Last update: Oct 2026

Cost of Living Comparison Between Fajardo and Kettering

For one person, living is cheaper in Fajardo: $1,251 a month against $1,921 in Kettering, rent and utilities included – about $8,000 less a year. Higher rent and utilities in Kettering outweigh lower spending on other living expenses.

61

Cost of Living Index in Fajardo
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Fajardo Living Index
94

Cost of Living Index in Kettering
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Kettering Living Index

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Fajardo

🇵🇷 Puerto Rico

$1,251

/mo nomad

Kettering

🇬🇧 United Kingdom

$1,921

/mo nomad

Monthly Cost of Living

How much you'll spend in Fajardo and in Kettering

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Fajardo and in Kettering actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,251 in Fajardo versus $1,921 in Kettering.

Fajardo $1,251
Kettering $1,921

Estimated couple costs with rent: $1,962 in Fajardo versus $2,555 in Kettering.

Fajardo $1,962
Kettering $2,555

Monthly costs for a family of three with rent: $2,674 in Fajardo versus $3,189 in Kettering.

Fajardo $2,674
Kettering $3,189

Living in Fajardo costs roughly 35% less than in Kettering, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Fajardo is 7% below, Kettering is 42% above.

Meal at Budget Restaurant

$9.97 $9.97

$19.80 £14.86

-49.65%

Three-Course Dinner for Two, Mid-Range

$80.7 $80.7

$80.4 £60.3

0.41%

Fast Food Meal (McDonalds, etc)

$9.09 $9.09

$10.75 £8.07

-15.44%

Cappuccino

$3.69 $3.69

$4.59 £3.44

-19.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.84 $1.84

$2.10 £1.58

-12.38%

Water (0.33 liter bottle)

$1.45 $1.45

$1.53 £1.15

-5.23%

Local Beer (0.5 liter draught)

$3.02 $3.02

$5.75 £4.31

-47.48%

Imported Beer (0.33 liter bottle)

$5.13 $5.13

$5.35 £4.01

-4.11%

Milk (1 liter)

$2.14 $2.14

$1.44 £1.08

48.61%

White Bread (500g)

$3.72 $3.72

$1.76 £1.32

111.36%

Rice (white) (1kg)

$2.34 $2.34

$2.71 £2.03

-13.65%

Eggs

$7.62 $7.62

$3.98 £2.99

91.46%

Local Cheese (1kg)

$12.30 $12.30

$9.01 £6.76

36.51%

Chicken Fillets (1kg)

$9.37 $9.37

$7.54 £5.66

24.27%

Beef Round Steak (1kg)

$13.16 $13.16

$16.40 £12.30

-19.76%

Apples (1kg)

$4.97 $4.97

$3.30 £2.48

50.61%

Banana (1kg)

$2.67 $2.67

$1.54 £1.15

73.38%

Oranges (1kg)

$4.97 $4.97

$2.67 £2.01

86.14%

Tomato (1kg)

$4.91 $4.91

$3.16 £2.37

55.38%

Potato (1kg)

$3.72 $3.72

$1.21 £0.91

207.44%

Onion (1kg)

$3.87 $3.87

$1.71 £1.28

126.32%

Lettuce (1 head)

$3.36 $3.36

$1.21 £0.91

177.69%

Water (1.5 liter bottle)

$1.66 $1.66

$1.24 £0.93

33.87%

Cigarettes 20 Pack (Marlboro, Camel)

$11.26 $11.26

$23.65 £17.74

-52.39%

Wine (Bottle)

$15.57 $15.57

$9.70 £7.28

60.52%

Local Beer (0.5 liter bottle)

$3.02 $3.02

$3.28 £2.46

-7.93%

Imported Beer (0.33 liter bottle)

$4.06 $4.06

$2.39 £1.79

69.87%

One-way Ticket (Public Transport)

$2.59 £1.94

Taxi Start (Normal Tariff)

$2.43 $2.43

$4.09 £3.07

-40.59%

Taxi (Normal Tariff) (1km)

$1.46 $1.46

$1.59 £1.19

-8.18%

Taxi 1hour Waiting (Normal Tariff)

$41.97 $41.97

$31.82 £23.87

31.90%

Gasoline (1 liter)

$1.23 $1.23

$2.00 £1.50

-38.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$40.3K $40.3K

$37.6K £28.2K

7.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.5K $27.5K

$41.0K £30.7K

-32.92%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$325 $325

$200 £150

62.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$70.1 $70.1

$16.23 £12.17

331.98%

Internet (50+ Mbps, Unlimited Data)

$69.4 $69.4

$43.94 £32.96

57.85%

Gym Membership (Monthly)

$39.72 £29.80

Cinema Ticket

$10.38 $10.38

$12.96 £9.73

-19.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$809 $809

$1,503 £1,128

-46.16%

International Primary School, 1 Child (Yearly)

$12.4K $12.4K

$22.3K £16.7K

-44.21%

Jeans (Levis 501 Or Similar)

$56.0 $56.0

$86.4 £64.8

-35.17%

Summer Dress (H&M, Zara, etc)

$61.1 $61.1

$31.23 £23.43

95.49%

Sport Shoes (Adidas, Nike)

$109 $109

$73.9 £55.4

46.99%

Men's Leather Business Shoes

$114 $114

$97.2 £72.9

17.53%

1-bedroom Apartment, City Center (Monthly)

$982 $982

$1,053 £790

-6.75%

1-bedroom Apartment, Outside City Center (Monthly)

$851 £638

3-bedroom Apartment, City Center (Monthly)

$1,071 £804

3-bedroom Apartment, Outside City Center (Monthly)

$758 £569

Average Monthly Net Salary (After Tax)

$4,330 £3,248

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

5.06

29.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Fajardo: October 12, 2026

Last update for Kettering: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Fajardo

$464 37.1%

Kettering

$260 13.6% 43.9% $204

Groceries & Markets

Fajardo

$414 33.1%

Kettering

$292 15.2% 29.3% $121

Eating Out

Fajardo

$190 15.2%

Kettering

$300 15.6% 57.9% $110

Clothing & Footwear

Fajardo

$153 12.2%

Kettering

$130 6.8% 15.1% $23

Sport & Entertainment

Fajardo

$21 * 1.7%

Kettering

$66 3.4% 216% $45

Getting Around

Fajardo

$9.7 * 0.8%

Kettering

$22 * 1.2% 131% $13

Accommodation & Living

Fajardo

- * 0%

Kettering

$851 44.3%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $982 in Fajardo and $1,053 in Kettering. Housing cost is often the main lever when comparing two cities.

Dining out: $81.0 in Fajardo vs $80.0 in Kettering for a mid-range dinner for two. Groceries echo the gap at $414 vs $292 per month, with Kettering cheaper across the board.

Good to know

🇵🇷 Fajardo

🇬🇧 Kettering

🕒 Local time

14:26 2:26 PM

19:26 7:26 PM

5 h ahead of Fajardo

🌤 Weather

👥 Population

11,647

56,676

💱 Currency

United States Dollar USD $

British Pound GBP £

📈 Exchange rate

1 USD = 0.89 EUR

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

GBP, EUR to USD – United States Dollar Converter

🇬🇧 British Pound (£)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

British Pound exchange rates as of October 19, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

GBP to USD in detail →

On the map

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Highest

Between locations

Fajardo Kettering 6,710 km ≈ 9 h nonstop flight

From you

Fajardo
Kettering

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Fajardo vs Kettering: Cost of Living - Frequently Asked Questions

Fajardo wins on cost – living expenses run 54% lower than in Kettering. Housing and daily spending are where you'll feel the difference most, making Fajardo the obvious pick if budget is a priority.

You'd need roughly $1,876 in Fajardo and $2,881 in Kettering to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $982 in Fajardo versus $1,053 in Kettering. Housing is usually the single largest factor when comparing overall living costs between the two.

Shoppers in Kettering pay roughly 42% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

All in, you'll spend $1,251 per month in Fajardo versus $1,921 in Kettering – a 54% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,251 in Fajardo versus $1,921 in Kettering, a $1,000 budget is realistic in Fajardo but tight or insufficient in Kettering. The gap between the two cities makes Fajardo the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Fajardo and Kettering are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Fajardo gentler on the wallet – expenses run 54% less than in Kettering. Beyond cost, consider language, visa policies, and how big the international community is in each city.