Last update: Oct 2026

Cost of Living Comparison Between Karlovac and Sesimbra

For one person, living is cheaper in Karlovac: $1,222 a month against $1,621 in Sesimbra, rent and utilities included – about $4,800 less a year. Rent and utilities account for most of the difference.

59

Cost of Living Index in Karlovac
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Karlovac Living Index
78

Cost of Living Index in Sesimbra
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Sesimbra Living Index

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Karlovac

🇭🇷 Croatia

$1,222

/mo nomad

Sesimbra

🇵🇹 Portugal

$1,621

/mo nomad

Monthly Cost of Living

How much you'll spend in Karlovac and in Sesimbra

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karlovac and in Sesimbra actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,222 in Karlovac versus $1,621 in Sesimbra.

Karlovac $1,222
Sesimbra $1,621

Estimated couple costs with rent: $1,821 in Karlovac versus $2,347 in Sesimbra.

Karlovac $1,821
Sesimbra $2,347

Monthly costs for a family of three with rent: $2,419 in Karlovac versus $3,072 in Sesimbra.

Karlovac $2,419
Sesimbra $3,072

Living in Karlovac costs roughly 25% less than in Sesimbra, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Karlovac is 10% below, Sesimbra is 19% above.

Meal at Budget Restaurant

$11.20 €10.04

$12.26 €10.99

-8.65%

Three-Course Dinner for Two, Mid-Range

$44.46 €39.84

$43.96 €39.39

1.14%

Fast Food Meal (McDonalds, etc)

$7.61 €6.82

$8.76 €7.85

-13.13%

Cappuccino

$1.96 €1.76

$2.49 €2.23

-21.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.45 €2.19

$2.14 €1.92

14.49%

Water (0.33 liter bottle)

$1.61 €1.44

$1.39 €1.25

15.83%

Local Beer (0.5 liter draught)

$2.43 €2.18

$3.42 €3.07

-28.95%

Imported Beer (0.33 liter bottle)

$2.46 €2.20

$4.02 €3.60

-38.81%

Milk (1 liter)

$1.13 €1.02

$1.03 €0.92

9.71%

White Bread (500g)

$1.13 €1.02

$1.94 €1.74

-41.75%

Rice (white) (1kg)

$1.53 €1.37

$1.61 €1.45

-4.97%

Eggs

$3.16 €2.83

$3.30 €2.95

-4.24%

Local Cheese (1kg)

$9.05 €8.11

$10.94 €9.80

-17.28%

Chicken Fillets (1kg)

$9.86 €8.83

$7.11 €6.37

38.68%

Beef Round Steak (1kg)

$12.02 €10.77

$15.01 €13.45

-19.92%

Apples (1kg)

$1.97 €1.77

$2.81 €2.52

-29.89%

Banana (1kg)

$1.84 €1.65

$1.40 €1.26

31.43%

Oranges (1kg)

$1.83 €1.64

$1.86 €1.67

-1.61%

Tomato (1kg)

$2.01 €1.80

$2.21 €1.98

-9.05%

Potato (1kg)

$1.38 €1.24

$1.56 €1.40

-11.54%

Onion (1kg)

$1.06 €0.95

$2.13 €1.91

-50.23%

Lettuce (1 head)

$1.63 €1.46

$1.54 €1.38

5.84%

Water (1.5 liter bottle)

$1.17 €1.05

$0.83 €0.74

40.96%

Cigarettes 20 Pack (Marlboro, Camel)

$5.69 €5.10

$5.77 €5.17

-1.39%

Wine (Bottle)

$6.67 €5.98

$4.50 €4.03

48.22%

Local Beer (0.5 liter bottle)

$1.61 €1.44

$0.93 €0.83

73.12%

Imported Beer (0.33 liter bottle)

$2.31 €2.07

$3.00 €2.69

-23.00%

One-way Ticket (Public Transport)

$3.33 €2.98

$2.21 €1.98

50.68%

Public Transport Monthly Pass (Regular Price)

$39.69 €35.57

Taxi Start (Normal Tariff)

$5.66 €5.08

$2.17 €1.95

160.83%

Taxi (Normal Tariff) (1km)

$1.09 €0.98

$1.13 €1.02

-3.54%

Taxi 1hour Waiting (Normal Tariff)

$15.15 €13.57

Gasoline (1 liter)

$1.69 €1.52

$2.13 €1.91

-20.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.3K €23.6K

$33.8K €30.3K

-22.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K €22.1K

$37.6K €33.7K

-34.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$178 €160

$101 €90.8

76.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.68 €24.80

$20.82 €18.65

32.95%

Internet (50+ Mbps, Unlimited Data)

$38.87 €34.83

$42.57 €38.15

-8.69%

Gym Membership (Monthly)

$38.63 €34.61

$39.97 €35.82

-3.35%

Tennis Court (1 Hour on Weekend)

$18.24 €16.35

$15.64 €14.02

16.62%

Cinema Ticket

$6.55 €5.87

$7.46 €6.69

-12.20%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$427 €383

$576 €516

-25.79%

International Primary School, 1 Child (Yearly)

$6,876 €6,161

$11.4K €10.2K

-39.80%

Jeans (Levis 501 Or Similar)

$89.3 €80.0

$67.7 €60.6

31.92%

Summer Dress (H&M, Zara, etc)

$49.51 €44.37

$37.82 €33.89

30.91%

Sport Shoes (Adidas, Nike)

$88.8 €79.6

$70.9 €63.5

25.26%

Men's Leather Business Shoes

$78.3 €70.2

$96.5 €86.5

-18.83%

1-bedroom Apartment, City Center (Monthly)

$478 €428

$965 €865

-50.51%

1-bedroom Apartment, Outside City Center (Monthly)

$349 €312

$781 €700

-55.34%

3-bedroom Apartment, City Center (Monthly)

$733 €657

$1,599 €1,433

-54.16%

3-bedroom Apartment, Outside City Center (Monthly)

$530 €475

$1,171 €1,049

-54.69%

Buy Apartment in City Center (m2)

$2,746 €2,461

$3,318 €2,973

-17.23%

Buy Apartment Outside City Center (m2)

$2,382 €2,134

$2,475 €2,218

-3.79%

Average Monthly Net Salary (After Tax)

$1,399 €1,254

$1,373 €1,230

1.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.72

3.85

-3.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlovac: October 27, 2026

Last update for Sesimbra: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Karlovac

$349 28.5%

Sesimbra

$781 48.1% 124% $432

Groceries & Markets

Karlovac

$245 20.1%

Sesimbra

$248 15.3% 1.4% $3.3

Monthly Utilities & Internet

Karlovac

$245 20.1%

Sesimbra

$165 10.2% 32.8% $80

Eating Out

Karlovac

$169 13.9%

Sesimbra

$194 11.9% 14.3% $24

Clothing & Footwear

Karlovac

$138 11.3%

Sesimbra

$123 7.6% 10.8% $15

Sport & Entertainment

Karlovac

$52 4.2%

Sesimbra

$55 3.4% 6.1% $3.2

Getting Around

Karlovac

$24 * 2%

Sesimbra

$56 3.5% 131% $32

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $478 in Karlovac and $965 in Sesimbra. Housing cost is often the main lever when comparing two cities.

Dining out: $44 in Karlovac vs $44 in Sesimbra for a mid-range dinner for two. Groceries echo the gap at $245 vs $248 per month, with Karlovac cheaper across the board.

Good to know

🇭🇷 Karlovac

🇵🇹 Sesimbra

🕒 Local time

02:03 2:03 AM

01:03 1:03 AM

1 h behind Karlovac

🌤 Weather

👥 Population

41,869

52,394

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Karlovac Sesimbra 2,170 km ≈ 3 h 15 min nonstop flight

From you

Karlovac
Sesimbra

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karlovac vs Sesimbra: Cost of Living - Frequently Asked Questions

Karlovac is about 25% cheaper overall, especially in transport, eating out, and leisure. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $1,833 in Karlovac and $2,432 in Sesimbra to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $478 in Karlovac versus $965 in Sesimbra. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $427 in Karlovac versus $576 in Sesimbra. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

All in, you’ll spend $1,222 per month in Karlovac versus $1,621 in Sesimbra – Karlovac is about 25% cheaper, which adds up to real savings over time.

At $1,222 in Karlovac versus $1,621 in Sesimbra, a $1,500 budget is realistic in Karlovac but tight or insufficient in Sesimbra. The gap between the two cities makes Karlovac the clear choice for anyone on this budget.

For families, Karlovac is more practical. Housing and childcare are both notably cheaper than in Sesimbra, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Karlovac and Sesimbra are both considered safe, so it’s unlikely to be the deciding factor between them.