Cost of Living Comparison Between Lisbon and Karlovo Cost of Living Comparison Between Lisbon and Karlovo

Monthly Cost of Living

A single person spends $2,280 per month in Lisbon vs $779 in Karlovo, rent included.

A couple spends around $3,294 per month in Lisbon vs $1,243 in Karlovo, rent included.

A family of three spends $4,307 per month in Lisbon vs $1,708 in Karlovo, rent included.

Lisbon costs about 193% more than Karlovo, driven mainly by Eating Out.

Lisbon sits 71% above the global median, while Karlovo is 41% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$15.75 €13.74

$7.41 BGN 12.33

112.55%

Three-Course Dinner for Two, Mid-Range

$63.5 €55.3

$36.01 BGN 59.9

76.28%

Fast Food Meal (McDonalds, etc)

$10.45 €9.11

$8.83 BGN 14.70

18.35%

Cappuccino

$2.91 €2.54

$1.46 BGN 2.42

99.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.29 €2.00

$1.11 BGN 1.85

106.31%

Water (0.33 liter bottle)

$1.50 €1.31

$0.70 BGN 1.17

114.29%

Local Beer (0.5 liter draught)

$3.56 €3.11

$2.11 BGN 3.51

68.72%

Imported Beer (0.33 liter bottle)

$3.96 €3.46

$1.82 BGN 3.02

117.58%

Milk (1 liter)

$1.08 €0.94

$1.19 BGN 1.99

-9.24%

White Bread (500g)

$1.76 €1.54

$0.91 BGN 1.52

93.41%

Rice (white) (1kg)

$1.70 €1.48

$1.91 BGN 3.18

-10.99%

Eggs

$3.25 €2.83

$3.27 BGN 5.45

-0.61%

Local Cheese (1kg)

$13.25 €11.55

$9.39 BGN 15.63

41.11%

Chicken Fillets (1kg)

$7.70 €6.72

$8.06 BGN 13.41

-4.47%

Beef Round Steak (1kg)

$15.77 €13.75

$5.75 BGN 9.56

174.26%

Apples (1kg)

$2.28 €1.99

$1.32 BGN 2.19

72.73%

Banana (1kg)

$1.66 €1.44

$2.10 BGN 3.50

-20.95%

Oranges (1kg)

$2.02 €1.76

$2.02 BGN 3.36

Tomato (1kg)

$2.47 €2.16

$2.26 BGN 3.75

9.29%

Potato (1kg)

$1.79 €1.56

$0.49 BGN 0.81

265.31%

Onion (1kg)

$2.07 €1.80

$0.92 BGN 1.53

125.00%

Lettuce (1 head)

$1.97 €1.72

$1.05 BGN 1.75

87.62%

Water (1.5 liter bottle)

$0.83 €0.73

$0.74 BGN 1.23

12.16%

Cigarettes 20 Pack (Marlboro, Camel)

$6.55 €5.71

$3.55 BGN 5.91

84.51%

Wine (Bottle)

$5.57 €4.85

$6.84 BGN 11.39

-18.57%

Local Beer (0.5 liter bottle)

$1.33 €1.16

$0.99 BGN 1.65

34.34%

Imported Beer (0.33 liter bottle)

$3.01 €2.62

$1.76 BGN 2.92

71.02%

One-way Ticket (Public Transport)

$2.27 €1.98

$1.16 BGN 1.93

95.69%

Public Transport Monthly Pass (Regular Price)

$46.35 €40.41

$26.57 BGN 44.21

74.44%

Taxi Start (Normal Tariff)

$4.23 €3.69

$1.15 BGN 1.91

267.83%

Taxi (Normal Tariff) (1km)

$0.85 €0.74

$0.72 BGN 1.20

18.06%

Taxi 1hour Waiting (Normal Tariff)

$18.83 €16.41

$13.01 BGN 21.64

44.73%

Gasoline (1 liter)

$2.02 €1.76

$1.43 BGN 2.38

41.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K €30.5K

$31.7K BGN 52.7K

10.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.6K €34.6K

$25.8K BGN 42.9K

53.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$148 €129

$95.7 BGN 159

54.59%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.52 €17.89

$16.58 BGN 27.58

23.76%

Internet (50+ Mbps, Unlimited Data)

$39.52 €34.46

$12.80 BGN 21.29

208.75%

Gym Membership (Monthly)

$48.17 €42.00

$29.56 BGN 49.18

62.96%

Tennis Court (1 Hour on Weekend)

$18.39 €16.03

$14.69 BGN 24.44

25.19%

Cinema Ticket

$9.10 €7.93

$5.98 BGN 9.96

52.17%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$615 €536

$232 BGN 385

165.41%

International Primary School, 1 Child (Yearly)

$16.3K €14.2K

$4,118 BGN 6,851

295.45%

Jeans (Levis 501 Or Similar)

$102 €88.6

$29.79 BGN 49.55

240.95%

Summer Dress (H&M, Zara, etc)

$42.09 €36.69

$11.74 BGN 19.54

258.52%

Sport Shoes (Adidas, Nike)

$92.3 €80.5

$58.1 BGN 96.7

58.88%

Men's Leather Business Shoes

$122 €106

$47.82 BGN 79.6

155.29%

1-bedroom Apartment, City Center (Monthly)

$1,612 €1,405

$287 BGN 478

461.32%

1-bedroom Apartment, Outside City Center (Monthly)

$1,254 €1,093

$192 BGN 320

552.71%

3-bedroom Apartment, City Center (Monthly)

$3,069 €2,676

$464 BGN 771

561.85%

3-bedroom Apartment, Outside City Center (Monthly)

$2,037 €1,776

$349 BGN 580

483.94%

Buy Apartment in City Center (m2)

$7,751 €6,757

$1,466 BGN 2,438

428.77%

Buy Apartment Outside City Center (m2)

$4,286 €3,737

$1,139 BGN 1,895

276.22%

Average Monthly Net Salary (After Tax)

$1,602 €1,396

$463 BGN 770

246.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.81

4.57

-16.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Lisbon: July 27, 2026

Last update for Karlovo: July 26, 2026

Cost Breakdown

A central one-bedroom costs $1,612 in Lisbon versus $287 in Karlovo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 246% higher in Lisbon, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $63.0 in Lisbon versus $36.00 in Karlovo. Monthly groceries follow the same trend: $267 vs $205 – making Karlovo the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Lisbon vs Karlovo: Cost of Living - Frequently Asked Questions

Yes – Lisbon is pricier by about 193%, and the gap shows up most in Eating Out. It's not just housing either; the difference applies across most spending categories.

For a comfortable life, plan on about $3,420 per month in Lisbon and $1,168 in Karlovo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karlovo, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 74% less in Karlovo. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $615 per month in Lisbon and $232 in Karlovo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Karlovo, where all-in costs run around $779, than in Lisbon at $2,280. In Karlovo it covers expenses comfortably, while in Lisbon it requires careful planning or may not stretch far enough.

Families tend to lean toward Karlovo – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Karlovo. If higher salaries, better infrastructure, or specific career opportunities are the priority, Lisbon makes more sense. Both are solid long-term options with distinct trade-offs.