Cost of Living Comparison Between Plovdiv and Karlovo Cost of Living Comparison Between Plovdiv and Karlovo

Monthly Cost of Living

A single person spends $1,070 per month in Plovdiv vs $783 in Karlovo, rent included.

A couple spends around $1,734 per month in Plovdiv vs $1,241 in Karlovo, rent included.

A family of three spends $2,398 per month in Plovdiv vs $1,700 in Karlovo, rent included.

Plovdiv costs about 37% more than Karlovo, driven mainly by Clothing & Footwear.

Both Plovdiv and Karlovo are more affordable than the global median – Plovdiv 20% lower, Karlovo 41% lower.

Currency
🍽 Eating Out
Plovdiv
Karlovo
Difference
Meal at Budget Restaurant
$8.81 BGN 14.66
$7.18 BGN 11.95
22.70%
Three-Course Dinner for Two, Mid-Range
$47.57 BGN 79.1
$34.93 BGN 58.1
36.19%
Fast Food Meal (McDonalds, etc)
$8.32 BGN 13.84
$9.03 BGN 15.02
-7.86%
Cappuccino
$2.37 BGN 3.94
$1.50 BGN 2.50
58.00%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.43 BGN 2.38
$1.11 BGN 1.84
28.83%
Water (0.33 liter bottle)
$0.90 BGN 1.50
$0.66 BGN 1.10
36.36%
Local Beer (0.5 liter draught)
$2.97 BGN 4.93
$2.04 BGN 3.39
45.59%
Imported Beer (0.33 liter bottle)
$2.97 BGN 4.95
$1.74 BGN 2.90
70.69%
🛒 Groceries & Markets
Plovdiv
Karlovo
Difference
Milk (1 liter)
$1.75 BGN 2.92
$1.21 BGN 2.02
44.63%
White Bread (500g)
$1.03 BGN 1.71
$0.84 BGN 1.39
22.62%
Rice (white) (1kg)
$2.17 BGN 3.61
$1.93 BGN 3.21
12.44%
Eggs
$3.48 BGN 5.78
$3.25 BGN 5.40
7.08%
Local Cheese (1kg)
$11.60 BGN 19.30
$9.50 BGN 15.80
22.11%
Chicken Fillets (1kg)
$7.83 BGN 13.03
$8.16 BGN 13.58
-4.04%
Beef Round Steak (1kg)
$12.13 BGN 20.19
$5.93 BGN 9.87
104.55%
Apples (1kg)
$1.53 BGN 2.55
$1.33 BGN 2.21
15.04%
Banana (1kg)
$1.73 BGN 2.88
$2.11 BGN 3.51
-18.01%
Oranges (1kg)
$1.67 BGN 2.78
$2.07 BGN 3.45
-19.32%
Tomato (1kg)
$2.54 BGN 4.22
$2.22 BGN 3.69
14.41%
Potato (1kg)
$1.00 BGN 1.66
$0.45 BGN 0.75
122.22%
Onion (1kg)
$1.16 BGN 1.93
$0.85 BGN 1.42
36.47%
Lettuce (1 head)
$1.06 BGN 1.76
$1.00 BGN 1.67
6.00%
Water (1.5 liter bottle)
$0.79 BGN 1.31
$0.75 BGN 1.25
5.33%
Cigarettes 20 Pack (Marlboro, Camel)
$3.52 BGN 5.85
$3.38 BGN 5.63
4.14%
Wine (Bottle)
$6.24 BGN 10.38
$7.12 BGN 11.84
-12.36%
Local Beer (0.5 liter bottle)
$1.03 BGN 1.72
$0.96 BGN 1.60
7.29%
Imported Beer (0.33 liter bottle)
$1.83 BGN 3.05
$1.73 BGN 2.87
5.78%
🚌 Getting Around
Plovdiv
Karlovo
Difference
One-way Ticket (Public Transport)
$0.56 BGN 0.94
$1.15 BGN 1.92
-51.30%
Public Transport Monthly Pass (Regular Price)
$27.60 BGN 45.91
$26.51 BGN 44.10
4.11%
Taxi Start (Normal Tariff)
$1.19 BGN 1.98
$1.21 BGN 2.01
-1.65%
Taxi (Normal Tariff) (1km)
$0.62 BGN 1.03
$0.67 BGN 1.12
-7.46%
Taxi 1hour Waiting (Normal Tariff)
$10.49 BGN 17.44
$13.34 BGN 22.19
-21.36%
Gasoline (1 liter)
$1.51 BGN 2.51
$1.43 BGN 2.38
5.59%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.0K BGN 53.2K
$32.2K BGN 53.6K
-0.85%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.0K BGN 46.7K
$25.2K BGN 41.9K
11.37%
🧾 Monthly Utilities & Internet
Plovdiv
Karlovo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$94.3 BGN 157
$95.6 BGN 159
-1.30%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$17.83 BGN 29.67
$16.66 BGN 27.72
7.02%
Internet (50+ Mbps, Unlimited Data)
$15.32 BGN 25.48
$12.94 BGN 21.52
18.39%
🎉 Sport & Entertainment
Plovdiv
Karlovo
Difference
Gym Membership (Monthly)
$37.07 BGN 61.7
$29.35 BGN 48.82
26.30%
Tennis Court (1 Hour on Weekend)
$14.67 BGN 24.41
$14.58 BGN 24.26
0.62%
Cinema Ticket
$9.05 BGN 15.06
$5.77 BGN 9.59
56.85%
🧸 Childcare & Education
Plovdiv
Karlovo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$417 BGN 694
$236 BGN 392
77.09%
International Primary School, 1 Child (Yearly)
$6,919 BGN 11.5K
$4,132 BGN 6,873
67.45%
👕👟 Clothing & Footwear
Plovdiv
Karlovo
Difference
Jeans (Levis 501 Or Similar)
$61.5 BGN 102
$29.14 BGN 48.47
111.02%
Summer Dress (H&M, Zara, etc)
$35.96 BGN 59.8
$11.75 BGN 19.54
206.04%
Sport Shoes (Adidas, Nike)
$101 BGN 168
$59.7 BGN 99.3
69.45%
Men's Leather Business Shoes
$106 BGN 176
$47.33 BGN 78.7
124.11%
🏠 Accommodation & Living
Plovdiv
Karlovo
Difference
1-bedroom Apartment, City Center (Monthly)
$467 BGN 777
$284 BGN 473
64.35%
1-bedroom Apartment, Outside City Center (Monthly)
$341 BGN 567
$194 BGN 323
75.45%
3-bedroom Apartment, City Center (Monthly)
$814 BGN 1,354
$473 BGN 787
71.94%
3-bedroom Apartment, Outside City Center (Monthly)
$619 BGN 1,029
$352 BGN 585
75.79%
Buy Apartment in City Center (m2)
$2,308 BGN 3,839
$1,198 BGN 1,993
92.64%
Buy Apartment Outside City Center (m2)
$1,569 BGN 2,610
$975 BGN 1,622
60.90%
💵 Salaries & Financials
Plovdiv
Karlovo
Difference
Average Monthly Net Salary (After Tax)
$1,131 BGN 1,881
$468 BGN 778
141.85%
20-Year Fixed Mortgage Interest Rate (Annual %)
4.49
4.57
-1.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Plovdiv: July 21, 2026

Last update for Karlovo: July 21, 2026

Cost Breakdown

A central one-bedroom costs $467 in Plovdiv versus $284 in Karlovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 142% higher in Plovdiv, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $48.00 in Plovdiv versus $35.00 in Karlovo. Monthly groceries follow the same trend: $239 vs $206 – making Karlovo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Plovdiv vs Karlovo: Cost of Living - Frequently Asked Questions
Is Karlovo cheaper than Plovdiv?
Yes – Plovdiv is pricier by about 37%, and the gap shows up most in Clothing & Footwear. It's not just housing either; the difference applies across most spending categories.
What income do you need for each city?
For a comfortable life, plan on about $1,604 per month in Plovdiv and $1,174 in Karlovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Karlovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 4% less in Karlovo. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $417 per month in Plovdiv and $236 in Karlovo. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $1,500 a realistic budget for living in Plovdiv or in Karlovo?
A $1,500 monthly budget goes further in Karlovo, where all-in costs run around $783, than in Plovdiv at $1,070. In Karlovo it covers expenses comfortably, while in Plovdiv it requires careful planning or may not stretch far enough.
Is Plovdiv or Karlovo more family-friendly?
Families tend to lean toward Karlovo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Plovdiv or Karlovo?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Karlovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Plovdiv makes more sense. Both are solid long-term options with distinct trade-offs.

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