Last update: Oct 2026

Cost of Living Comparison Between Sesimbra and Karlovac

For one person, living is cheaper in Karlovac: $1,222 a month against $1,621 in Sesimbra, rent and utilities included – about $4,800 less a year. Rent and utilities account for most of the difference.

78

Cost of Living Index in Sesimbra
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Sesimbra Living Index
59

Cost of Living Index in Karlovac
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Karlovac Living Index

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Sesimbra

🇵🇹 Portugal

$1,621

/mo nomad

Karlovac

🇭🇷 Croatia

$1,222

/mo nomad

Monthly Cost of Living

How much you'll spend in Sesimbra and in Karlovac

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Sesimbra and in Karlovac actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,621 in Sesimbra versus $1,222 in Karlovac.

Sesimbra $1,621
Karlovac $1,222

Estimated couple costs with rent: $2,347 in Sesimbra versus $1,821 in Karlovac.

Sesimbra $2,347
Karlovac $1,821

Monthly costs for a family of three with rent: $3,072 in Sesimbra versus $2,419 in Karlovac.

Sesimbra $3,072
Karlovac $2,419

Living in Sesimbra is roughly 33% more expensive than in Karlovac, and outside of rent the biggest gap is in transport.

The two cities straddle the global median: Sesimbra is 19% above, Karlovac is 10% below.

Meal at Budget Restaurant

$12.26 €10.98

$11.20 €10.03

9.46%

Three-Course Dinner for Two, Mid-Range

$43.96 €39.37

$44.46 €39.82

-1.12%

Fast Food Meal (McDonalds, etc)

$8.76 €7.85

$7.61 €6.82

15.11%

Cappuccino

$2.49 €2.23

$1.96 €1.76

27.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 €1.92

$2.45 €2.19

-12.65%

Water (0.33 liter bottle)

$1.39 €1.25

$1.61 €1.44

-13.66%

Local Beer (0.5 liter draught)

$3.42 €3.06

$2.43 €2.18

40.74%

Imported Beer (0.33 liter bottle)

$4.02 €3.60

$2.46 €2.20

63.41%

Milk (1 liter)

$1.03 €0.92

$1.13 €1.01

-8.85%

White Bread (500g)

$1.94 €1.74

$1.13 €1.02

71.68%

Rice (white) (1kg)

$1.61 €1.45

$1.53 €1.37

5.23%

Eggs

$3.30 €2.95

$3.16 €2.83

4.43%

Local Cheese (1kg)

$10.94 €9.79

$9.05 €8.11

20.88%

Chicken Fillets (1kg)

$7.11 €6.37

$9.86 €8.83

-27.89%

Beef Round Steak (1kg)

$15.01 €13.44

$12.02 €10.77

24.88%

Apples (1kg)

$2.81 €2.51

$1.97 €1.77

42.64%

Banana (1kg)

$1.40 €1.26

$1.84 €1.65

-23.91%

Oranges (1kg)

$1.86 €1.67

$1.83 €1.64

1.64%

Tomato (1kg)

$2.21 €1.98

$2.01 €1.80

9.95%

Potato (1kg)

$1.56 €1.40

$1.38 €1.23

13.04%

Onion (1kg)

$2.13 €1.91

$1.06 €0.95

100.94%

Lettuce (1 head)

$1.54 €1.38

$1.63 €1.46

-5.52%

Water (1.5 liter bottle)

$0.83 €0.74

$1.17 €1.05

-29.06%

Cigarettes 20 Pack (Marlboro, Camel)

$5.77 €5.17

$5.69 €5.10

1.41%

Wine (Bottle)

$4.50 €4.03

$6.67 €5.98

-32.53%

Local Beer (0.5 liter bottle)

$0.93 €0.83

$1.61 €1.44

-42.24%

Imported Beer (0.33 liter bottle)

$3.00 €2.69

$2.31 €2.07

29.87%

One-way Ticket (Public Transport)

$2.21 €1.98

$3.33 €2.98

-33.63%

Public Transport Monthly Pass (Regular Price)

$39.69 €35.55

Taxi Start (Normal Tariff)

$2.17 €1.95

$5.66 €5.07

-61.66%

Taxi (Normal Tariff) (1km)

$1.13 €1.02

$1.09 €0.98

3.67%

Taxi 1hour Waiting (Normal Tariff)

$15.15 €13.57

Gasoline (1 liter)

$2.13 €1.91

$1.69 €1.51

26.04%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.8K €30.3K

$26.3K €23.6K

28.50%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.6K €33.7K

$24.7K €22.1K

52.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$101 €90.8

$178 €160

-43.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.82 €18.64

$27.68 €24.79

-24.78%

Internet (50+ Mbps, Unlimited Data)

$42.57 €38.13

$38.87 €34.81

9.52%

Gym Membership (Monthly)

$39.97 €35.80

$38.63 €34.60

3.47%

Tennis Court (1 Hour on Weekend)

$15.64 €14.01

$18.24 €16.34

-14.25%

Cinema Ticket

$7.46 €6.68

$6.55 €5.87

13.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$576 €516

$427 €383

34.76%

International Primary School, 1 Child (Yearly)

$11.4K €10.2K

$6,876 €6,158

66.11%

Jeans (Levis 501 Or Similar)

$67.7 €60.6

$89.3 €79.9

-24.20%

Summer Dress (H&M, Zara, etc)

$37.82 €33.87

$49.51 €44.34

-23.61%

Sport Shoes (Adidas, Nike)

$70.9 €63.5

$88.8 €79.5

-20.17%

Men's Leather Business Shoes

$96.5 €86.4

$78.3 €70.1

23.21%

1-bedroom Apartment, City Center (Monthly)

$965 €865

$478 €428

102.07%

1-bedroom Apartment, Outside City Center (Monthly)

$781 €699

$349 €312

123.90%

3-bedroom Apartment, City Center (Monthly)

$1,599 €1,432

$733 €657

118.14%

3-bedroom Apartment, Outside City Center (Monthly)

$1,171 €1,049

$530 €475

120.71%

Buy Apartment in City Center (m2)

$3,318 €2,972

$2,746 €2,460

20.82%

Buy Apartment Outside City Center (m2)

$2,475 €2,217

$2,382 €2,133

3.94%

Average Monthly Net Salary (After Tax)

$1,373 €1,230

$1,399 €1,253

-1.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.85

3.72

3.49%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Sesimbra: October 26, 2026

Last update for Karlovac: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Sesimbra

$781 48.1%

Karlovac

$349 28.5% 55.3% $432

Groceries & Markets

Sesimbra

$248 15.3%

Karlovac

$245 20.1% 1.3% $3.3

Eating Out

Sesimbra

$194 11.9%

Karlovac

$169 13.9% 12.5% $24

Monthly Utilities & Internet

Sesimbra

$165 10.2%

Karlovac

$245 20.1% 48.7% $80

Clothing & Footwear

Sesimbra

$123 7.6%

Karlovac

$138 11.3% 12.1% $15

Getting Around

Sesimbra

$56 3.5%

Karlovac

$24 * 2% 56.7% $32

Sport & Entertainment

Sesimbra

$55 3.4%

Karlovac

$52 4.2% 5.8% $3.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $965 in Sesimbra and $478 in Karlovac. Housing cost is often the main lever when comparing two cities.

Dining out: $44 in Sesimbra vs $44 in Karlovac. Groceries flip the comparison at $248 vs $245, with Karlovac cheaper for home cooking.

Good to know

🇵🇹 Sesimbra

🇭🇷 Karlovac

🕒 Local time

22:18 10:18 PM

23:18 11:18 PM

1 h ahead of Sesimbra

🌤 Weather

👥 Population

52,394

41,869

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Sesimbra Karlovac 2,170 km ≈ 3 h 15 min nonstop flight

From you

Sesimbra
Karlovac

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Sesimbra vs Karlovac: Cost of Living - Frequently Asked Questions

Karlovac is about 25% cheaper overall, especially in transport, eating out, and leisure. That difference adds up to real monthly savings that compound significantly over time.

You’d need roughly $2,432 in Sesimbra and $1,833 in Karlovac to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $965 in Sesimbra versus $478 in Karlovac. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $576 in Sesimbra versus $427 in Karlovac. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

All in, you’ll spend $1,621 per month in Sesimbra versus $1,222 in Karlovac – Karlovac is about 25% cheaper, which adds up to real savings over time.

At $1,222 in Karlovac versus $1,621 in Sesimbra, a $1,500 budget is realistic in Karlovac but tight or insufficient in Sesimbra. The gap between the two cities makes Karlovac the clear choice for anyone on this budget.

For families, Karlovac is more practical. Housing and childcare are both notably cheaper than in Sesimbra, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Sesimbra and Karlovac are both considered safe, so it’s unlikely to be the deciding factor between them.