Cost of Living Comparison Between Karmøy and Stavanger Cost of Living Comparison Between Karmøy and Stavanger

Monthly Cost of Living

Monthly costs for one person with rent: $2,436 in Karmøy versus $2,709 in Stavanger.

Estimated couple costs with rent: $3,783 in Karmøy versus $4,113 in Stavanger.

Monthly costs for a family of three with rent: $5,130 in Karmøy versus $5,516 in Stavanger.

Living in Karmøy costs roughly 10% less than in Stavanger, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Karmøy 82% above, Stavanger 103% above.

Currency
🍽 Eating Out
Karmøy
Stavanger
Difference
Meal at Budget Restaurant
$25.53 NOK 245
$25.19 NOK 242
1.35%
Three-Course Dinner for Two, Mid-Range
$101 NOK 971
$121 NOK 1,160
-16.35%
Fast Food Meal (McDonalds, etc)
$13.68 NOK 131
$15.28 NOK 147
-10.47%
Cappuccino
$5.01 NOK 48.06
$5.14 NOK 49.25
-2.53%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.18 NOK 30.52
$3.91 NOK 37.50
-18.67%
Water (0.33 liter bottle)
$2.81 NOK 26.92
$3.29 NOK 31.59
-14.59%
Local Beer (0.5 liter draught)
$10.17 NOK 97.6
$11.23 NOK 108
-9.44%
Imported Beer (0.33 liter bottle)
$9.45 NOK 90.7
$10.04 NOK 96.3
-5.88%
🛒 Groceries & Markets
Karmøy
Stavanger
Difference
Milk (1 liter)
$2.19 NOK 21.03
$2.34 NOK 22.45
-6.41%
White Bread (500g)
$3.41 NOK 32.74
$3.12 NOK 29.92
9.29%
Rice (white) (1kg)
$3.31 NOK 31.74
$4.59 NOK 44.01
-27.89%
Eggs
$4.32 NOK 41.41
$4.35 NOK 41.68
-0.69%
Local Cheese (1kg)
$12.23 NOK 117
$13.30 NOK 128
-8.05%
Chicken Fillets (1kg)
$14.75 NOK 141
$16.55 NOK 159
-10.88%
Beef Round Steak (1kg)
$27.84 NOK 267
$27.18 NOK 261
2.43%
Apples (1kg)
$3.47 NOK 33.25
$3.43 NOK 32.90
1.17%
Banana (1kg)
$2.49 NOK 23.88
$2.52 NOK 24.21
-1.19%
Oranges (1kg)
$3.33 NOK 31.90
$3.07 NOK 29.46
8.47%
Tomato (1kg)
$4.49 NOK 43.04
$4.60 NOK 44.08
-2.39%
Potato (1kg)
$2.40 NOK 23.07
$2.13 NOK 20.48
12.68%
Onion (1kg)
$2.45 NOK 23.53
$3.02 NOK 28.95
-18.87%
Lettuce (1 head)
$2.82 NOK 27.08
$2.57 NOK 24.68
9.73%
Water (1.5 liter bottle)
$1.85 NOK 17.73
$1.77 NOK 16.99
4.52%
Cigarettes 20 Pack (Marlboro, Camel)
$14.12 NOK 135
$15.02 NOK 144
-5.99%
Wine (Bottle)
$17.83 NOK 171
$18.00 NOK 173
-0.94%
Local Beer (0.5 liter bottle)
$3.45 NOK 33.11
$3.55 NOK 34.04
-2.82%
Imported Beer (0.33 liter bottle)
$4.11 NOK 39.38
$4.16 NOK 39.94
-1.20%
🚌 Getting Around
Karmøy
Stavanger
Difference
One-way Ticket (Public Transport)
$4.16 NOK 39.91
$4.44 NOK 42.58
-6.31%
Public Transport Monthly Pass (Regular Price)
$72.5 NOK 696
$67.3 NOK 645
7.82%
Taxi Start (Normal Tariff)
$10.09 NOK 96.8
$14.99 NOK 144
-32.69%
Taxi (Normal Tariff) (1km)
$1.39 NOK 13.36
$2.16 NOK 20.72
-35.65%
Taxi 1hour Waiting (Normal Tariff)
$45.94 NOK 441
$102 NOK 978
-54.95%
Gasoline (1 liter)
$2.09 NOK 20.07
$2.12 NOK 20.35
-1.42%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.7K NOK 342.0K
$33.9K NOK 325.2K
5.18%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$38.7K NOK 371.3K
$32.9K NOK 316.0K
17.51%
🧾 Monthly Utilities & Internet
Karmøy
Stavanger
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$240 NOK 2,301
$193 NOK 1,855
24.05%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$37.78 NOK 362
$42.48 NOK 407
-11.06%
Internet (50+ Mbps, Unlimited Data)
$55.0 NOK 528
$81.0 NOK 777
-32.05%
🎉 Sport & Entertainment
Karmøy
Stavanger
Difference
Gym Membership (Monthly)
$50.1 NOK 480
$55.9 NOK 536
-10.47%
Tennis Court (1 Hour on Weekend)
$35.57 NOK 341
$35.09 NOK 337
1.37%
Cinema Ticket
$16.74 NOK 161
$18.85 NOK 181
-11.19%
🧸 Childcare & Education
Karmøy
Stavanger
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$282 NOK 2,708
$321 NOK 3,079
-12.02%
International Primary School, 1 Child (Yearly)
$10.2K NOK 97.8K
$12.9K NOK 123.6K
-20.90%
👕👟 Clothing & Footwear
Karmøy
Stavanger
Difference
Jeans (Levis 501 Or Similar)
$96.1 NOK 922
$117 NOK 1,126
-18.16%
Summer Dress (H&M, Zara, etc)
$52.7 NOK 506
$58.0 NOK 556
-9.10%
Sport Shoes (Adidas, Nike)
$107 NOK 1,028
$103 NOK 991
3.76%
Men's Leather Business Shoes
$150 NOK 1,440
$158 NOK 1,518
-5.14%
🏠 Accommodation & Living
Karmøy
Stavanger
Difference
1-bedroom Apartment, City Center (Monthly)
$1,192 NOK 11.4K
$1,633 NOK 15.7K
-27.03%
1-bedroom Apartment, Outside City Center (Monthly)
$900 NOK 8,634
$1,134 NOK 10.9K
-20.60%
3-bedroom Apartment, City Center (Monthly)
$1,823 NOK 17.5K
$2,713 NOK 26.0K
-32.81%
3-bedroom Apartment, Outside City Center (Monthly)
$1,555 NOK 14.9K
$1,748 NOK 16.8K
-11.05%
Buy Apartment in City Center (m2)
$5,139 NOK 49.3K
$6,159 NOK 59.1K
-16.57%
Buy Apartment Outside City Center (m2)
$3,582 NOK 34.3K
$5,339 NOK 51.2K
-32.92%
💵 Salaries & Financials
Karmøy
Stavanger
Difference
Average Monthly Net Salary (After Tax)
$4,029 NOK 38.6K
$4,993 NOK 47.9K
-19.30%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.38
4.51
-2.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karmøy: July 20, 2026

Last update for Stavanger: July 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,192 in Karmøy and $1,633 in Stavanger. Housing cost is often the main lever when comparing two cities.

Stavanger pays 24% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $101 in Karmøy vs $121 in Stavanger for a mid-range dinner for two. Groceries echo the gap at $455 vs $468 per month, with Karmøy cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Karmøy vs Stavanger: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Karmøy and in Stavanger?
Karmøy and Stavanger differ by about 11% in total monthly costs ($2,436 vs $2,709 including rent). Karmøy is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 24% lower in Stavanger. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Karmøy and in Stavanger?
Rent for a central apartment: $1,192 in Karmøy versus $1,633 in Stavanger. Housing is usually the single largest factor when comparing overall living costs between the two.
How do commuting costs compare in Karmøy and in Stavanger?
A monthly transit pass in Karmøy runs roughly 8% less than in Stavanger. Both cities have functional networks, but the price difference matters if you're watching your budget.
What is the difference in childcare costs between Karmøy and Stavanger?
Childcare runs $282 in Karmøy versus $321 in Stavanger. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city is more doable on $3,000 per month?
At $2,436 in Karmøy versus $2,709 in Stavanger, a $3,000 budget is realistic in Karmøy but tight or insufficient in Stavanger. The gap between the two cities makes Karmøy the clear choice for anyone on this budget.
How does quality of life compare between Karmøy and Stavanger?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Karmøy or Stavanger safer for residents?
Safety-wise, Karmøy and Stavanger are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Where should expats move: Karmøy or Stavanger?
Expats usually find Karmøy gentler on the wallet – expenses run 11% less than in Stavanger. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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