Last update: Oct 2026

Cost of Living Comparison Between Kettering and Fajardo

For one person, living is cheaper in Fajardo: $1,251 a month against $1,921 in Kettering, rent and utilities included – about $8,000 less a year. Higher rent and utilities in Kettering outweigh lower spending on other living expenses.

94

Cost of Living Index in Kettering
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Kettering Living Index
61

Cost of Living Index in Fajardo
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Fajardo Living Index

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Kettering

🇬🇧 United Kingdom

$1,921

/mo nomad

Fajardo

🇵🇷 Puerto Rico

$1,251

/mo nomad

Monthly Cost of Living

How much you'll spend in Kettering and in Fajardo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kettering and in Fajardo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,921 in Kettering versus $1,251 in Fajardo.

Kettering $1,921
Fajardo $1,251

Estimated couple costs with rent: $2,555 in Kettering versus $1,962 in Fajardo.

Kettering $2,555
Fajardo $1,962

Monthly costs for a family of three with rent: $3,189 in Kettering versus $2,674 in Fajardo.

Kettering $3,189
Fajardo $2,674

Living in Kettering is roughly 54% more expensive than in Fajardo, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Kettering is 42% above, Fajardo is 7% below.

Meal at Budget Restaurant

$19.80 £14.86

$9.97 $9.97

98.60%

Three-Course Dinner for Two, Mid-Range

$80.4 £60.3

$80.7 $80.7

-0.41%

Fast Food Meal (McDonalds, etc)

$10.75 £8.07

$9.09 $9.09

18.26%

Cappuccino

$4.59 £3.44

$3.69 $3.69

24.39%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.10 £1.58

$1.84 $1.84

14.13%

Water (0.33 liter bottle)

$1.53 £1.15

$1.45 $1.45

5.52%

Local Beer (0.5 liter draught)

$5.75 £4.31

$3.02 $3.02

90.40%

Imported Beer (0.33 liter bottle)

$5.35 £4.01

$5.13 $5.13

4.29%

Milk (1 liter)

$1.44 £1.08

$2.14 $2.14

-32.71%

White Bread (500g)

$1.76 £1.32

$3.72 $3.72

-52.69%

Rice (white) (1kg)

$2.71 £2.03

$2.34 $2.34

15.81%

Eggs

$3.98 £2.99

$7.62 $7.62

-47.77%

Local Cheese (1kg)

$9.01 £6.76

$12.30 $12.30

-26.75%

Chicken Fillets (1kg)

$7.54 £5.66

$9.37 $9.37

-19.53%

Beef Round Steak (1kg)

$16.40 £12.30

$13.16 $13.16

24.62%

Apples (1kg)

$3.30 £2.48

$4.97 $4.97

-33.60%

Banana (1kg)

$1.54 £1.15

$2.67 $2.67

-42.32%

Oranges (1kg)

$2.67 £2.01

$4.97 $4.97

-46.28%

Tomato (1kg)

$3.16 £2.37

$4.91 $4.91

-35.64%

Potato (1kg)

$1.21 £0.91

$3.72 $3.72

-67.47%

Onion (1kg)

$1.71 £1.28

$3.87 $3.87

-55.81%

Lettuce (1 head)

$1.21 £0.91

$3.36 $3.36

-63.99%

Water (1.5 liter bottle)

$1.24 £0.93

$1.66 $1.66

-25.30%

Cigarettes 20 Pack (Marlboro, Camel)

$23.65 £17.74

$11.26 $11.26

110.04%

Wine (Bottle)

$9.70 £7.28

$15.57 $15.57

-37.70%

Local Beer (0.5 liter bottle)

$3.28 £2.46

$3.02 $3.02

8.61%

Imported Beer (0.33 liter bottle)

$2.39 £1.79

$4.06 $4.06

-41.13%

One-way Ticket (Public Transport)

$2.59 £1.94

Taxi Start (Normal Tariff)

$4.09 £3.07

$2.43 $2.43

68.31%

Taxi (Normal Tariff) (1km)

$1.59 £1.19

$1.46 $1.46

8.90%

Taxi 1hour Waiting (Normal Tariff)

$31.82 £23.87

$41.97 $41.97

-24.18%

Gasoline (1 liter)

$2.00 £1.50

$1.23 $1.23

62.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.6K £28.2K

$40.3K $40.3K

-6.84%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.0K £30.7K

$27.5K $27.5K

49.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$200 £150

$325 $325

-38.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.23 £12.17

$70.1 $70.1

-76.85%

Internet (50+ Mbps, Unlimited Data)

$43.94 £32.96

$69.4 $69.4

-36.65%

Gym Membership (Monthly)

$39.72 £29.80

Cinema Ticket

$12.96 £9.73

$10.38 $10.38

24.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,503 £1,128

$809 $809

85.73%

International Primary School, 1 Child (Yearly)

$22.3K £16.7K

$12.4K $12.4K

79.23%

Jeans (Levis 501 Or Similar)

$86.4 £64.8

$56.0 $56.0

54.25%

Summer Dress (H&M, Zara, etc)

$31.23 £23.43

$61.1 $61.1

-48.85%

Sport Shoes (Adidas, Nike)

$73.9 £55.4

$109 $109

-31.97%

Men's Leather Business Shoes

$97.2 £72.9

$114 $114

-14.91%

1-bedroom Apartment, City Center (Monthly)

$1,053 £790

$982 $982

7.24%

1-bedroom Apartment, Outside City Center (Monthly)

$851 £638

3-bedroom Apartment, City Center (Monthly)

$1,071 £804

3-bedroom Apartment, Outside City Center (Monthly)

$758 £569

Average Monthly Net Salary (After Tax)

$4,330 £3,248

20-Year Fixed Mortgage Interest Rate (Annual %)

5.06

6.55

-22.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kettering: October 11, 2026

Last update for Fajardo: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kettering

$851 44.3%

Fajardo

- * 0% 100%

Eating Out

Kettering

$300 15.6%

Fajardo

$190 15.2% 36.7% $110

Groceries & Markets

Kettering

$292 15.2%

Fajardo

$414 33.1% 41.5% $121

Monthly Utilities & Internet

Kettering

$260 13.6%

Fajardo

$464 37.1% 78.3% $204

Clothing & Footwear

Kettering

$130 6.8%

Fajardo

$153 12.2% 17.7% $23

Sport & Entertainment

Kettering

$66 3.4%

Fajardo

$21 * 1.7% 68.4% $45

Getting Around

Kettering

$22 * 1.2%

Fajardo

$9.7 * 0.8% 56.7% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,053 in Kettering and $982 in Fajardo. Housing cost is often the main lever when comparing two cities.

Dining out: $80.0 in Kettering vs $81.0 in Fajardo for a mid-range dinner for two. Groceries echo the gap at $292 vs $414 per month, with Kettering cheaper across the board.

Good to know

🇬🇧 Kettering

🇵🇷 Fajardo

🕒 Local time

18:54 6:54 PM

13:54 1:54 PM

5 h behind Kettering

🌤 Weather

👥 Population

56,676

11,647

💱 Currency

British Pound GBP £

United States Dollar USD $

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to GBP in detail →

On the map

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Between locations

Kettering Fajardo 6,710 km ≈ 9 h nonstop flight

From you

Kettering
Fajardo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kettering vs Fajardo: Cost of Living - Frequently Asked Questions

Fajardo wins on cost – living expenses run 54% lower than in Kettering. Housing and daily spending are where you'll feel the difference most, making Fajardo the obvious pick if budget is a priority.

You'd need roughly $2,881 in Kettering and $1,876 in Fajardo to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,053 in Kettering versus $982 in Fajardo. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Kettering pay roughly 42% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $1,921 per month in Kettering versus $1,251 in Fajardo – a 54% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,251 in Fajardo versus $1,921 in Kettering, a $1,000 budget is realistic in Fajardo but tight or insufficient in Kettering. The gap between the two cities makes Fajardo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kettering and Fajardo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Fajardo gentler on the wallet – expenses run 54% less than in Kettering. Beyond cost, consider language, visa policies, and how big the international community is in each city.