Last update: Oct 2026

Cost of Living Comparison Between Kardzhali and Tbilisi

For one person, living is cheaper in Kardzhali: $651 a month against $1,269 in Tbilisi, rent and utilities included – about $7,400 less a year. Rent and utilities account for most of the difference.

32

Cost of Living Index in Kardzhali
Learn more

Kardzhali Living Index
61

Cost of Living Index in Tbilisi
Learn more

Tbilisi Living Index

Jump to prices

Kardzhali

🇧🇬 Bulgaria

$651

/mo nomad

Tbilisi

🇬🇪 Georgia

$1,269

/mo nomad

Monthly Cost of Living

How much you'll spend in Kardzhali and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kardzhali and in Tbilisi actually costs, broken down by who's living it.

A single person spends $651 per month in Kardzhali vs $1,269 in Tbilisi, rent included.

Kardzhali $651
Tbilisi $1,269

A couple spends around $1,068 per month in Kardzhali vs $2,016 in Tbilisi, rent included.

Kardzhali $1,068
Tbilisi $2,016

A family of three spends $1,484 per month in Kardzhali vs $2,763 in Tbilisi, rent included.

Kardzhali $1,484
Tbilisi $2,763

Kardzhali is about 49% cheaper than Tbilisi, and outside of rent the biggest gap is in clothing.

Both Kardzhali and Tbilisi are more affordable than the global median – Kardzhali 52% lower, Tbilisi 7% lower.

Meal at Budget Restaurant

$11.02 BGN 19.28

$11.63 ₾30.07

-5.25%

Three-Course Dinner for Two, Mid-Range

$23.11 BGN 40.45

$37.83 ₾97.8

-38.91%

Fast Food Meal (McDonalds, etc)

$8.87 BGN 15.52

$9.66 ₾24.98

-8.18%

Cappuccino

$1.12 BGN 1.96

$3.57 ₾9.24

-68.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.06 BGN 1.85

$1.08 ₾2.78

-1.85%

Water (0.33 liter bottle)

$0.74 BGN 1.29

$0.56 ₾1.45

32.14%

Local Beer (0.5 liter draught)

$1.59 BGN 2.78

$2.62 ₾6.78

-39.31%

Imported Beer (0.33 liter bottle)

$1.33 BGN 2.33

$3.04 ₾7.85

-56.25%

Milk (1 liter)

$1.69 BGN 2.96

$2.17 ₾5.60

-22.12%

White Bread (500g)

$0.72 BGN 1.25

$0.80 ₾2.06

-10.00%

Rice (white) (1kg)

$1.51 BGN 2.64

$1.74 ₾4.51

-13.22%

Eggs

$2.83 BGN 4.95

$2.83 ₾7.31

Local Cheese (1kg)

$10.21 BGN 17.87

$9.31 ₾24.07

9.67%

Chicken Fillets (1kg)

$5.53 BGN 9.68

$6.52 ₾16.85

-15.18%

Beef Round Steak (1kg)

$6.58 BGN 11.52

$12.95 ₾33.50

-49.19%

Apples (1kg)

$0.84 BGN 1.47

$1.68 ₾4.33

-50.00%

Banana (1kg)

$1.97 BGN 3.44

$1.85 ₾4.79

6.49%

Oranges (1kg)

$1.87 BGN 3.28

$1.97 ₾5.10

-5.08%

Tomato (1kg)

$2.20 BGN 3.85

$2.42 ₾6.25

-9.09%

Potato (1kg)

$0.69 BGN 1.21

$0.82 ₾2.11

-15.85%

Onion (1kg)

$1.31 BGN 2.29

$0.74 ₾1.91

77.03%

Lettuce (1 head)

$0.67 BGN 1.18

$1.34 ₾3.47

-50.00%

Water (1.5 liter bottle)

$0.75 BGN 1.31

$0.77 ₾2.00

-2.60%

Cigarettes 20 Pack (Marlboro, Camel)

$3.56 BGN 6.23

$3.57 ₾9.24

-0.28%

Wine (Bottle)

$4.38 BGN 7.66

$7.67 ₾19.83

-42.89%

Local Beer (0.5 liter bottle)

$1.00 BGN 1.75

$1.70 ₾4.39

-41.18%

Imported Beer (0.33 liter bottle)

$1.41 BGN 2.47

$2.40 ₾6.21

-41.25%

One-way Ticket (Public Transport)

$0.55 BGN 0.96

$0.40 ₾1.05

37.50%

Public Transport Monthly Pass (Regular Price)

$11.11 BGN 19.44

$15.23 ₾39.38

-27.05%

Taxi Start (Normal Tariff)

$1.71 BGN 2.99

$1.14 ₾2.95

50.00%

Taxi (Normal Tariff) (1km)

$0.71 BGN 1.23

$0.78 ₾2.02

-8.97%

Taxi 1hour Waiting (Normal Tariff)

$5.44 BGN 9.52

$11.83 ₾30.58

-54.02%

Gasoline (1 liter)

$1.62 BGN 2.84

$1.45 ₾3.75

11.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.2K BGN 52.9K

$24.6K ₾63.6K

23.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.0K BGN 42.1K

$22.3K ₾57.8K

7.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.4 BGN 107

$88.8 ₾230

-30.86%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.56 BGN 9.73

$13.12 ₾33.93

-57.62%

Internet (50+ Mbps, Unlimited Data)

$7.88 BGN 13.80

$19.67 ₾50.9

-59.94%

Gym Membership (Monthly)

$22.90 BGN 40.08

$64.1 ₾166

-64.25%

Tennis Court (1 Hour on Weekend)

$19.04 ₾49.24

Cinema Ticket

$8.76 BGN 15.33

$7.12 ₾18.42

23.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$230 BGN 402

$375 ₾971

-38.86%

International Primary School, 1 Child (Yearly)

$14.6K BGN 25.6K

$10.5K ₾27.1K

39.87%

Jeans (Levis 501 Or Similar)

$22.89 BGN 40.05

$104 ₾268

-77.91%

Summer Dress (H&M, Zara, etc)

$12.69 BGN 22.21

$39.26 ₾102

-67.68%

Sport Shoes (Adidas, Nike)

$46.21 BGN 80.9

$117 ₾303

-60.63%

Men's Leather Business Shoes

$74.9 BGN 131

$122 ₾315

-38.47%

1-bedroom Apartment, City Center (Monthly)

$115 BGN 201

$695 ₾1,798

-83.47%

1-bedroom Apartment, Outside City Center (Monthly)

$114 BGN 199

$451 ₾1,167

-74.81%

3-bedroom Apartment, City Center (Monthly)

$232 BGN 406

$1,355 ₾3,504

-82.88%

3-bedroom Apartment, Outside City Center (Monthly)

$274 BGN 479

$906 ₾2,343

-69.81%

Buy Apartment in City Center (m2)

$1,141 BGN 1,997

$2,295 ₾5,934

-50.26%

Buy Apartment Outside City Center (m2)

$855 BGN 1,497

$1,345 ₾3,478

-36.41%

Average Monthly Net Salary (After Tax)

$1,287 BGN 2,251

$664 ₾1,718

93.68%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.25

12.62

-74.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kardzhali: October 27, 2026

Last update for Tbilisi: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Kardzhali

$187 28.7%

Tbilisi

$234 18.4% 25.1% $47

Eating Out

Kardzhali

$146 22.4%

Tbilisi

$191 15% 30.6% $45

Accommodation & Living

Kardzhali

$114 17.5%

Tbilisi

$451 35.6% 297% $338

Monthly Utilities & Internet

Kardzhali

$75 11.5%

Tbilisi

$122 9.6% 62.5% $47

Clothing & Footwear

Kardzhali

$71 10.8%

Tbilisi

$172 13.5% 144% $101

Sport & Entertainment

Kardzhali

$40 6.2%

Tbilisi

$78 6.2% 93.7% $38

Getting Around

Kardzhali

$19 2.9%

Tbilisi

$22 1.7% 18.2% $3.4

Cost Breakdown

A central one-bedroom costs $115 in Kardzhali versus $695 in Tbilisi. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 94% higher in Kardzhali, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $23 in Kardzhali versus $38 in Tbilisi. Monthly groceries follow the same trend: $187 vs $234 – making Kardzhali the more affordable choice for daily food spending.

Good to know

🇧🇬 Kardzhali

🇬🇪 Tbilisi

🕒 Local time

08:01 8:01 AM

10:01 10:01 AM

2 h ahead of Kardzhali

🌤 Weather

👥 Population

49,421

1,241,700 Capital

💱 Currency

Bulgarian Lev BGN лв.

Georgian Lari GEL ₾

📈 Exchange rate

1 BGN = 0.571 USD

1 BGN = 0.512 EUR

1 GEL = 0.387 USD

1 GEL = 0.346 EUR

Exchange rates and currency converter

GEL, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of November 2, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.95 BGN (1 BGN = 0.512 EUR).

Georgian Lari exchange rates as of November 2, 2026: 1 USD = 2.59 GEL (1 GEL = 0.387 USD). 1 EUR = 2.89 GEL (1 GEL = 0.346 EUR).

USD to BGN in detail →

On the map

Lowest

Highest

Between locations

Kardzhali Tbilisi 1,610 km ≈ 2 h 30 min nonstop flight

From you

Kardzhali
Tbilisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kardzhali vs Tbilisi: Cost of Living - Frequently Asked Questions

Tbilisi costs about 95% more than Kardzhali, and outside of rent the gap comes mainly from clothing. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $976 per month in Kardzhali and $1,904 in Tbilisi. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kardzhali, especially for central apartments: a one-bedroom in the center costs $115 there versus $695 in Tbilisi.

Monthly expenses with rent come to $651 in Kardzhali and $1,269 in Tbilisi. That makes Kardzhali about 49% cheaper.

Public transport costs about 27% less in Kardzhali. For daily commuters, that gap adds up to noticeable savings over a year.

A $800 monthly budget goes further in Kardzhali, where all-in costs run around $651, than in Tbilisi at $1,269. In Kardzhali it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.

Families tend to lean toward Kardzhali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Kardzhali is the easier option financially – housing and daily costs are lower, and overall it costs about 49% less, which matters a lot on a fixed budget or early-career salary.