Last update: Oct 2026

Cost of Living Comparison Between Karlovo and Tbilisi

For one person, living is cheaper in Karlovo: $785 a month against $1,270 in Tbilisi, rent and utilities included – about $5,800 less a year. Rent and utilities account for about half of the difference.

38

Cost of Living Index in Karlovo
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Karlovo Living Index
61

Cost of Living Index in Tbilisi
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Tbilisi Living Index

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Karlovo

🇧🇬 Bulgaria

$785

/mo nomad

Tbilisi

🇬🇪 Georgia

$1,270

/mo nomad

Monthly Cost of Living

How much you'll spend in Karlovo and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karlovo and in Tbilisi actually costs, broken down by who's living it.

A single person spends $785 per month in Karlovo vs $1,270 in Tbilisi, rent included.

Karlovo $785
Tbilisi $1,270

A couple spends around $1,263 per month in Karlovo vs $2,008 in Tbilisi, rent included.

Karlovo $1,263
Tbilisi $2,008

A family of three spends $1,742 per month in Karlovo vs $2,745 in Tbilisi, rent included.

Karlovo $1,742
Tbilisi $2,745

Karlovo is about 38% cheaper than Tbilisi, and outside of rent the biggest gap is in clothing.

Both Karlovo and Tbilisi are more affordable than the global median – Karlovo 42% lower, Tbilisi 6% lower.

Meal at Budget Restaurant

$7.09 BGN 12.34

$11.51 ₾29.79

-38.40%

Three-Course Dinner for Two, Mid-Range

$33.57 BGN 58.4

$38.27 ₾99.1

-12.28%

Fast Food Meal (McDonalds, etc)

$8.66 BGN 15.07

$9.80 ₾25.36

-11.63%

Cappuccino

$1.45 BGN 2.53

$3.55 ₾9.19

-59.15%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.03 BGN 1.79

$1.06 ₾2.74

-2.83%

Water (0.33 liter bottle)

$0.74 BGN 1.28

$0.62 ₾1.60

19.35%

Local Beer (0.5 liter draught)

$1.96 BGN 3.41

$2.76 ₾7.16

-28.99%

Imported Beer (0.33 liter bottle)

$1.75 BGN 3.04

$3.00 ₾7.77

-41.67%

Milk (1 liter)

$1.17 BGN 2.04

$2.16 ₾5.59

-45.83%

White Bread (500g)

$0.84 BGN 1.47

$0.76 ₾1.96

10.53%

Rice (white) (1kg)

$1.87 BGN 3.25

$1.74 ₾4.51

7.47%

Eggs

$3.27 BGN 5.69

$2.79 ₾7.21

17.20%

Local Cheese (1kg)

$9.92 BGN 17.26

$9.20 ₾23.83

7.83%

Chicken Fillets (1kg)

$8.31 BGN 14.45

$6.53 ₾16.89

27.26%

Beef Round Steak (1kg)

$5.86 BGN 10.20

$12.81 ₾33.17

-54.25%

Apples (1kg)

$1.26 BGN 2.19

$1.67 ₾4.31

-24.55%

Banana (1kg)

$1.96 BGN 3.41

$1.85 ₾4.79

5.95%

Oranges (1kg)

$2.13 BGN 3.70

$1.98 ₾5.13

7.58%

Tomato (1kg)

$2.11 BGN 3.68

$2.51 ₾6.49

-15.94%

Potato (1kg)

$0.48 BGN 0.84

$0.87 ₾2.26

-44.83%

Onion (1kg)

$0.90 BGN 1.56

$0.73 ₾1.89

23.29%

Lettuce (1 head)

$0.99 BGN 1.71

$1.42 ₾3.67

-30.28%

Water (1.5 liter bottle)

$0.77 BGN 1.34

$0.72 ₾1.88

6.94%

Cigarettes 20 Pack (Marlboro, Camel)

$3.24 BGN 5.64

$3.38 ₾8.74

-4.14%

Wine (Bottle)

$6.69 BGN 11.64

$7.84 ₾20.31

-14.67%

Local Beer (0.5 liter bottle)

$0.99 BGN 1.72

$1.62 ₾4.19

-38.89%

Imported Beer (0.33 liter bottle)

$1.89 BGN 3.29

$2.38 ₾6.15

-20.59%

One-way Ticket (Public Transport)

$1.11 BGN 1.93

$0.37 ₾0.96

200.00%

Public Transport Monthly Pass (Regular Price)

$23.67 BGN 41.18

$15.52 ₾40.16

52.51%

Taxi Start (Normal Tariff)

$1.17 BGN 2.03

$1.14 ₾2.94

2.63%

Taxi (Normal Tariff) (1km)

$0.71 BGN 1.23

$0.79 ₾2.05

-10.13%

Taxi 1hour Waiting (Normal Tariff)

$11.78 BGN 20.50

$11.57 ₾29.96

1.82%

Gasoline (1 liter)

$1.40 BGN 2.43

$1.50 ₾3.87

-6.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.0K BGN 52.2K

$24.6K ₾63.7K

21.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.3K BGN 38.8K

$22.4K ₾57.9K

-0.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$104 BGN 180

$88.3 ₾228

17.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.45 BGN 25.13

$13.08 ₾33.86

10.47%

Internet (50+ Mbps, Unlimited Data)

$11.91 BGN 20.72

$19.53 ₾50.6

-39.02%

Gym Membership (Monthly)

$29.57 BGN 51.5

$64.2 ₾166

-53.93%

Tennis Court (1 Hour on Weekend)

$17.35 BGN 30.18

$19.18 ₾49.66

-9.54%

Cinema Ticket

$5.57 BGN 9.69

$6.99 ₾18.10

-20.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$226 BGN 393

$373 ₾966

-39.54%

International Primary School, 1 Child (Yearly)

$5,755 BGN 10.0K

$10.7K ₾27.7K

-46.16%

Jeans (Levis 501 Or Similar)

$28.50 BGN 49.60

$103 ₾266

-72.24%

Summer Dress (H&M, Zara, etc)

$11.54 BGN 20.08

$40.48 ₾105

-71.49%

Sport Shoes (Adidas, Nike)

$56.9 BGN 99.0

$116 ₾301

-51.07%

Men's Leather Business Shoes

$45.99 BGN 80.0

$122 ₾316

-62.28%

1-bedroom Apartment, City Center (Monthly)

$335 BGN 583

$677 ₾1,753

-50.48%

1-bedroom Apartment, Outside City Center (Monthly)

$191 BGN 332

$454 ₾1,176

-57.95%

3-bedroom Apartment, City Center (Monthly)

$534 BGN 929

$1,277 ₾3,305

-58.17%

3-bedroom Apartment, Outside City Center (Monthly)

$403 BGN 701

$890 ₾2,304

-54.71%

Buy Apartment in City Center (m2)

$1,320 BGN 2,297

$2,410 ₾6,238

-45.22%

Buy Apartment Outside City Center (m2)

$1,083 BGN 1,885

$1,418 ₾3,670

-23.59%

Average Monthly Net Salary (After Tax)

$448 BGN 779

$703 ₾1,819

-36.30%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.25

12.62

-74.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlovo: October 19, 2026

Last update for Tbilisi: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Karlovo

$205 26.2%

Tbilisi

$233 18.3% 13.4% $28

Accommodation & Living

Karlovo

$191 24.3%

Tbilisi

$454 35.8% 138% $263

Monthly Utilities & Internet

Karlovo

$130 16.6%

Tbilisi

$121 9.5% 7.1% $9.2

Eating Out

Karlovo

$121 15.4%

Tbilisi

$191 15% 58.1% $70

Clothing & Footwear

Karlovo

$64 8.2%

Tbilisi

$172 13.5% 167% $107

Sport & Entertainment

Karlovo

$41 5.2%

Tbilisi

$78 6.2% 92% $37

Getting Around

Karlovo

$33 4.2%

Tbilisi

$22 1.7% 32.7% $11

Cost Breakdown

A central one-bedroom costs $335 in Karlovo versus $677 in Tbilisi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 57% higher in Tbilisi, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $34.00 in Karlovo versus $38.00 in Tbilisi. Monthly groceries follow the same trend: $205 vs $233 – making Karlovo the more affordable choice for daily food spending.

Good to know

🇧🇬 Karlovo

🇬🇪 Tbilisi

🕒 Local time

13:52 1:52 PM

14:52 2:52 PM

1 h ahead of Karlovo

🌤 Weather

👥 Population

23,919

1,241,700 Capital

💱 Currency

Bulgarian Lev BGN лв.

Georgian Lari GEL ₾

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

1 GEL = 0.386 USD

1 GEL = 0.344 EUR

Exchange rates and currency converter

GEL, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 20, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Georgian Lari exchange rates as of October 20, 2026: 1 USD = 2.59 GEL (1 GEL = 0.386 USD). 1 EUR = 2.91 GEL (1 GEL = 0.344 EUR).

USD to BGN in detail →

On the map

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Between locations

Karlovo Tbilisi 1,650 km ≈ 2 h 30 min nonstop flight

From you

Karlovo
Tbilisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karlovo vs Tbilisi: Cost of Living - Frequently Asked Questions

Yes – Tbilisi is pricier by about 62%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $1,177 per month in Karlovo and $1,906 in Tbilisi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karlovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 53% less in Karlovo. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $226 per month in Karlovo and $373 in Tbilisi. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Karlovo, where all-in costs run around $785, than in Tbilisi at $1,270. In Karlovo it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.

Families tend to lean toward Karlovo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Karlovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tbilisi makes more sense. Both are solid long-term options with distinct trade-offs.