Last update: Oct 2026

Cost of Living Comparison Between Karmøy and Stavanger

For one person, living is cheaper in Karmøy: $2,641 a month against $3,248 in Stavanger, rent and utilities included – about $7,300 less a year. Rent and utilities account for most of the difference.

Karmøy, Norway
Stavanger, Norway
Karmøy
🇳🇴 Norway
$2,641
/mo nomad
Stavanger
🇳🇴 Norway
$3,248
/mo nomad
Monthly Cost of Living

How much you'll spend in Karmøy and in Stavanger

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karmøy and in Stavanger actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,641 in Karmøy versus $3,248 in Stavanger.

  • Karmøy $2,641
  • Stavanger $3,248

Estimated couple costs with rent: $4,032 in Karmøy versus $4,717 in Stavanger.

  • Karmøy $4,032
  • Stavanger $4,717

Monthly costs for a family of three with rent: $5,423 in Karmøy versus $6,186 in Stavanger.

  • Karmøy $5,423
  • Stavanger $6,186

Living in Karmøy costs roughly 19% less than in Stavanger, and outside of rent the biggest gap is in clothing.

Both cities are pricier than the global median: Karmøy 94% above, Stavanger 139% above.

Currency
🍽 Eating Out
Karmøy
Stavanger
Difference
Meal at Budget Restaurant
$21.23 NOK 197
$24.67 NOK 229
-13.94%
Three-Course Dinner for Two, Mid-Range
$122 NOK 1,135
$98.0 NOK 910
24.72%
Fast Food Meal (McDonalds, etc)
$16.23 NOK 151
$16.23 NOK 151
-
Cappuccino
$6.16 NOK 57.3
$6.22 NOK 57.7
-0.96%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.80 NOK 35.34
$5.89 NOK 54.7
-35.48%
Water (0.33 liter bottle)
$2.91 NOK 27.02
$4.53 NOK 42.07
-35.76%
Local Beer (0.5 liter draught)
$11.67 NOK 108
$13.76 NOK 128
-15.19%
Imported Beer (0.33 liter bottle)
$11.22 NOK 104
$10.62 NOK 98.7
5.65%
🛒 Groceries & Markets
Karmøy
Stavanger
Difference
Milk (1 liter)
$2.32 NOK 21.55
$2.53 NOK 23.48
-8.30%
White Bread (500g)
$3.87 NOK 35.94
$3.52 NOK 32.69
9.94%
Rice (white) (1kg)
$3.37 NOK 31.29
$3.98 NOK 36.94
-15.33%
Eggs
$4.39 NOK 40.75
$4.75 NOK 44.17
-7.58%
Local Cheese (1kg)
$12.31 NOK 114
$15.22 NOK 141
-19.12%
Chicken Fillets (1kg)
$15.45 NOK 144
$17.54 NOK 163
-11.92%
Beef Round Steak (1kg)
$29.85 NOK 277
$36.16 NOK 336
-17.45%
Apples (1kg)
$3.29 NOK 30.53
$3.53 NOK 32.81
-6.80%
Banana (1kg)
$2.37 NOK 22.03
$2.86 NOK 26.55
-17.13%
Oranges (1kg)
$3.05 NOK 28.29
$3.62 NOK 33.62
-15.75%
Tomato (1kg)
$4.55 NOK 42.32
$4.93 NOK 45.80
-7.71%
Potato (1kg)
$2.51 NOK 23.35
$2.55 NOK 23.73
-1.57%
Onion (1kg)
$3.00 NOK 27.91
$3.11 NOK 28.91
-3.54%
Lettuce (1 head)
$3.44 NOK 31.92
$2.90 NOK 26.91
18.62%
Water (1.5 liter bottle)
$2.49 NOK 23.13
$2.33 NOK 21.66
6.87%
Cigarettes 20 Pack (Marlboro, Camel)
$20.07 NOK 186
$18.27 NOK 170
9.85%
Wine (Bottle)
$17.00 NOK 158
$18.94 NOK 176
-10.24%
Local Beer (0.5 liter bottle)
$3.89 NOK 36.11
$3.80 NOK 35.34
2.37%
Imported Beer (0.33 liter bottle)
$4.95 NOK 45.99
$4.51 NOK 41.90
9.76%
🚌 Getting Around
Karmøy
Stavanger
Difference
One-way Ticket (Public Transport)
$4.66 NOK 43.32
$4.75 NOK 44.09
-1.89%
Public Transport Monthly Pass (Regular Price)
$84.3 NOK 783
$85.4 NOK 794
-1.35%
Taxi Start (Normal Tariff)
$13.42 NOK 125
$6.27 NOK 58.3
114.04%
Taxi (Normal Tariff) (1km)
$1.84 NOK 17.09
$1.80 NOK 16.73
2.22%
Taxi 1hour Waiting (Normal Tariff)
$63.7 NOK 592
$106 NOK 983
-39.80%
Gasoline (1 liter)
$2.52 NOK 23.41
$2.46 NOK 22.90
2.44%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$50.9K NOK 472.5K
$49.1K NOK 456.2K
3.57%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$41.1K NOK 381.6K
$42.2K NOK 392.2K
-2.70%
🧾 Monthly Utilities & Internet
Karmøy
Stavanger
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$243 NOK 2,259
$260 NOK 2,412
-6.32%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$30.54 NOK 284
$33.92 NOK 315
-9.96%
Internet (50+ Mbps, Unlimited Data)
$46.76 NOK 434
$79.9 NOK 742
-41.48%
🎉 Sport & Entertainment
Karmøy
Stavanger
Difference
Gym Membership (Monthly)
$49.24 NOK 457
$52.0 NOK 483
-5.23%
Tennis Court (1 Hour on Weekend)
$41.02 NOK 381
$37.64 NOK 350
8.98%
Cinema Ticket
$16.70 NOK 155
$22.16 NOK 206
-24.64%
🧸 Childcare & Education
Karmøy
Stavanger
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$259 NOK 2,405
$325 NOK 3,023
-20.44%
International Primary School, 1 Child (Yearly)
$12.2K NOK 113.3K
$14.3K NOK 133.2K
-14.95%
👕👟 Clothing & Footwear
Karmøy
Stavanger
Difference
Jeans (Levis 501 Or Similar)
$96.0 NOK 892
$130 NOK 1,205
-25.97%
Summer Dress (H&M, Zara, etc)
$49.63 NOK 461
$61.9 NOK 575
-19.87%
Sport Shoes (Adidas, Nike)
$111 NOK 1,031
$151 NOK 1,401
-26.46%
Men's Leather Business Shoes
$154 NOK 1,429
$206 NOK 1,911
-25.24%
🏠 Accommodation & Living
Karmøy
Stavanger
Difference
1-bedroom Apartment, City Center (Monthly)
$1,262 NOK 11.7K
$1,805 NOK 16.8K
-30.08%
1-bedroom Apartment, Outside City Center (Monthly)
$1,044 NOK 9,703
$1,429 NOK 13.3K
-26.91%
3-bedroom Apartment, City Center (Monthly)
$2,068 NOK 19.2K
$2,895 NOK 26.9K
-28.56%
3-bedroom Apartment, Outside City Center (Monthly)
$1,688 NOK 15.7K
$2,145 NOK 19.9K
-21.31%
Buy Apartment in City Center (m2)
$6,242 NOK 58.0K
$6,468 NOK 60.1K
-3.50%
Buy Apartment Outside City Center (m2)
$4,136 NOK 38.4K
$5,430 NOK 50.4K
-23.83%
💵 Salaries & Financials
Karmøy
Stavanger
Difference
Average Monthly Net Salary (After Tax)
$4,114 NOK 38.2K
$5,086 NOK 47.3K
-19.11%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.94
5.24
-5.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karmøy: October 27, 2026

Last update for Stavanger: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Karmøy
$1K
Stavanger
$1.4K 36.8% $384
Groceries & Markets
Karmøy
$483
Stavanger
$530 9.9% $48
Eating Out
Karmøy
$400
Stavanger
$452 13% $52
Monthly Utilities & Internet
Karmøy
$321
Stavanger
$373 16.5% $53
Clothing & Footwear
Karmøy
$185
Stavanger
$247 33.6% $62
Getting Around
Karmøy
$126
Stavanger
$120 4.7% $5.9
Sport & Entertainment
Karmøy
$83
Stavanger
$96 16.5% $14

Cost Breakdown

A one-bedroom apartment in the center runs $1,262 in Karmøy and $1,805 in Stavanger. Housing cost is often the main lever when comparing two cities.

Stavanger pays 24% more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $122 in Karmøy vs $98 in Stavanger. Groceries flip the comparison at $483 vs $530, with Karmøy cheaper for home cooking.

Good to know
🇳🇴 Karmøy
🇳🇴 Stavanger
🕒 Local time
21:27 9:27 PM
21:27 9:27 PM
Same time as Karmøy
🌤 Weather
👥 Population
43,404
149,330
💱 Currency
Exchange rates and currency converter

USD, EUR to NOK – Norwegian Krone Converter

Norwegian Krone exchange rates as of October 28, 2026: 1 USD = 9.29 NOK (1 NOK = 0.108 USD). 1 EUR = 10.34 NOK (100 NOK = 9.67 EUR).

On the map
Between locations
  • Karmøy Stavanger 44 km
From you
  • Karmøy
  • Stavanger

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Karmøy vs Stavanger: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in Karmøy and in Stavanger?
Total monthly costs including rent come to $2,641 in Karmøy and $3,248 in Stavanger, so Karmøy is about 19% cheaper – a gap that matters a lot on a fixed or modest income.
Which city has better-paying jobs?
On paper, salaries run 19% lower in Karmøy. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How do apartment prices compare in Karmøy and in Stavanger?
Rent for a central apartment: $1,262 in Karmøy versus $1,805 in Stavanger. Housing is usually the single largest factor when comparing overall living costs between the two.
Which city has cheaper grocery shopping?
Supermarket bills run roughly 10% higher in Stavanger. For households that cook at home regularly, that difference adds up over a month.
Which city is more expensive overall: Karmøy or Stavanger?
All in, you’ll spend $2,641 per month in Karmøy versus $3,248 in Stavanger – Karmøy is about 19% cheaper, which adds up to real savings over time.
Which city is more doable on $3,000 per month?
At $2,641 in Karmøy versus $3,248 in Stavanger, a $3,000 budget is realistic in Karmøy but tight or insufficient in Stavanger. The gap between the two cities makes Karmøy the clear choice for anyone on this budget.
How does quality of life compare between Karmøy and Stavanger?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Is Karmøy or Stavanger safer for residents?
Safety-wise, Karmøy and Stavanger are both considered safe, so it’s unlikely to be the deciding factor between them.
How do I decide between Karmøy and Stavanger?
It comes down to priorities – Karmøy wins on affordability, Stavanger on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.

Karmøy vs other spots: cost of living compared

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