Cost of Living Comparison Between Karlovo and Lisbon Cost of Living Comparison Between Karlovo and Lisbon

Monthly Cost of Living

A single person spends $791 per month in Karlovo vs $2,210 in Lisbon, rent included.

A couple spends around $1,255 per month in Karlovo vs $3,311 in Lisbon, rent included.

A family of three spends $1,718 per month in Karlovo vs $4,411 in Lisbon, rent included.

Karlovo is about 64% cheaper than Lisbon, driven mainly by Eating Out.

Karlovo sits 41% below the global median, while Lisbon is 65% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$7.49 BGN 12.46

$15.91 €13.70

-52.92%

Three-Course Dinner for Two, Mid-Range

$35.49 BGN 59.0

$64.8 €55.8

-45.21%

Fast Food Meal (McDonalds, etc)

$8.94 BGN 14.87

$10.51 €9.05

-14.94%

Cappuccino

$1.50 BGN 2.49

$2.87 €2.47

-47.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.08 BGN 1.80

$2.24 €1.93

-51.79%

Water (0.33 liter bottle)

$0.70 BGN 1.16

$1.50 €1.29

-53.33%

Local Beer (0.5 liter draught)

$2.09 BGN 3.48

$3.49 €3.01

-40.11%

Imported Beer (0.33 liter bottle)

$1.80 BGN 2.99

$3.88 €3.34

-53.61%

Milk (1 liter)

$1.15 BGN 1.91

$1.14 €0.98

0.88%

White Bread (500g)

$0.86 BGN 1.43

$1.75 €1.51

-50.86%

Rice (white) (1kg)

$1.91 BGN 3.18

$1.76 €1.51

8.52%

Eggs

$3.36 BGN 5.59

$3.22 €2.77

4.35%

Local Cheese (1kg)

$9.28 BGN 15.43

$13.49 €11.61

-31.21%

Chicken Fillets (1kg)

$7.76 BGN 12.92

$7.91 €6.81

-1.90%

Beef Round Steak (1kg)

$5.94 BGN 9.88

$15.87 €13.67

-62.57%

Apples (1kg)

$1.28 BGN 2.14

$2.31 €1.99

-44.59%

Banana (1kg)

$2.14 BGN 3.56

$1.70 €1.46

25.88%

Oranges (1kg)

$2.08 BGN 3.46

$2.01 €1.73

3.48%

Tomato (1kg)

$2.21 BGN 3.68

$2.46 €2.12

-10.16%

Potato (1kg)

$0.45 BGN 0.75

$1.84 €1.59

-75.54%

Onion (1kg)

$0.87 BGN 1.44

$2.00 €1.72

-56.50%

Lettuce (1 head)

$1.06 BGN 1.76

$1.93 €1.66

-45.08%

Water (1.5 liter bottle)

$0.78 BGN 1.30

$0.79 €0.68

-1.27%

Cigarettes 20 Pack (Marlboro, Camel)

$3.41 BGN 5.67

$6.61 €5.69

-48.41%

Wine (Bottle)

$6.65 BGN 11.07

$5.72 €4.93

16.26%

Local Beer (0.5 liter bottle)

$1.01 BGN 1.67

$1.37 €1.18

-26.28%

Imported Beer (0.33 liter bottle)

$1.81 BGN 3.01

$2.97 €2.56

-39.06%

One-way Ticket (Public Transport)

$1.17 BGN 1.94

$2.37 €2.04

-50.63%

Public Transport Monthly Pass (Regular Price)

$27.08 BGN 45.04

$45.56 €39.22

-40.56%

Taxi Start (Normal Tariff)

$1.21 BGN 2.02

$4.29 €3.69

-71.79%

Taxi (Normal Tariff) (1km)

$0.70 BGN 1.17

$0.82 €0.70

-14.63%

Taxi 1hour Waiting (Normal Tariff)

$13.19 BGN 21.94

$18.30 €15.76

-27.92%

Gasoline (1 liter)

$1.45 BGN 2.41

$2.06 €1.78

-29.61%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$32.0K BGN 53.2K

$34.3K €29.5K

-6.64%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.2K BGN 41.8K

$39.3K €33.8K

-35.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$95.7 BGN 159

$148 €127

-35.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.31 BGN 27.13

$20.52 €17.67

-20.52%

Internet (50+ Mbps, Unlimited Data)

$12.75 BGN 21.20

$39.61 €34.10

-67.81%

Gym Membership (Monthly)

$29.31 BGN 48.75

$47.85 €41.19

-38.75%

Tennis Court (1 Hour on Weekend)

$14.82 BGN 24.66

$18.92 €16.29

-21.67%

Cinema Ticket

$5.74 BGN 9.54

$9.18 €7.91

-37.47%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$234 BGN 389

$614 €529

-61.87%

International Primary School, 1 Child (Yearly)

$4,076 BGN 6,781

$16.0K €13.8K

-74.60%

Jeans (Levis 501 Or Similar)

$29.19 BGN 48.57

$105 €90.1

-72.11%

Summer Dress (H&M, Zara, etc)

$12.03 BGN 20.01

$42.06 €36.21

-71.40%

Sport Shoes (Adidas, Nike)

$59.6 BGN 99.1

$94.0 €80.9

-36.62%

Men's Leather Business Shoes

$47.03 BGN 78.2

$120 €103

-60.70%

1-bedroom Apartment, City Center (Monthly)

$289 BGN 481

$1,628 €1,401

-82.23%

1-bedroom Apartment, Outside City Center (Monthly)

$197 BGN 328

$1,255 €1,081

-84.30%

3-bedroom Apartment, City Center (Monthly)

$473 BGN 787

$3,030 €2,609

-84.40%

3-bedroom Apartment, Outside City Center (Monthly)

$355 BGN 590

$2,020 €1,739

-82.44%

Buy Apartment in City Center (m2)

$1,367 BGN 2,275

$7,800 €6,715

-82.47%

Buy Apartment Outside City Center (m2)

$1,110 BGN 1,847

$4,273 €3,678

-74.02%

Average Monthly Net Salary (After Tax)

$485 BGN 807

$1,603 €1,380

-69.74%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.57

3.81

19.95%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlovo: June 1, 2026

Last update for Lisbon: June 1, 2026

Cost Breakdown

A central one-bedroom costs $289 in Karlovo versus $1,628 in Lisbon. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 230% higher in Lisbon, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $35.00 in Karlovo versus $65.0 in Lisbon. Monthly groceries follow the same trend: $203 vs $269 – making Karlovo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karlovo vs Lisbon: Cost of Living - Frequently Asked Questions

Yes – Lisbon is pricier by about 179%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $1,187 per month in Karlovo and $3,315 in Lisbon. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karlovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 68% less in Karlovo. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $234 per month in Karlovo and $614 in Lisbon. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Karlovo, where all-in costs run around $791, than in Lisbon at $2,210. In Karlovo it covers expenses comfortably, while in Lisbon it requires careful planning or may not stretch far enough.

Families tend to lean toward Karlovo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Karlovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lisbon makes more sense. Both are solid long-term options with distinct trade-offs.