😐Monthly costs for one person with rent: $2,125 in Kettering versus $1,917 in Fajardo.
🙂Estimated couple costs with rent: $2,793 in Kettering versus $3,152 in Fajardo.
🙂Monthly costs for a family of three with rent: $3,461 in Kettering versus $4,388 in Fajardo.
😐Living in Kettering is roughly 11% more expensive than Fajardo, driven mainly by Eating Out.
📊Both cities are pricier than the global median: Kettering59% above, Fajardo43% above.
Currency
🍽 Eating Out
Kettering
Fajardo
Difference
Meal at Budget Restaurant
$20.04£14.89
$10.11$10.11
98.22%
Three-Course Dinner for Two, Mid-Range
$82.8£61.5
$80.9$80.9
2.27%
Fast Food Meal(McDonalds, etc)
$10.76£8.00
$9.78$9.78
10.02%
Cappuccino
$4.55£3.38
$3.68$3.68
23.64%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.97£1.46
$1.78$1.78
10.67%
Water(0.33 liter bottle)
$1.38£1.03
$1.39$1.39
-0.72%
Local Beer(0.5 liter draught)
$5.49£4.08
$3.07$3.07
78.83%
Imported Beer(0.33 liter bottle)
$5.45£4.05
$4.57$4.57
19.26%
🛒 Groceries & Markets
Kettering
Fajardo
Difference
Milk(1 liter)
$1.15£0.85
$2.39$2.39
-51.88%
White Bread(500g)
$1.57£1.17
$3.08$3.08
-49.03%
Rice(white)(1kg)
$2.06£1.53
$2.20$2.20
-6.36%
Eggs
$4.22£3.13
$5.78$5.78
-26.99%
Local Cheese(1kg)
$10.19£7.58
$4.98$4.98
104.62%
Chicken Fillets(1kg)
$7.30£5.43
$8.60$8.60
-15.12%
Beef Round Steak(1kg)
$15.83£11.77
$12.84$12.84
23.29%
Apples(1kg)
$3.26£2.43
$6.03$6.03
-45.94%
Banana(1kg)
$1.75£1.30
$2.66$2.66
-34.21%
Oranges(1kg)
$2.76£2.05
$3.86$3.86
-28.50%
Tomato(1kg)
$2.53£1.88
$3.95$3.95
-35.95%
Potato(1kg)
$0.99£0.74
$4.06$4.06
-75.62%
Onion(1kg)
$1.67£1.24
$3.08$3.08
-45.78%
Lettuce(1 head)
$1.03£0.77
$3.03$3.03
-66.01%
Water(1.5 liter bottle)
$1.52£1.13
$2.00$2.00
-24.00%
Cigarettes 20 Pack(Marlboro, Camel)
$16.31£12.12
$11.26$11.26
44.85%
Wine(Bottle)
$10.88£8.09
$9.75$9.75
11.59%
Local Beer(0.5 liter bottle)
$2.54£1.89
$2.45$2.45
3.67%
Imported Beer(0.33 liter bottle)
$1.91£1.42
$3.24$3.24
-41.05%
🚌 Getting Around
Kettering
Fajardo
Difference
One-way Ticket(Public Transport)
$2.69£2.00
-
-
Public Transport Monthly Pass(Regular Price)
$87.3£64.9
-
-
Taxi Start(Normal Tariff)
$4.15£3.09
-
-
Taxi(Normal Tariff)(1km)
$1.99£1.48
$1.53$1.53
30.07%
Taxi 1hour Waiting(Normal Tariff)
$25.00£18.58
$15.11$15.11
65.45%
Gasoline(1 liter)
$1.97£1.46
$0.89$0.89
121.35%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.0K£28.2K
$35.7K$35.7K
6.44%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$42.2K£31.4K
$26.4K$26.4K
59.98%
🧾 Monthly Utilities & Internet
Kettering
Fajardo
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$255£190
$346$346
-26.27%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$16.52£12.28
$80.0$80.0
-79.34%
Internet(50+ Mbps, Unlimited Data)
$35.46£26.36
$70.6$70.6
-49.78%
🎉 Sport & Entertainment
Kettering
Fajardo
Difference
Gym Membership(Monthly)
$41.06£30.52
$99.5$99.5
-58.73%
Cinema Ticket
$13.51£10.04
$12.02$12.02
12.40%
🧸 Childcare & Education
Kettering
Fajardo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,401£1,041
$475$475
194.89%
International Primary School, 1 Child(Yearly)
$13.6K£10.1K
$10.3K$10.3K
31.29%
👕👟 Clothing & Footwear
Kettering
Fajardo
Difference
Jeans(Levis 501 Or Similar)
$74.7£55.5
$45.70$45.70
63.48%
Summer Dress(H&M, Zara, etc)
$36.47£27.11
$57.0$57.0
-35.96%
Sport Shoes(Adidas, Nike)
$70.4£52.3
$92.6$92.6
-23.98%
Men's Leather Business Shoes
$90.6£67.3
$104$104
-12.91%
🏠 Accommodation & Living
Kettering
Fajardo
Difference
1-bedroom Apartment, City Center(Monthly)
$1,070£795
$718$718
48.87%
1-bedroom Apartment, Outside City Center(Monthly)
$878£652
$591$591
48.55%
3-bedroom Apartment, City Center(Monthly)
$1,069£795
$1,605$1,605
-33.39%
3-bedroom Apartment, Outside City Center(Monthly)
$794£590
$1,613$1,613
-50.76%
Buy Apartment in City Center(m2)
$5,477£4,071
-
-
💵 Salaries & Financials
Kettering
Fajardo
Difference
Average Monthly Net Salary(After Tax)
$4,321£3,212
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
5.79
5.5
5.27%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kettering: June 1, 2026
Last update for Fajardo: May 31, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $1,070 in Kettering and $718 in Fajardo. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $83.0 in Kettering vs $81.0 in Fajardo. Groceries flip the comparison at $284 vs $357, with Kettering cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kettering vs Fajardo: Cost of Living - Frequently Asked Questions
Which city is more expensive, Kettering or Fajardo?
Fajardo wins on cost – living expenses run 11% lower than in Kettering. Housing and daily spending are where you'll feel the difference most, making Fajardo the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Kettering vs Fajardo?
You'd need roughly $3,188 in Kettering and $2,875 in Fajardo to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Kettering vs Fajardo?
Rent for a central apartment: $1,070 in Kettering versus $718 in Fajardo. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Kettering or Fajardo?
Shoppers in Kettering pay roughly 26% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
How much does it cost to live in Kettering compared to Fajardo?
All in, you'll spend $2,125 per month in Kettering versus $1,917 in Fajardo – a 11% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $2,000/month in Kettering or Fajardo?
At $1,917 in Fajardo versus $2,125 in Kettering, a $2,000 budget is realistic in Fajardo but tight or insufficient in Kettering. The gap between the two cities makes Fajardo the clear choice for anyone on this budget.
Which city offers a better quality of life: Kettering or Fajardo?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Kettering compared to Fajardo?
Safety-wise, Kettering and Fajardo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Fajardo gentler on the wallet – expenses run 11% less than in Kettering. Beyond cost, consider language, visa policies, and how big the international community is in each city.