Last update: Oct 2026

Cost of Living Comparison Between Karmøy and Oslo

For one person, living is cheaper in Karmøy: $2,641 a month against $3,538 in Oslo, rent and utilities included – about $10,800 less a year. Rent and utilities account for most of the difference.

132

Cost of Living Index in Karmøy
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Karmøy Living Index
170

Cost of Living Index in Oslo
Learn more

Oslo Living Index

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Karmøy

🇳🇴 Norway

$2,641

/mo nomad

Oslo

🇳🇴 Norway

$3,538

/mo nomad

Monthly Cost of Living

How much you'll spend in Karmøy and in Oslo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karmøy and in Oslo actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,641 in Karmøy versus $3,538 in Oslo.

Karmøy $2,641
Oslo $3,538

Estimated couple costs with rent: $4,032 in Karmøy versus $5,096 in Oslo.

Karmøy $4,032
Oslo $5,096

Monthly costs for a family of three with rent: $5,423 in Karmøy versus $6,653 in Oslo.

Karmøy $5,423
Oslo $6,653

Living in Karmøy costs roughly 25% less than in Oslo, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Karmøy 94% above, Oslo 160% above.

Meal at Budget Restaurant

$21.23 NOK 197

$21.75 NOK 202

-2.39%

Three-Course Dinner for Two, Mid-Range

$122 NOK 1,135

$130 NOK 1,206

-5.87%

Fast Food Meal (McDonalds, etc)

$16.23 NOK 151

$16.04 NOK 149

1.18%

Cappuccino

$6.16 NOK 57.3

$5.84 NOK 54.3

5.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.80 NOK 35.34

$4.38 NOK 40.67

-13.24%

Water (0.33 liter bottle)

$2.91 NOK 27.02

$3.35 NOK 31.10

-13.13%

Local Beer (0.5 liter draught)

$11.67 NOK 108

$11.65 NOK 108

0.17%

Imported Beer (0.33 liter bottle)

$11.22 NOK 104

$12.81 NOK 119

-12.41%

Milk (1 liter)

$2.32 NOK 21.55

$2.61 NOK 24.27

-11.11%

White Bread (500g)

$3.87 NOK 35.94

$4.38 NOK 40.73

-11.64%

Rice (white) (1kg)

$3.37 NOK 31.29

$4.70 NOK 43.68

-28.30%

Eggs

$4.39 NOK 40.75

$6.25 NOK 58.1

-29.76%

Local Cheese (1kg)

$12.31 NOK 114

$15.48 NOK 144

-20.48%

Chicken Fillets (1kg)

$15.45 NOK 144

$15.84 NOK 147

-2.46%

Beef Round Steak (1kg)

$29.85 NOK 277

$32.30 NOK 300

-7.59%

Apples (1kg)

$3.29 NOK 30.53

$3.36 NOK 31.17

-2.08%

Banana (1kg)

$2.37 NOK 22.03

$2.72 NOK 25.31

-12.87%

Oranges (1kg)

$3.05 NOK 28.29

$3.65 NOK 33.92

-16.44%

Tomato (1kg)

$4.55 NOK 42.32

$5.96 NOK 55.4

-23.66%

Potato (1kg)

$2.51 NOK 23.35

$2.69 NOK 25.03

-6.69%

Onion (1kg)

$3.00 NOK 27.91

$2.85 NOK 26.48

5.26%

Lettuce (1 head)

$3.44 NOK 31.92

$3.26 NOK 30.30

5.52%

Water (1.5 liter bottle)

$2.49 NOK 23.13

$2.50 NOK 23.22

-0.40%

Cigarettes 20 Pack (Marlboro, Camel)

$20.07 NOK 186

$19.21 NOK 178

4.48%

Wine (Bottle)

$17.00 NOK 158

$16.64 NOK 155

2.16%

Local Beer (0.5 liter bottle)

$3.89 NOK 36.11

$3.60 NOK 33.45

8.06%

Imported Beer (0.33 liter bottle)

$4.95 NOK 45.99

$4.23 NOK 39.25

17.02%

One-way Ticket (Public Transport)

$4.66 NOK 43.32

$5.02 NOK 46.65

-7.17%

Public Transport Monthly Pass (Regular Price)

$84.3 NOK 783

$83.5 NOK 775

0.97%

Taxi Start (Normal Tariff)

$13.42 NOK 125

$12.39 NOK 115

8.31%

Taxi (Normal Tariff) (1km)

$1.84 NOK 17.09

$1.84 NOK 17.12

Taxi 1hour Waiting (Normal Tariff)

$63.7 NOK 592

$70.8 NOK 658

-10.05%

Gasoline (1 liter)

$2.52 NOK 23.41

$2.48 NOK 23.05

1.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$50.9K NOK 472.5K

$49.9K NOK 463.6K

1.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$41.1K NOK 381.6K

$44.7K NOK 415.1K

-8.08%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$243 NOK 2,259

$433 NOK 4,027

-43.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.54 NOK 284

$34.50 NOK 321

-11.48%

Internet (50+ Mbps, Unlimited Data)

$46.76 NOK 434

$55.7 NOK 517

-16.02%

Gym Membership (Monthly)

$49.24 NOK 457

$58.1 NOK 540

-15.23%

Tennis Court (1 Hour on Weekend)

$41.02 NOK 381

$29.79 NOK 277

37.70%

Cinema Ticket

$16.70 NOK 155

$20.78 NOK 193

-19.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$259 NOK 2,405

$240 NOK 2,226

8.08%

International Primary School, 1 Child (Yearly)

$12.2K NOK 113.3K

$16.2K NOK 150.2K

-24.56%

Jeans (Levis 501 Or Similar)

$96.0 NOK 892

$104 NOK 969

-7.95%

Summer Dress (H&M, Zara, etc)

$49.63 NOK 461

$61.8 NOK 574

-19.63%

Sport Shoes (Adidas, Nike)

$111 NOK 1,031

$135 NOK 1,253

-17.77%

Men's Leather Business Shoes

$154 NOK 1,429

$160 NOK 1,487

-3.92%

1-bedroom Apartment, City Center (Monthly)

$1,262 NOK 11.7K

$2,133 NOK 19.8K

-40.85%

1-bedroom Apartment, Outside City Center (Monthly)

$1,044 NOK 9,703

$1,645 NOK 15.3K

-36.51%

3-bedroom Apartment, City Center (Monthly)

$2,068 NOK 19.2K

$3,270 NOK 30.4K

-36.75%

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 NOK 15.7K

$2,466 NOK 22.9K

-31.56%

Buy Apartment in City Center (m2)

$6,242 NOK 58.0K

$12.4K NOK 114.9K

-49.52%

Buy Apartment Outside City Center (m2)

$4,136 NOK 38.4K

$7,462 NOK 69.3K

-44.57%

Average Monthly Net Salary (After Tax)

$4,114 NOK 38.2K

$4,703 NOK 43.7K

-12.52%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.94

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karmøy: October 27, 2026

Last update for Oslo: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Karmøy

$1K 39.6%

Oslo

$1.6K 46.5% 57.5% $601

Groceries & Markets

Karmøy

$483 18.3%

Oslo

$530 15% 9.9% $48

Eating Out

Karmøy

$400 15.2%

Oslo

$407 11.5% 1.7% $6.9

Monthly Utilities & Internet

Karmøy

$321 12.1%

Oslo

$524 14.8% 63.4% $203

Clothing & Footwear

Karmøy

$185 7%

Oslo

$207 5.9% 12.3% $23

Getting Around

Karmøy

$126 4.8%

Oslo

$125 3.5% 0.3% $0.4

Sport & Entertainment

Karmøy

$83 3.1%

Oslo

$100 2.8% 20.6% $17

Cost Breakdown

A one-bedroom apartment in the center runs $1,262 in Karmøy and $2,133 in Oslo. Housing cost is often the main lever when comparing two cities.

Oslo pays 14% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $122 in Karmøy vs $130 in Oslo for a mid-range dinner for two. Groceries echo the gap at $483 vs $530 per month, with Karmøy cheaper across the board.

Good to know

🇳🇴 Karmøy

🇳🇴 Oslo

🕒 Local time

19:40 7:40 PM

Same time as Karmøy

🌤 Weather

👥 Population

43,404

1,098,061 Capital

💱 Currency

Norwegian Krone NOK kr

📈 Exchange rate

100 NOK = 10.76 USD

100 NOK = 9.67 EUR

100 NOK = 10.76 USD

100 NOK = 9.67 EUR

Exchange rates and currency converter

On the map

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Between locations

Karmøy Oslo 320 km

From you

Karmøy
Oslo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karmøy vs Oslo: Cost of Living - Frequently Asked Questions

Karmøy and Oslo differ by about 34% in total monthly costs ($2,641 vs $3,538 including rent). Karmøy is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 13% lower in Karmøy. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,262 in Karmøy versus $2,133 in Oslo. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 10% higher in Oslo. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $2,641 per month in Karmøy versus $3,538 in Oslo – a 34% gap that adds up to real savings over time for anyone picking the cheaper option.

At $2,641 in Karmøy versus $3,538 in Oslo, a $3,000 budget is realistic in Karmøy but tight or insufficient in Oslo. The gap between the two cities makes Karmøy the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Karmøy and Oslo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Karmøy wins on affordability, Oslo on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.