Cost of Living Comparison Between Terrace and Kettering Cost of Living Comparison Between Terrace and Kettering

Monthly Cost of Living

Monthly costs for one person with rent: $1,918 in Terrace versus $1,992 in Kettering.

Estimated couple costs with rent: $2,938 in Terrace versus $2,630 in Kettering.

Monthly costs for a family of three with rent: $3,958 in Terrace versus $3,267 in Kettering.

Living in Terrace costs roughly 4% less than in Kettering, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Terrace 40% above, Kettering 45% above.

Meal at Budget Restaurant

$17.93 CA$24.73

$19.97 £14.76

-10.22%

Three-Course Dinner for Two, Mid-Range

$82.4 CA$114

$82.2 £60.7

0.29%

Fast Food Meal (McDonalds, etc)

$10.28 CA$14.17

$10.96 £8.10

-6.20%

Cappuccino

$4.12 CA$5.68

$4.76 £3.52

-13.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 CA$3.01

$2.12 £1.57

2.83%

Water (0.33 liter bottle)

$1.82 CA$2.51

$1.59 £1.18

14.47%

Local Beer (0.5 liter draught)

$5.31 CA$7.33

$5.92 £4.37

-10.30%

Imported Beer (0.33 liter bottle)

$5.27 CA$7.27

$5.48 £4.05

-3.83%

Milk (1 liter)

$2.39 CA$3.29

$1.52 £1.12

57.24%

White Bread (500g)

$2.62 CA$3.61

$1.81 £1.33

44.75%

Rice (white) (1kg)

$5.44 CA$7.51

$2.74 £2.03

98.54%

Eggs

$3.71 CA$5.11

$4.08 £3.01

-9.07%

Local Cheese (1kg)

$8.98 CA$12.38

$9.68 £7.16

-7.23%

Chicken Fillets (1kg)

$15.72 CA$21.68

$7.36 £5.44

113.59%

Beef Round Steak (1kg)

$13.62 CA$18.78

$17.10 £12.64

-20.35%

Apples (1kg)

$4.34 CA$5.98

$3.32 £2.45

30.72%

Banana (1kg)

$1.24 CA$1.72

$1.63 £1.21

-23.93%

Oranges (1kg)

$3.22 CA$4.44

$2.84 £2.10

13.38%

Tomato (1kg)

$3.89 CA$5.36

$3.30 £2.44

17.88%

Potato (1kg)

$3.34 CA$4.61

$1.19 £0.88

180.67%

Onion (1kg)

$3.13 CA$4.31

$1.83 £1.35

71.04%

Lettuce (1 head)

$2.47 CA$3.40

$1.20 £0.88

105.83%

Water (1.5 liter bottle)

$1.01 CA$1.39

$1.33 £0.98

-24.06%

Cigarettes 20 Pack (Marlboro, Camel)

$11.67 CA$16.09

$24.21 £17.90

-51.80%

Wine (Bottle)

$13.66 CA$18.83

$10.24 £7.57

33.40%

Local Beer (0.5 liter bottle)

$2.24 CA$3.10

$3.34 £2.47

-32.93%

Imported Beer (0.33 liter bottle)

$1.83 CA$2.53

$2.13 £1.57

-14.08%

One-way Ticket (Public Transport)

$1.45 CA$2.00

$2.66 £1.96

-45.49%

Public Transport Monthly Pass (Regular Price)

$31.34 CA$43.22

Taxi Start (Normal Tariff)

$3.33 CA$4.59

$4.21 £3.12

-20.90%

Taxi (Normal Tariff) (1km)

$1.59 CA$2.19

$1.89 £1.40

-15.87%

Taxi 1hour Waiting (Normal Tariff)

$21.79 CA$30.05

$24.09 £17.81

-9.55%

Gasoline (1 liter)

$1.21 CA$1.68

$2.03 £1.50

-40.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.0K CA$38.6K

$38.3K £28.3K

-26.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.3K CA$26.6K

$41.1K £30.4K

-52.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.3 CA$131

$206 £152

-53.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$39.88 CA$55.0

$16.72 £12.36

138.52%

Internet (50+ Mbps, Unlimited Data)

$62.1 CA$85.7

$44.44 £32.85

39.83%

Gym Membership (Monthly)

$42.51 CA$58.6

$40.01 £29.57

6.25%

Tennis Court (1 Hour on Weekend)

$16.92 CA$23.34

Cinema Ticket

$9.11 CA$12.56

$13.62 £10.06

-33.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$774 CA$1,068

$1,480 £1,094

-47.69%

International Primary School, 1 Child (Yearly)

$14.6K CA$20.1K

$15.5K £11.5K

-5.88%

Jeans (Levis 501 Or Similar)

$37.31 CA$51.4

$87.3 £64.5

-57.25%

Summer Dress (H&M, Zara, etc)

$30.94 CA$42.66

$36.93 £27.30

-16.22%

Sport Shoes (Adidas, Nike)

$80.5 CA$111

$75.3 £55.7

6.88%

Men's Leather Business Shoes

$102 CA$141

$107 £79.2

-4.44%

1-bedroom Apartment, City Center (Monthly)

$1,046 CA$1,442

$1,088 £804

-3.84%

1-bedroom Apartment, Outside City Center (Monthly)

$864 CA$1,191

$892 £659

-3.11%

3-bedroom Apartment, City Center (Monthly)

$1,649 CA$2,273

$1,083 £801

52.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,342 CA$1,851

$779 £576

72.18%

Buy Apartment in City Center (m2)

$4,352 CA$6,002

Buy Apartment Outside City Center (m2)

$4,082 CA$5,630

Average Monthly Net Salary (After Tax)

$3,266 CA$4,504

$4,332 £3,202

-24.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.05

5.06

-0.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terrace: August 30, 2026

Last update for Kettering: September 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,046 in Terrace and $1,088 in Kettering. Housing cost is often the main lever when comparing two cities.

Kettering pays 33% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $82.0 in Terrace vs $82.0 in Kettering. Groceries flip the comparison at $375 vs $301, with Kettering cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Terrace vs Kettering: Cost of Living - Frequently Asked Questions

Terrace is cheaper overall, especially in Eating Out, Clothing & Footwear, Sport & Entertainment. The 4% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 33% lower in Kettering. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,046 in Terrace versus $1,088 in Kettering. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Kettering pay roughly 24% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $1,918 per month in Terrace versus $1,992 in Kettering – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,918 in Terrace versus $1,992 in Kettering, a $2,000 budget is realistic in Terrace but tight or insufficient in Kettering. The gap between the two cities makes Terrace the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Terrace and Kettering are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Terrace gentler on the wallet – expenses run 4% less than in Kettering. Beyond cost, consider language, visa policies, and how big the international community is in each city.