Cost of Living Comparison Between Terrace and Kettering Cost of Living Comparison Between Terrace and Kettering

Monthly Cost of Living

Monthly costs for one person with rent: $1,924 in Terrace versus $2,097 in Kettering.

Estimated couple costs with rent: $2,875 in Terrace versus $2,745 in Kettering.

Monthly costs for a family of three with rent: $3,826 in Terrace versus $3,394 in Kettering.

Living in Terrace costs roughly 8% less than in Kettering, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Terrace 44% above, Kettering 57% above.

Meal at Budget Restaurant

$18.33 CA$25.70

$20.26 £15.07

-9.53%

Three-Course Dinner for Two, Mid-Range

$82.9 CA$116

$80.8 £60.1

2.55%

Fast Food Meal (McDonalds, etc)

$11.10 CA$15.57

$10.79 £8.03

2.87%

Cappuccino

$3.85 CA$5.40

$4.69 £3.49

-17.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.96 CA$2.75

$1.95 £1.45

0.51%

Water (0.33 liter bottle)

$1.66 CA$2.32

$1.37 £1.02

21.17%

Local Beer (0.5 liter draught)

$4.38 CA$6.14

$5.58 £4.15

-21.51%

Imported Beer (0.33 liter bottle)

$6.04 CA$8.47

$5.50 £4.09

9.82%

Milk (1 liter)

$2.44 CA$3.43

$1.19 £0.89

105.04%

White Bread (500g)

$2.80 CA$3.92

$1.54 £1.15

81.82%

Rice (white) (1kg)

$5.44 CA$7.63

$2.07 £1.54

162.80%

Eggs

$3.90 CA$5.47

$4.20 £3.12

-7.14%

Local Cheese (1kg)

$9.23 CA$12.94

$10.31 £7.67

-10.48%

Chicken Fillets (1kg)

$16.11 CA$22.59

$7.06 £5.25

128.19%

Beef Round Steak (1kg)

$14.20 CA$19.91

$15.55 £11.57

-8.68%

Apples (1kg)

$4.28 CA$5.99

$3.29 £2.44

30.09%

Banana (1kg)

$1.22 CA$1.71

$1.72 £1.28

-29.07%

Oranges (1kg)

$3.27 CA$4.58

$2.84 £2.11

15.14%

Tomato (1kg)

$3.93 CA$5.51

$2.62 £1.95

50.00%

Potato (1kg)

$3.26 CA$4.57

$0.91 £0.68

258.24%

Onion (1kg)

$3.20 CA$4.48

$1.73 £1.29

84.97%

Lettuce (1 head)

$2.50 CA$3.51

$1.07 £0.80

133.64%

Water (1.5 liter bottle)

$1.01 CA$1.41

$1.52 £1.13

-33.55%

Cigarettes 20 Pack (Marlboro, Camel)

$11.91 CA$16.69

$16.34 £12.16

-27.11%

Wine (Bottle)

$13.57 CA$19.02

$10.67 £7.94

27.18%

Local Beer (0.5 liter bottle)

$2.28 CA$3.19

$2.58 £1.92

-11.63%

Imported Beer (0.33 liter bottle)

$1.92 CA$2.69

$1.93 £1.43

-0.52%

One-way Ticket (Public Transport)

$1.49 CA$2.08

$2.79 £2.08

-46.59%

Public Transport Monthly Pass (Regular Price)

$31.93 CA$44.77

$86.9 £64.6

-63.25%

Taxi Start (Normal Tariff)

$3.08 CA$4.32

$4.03 £3.00

-23.57%

Taxi (Normal Tariff) (1km)

$1.47 CA$2.06

$2.00 £1.49

-26.50%

Taxi 1hour Waiting (Normal Tariff)

$26.11 CA$36.61

$25.18 £18.73

3.69%

Gasoline (1 liter)

$1.19 CA$1.67

$1.97 £1.47

-39.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.4K CA$39.8K

$38.9K £29.0K

-26.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.2K CA$29.7K

$42.2K £31.4K

-49.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$98.1 CA$138

$257 £191

-61.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$40.30 CA$56.5

$16.53 £12.29

143.80%

Internet (50+ Mbps, Unlimited Data)

$62.4 CA$87.5

$36.31 £27.01

71.83%

Gym Membership (Monthly)

$43.44 CA$60.9

$39.98 £29.73

8.65%

Cinema Ticket

$9.27 CA$13.00

$13.60 £10.12

-31.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$734 CA$1,028

$1,377 £1,024

-46.73%

International Primary School, 1 Child (Yearly)

$11.9K CA$16.7K

$13.7K £10.2K

-13.28%

Jeans (Levis 501 Or Similar)

$38.31 CA$53.7

$74.3 £55.3

-48.43%

Summer Dress (H&M, Zara, etc)

$32.30 CA$45.28

$36.55 £27.19

-11.63%

Sport Shoes (Adidas, Nike)

$82.5 CA$116

$69.7 £51.8

18.46%

Men's Leather Business Shoes

$46.22 CA$64.8

$91.7 £68.2

-49.57%

1-bedroom Apartment, City Center (Monthly)

$1,040 CA$1,458

$1,078 £802

-3.49%

1-bedroom Apartment, Outside City Center (Monthly)

$854 CA$1,198

$898 £668

-4.83%

3-bedroom Apartment, City Center (Monthly)

$1,699 CA$2,381

$1,108 £824

53.33%

3-bedroom Apartment, Outside City Center (Monthly)

$1,392 CA$1,951

$779 £580

78.62%

Buy Apartment in City Center (m2)

$4,419 CA$6,195

Buy Apartment Outside City Center (m2)

$3,287 CA$4,609

Average Monthly Net Salary (After Tax)

$3,217 CA$4,511

$4,295 £3,195

-25.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.22

5.79

-9.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Terrace: July 11, 2026

Last update for Kettering: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,040 in Terrace and $1,078 in Kettering. Housing cost is often the main lever when comparing two cities.

Kettering pays 34% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $83.0 in Terrace vs $81.0 in Kettering for a mid-range dinner for two. Groceries echo the gap at $383 vs $283 per month, with Kettering cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Terrace vs Kettering: Cost of Living - Frequently Asked Questions

Terrace is cheaper overall, especially in Eating Out, Clothing & Footwear, Sport & Entertainment, Getting Around. The 9% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 34% lower in Kettering. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,040 in Terrace versus $1,078 in Kettering. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Terrace runs roughly 172% less than in Kettering. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $734 in Terrace versus $1,377 in Kettering. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $1,924 in Terrace versus $2,097 in Kettering, a $2,000 budget is realistic in Terrace but tight or insufficient in Kettering. The gap between the two cities makes Terrace the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Terrace and Kettering are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Terrace gentler on the wallet – expenses run 9% less than in Kettering. Beyond cost, consider language, visa policies, and how big the international community is in each city.