Cost of Living Comparison Between Karlovac and Novi Sad Cost of Living Comparison Between Karlovac and Novi Sad

🙂 Solo nomad: Karlovac is 2.2% cheaper than Novi Sad without rent, and 12.4% cheaper with rent.

😐 Family of 3: Karlovac is 8.1% more expensive than Novi Sad without rent, and 13.8% cheaper with rent.

Meal at Budget Restaurant

$12.80 €10.85

$10.08 RSD 1,003

26.98%

Three-Course Dinner for Two, Mid-Range

$47.05 €39.90

$50.2 RSD 5,000

-6.31%

Fast Food Meal (McDonalds, etc)

$8.05 €6.83

$10.72 RSD 1,068

-24.91%

Cappuccino

$1.94 €1.64

$2.26 RSD 225

-14.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.41 €2.05

$2.13 RSD 212

13.15%

Water (0.33 liter bottle)

$1.36 €1.15

$1.72 RSD 171

-20.93%

Local Beer (0.5 liter draught)

$2.29 €1.95

$3.02 RSD 301

-24.17%

Imported Beer (0.33 liter bottle)

$2.36 €2.00

$3.83 RSD 381

-38.38%

Milk (1 liter)

$1.15 €0.97

$1.57 RSD 156

-26.75%

White Bread (500g)

$1.17 €1.00

$0.99 RSD 98.6

18.18%

Rice (white) (1kg)

$1.89 €1.60

$2.81 RSD 280

-32.74%

Eggs

$3.56 €3.02

$2.64 RSD 263

34.85%

Local Cheese (1kg)

$10.10 €8.56

$11.87 RSD 1,182

-14.91%

Chicken Fillets (1kg)

$11.36 €9.63

$6.76 RSD 673

68.05%

Beef Round Steak (1kg)

$13.83 €11.73

$12.83 RSD 1,277

7.79%

Apples (1kg)

$1.73 €1.46

$1.25 RSD 124

38.40%

Banana (1kg)

$2.09 €1.77

$1.90 RSD 189

10.00%

Oranges (1kg)

$1.76 €1.49

$1.64 RSD 163

7.32%

Tomato (1kg)

$2.05 €1.74

$2.47 RSD 246

-17.00%

Potato (1kg)

$1.65 €1.40

$0.95 RSD 94.4

73.68%

Onion (1kg)

$1.02 €0.87

$0.87 RSD 86.4

17.24%

Lettuce (1 head)

$1.78 €1.51

$0.79 RSD 78.8

125.32%

Water (1.5 liter bottle)

$1.06 €0.90

$0.64 RSD 64.1

65.63%

Cigarettes 20 Pack (Marlboro, Camel)

$5.52 €4.68

$4.52 RSD 450

22.12%

Wine (Bottle)

$7.25 €6.15

$7.87 RSD 783

-7.88%

Local Beer (0.5 liter bottle)

$1.77 €1.50

$0.84 RSD 84.0

110.71%

Imported Beer (0.33 liter bottle)

$2.67 €2.26

$2.16 RSD 215

23.61%

One-way Ticket (Public Transport)

$1.83 €1.56

$0.97 RSD 96.4

88.66%

Public Transport Monthly Pass (Regular Price)

$43.49 €36.88

$24.98 RSD 2,487

74.10%

Taxi Start (Normal Tariff)

$3.11 €2.63

$1.97 RSD 196

57.87%

Taxi (Normal Tariff) (1km)

$1.38 €1.17

$0.64 RSD 63.5

115.62%

Taxi 1hour Waiting (Normal Tariff)

$8.92 €7.56

$9.22 RSD 918

-3.25%

Gasoline (1 liter)

$1.79 €1.52

$1.83 RSD 182

-2.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.1K €31.5K

$30.5K RSD 3.0M

21.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K €22.4K

$28.7K RSD 2.9M

-7.93%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$186 €158

$209 RSD 20.8K

-11.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.60 €20.01

$20.08 RSD 2,000

17.53%

Internet (50+ Mbps, Unlimited Data)

$32.24 €27.34

$36.21 RSD 3,605

-10.96%

Gym Membership (Monthly)

$34.81 €29.52

$35.70 RSD 3,554

-2.49%

Tennis Court (1 Hour on Weekend)

$14.98 €12.71

$14.22 RSD 1,416

5.34%

Cinema Ticket

$6.28 €5.32

$6.15 RSD 612

2.11%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$243 €206

$342 RSD 34.1K

-29.11%

International Primary School, 1 Child (Yearly)

$1,415 €1,200

$7,160 RSD 712.9K

-80.24%

Jeans (Levis 501 Or Similar)

$103 €87.2

$107 RSD 10.6K

-3.78%

Summer Dress (H&M, Zara, etc)

$34.22 €29.02

$46.00 RSD 4,579

-25.61%

Sport Shoes (Adidas, Nike)

$68.7 €58.2

$123 RSD 12.3K

-44.37%

Men's Leather Business Shoes

$74.0 €62.8

$139 RSD 13.8K

-46.70%

1-bedroom Apartment, City Center (Monthly)

$423 €359

$554 RSD 55.1K

-23.63%

1-bedroom Apartment, Outside City Center (Monthly)

$324 €275

$470 RSD 46.7K

-30.92%

3-bedroom Apartment, City Center (Monthly)

$648 €550

$1,089 RSD 108.4K

-40.48%

3-bedroom Apartment, Outside City Center (Monthly)

$478 €406

$770 RSD 76.7K

-37.90%

Buy Apartment in City Center (m2)

$2,911 €2,469

$3,733 RSD 371.6K

-22.01%

Buy Apartment Outside City Center (m2)

$2,510 €2,128

$2,631 RSD 261.9K

-4.61%

Average Monthly Net Salary (After Tax)

$1,450 €1,230

$1,041 RSD 103.6K

39.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

7.31

-38.85%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karlovac: April 13, 2026

Last update for Novi Sad: April 13, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karlovac vs other spots: cost of living compared

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