Cost of Living Comparison Between Varna and Karlovo Cost of Living Comparison Between Varna and Karlovo

😐 Solo nomad: Varna is 43.6% more expensive than Karlovo without rent, and 55.9% more expensive with rent.
😐 Family of 3: Varna is 29.7% more expensive than Karlovo without rent, and 51.3% more expensive with rent.
Currency
🍽 Eating Out
Varna
Karlovo
Difference
Meal at Budget Restaurant
$11.90 BGN 19.76
$7.42 BGN 12.31
60.38%
Three-Course Dinner for Two, Mid-Range
$46.33 BGN 76.9
$35.75 BGN 59.4
29.59%
Fast Food Meal (McDonalds, etc)
$8.94 BGN 14.85
$8.68 BGN 14.40
3.00%
Cappuccino
$2.60 BGN 4.31
$1.51 BGN 2.51
72.19%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.81 BGN 3.01
$1.07 BGN 1.78
69.16%
Water (0.33 liter bottle)
$1.28 BGN 2.13
$0.66 BGN 1.09
93.94%
Local Beer (0.5 liter draught)
$3.03 BGN 5.03
$2.10 BGN 3.48
44.29%
Imported Beer (0.33 liter bottle)
$2.99 BGN 4.97
$1.82 BGN 3.02
64.29%
🛒 Groceries & Markets
Varna
Karlovo
Difference
Milk (1 liter)
$1.88 BGN 3.11
$1.19 BGN 1.98
57.98%
White Bread (500g)
$1.03 BGN 1.70
$0.85 BGN 1.42
21.18%
Rice (white) (1kg)
$2.47 BGN 4.10
$1.87 BGN 3.10
32.09%
Eggs
$3.41 BGN 5.67
$3.27 BGN 5.43
4.28%
Local Cheese (1kg)
$10.84 BGN 18.00
$9.40 BGN 15.60
15.32%
Chicken Fillets (1kg)
$8.49 BGN 14.09
$8.09 BGN 13.43
4.94%
Beef Round Steak (1kg)
$12.21 BGN 20.27
$6.05 BGN 10.05
101.82%
Apples (1kg)
$1.62 BGN 2.69
$1.31 BGN 2.18
23.66%
Banana (1kg)
$2.08 BGN 3.45
$2.15 BGN 3.56
-3.26%
Oranges (1kg)
$1.85 BGN 3.07
$1.98 BGN 3.28
-6.57%
Tomato (1kg)
$2.74 BGN 4.54
$2.26 BGN 3.74
21.24%
Potato (1kg)
$1.21 BGN 2.01
$0.49 BGN 0.81
146.94%
Onion (1kg)
$1.15 BGN 1.90
$0.90 BGN 1.50
27.78%
Lettuce (1 head)
$0.99 BGN 1.65
$1.02 BGN 1.69
-2.94%
Water (1.5 liter bottle)
$0.75 BGN 1.24
$0.76 BGN 1.26
-1.32%
Cigarettes 20 Pack (Marlboro, Camel)
$3.73 BGN 6.19
$3.36 BGN 5.57
11.01%
Wine (Bottle)
$7.94 BGN 13.18
$6.02 BGN 10.00
31.89%
Local Beer (0.5 liter bottle)
$1.11 BGN 1.84
$0.96 BGN 1.59
15.63%
Imported Beer (0.33 liter bottle)
$1.83 BGN 3.03
$1.73 BGN 2.87
5.78%
🚌 Getting Around
Varna
Karlovo
Difference
One-way Ticket (Public Transport)
$1.15 BGN 1.91
$1.16 BGN 1.92
-0.86%
Public Transport Monthly Pass (Regular Price)
$29.11 BGN 48.32
$26.51 BGN 44.00
9.81%
Taxi Start (Normal Tariff)
$1.40 BGN 2.32
$1.15 BGN 1.91
21.74%
Taxi (Normal Tariff) (1km)
$0.66 BGN 1.09
$0.72 BGN 1.20
-8.33%
Taxi 1hour Waiting (Normal Tariff)
$12.60 BGN 20.92
$13.04 BGN 21.64
-3.37%
Gasoline (1 liter)
$1.55 BGN 2.57
$1.44 BGN 2.39
7.64%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.7K BGN 54.2K
$32.3K BGN 53.6K
1.24%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.7K BGN 47.7K
$25.6K BGN 42.5K
12.30%
🧾 Monthly Utilities & Internet
Varna
Karlovo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$125 BGN 208
$96.3 BGN 160
30.10%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.20 BGN 31.87
$16.51 BGN 27.40
16.29%
Internet (50+ Mbps, Unlimited Data)
$15.54 BGN 25.79
$13.02 BGN 21.61
19.35%
🎉 Sport & Entertainment
Varna
Karlovo
Difference
Gym Membership (Monthly)
$40.25 BGN 66.8
$29.92 BGN 49.66
34.53%
Tennis Court (1 Hour on Weekend)
$14.71 BGN 24.42
$14.82 BGN 24.60
-0.74%
Cinema Ticket
$9.07 BGN 15.06
$5.77 BGN 9.57
57.19%
🧸 Childcare & Education
Varna
Karlovo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$407 BGN 675
$239 BGN 396
70.37%
International Primary School, 1 Child (Yearly)
$5,430 BGN 9,014
$4,170 BGN 6,922
30.22%
👕👟 Clothing & Footwear
Varna
Karlovo
Difference
Jeans (Levis 501 Or Similar)
$61.2 BGN 102
$29.43 BGN 48.86
107.95%
Summer Dress (H&M, Zara, etc)
$34.17 BGN 56.7
$11.86 BGN 19.69
188.11%
Sport Shoes (Adidas, Nike)
$92.7 BGN 154
$59.9 BGN 99.5
54.69%
Men's Leather Business Shoes
$102 BGN 169
$47.79 BGN 79.3
112.66%
🏠 Accommodation & Living
Varna
Karlovo
Difference
1-bedroom Apartment, City Center (Monthly)
$514 BGN 854
$288 BGN 478
78.56%
1-bedroom Apartment, Outside City Center (Monthly)
$398 BGN 661
$192 BGN 319
107.27%
3-bedroom Apartment, City Center (Monthly)
$900 BGN 1,495
$464 BGN 770
94.03%
3-bedroom Apartment, Outside City Center (Monthly)
$652 BGN 1,082
$359 BGN 596
81.55%
Buy Apartment in City Center (m2)
$3,137 BGN 5,208
$1,512 BGN 2,510
107.47%
Buy Apartment Outside City Center (m2)
$2,043 BGN 3,392
$1,200 BGN 1,992
70.27%
💵 Salaries & Financials
Varna
Karlovo
Difference
Average Monthly Net Salary (After Tax)
$1,238 BGN 2,055
$475 BGN 789
160.43%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.71
4.57
3.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Varna: April 13, 2026

Last update for Karlovo: April 12, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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