Cost of Living Comparison Between Karmøy and Oslo Cost of Living Comparison Between Karmøy and Oslo

Monthly Cost of Living

Monthly costs for one person with rent: $2,490 in Karmøy versus $3,141 in Oslo.

Estimated couple costs with rent: $3,838 in Karmøy versus $4,597 in Oslo.

Monthly costs for a family of three with rent: $5,185 in Karmøy versus $6,053 in Oslo.

Living in Karmøy costs roughly 21% less than in Oslo, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Karmøy 86% above, Oslo 134% above.

Meal at Budget Restaurant

$24.81 NOK 235

$25.53 NOK 241

-2.82%

Three-Course Dinner for Two, Mid-Range

$99.6 NOK 941

$123 NOK 1,158

-18.71%

Fast Food Meal (McDonalds, etc)

$13.60 NOK 129

$15.15 NOK 143

-10.23%

Cappuccino

$4.83 NOK 45.66

$4.86 NOK 45.98

-0.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.19 NOK 30.20

$4.08 NOK 38.62

-21.81%

Water (0.33 liter bottle)

$2.94 NOK 27.76

$3.19 NOK 30.17

-7.84%

Local Beer (0.5 liter draught)

$9.93 NOK 93.9

$12.02 NOK 114

-17.39%

Imported Beer (0.33 liter bottle)

$9.38 NOK 88.7

$11.22 NOK 106

-16.40%

Milk (1 liter)

$2.25 NOK 21.30

$2.39 NOK 22.63

-5.86%

White Bread (500g)

$3.32 NOK 31.41

$4.09 NOK 38.65

-18.83%

Rice (white) (1kg)

$3.33 NOK 31.49

$3.66 NOK 34.62

-9.02%

Eggs

$4.42 NOK 41.83

$5.03 NOK 47.59

-12.13%

Local Cheese (1kg)

$12.17 NOK 115

$13.46 NOK 127

-9.58%

Chicken Fillets (1kg)

$14.81 NOK 140

$16.04 NOK 152

-7.67%

Beef Round Steak (1kg)

$28.09 NOK 266

$30.76 NOK 291

-8.68%

Apples (1kg)

$3.53 NOK 33.35

$3.49 NOK 33.04

1.15%

Banana (1kg)

$2.50 NOK 23.61

$2.63 NOK 24.84

-4.94%

Oranges (1kg)

$3.37 NOK 31.89

$3.35 NOK 31.71

0.60%

Tomato (1kg)

$4.50 NOK 42.53

$5.16 NOK 48.80

-12.79%

Potato (1kg)

$2.48 NOK 23.44

$2.43 NOK 22.97

2.06%

Onion (1kg)

$2.50 NOK 23.59

$2.71 NOK 25.65

-7.75%

Lettuce (1 head)

$2.76 NOK 26.14

$2.85 NOK 26.95

-3.16%

Water (1.5 liter bottle)

$1.92 NOK 18.16

$2.34 NOK 22.11

-17.95%

Cigarettes 20 Pack (Marlboro, Camel)

$13.83 NOK 131

$17.19 NOK 163

-19.55%

Wine (Bottle)

$18.34 NOK 173

$18.93 NOK 179

-3.12%

Local Beer (0.5 liter bottle)

$3.26 NOK 30.83

$3.35 NOK 31.67

-2.69%

Imported Beer (0.33 liter bottle)

$4.08 NOK 38.61

$4.38 NOK 41.38

-6.85%

One-way Ticket (Public Transport)

$4.31 NOK 40.74

$4.31 NOK 40.70

Public Transport Monthly Pass (Regular Price)

$72.7 NOK 687

$77.9 NOK 736

-6.64%

Taxi Start (Normal Tariff)

$10.02 NOK 94.7

$10.04 NOK 95.0

-0.20%

Taxi (Normal Tariff) (1km)

$1.45 NOK 13.69

$1.38 NOK 13.09

5.07%

Taxi 1hour Waiting (Normal Tariff)

$46.91 NOK 443

$42.24 NOK 399

11.06%

Gasoline (1 liter)

$2.08 NOK 19.67

$2.18 NOK 20.60

-4.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.1K NOK 331.8K

$36.5K NOK 344.8K

-3.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.2K NOK 371.0K

$42.7K NOK 403.5K

-8.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$244 NOK 2,306

$304 NOK 2,870

-19.65%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$37.96 NOK 359

$31.63 NOK 299

20.01%

Internet (50+ Mbps, Unlimited Data)

$55.4 NOK 523

$57.0 NOK 539

-2.91%

Gym Membership (Monthly)

$49.25 NOK 466

$57.8 NOK 546

-14.73%

Tennis Court (1 Hour on Weekend)

$34.82 NOK 329

$28.64 NOK 271

21.58%

Cinema Ticket

$16.76 NOK 158

$18.01 NOK 170

-6.94%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$282 NOK 2,668

$274 NOK 2,588

3.09%

International Primary School, 1 Child (Yearly)

$10.3K NOK 97.0K

$14.5K NOK 137.5K

-29.45%

Jeans (Levis 501 Or Similar)

$95.9 NOK 906

$106 NOK 1,000

-9.35%

Summer Dress (H&M, Zara, etc)

$51.7 NOK 488

$65.4 NOK 618

-21.01%

Sport Shoes (Adidas, Nike)

$107 NOK 1,009

$124 NOK 1,172

-13.90%

Men's Leather Business Shoes

$154 NOK 1,451

$168 NOK 1,592

-8.83%

1-bedroom Apartment, City Center (Monthly)

$1,219 NOK 11.5K

$1,671 NOK 15.8K

-27.06%

1-bedroom Apartment, Outside City Center (Monthly)

$877 NOK 8,293

$1,446 NOK 13.7K

-39.32%

3-bedroom Apartment, City Center (Monthly)

$1,789 NOK 16.9K

$2,749 NOK 26.0K

-34.94%

3-bedroom Apartment, Outside City Center (Monthly)

$1,532 NOK 14.5K

$2,165 NOK 20.5K

-29.25%

Buy Apartment in City Center (m2)

$6,260 NOK 59.2K

$12.0K NOK 113.6K

-47.92%

Buy Apartment Outside City Center (m2)

$4,632 NOK 43.8K

$7,295 NOK 69.0K

-36.50%

Average Monthly Net Salary (After Tax)

$4,169 NOK 39.4K

$4,411 NOK 41.7K

-5.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.38

5.08

-13.78%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karmøy: June 2, 2026

Last update for Oslo: May 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,219 in Karmøy and $1,671 in Oslo. Housing cost is often the main lever when comparing two cities.

Oslo pays 6% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $100 in Karmøy vs $122 in Oslo for a mid-range dinner for two. Groceries echo the gap at $458 vs $500 per month, with Karmøy cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karmøy vs Oslo: Cost of Living - Frequently Asked Questions

Karmøy and Oslo differ by about 26% in total monthly costs ($2,490 vs $3,141 including rent). Karmøy is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Oslo earns 6% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,219 in Karmøy versus $1,671 in Oslo. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Karmøy runs roughly 7% less than in Oslo. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $282 in Karmøy versus $274 in Oslo. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $2,490 in Karmøy versus $3,141 in Oslo, a $3,000 budget is realistic in Karmøy but tight or insufficient in Oslo. The gap between the two cities makes Karmøy the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Karmøy and Oslo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karmøy gentler on the wallet – expenses run 26% less than in Oslo. Beyond cost, consider language, visa policies, and how big the international community is in each city.