Cost of Living Comparison Between Tbilisi and Kardzhali Cost of Living Comparison Between Tbilisi and Kardzhali

Monthly Cost of Living

A single person spends $1,247 per month in Tbilisi vs $677 in Kardzhali, rent included.

A couple spends around $2,025 per month in Tbilisi vs $1,099 in Kardzhali, rent included.

A family of three spends $2,803 per month in Tbilisi vs $1,520 in Kardzhali, rent included.

Tbilisi costs about 84% more than Kardzhali, driven mainly by Clothing & Footwear.

Both Tbilisi and Kardzhali are more affordable than the global median – Tbilisi 9% lower, Kardzhali 50% lower.

Meal at Budget Restaurant

$11.33 ₾29.45

$11.65 BGN 19.38

-2.75%

Three-Course Dinner for Two, Mid-Range

$38.71 ₾101

$23.94 BGN 39.82

61.70%

Fast Food Meal (McDonalds, etc)

$9.52 ₾24.73

$9.21 BGN 15.33

3.37%

Cappuccino

$3.41 ₾8.85

$1.15 BGN 1.91

196.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.04 ₾2.71

$1.11 BGN 1.85

-6.31%

Water (0.33 liter bottle)

$0.64 ₾1.66

$0.76 BGN 1.26

-15.79%

Local Beer (0.5 liter draught)

$2.61 ₾6.79

$1.68 BGN 2.80

55.36%

Imported Beer (0.33 liter bottle)

$3.24 ₾8.43

$1.37 BGN 2.28

136.50%

Milk (1 liter)

$2.17 ₾5.65

$1.69 BGN 2.81

28.40%

White Bread (500g)

$0.74 ₾1.92

$0.74 BGN 1.22

Rice (white) (1kg)

$1.71 ₾4.45

$1.54 BGN 2.56

11.04%

Eggs

$2.83 ₾7.36

$3.08 BGN 5.13

-8.12%

Local Cheese (1kg)

$9.22 ₾23.95

$9.14 BGN 15.20

0.88%

Chicken Fillets (1kg)

$6.76 ₾17.55

$5.80 BGN 9.65

16.55%

Beef Round Steak (1kg)

$12.77 ₾33.17

$7.05 BGN 11.72

81.13%

Apples (1kg)

$1.64 ₾4.26

$0.87 BGN 1.44

88.51%

Banana (1kg)

$1.77 ₾4.60

$2.03 BGN 3.37

-12.81%

Oranges (1kg)

$1.87 ₾4.85

$1.93 BGN 3.21

-3.11%

Tomato (1kg)

$2.44 ₾6.34

$2.30 BGN 3.82

6.09%

Potato (1kg)

$0.87 ₾2.25

$0.70 BGN 1.17

24.29%

Onion (1kg)

$0.65 ₾1.70

$1.29 BGN 2.14

-49.61%

Lettuce (1 head)

$1.40 ₾3.64

$0.70 BGN 1.17

100.00%

Water (1.5 liter bottle)

$0.74 ₾1.93

$0.83 BGN 1.39

-10.84%

Cigarettes 20 Pack (Marlboro, Camel)

$3.41 ₾8.86

$3.75 BGN 6.24

-9.07%

Wine (Bottle)

$7.60 ₾19.75

$4.63 BGN 7.71

64.15%

Local Beer (0.5 liter bottle)

$1.70 ₾4.41

$1.04 BGN 1.74

63.46%

Imported Beer (0.33 liter bottle)

$2.38 ₾6.20

$1.48 BGN 2.47

60.81%

One-way Ticket (Public Transport)

$0.36 ₾0.94

$0.56 BGN 0.93

-35.71%

Public Transport Monthly Pass (Regular Price)

$15.24 ₾39.60

$11.46 BGN 19.07

32.98%

Taxi Start (Normal Tariff)

$1.18 ₾3.07

$1.81 BGN 3.01

-34.81%

Taxi (Normal Tariff) (1km)

$0.76 ₾1.97

$0.80 BGN 1.34

-5.00%

Taxi 1hour Waiting (Normal Tariff)

$11.34 ₾29.47

$5.80 BGN 9.65

95.52%

Gasoline (1 liter)

$1.33 ₾3.46

$1.59 BGN 2.65

-16.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.7K ₾64.2K

$30.6K BGN 51.0K

-19.28%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.0K ₾57.2K

$23.3K BGN 38.8K

-5.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.9 ₾231

$62.8 BGN 105

41.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.33 ₾34.63

$5.91 BGN 9.83

125.55%

Internet (50+ Mbps, Unlimited Data)

$20.12 ₾52.3

$8.18 BGN 13.62

145.97%

Gym Membership (Monthly)

$68.7 ₾178

$23.88 BGN 39.73

187.56%

Tennis Court (1 Hour on Weekend)

$18.09 ₾47.01

Cinema Ticket

$6.72 ₾17.46

$8.90 BGN 14.81

-24.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$374 ₾971

$233 BGN 387

60.40%

International Primary School, 1 Child (Yearly)

$10.7K ₾27.8K

$15.0K BGN 25.0K

-28.71%

Jeans (Levis 501 Or Similar)

$101 ₾263

$23.50 BGN 39.09

330.68%

Summer Dress (H&M, Zara, etc)

$39.33 ₾102

$12.94 BGN 21.53

203.94%

Sport Shoes (Adidas, Nike)

$118 ₾305

$47.12 BGN 78.4

149.41%

Men's Leather Business Shoes

$122 ₾318

$75.4 BGN 125

62.20%

1-bedroom Apartment, City Center (Monthly)

$682 ₾1,773

$119 BGN 197

475.03%

1-bedroom Apartment, Outside City Center (Monthly)

$456 ₾1,186

$119 BGN 197

285.15%

3-bedroom Apartment, City Center (Monthly)

$1,303 ₾3,385

$236 BGN 392

452.50%

3-bedroom Apartment, Outside City Center (Monthly)

$899 ₾2,337

$282 BGN 468

219.43%

Buy Apartment in City Center (m2)

$2,449 ₾6,365

$1,192 BGN 1,983

105.49%

Buy Apartment Outside City Center (m2)

$1,452 ₾3,774

$872 BGN 1,450

66.61%

Average Monthly Net Salary (After Tax)

$652 ₾1,695

$1,349 BGN 2,244

-51.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.62

3.25

288.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: September 13, 2026

Last update for Kardzhali: September 14, 2026

Cost Breakdown

A central one-bedroom costs $682 in Tbilisi versus $119 in Kardzhali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 107% higher in Kardzhali, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $39.00 in Tbilisi versus $24.00 in Kardzhali. Monthly groceries follow the same trend: $232 vs $191 – making Kardzhali the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Kardzhali: Cost of Living - Frequently Asked Questions

Tbilisi costs about 84% more than Kardzhali, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,870 per month in Tbilisi and $1,016 in Kardzhali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kardzhali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,247 in Tbilisi and $677 in Kardzhali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 33% less in Kardzhali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Kardzhali, where all-in costs run around $677, than in Tbilisi at $1,247. In Kardzhali it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kardzhali costs $677 versus $1,247 in Tbilisi. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kardzhali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tbilisi makes more sense. Both are solid long-term options with distinct trade-offs.