🙂Monthly costs for one person with rent: $1,294 in Fajardo versus $1,992 in Kettering.
🙂Estimated couple costs with rent: $2,570 in Fajardo versus $2,630 in Kettering.
😐Monthly costs for a family of three with rent: $3,846 in Fajardo versus $3,267 in Kettering.
🌍Living in Fajardo costs roughly 35% less than in Kettering, driven mainly by Eating Out.
📊The two cities straddle the global median: Fajardo is 6% below, Kettering is 45% above.
Currency
🍽 Eating Out
Fajardo
Kettering
Difference
Meal at Budget Restaurant
$10.10$10.10
$19.97£14.76
-49.42%
Three-Course Dinner for Two, Mid-Range
$85.5$85.5
$82.2£60.7
4.02%
Fast Food Meal(McDonalds, etc)
$9.27$9.27
$10.96£8.10
-15.42%
Cappuccino
$3.68$3.68
$4.76£3.52
-22.69%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.81$1.81
$2.12£1.57
-14.62%
Water(0.33 liter bottle)
$1.48$1.48
$1.59£1.18
-6.92%
Local Beer(0.5 liter draught)
$2.93$2.93
$5.92£4.37
-50.51%
Imported Beer(0.33 liter bottle)
$4.98$4.98
$5.48£4.05
-9.12%
🛒 Groceries & Markets
Fajardo
Kettering
Difference
Milk(1 liter)
$2.25$2.25
$1.52£1.12
48.03%
White Bread(500g)
$3.10$3.10
$1.81£1.33
71.27%
Rice(white)(1kg)
$2.39$2.39
$2.74£2.03
-12.77%
Eggs
$5.77$5.77
$4.08£3.01
41.42%
Local Cheese(1kg)
$5.12$5.12
$9.68£7.16
-47.11%
Chicken Fillets(1kg)
$9.49$9.49
$7.36£5.44
28.94%
Beef Round Steak(1kg)
$13.09$13.09
$17.10£12.64
-23.45%
Apples(1kg)
$5.21$5.21
$3.32£2.45
56.93%
Banana(1kg)
$2.64$2.64
$1.63£1.21
61.96%
Oranges(1kg)
$4.99$4.99
$2.84£2.10
75.70%
Tomato(1kg)
$4.95$4.95
$3.30£2.44
50.00%
Potato(1kg)
$3.73$3.73
$1.19£0.88
213.45%
Onion(1kg)
$4.01$4.01
$1.83£1.35
119.13%
Lettuce(1 head)
$3.36$3.36
$1.20£0.88
180.00%
Water(1.5 liter bottle)
$1.61$1.61
$1.33£0.98
21.05%
Cigarettes 20 Pack(Marlboro, Camel)
$11.64$11.64
$24.21£17.90
-51.92%
Wine(Bottle)
$10.18$10.18
$10.24£7.57
-0.59%
Local Beer(0.5 liter bottle)
$3.06$3.06
$3.34£2.47
-8.38%
Imported Beer(0.33 liter bottle)
$3.92$3.92
$2.13£1.57
84.04%
🚌 Getting Around
Fajardo
Kettering
Difference
One-way Ticket(Public Transport)
-
$2.66£1.96
-
Taxi Start(Normal Tariff)
$2.53$2.53
$4.21£3.12
-39.90%
Taxi(Normal Tariff)(1km)
$1.49$1.49
$1.89£1.40
-21.16%
Taxi 1hour Waiting(Normal Tariff)
$42.75$42.75
$24.09£17.81
77.46%
Gasoline(1 liter)
$0.86$0.86
$2.03£1.50
-57.64%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$40.0K$40.0K
$38.3K£28.3K
4.62%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.4K$28.4K
$41.1K£30.4K
-30.75%
🧾 Monthly Utilities & Internet
Fajardo
Kettering
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$322$322
$206£152
56.41%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$68.4$68.4
$16.72£12.36
309.03%
Internet(50+ Mbps, Unlimited Data)
$70.1$70.1
$44.44£32.85
57.81%
🎉 Sport & Entertainment
Fajardo
Kettering
Difference
Gym Membership(Monthly)
$98.6$98.6
$40.01£29.57
146.39%
Cinema Ticket
$10.68$10.68
$13.62£10.06
-21.59%
🧸 Childcare & Education
Fajardo
Kettering
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$826$826
$1,480£1,094
-44.18%
International Primary School, 1 Child(Yearly)
$12.4K$12.4K
$15.5K£11.5K
-19.97%
👕👟 Clothing & Footwear
Fajardo
Kettering
Difference
Jeans(Levis 501 Or Similar)
$56.1$56.1
$87.3£64.5
-35.69%
Summer Dress(H&M, Zara, etc)
$62.4$62.4
$36.93£27.30
69.05%
Sport Shoes(Adidas, Nike)
$110$110
$75.3£55.7
46.61%
Men's Leather Business Shoes
$113$113
$107£79.2
5.43%
🏠 Accommodation & Living
Fajardo
Kettering
Difference
1-bedroom Apartment, City Center(Monthly)
$992$992
$1,088£804
-8.80%
1-bedroom Apartment, Outside City Center(Monthly)
-
$892£659
-
3-bedroom Apartment, City Center(Monthly)
-
$1,083£801
-
3-bedroom Apartment, Outside City Center(Monthly)
$993$993
$779£576
27.40%
💵 Salaries & Financials
Fajardo
Kettering
Difference
Average Monthly Net Salary(After Tax)
-
$4,332£3,202
-
20-Year Fixed Mortgage Interest Rate(Annual %)
6.55
5.06
29.45%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Fajardo: August 30, 2026
Last update for Kettering: September 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $992 in Fajardo and $1,088 in Kettering. Housing cost is often the main lever when comparing two cities.
🛒Dining out: $85.0 in Fajardo vs $82.0 in Kettering for a mid-range dinner for two. Groceries echo the gap at $370 vs $301 per month, with Kettering cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Fajardo vs Kettering: Cost of Living - Frequently Asked Questions
Which city is more expensive, Fajardo or Kettering?
Fajardo wins on cost – living expenses run 54% lower than in Kettering. Housing and daily spending are where you'll feel the difference most, making Fajardo the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Fajardo and in Kettering?
You'd need roughly $1,942 in Fajardo and $2,988 in Kettering to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Fajardo compared to Kettering?
Rent for a central apartment: $992 in Fajardo versus $1,088 in Kettering. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Fajardo or in Kettering?
Shoppers in Kettering pay roughly 23% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
How much does it cost to live in Fajardo compared to Kettering?
All in, you'll spend $1,294 per month in Fajardo versus $1,992 in Kettering – a 54% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Fajardo or in Kettering?
At $1,294 in Fajardo versus $1,992 in Kettering, a $1,000 budget is realistic in Fajardo but tight or insufficient in Kettering. The gap between the two cities makes Fajardo the clear choice for anyone on this budget.
Which city offers a better quality of life: Fajardo or Kettering?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
How safe is Fajardo compared to Kettering?
Safety-wise, Fajardo and Kettering are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Fajardo gentler on the wallet – expenses run 54% less than in Kettering. Beyond cost, consider language, visa policies, and how big the international community is in each city.