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Kettering pay roughly 24% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $1,887 per month in Terrace versus $1,921 in Kettering – a 2% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,887 in Terrace versus $1,921 in Kettering, a $2,000 budget is realistic in Terrace but tight or insufficient in Kettering. The gap between the two cities makes Terrace the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Terrace and Kettering are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Terrace gentler on the wallet – expenses run 2% less than in Kettering. Beyond cost, consider language, visa policies, and how big the international community is in each city.