Last update: Oct 2026

Cost of Living Comparison Between Stevens Point, WI and Kearney, NE

For one person, living is cheaper in Stevens Point, WI: $1,837 a month against $2,083 in Kearney, NE, rent and utilities included – about $3,000 less a year. Rent and utilities account for about half of the difference.

Stevens Point, WI
🇺🇸 United States
$1,837
/mo nomad
Kearney, NE
🇺🇸 United States
$2,083
/mo nomad
Monthly Cost of Living

How much you'll spend in Stevens Point, WI and in Kearney, NE

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Stevens Point, WI and in Kearney, NE actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,837 in Stevens Point, WI versus $2,083 in Kearney, NE.

  • Stevens Point, WI $1,837
  • Kearney, NE $2,083

Estimated couple costs with rent: $2,518 in Stevens Point, WI versus $2,931 in Kearney, NE.

  • Stevens Point, WI $2,518
  • Kearney, NE $2,931

Monthly costs for a family of three with rent: $3,200 in Stevens Point, WI versus $3,780 in Kearney, NE.

  • Stevens Point, WI $3,200
  • Kearney, NE $3,780

Living in Stevens Point, WI costs roughly 12% less than in Kearney, NE, and outside of rent the biggest gap is in utilities.

Both cities are pricier than the global median: Stevens Point, WI 36% above, Kearney, NE 54% above.

Currency
🍽 Eating Out
Stevens Point, WI
Kearney, NE
Difference
Meal at Budget Restaurant
$15.77 $15.77
$15.29 $15.29
3.14%
Three-Course Dinner for Two, Mid-Range
$66.7 $66.7
$61.0 $61.0
9.38%
Fast Food Meal (McDonalds, etc)
$9.89 $9.89
$11.87 $11.87
-16.68%
Cappuccino
$4.57 $4.57
$5.12 $5.12
-10.74%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.54 $2.54
$2.11 $2.11
20.38%
Water (0.33 liter bottle)
$1.86 $1.86
$1.85 $1.85
0.54%
Local Beer (0.5 liter draught)
$3.95 $3.95
$4.05 $4.05
-2.47%
Imported Beer (0.33 liter bottle)
$5.54 $5.54
$5.10 $5.10
8.63%
🛒 Groceries & Markets
Stevens Point, WI
Kearney, NE
Difference
Milk (1 liter)
$0.91 $0.91
$0.87 $0.87
4.60%
White Bread (500g)
$2.15 $2.15
$1.69 $1.69
27.22%
Rice (white) (1kg)
$2.14 $2.14
$3.68 $3.68
-41.85%
Eggs
$3.63 $3.63
$3.69 $3.69
-1.63%
Local Cheese (1kg)
$10.41 $10.41
$8.79 $8.79
18.43%
Chicken Fillets (1kg)
$9.02 $9.02
$6.52 $6.52
38.34%
Beef Round Steak (1kg)
$10.80 $10.80
$15.41 $15.41
-29.92%
Apples (1kg)
$4.42 $4.42
$5.43 $5.43
-18.60%
Banana (1kg)
$1.35 $1.35
$2.13 $2.13
-36.62%
Oranges (1kg)
$2.16 $2.16
$4.72 $4.72
-54.24%
Tomato (1kg)
$3.39 $3.39
$4.29 $4.29
-20.98%
Potato (1kg)
$1.67 $1.67
$1.89 $1.89
-11.64%
Onion (1kg)
$4.12 $4.12
$2.99 $2.99
37.79%
Lettuce (1 head)
$2.36 $2.36
$2.01 $2.01
17.41%
Water (1.5 liter bottle)
$1.54 $1.54
$2.93 $2.93
-47.44%
Cigarettes 20 Pack (Marlboro, Camel)
$8.20 $8.20
$9.02 $9.02
-9.09%
Wine (Bottle)
$9.89 $9.89
$15.12 $15.12
-34.59%
Local Beer (0.5 liter bottle)
$2.86 $2.86
$1.82 $1.82
57.14%
Imported Beer (0.33 liter bottle)
$1.78 $1.78
$1.98 $1.98
-10.10%
🚌 Getting Around
Stevens Point, WI
Kearney, NE
Difference
Taxi Start (Normal Tariff)
$5.14 $5.14
$2.99 $2.99
71.91%
Taxi (Normal Tariff) (1km)
$1.72 $1.72
$1.34 $1.34
28.36%
Taxi 1hour Waiting (Normal Tariff)
$23.55 $23.55
$24.73 $24.73
-4.77%
Gasoline (1 liter)
$0.87 $0.87
$1.02 $1.02
-14.71%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.0K $25.0K
$24.3K $24.3K
2.89%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.5K $25.5K
$27.1K $27.1K
-6.09%
🧾 Monthly Utilities & Internet
Stevens Point, WI
Kearney, NE
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$177 $177
$273 $273
-35.20%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$25.36 $25.36
$62.3 $62.3
-59.27%
Internet (50+ Mbps, Unlimited Data)
$67.8 $67.8
$73.5 $73.5
-7.70%
🎉 Sport & Entertainment
Stevens Point, WI
Kearney, NE
Difference
Gym Membership (Monthly)
$67.0 $67.0
$56.1 $56.1
19.45%
Tennis Court (1 Hour on Weekend)
$44.09 $44.09
$5.94 $5.94
642.26%
Cinema Ticket
$9.15 $9.15
$12.42 $12.42
-26.33%
🧸 Childcare & Education
Stevens Point, WI
Kearney, NE
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$792 $792
$992 $992
-20.08%
International Primary School, 1 Child (Yearly)
$35.7K $35.7K
$19.2K $19.2K
85.97%
👕👟 Clothing & Footwear
Stevens Point, WI
Kearney, NE
Difference
Jeans (Levis 501 Or Similar)
$39.97 $39.97
$29.42 $29.42
35.86%
Summer Dress (H&M, Zara, etc)
$39.82 $39.82
$39.22 $39.22
1.53%
Sport Shoes (Adidas, Nike)
$60.0 $60.0
$95.6 $95.6
-37.20%
Men's Leather Business Shoes
$81.4 $81.4
$122 $122
-33.44%
🏠 Accommodation & Living
Stevens Point, WI
Kearney, NE
Difference
1-bedroom Apartment, City Center (Monthly)
$948 $948
$1,018 $1,018
-6.84%
1-bedroom Apartment, Outside City Center (Monthly)
$812 $812
$850 $850
-4.54%
3-bedroom Apartment, City Center (Monthly)
$889 $889
$1,497 $1,497
-40.61%
3-bedroom Apartment, Outside City Center (Monthly)
$903 $903
$1,224 $1,224
-26.25%
Buy Apartment in City Center (m2)
$2,010 $2,010
$1,619 $1,619
24.16%
Buy Apartment Outside City Center (m2)
$1,966 $1,966
$1,585 $1,585
24.06%
💵 Salaries & Financials
Stevens Point, WI
Kearney, NE
Difference
Average Monthly Net Salary (After Tax)
$3,040 $3,040
$7,554 $7,554
-59.76%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.35
6.57
-3.35%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Stevens Point, WI: October 19, 2026

Last update for Kearney, NE: October 17, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Stevens Point, WI
$812
Kearney, NE
$850 4.8% $39
Groceries & Markets
Stevens Point, WI
$297
Kearney, NE
$339 14.1% $42
Monthly Utilities & Internet
Stevens Point, WI
$270
Kearney, NE
$409 51.3% $139
Eating Out
Stevens Point, WI
$259
Kearney, NE
$266 2.5% $6.6
Clothing & Footwear
Stevens Point, WI
$100
Kearney, NE
$129 29.5% $29
Sport & Entertainment
Stevens Point, WI
$85
Kearney, NE
$81 5.1% $4.4
Getting Around
Stevens Point, WI
$14 *
Kearney, NE
$9.7 * 29.5% $4.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $948 in Stevens Point, WI and $1,018 in Kearney, NE. Housing cost is often the main lever when comparing two cities.

Kearney, NE pays 148% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $67.0 in Stevens Point, WI vs $61.0 in Kearney, NE. Groceries flip the comparison at $297 vs $339, with Stevens Point, WI cheaper for home cooking.

Good to know
🇺🇸 Stevens Point, WI
🇺🇸 Kearney, NE
🕒 Local time
21:55 9:55 PM
21:55 9:55 PM
Same time as Stevens Point, WI
🌤 Weather
👥 Population
25,666
29,385
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Stevens Point, WI Kearney, NE 890 km ≈ 1 h 30 min nonstop flight
From you
  • Stevens Point, WI
  • Kearney, NE

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Stevens Point, WI vs Kearney, NE: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Stevens Point, WI and in Kearney, NE?
Stevens Point, WI and Kearney, NE differ by about 13% in total monthly costs ($1,837 vs $2,083 including rent). Stevens Point, WI is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 148% lower in Kearney, NE. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Stevens Point, WI and in Kearney, NE?
Rent for a central apartment: $948 in Stevens Point, WI versus $1,018 in Kearney, NE. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 14% higher in Kearney, NE. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Stevens Point, WI or Kearney, NE?
All in, you'll spend $1,837 per month in Stevens Point, WI versus $2,083 in Kearney, NE – a 13% gap that adds up to real savings over time for anyone picking the cheaper option.
Which city is more doable on $3,000 per month?
At $1,837 in Stevens Point, WI versus $2,083 in Kearney, NE, a $3,000 budget is realistic in Stevens Point, WI but tight or insufficient in Kearney, NE. The gap between the two cities makes Stevens Point, WI the clear choice for anyone on this budget.
How does quality of life compare between Stevens Point, WI and Kearney, NE?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Stevens Point, WI or Kearney, NE safer for residents?
Safety-wise, Stevens Point, WI and Kearney, NE are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Stevens Point, WI or Kearney, NE?
Expats usually find Stevens Point, WI gentler on the wallet – expenses run 13% less than in Kearney, NE. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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