Last update: Oct 2026

Cost of Living Comparison Between Kearney, NE and Stevens Point, WI

For one person, living is cheaper in Stevens Point, WI: $1,830 a month against $2,077 in Kearney, NE, rent and utilities included – about $3,000 less a year. Rent and utilities account for most of the difference.

100

Cost of Living Index in Kearney, NE
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Kearney, NE Living Index
88

Cost of Living Index in Stevens Point, WI
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Stevens Point, WI Living Index

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Kearney, NE

🇺🇸 United States

$2,077

/mo nomad

Stevens Point, WI

🇺🇸 United States

$1,830

/mo nomad

Monthly Cost of Living

How much you'll spend in Kearney, NE and in Stevens Point, WI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kearney, NE and in Stevens Point, WI actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,077 in Kearney, NE versus $1,830 in Stevens Point, WI.

Kearney, NE $2,077
Stevens Point, WI $1,830

Estimated couple costs with rent: $2,910 in Kearney, NE versus $2,504 in Stevens Point, WI.

Kearney, NE $2,910
Stevens Point, WI $2,504

Monthly costs for a family of three with rent: $3,744 in Kearney, NE versus $3,177 in Stevens Point, WI.

Kearney, NE $3,744
Stevens Point, WI $3,177

Living in Kearney, NE is roughly 13% more expensive than in Stevens Point, WI, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Kearney, NE 53% above, Stevens Point, WI 34% above.

Meal at Budget Restaurant

$15.11 $15.11

$16.11 $16.11

-6.21%

Three-Course Dinner for Two, Mid-Range

$59.7 $59.7

$66.6 $66.6

-10.29%

Fast Food Meal (McDonalds, etc)

$11.66 $11.66

$9.96 $9.96

17.07%

Cappuccino

$5.19 $5.19

$4.48 $4.48

15.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.21 $2.21

$2.46 $2.46

-10.16%

Water (0.33 liter bottle)

$1.85 $1.85

$1.90 $1.90

-2.63%

Local Beer (0.5 liter draught)

$4.08 $4.08

$3.97 $3.97

2.77%

Imported Beer (0.33 liter bottle)

$5.08 $5.08

$5.65 $5.65

-10.09%

Milk (1 liter)

$0.82 $0.82

$0.84 $0.84

-2.38%

White Bread (500g)

$1.61 $1.61

$2.14 $2.14

-24.77%

Rice (white) (1kg)

$3.64 $3.64

$2.25 $2.25

61.78%

Eggs

$3.59 $3.59

$3.55 $3.55

1.13%

Local Cheese (1kg)

$9.04 $9.04

$10.41 $10.41

-13.16%

Chicken Fillets (1kg)

$6.44 $6.44

$8.71 $8.71

-26.06%

Beef Round Steak (1kg)

$15.32 $15.32

$11.00 $11.00

39.27%

Apples (1kg)

$5.63 $5.63

$4.38 $4.38

28.54%

Banana (1kg)

$2.06 $2.06

$1.33 $1.33

54.89%

Oranges (1kg)

$4.92 $4.92

$2.14 $2.14

129.91%

Tomato (1kg)

$4.19 $4.19

$3.41 $3.41

22.87%

Potato (1kg)

$1.81 $1.81

$1.61 $1.61

12.42%

Onion (1kg)

$2.95 $2.95

$4.15 $4.15

-28.92%

Lettuce (1 head)

$1.95 $1.95

$2.34 $2.34

-16.67%

Water (1.5 liter bottle)

$2.92 $2.92

$1.54 $1.54

89.61%

Cigarettes 20 Pack (Marlboro, Camel)

$9.14 $9.14

$7.84 $7.84

16.58%

Wine (Bottle)

$15.04 $15.04

$10.19 $10.19

47.60%

Local Beer (0.5 liter bottle)

$1.78 $1.78

$2.86 $2.86

-37.76%

Imported Beer (0.33 liter bottle)

$1.98 $1.98

$1.79 $1.79

10.61%

Taxi Start (Normal Tariff)

$2.95 $2.95

$4.93 $4.93

-40.16%

Taxi (Normal Tariff) (1km)

$1.33 $1.33

$1.69 $1.69

-21.30%

Taxi 1hour Waiting (Normal Tariff)

$24.92 $24.92

$24.05 $24.05

3.62%

Gasoline (1 liter)

$1.00 $1.00

$0.92 $0.92

8.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.4K $24.4K

$24.7K $24.7K

-1.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.9K $26.9K

$26.2K $26.2K

2.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$277 $277

$176 $176

57.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$64.4 $64.4

$25.43 $25.43

153.13%

Internet (50+ Mbps, Unlimited Data)

$73.4 $73.4

$68.7 $68.7

6.89%

Gym Membership (Monthly)

$54.7 $54.7

$67.3 $67.3

-18.67%

Tennis Court (1 Hour on Weekend)

$5.86 $5.86

$43.16 $43.16

-86.42%

Cinema Ticket

$12.48 $12.48

$8.73 $8.73

42.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,033 $1,033

$799 $799

29.32%

International Primary School, 1 Child (Yearly)

$19.4K $19.4K

$36.4K $36.4K

-46.82%

Jeans (Levis 501 Or Similar)

$30.51 $30.51

$40.05 $40.05

-23.82%

Summer Dress (H&M, Zara, etc)

$40.13 $40.13

$40.49 $40.49

-0.89%

Sport Shoes (Adidas, Nike)

$94.5 $94.5

$60.5 $60.5

56.22%

Men's Leather Business Shoes

$121 $121

$79.8 $79.8

51.04%

1-bedroom Apartment, City Center (Monthly)

$1,038 $1,038

$952 $952

9.03%

1-bedroom Apartment, Outside City Center (Monthly)

$843 $843

$805 $805

4.60%

3-bedroom Apartment, City Center (Monthly)

$1,487 $1,487

$886 $886

67.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,196 $1,196

$883 $883

35.46%

Buy Apartment in City Center (m2)

$1,631 $1,631

$1,959 $1,959

-16.75%

Buy Apartment Outside City Center (m2)

$1,621 $1,621

$1,979 $1,979

-18.10%

Average Monthly Net Salary (After Tax)

$7,624 $7,624

$3,045 $3,045

150.42%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.57

6.35

3.46%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kearney, NE: October 25, 2026

Last update for Stevens Point, WI: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kearney, NE

$843 40.6%

Stevens Point, WI

$805 44% 4.4% $37

Monthly Utilities & Internet

Kearney, NE

$415 20%

Stevens Point, WI

$271 14.8% 34.8% $145

Groceries & Markets

Kearney, NE

$337 16.2%

Stevens Point, WI

$295 16.2% 12.2% $41

Eating Out

Kearney, NE

$265 12.8%

Stevens Point, WI

$261 14.3% 1.5% $3.9

Clothing & Footwear

Kearney, NE

$129 6.2%

Stevens Point, WI

$99 5.4% 22.7% $29

Sport & Entertainment

Kearney, NE

$80 3.8%

Stevens Point, WI

$85 4.6% 6.4% $5.1

Getting Around

Kearney, NE

$9.6 * 0.5%

Stevens Point, WI

$13 * 0.7% 39.6% $3.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,038 in Kearney, NE and $952 in Stevens Point, WI. Housing cost is often the main lever when comparing two cities.

Kearney, NE pays about 2.5 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $60 in Kearney, NE vs $67 in Stevens Point, WI. Groceries flip the comparison at $337 vs $295, with Stevens Point, WI cheaper for home cooking.

Good to know

🇺🇸 Kearney, NE

🇺🇸 Stevens Point, WI

🕒 Local time

00:11 12:11 AM

Same time as Kearney, NE

🌤 Weather

👥 Population

29,385

25,666

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

On the map

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Between locations

Kearney, NE Stevens Point, WI 890 km ≈ 1 h 30 min nonstop flight

From you

Kearney, NE
Stevens Point, WI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kearney, NE vs Stevens Point, WI: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,077 in Kearney, NE and $1,830 in Stevens Point, WI, so Stevens Point, WI is about 12% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Kearney, NE is about 2.5 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,038 in Kearney, NE versus $952 in Stevens Point, WI. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 14% higher in Kearney, NE. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $2,077 per month in Kearney, NE versus $1,830 in Stevens Point, WI – Stevens Point, WI is about 12% cheaper, which adds up to real savings over time.

Either city works on $3,000 a month, though Stevens Point, WI gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kearney, NE and Stevens Point, WI are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Stevens Point, WI wins on affordability, Kearney, NE on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.