Cost of Living Comparison Between Tbilisi and Kardzhali Cost of Living Comparison Between Tbilisi and Kardzhali

Monthly Cost of Living

A single person spends $1,191 per month in Tbilisi vs $716 in Kardzhali, rent included.

A couple spends around $1,856 per month in Tbilisi vs $1,167 in Kardzhali, rent included.

A family of three spends $2,522 per month in Tbilisi vs $1,619 in Kardzhali, rent included.

Tbilisi costs about 66% more than Kardzhali, driven mainly by Clothing & Footwear.

Both Tbilisi and Kardzhali are more affordable than the global median – Tbilisi 11% lower, Kardzhali 46% lower.

Meal at Budget Restaurant

$10.91 ₾28.56

$8.62 BGN 14.34

26.57%

Three-Course Dinner for Two, Mid-Range

$43.19 ₾113

$26.60 BGN 44.25

62.37%

Fast Food Meal (McDonalds, etc)

$8.53 ₾22.31

$8.63 BGN 14.35

-1.16%

Cappuccino

$2.99 ₾7.81

$1.20 BGN 1.99

149.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.81 ₾2.12

$0.85 BGN 1.41

-4.71%

Water (0.33 liter bottle)

$0.42 ₾1.09

$1.45 BGN 2.41

-71.03%

Local Beer (0.5 liter draught)

$2.16 ₾5.65

$1.69 BGN 2.81

27.81%

Imported Beer (0.33 liter bottle)

$2.88 ₾7.52

$1.28 BGN 2.12

125.00%

Milk (1 liter)

$1.94 ₾5.08

$1.81 BGN 3.00

7.18%

White Bread (500g)

$0.68 ₾1.77

$0.76 BGN 1.27

-10.53%

Rice (white) (1kg)

$1.85 ₾4.83

$1.79 BGN 2.97

3.35%

Eggs

$2.53 ₾6.62

$3.13 BGN 5.22

-19.17%

Local Cheese (1kg)

$7.53 ₾19.69

$12.46 BGN 20.73

-39.57%

Chicken Fillets (1kg)

$6.26 ₾16.39

$8.66 BGN 14.41

-27.71%

Beef Round Steak (1kg)

$9.59 ₾25.09

$13.24 BGN 22.02

-27.57%

Apples (1kg)

$1.16 ₾3.04

$1.83 BGN 3.05

-36.61%

Banana (1kg)

$1.64 ₾4.29

$1.90 BGN 3.15

-13.68%

Oranges (1kg)

$1.88 ₾4.93

$2.00 BGN 3.33

-6.00%

Tomato (1kg)

$2.23 ₾5.84

$2.16 BGN 3.59

3.24%

Potato (1kg)

$0.70 ₾1.83

$0.89 BGN 1.48

-21.35%

Onion (1kg)

$0.64 ₾1.68

$1.02 BGN 1.69

-37.25%

Lettuce (1 head)

$1.18 ₾3.09

$0.90 BGN 1.49

31.11%

Water (1.5 liter bottle)

$0.70 ₾1.83

$0.72 BGN 1.20

-2.78%

Cigarettes 20 Pack (Marlboro, Camel)

$2.97 ₾7.78

$3.86 BGN 6.43

-23.06%

Wine (Bottle)

$7.43 ₾19.45

$4.67 BGN 7.77

59.10%

Local Beer (0.5 liter bottle)

$1.54 ₾4.03

$1.04 BGN 1.74

48.08%

Imported Beer (0.33 liter bottle)

$2.28 ₾5.98

$1.80 BGN 2.99

26.67%

One-way Ticket (Public Transport)

$0.36 ₾0.93

$0.28 BGN 0.46

28.57%

Public Transport Monthly Pass (Regular Price)

$14.73 ₾38.54

$8.63 BGN 14.35

70.68%

Taxi Start (Normal Tariff)

$1.42 ₾3.71

$1.04 BGN 1.72

36.54%

Taxi (Normal Tariff) (1km)

$0.69 ₾1.81

$0.68 BGN 1.13

1.47%

Taxi 1hour Waiting (Normal Tariff)

$7.27 ₾19.02

$14.29 BGN 23.77

-49.13%

Gasoline (1 liter)

$1.09 ₾2.86

$1.53 BGN 2.55

-28.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.3K ₾47.9K

$32.3K BGN 53.8K

-43.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.5K ₾53.6K

$29.1K BGN 48.4K

-29.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$74.4 ₾195

$62.3 BGN 104

19.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.71 ₾30.63

$17.87 BGN 29.73

-34.47%

Internet (50+ Mbps, Unlimited Data)

$17.60 ₾46.06

$5.91 BGN 9.83

197.80%

Gym Membership (Monthly)

$60.3 ₾158

$29.08 BGN 48.38

107.26%

Tennis Court (1 Hour on Weekend)

$16.29 ₾42.63

$14.74 BGN 24.52

10.52%

Cinema Ticket

$6.51 ₾17.03

$9.66 BGN 16.06

-32.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$269 ₾704

$639 BGN 1,063

-57.87%

International Primary School, 1 Child (Yearly)

$5,154 ₾13.5K

$9,291 BGN 15.5K

-44.52%

Jeans (Levis 501 Or Similar)

$77.1 ₾202

$29.63 BGN 49.29

160.24%

Summer Dress (H&M, Zara, etc)

$43.48 ₾114

$17.61 BGN 29.29

146.91%

Sport Shoes (Adidas, Nike)

$118 ₾310

$47.63 BGN 79.2

148.52%

Men's Leather Business Shoes

$113 ₾295

$88.8 BGN 148

26.90%

1-bedroom Apartment, City Center (Monthly)

$709 ₾1,856

$116 BGN 192

513.09%

1-bedroom Apartment, Outside City Center (Monthly)

$465 ₾1,215

$119 BGN 199

288.97%

3-bedroom Apartment, City Center (Monthly)

$1,316 ₾3,442

$239 BGN 397

451.03%

3-bedroom Apartment, Outside City Center (Monthly)

$767 ₾2,007

$208 BGN 347

268.11%

Buy Apartment in City Center (m2)

$2,492 ₾6,522

$1,144 BGN 1,903

117.86%

Buy Apartment Outside City Center (m2)

$1,442 ₾3,773

$855 BGN 1,423

68.63%

Average Monthly Net Salary (After Tax)

$663 ₾1,735

$1,289 BGN 2,145

-48.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

11.89

3.1

283.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: July 25, 2026

Last update for Kardzhali: July 27, 2026

Cost Breakdown

A central one-bedroom costs $709 in Tbilisi versus $116 in Kardzhali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 94% higher in Kardzhali, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $43.00 in Tbilisi versus $27.00 in Kardzhali. Groceries tell a different story – $204 in Tbilisi vs $240 in Kardzhali – so Tbilisi wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Kardzhali: Cost of Living - Frequently Asked Questions

Tbilisi costs about 66% more than Kardzhali, with the gap driven mainly by Clothing & Footwear. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,787 per month in Tbilisi and $1,073 in Kardzhali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kardzhali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,191 in Tbilisi and $716 in Kardzhali. The difference isn't just one category – it shows up across housing, food, transport, and services.

Public transport costs about 71% less in Kardzhali. For daily commuters, that gap adds up to noticeable savings over a year.

A $1,000 monthly budget goes further in Kardzhali, where all-in costs run around $716, than in Tbilisi at $1,191. In Kardzhali it covers expenses comfortably, while in Tbilisi it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kardzhali costs $716 versus $1,191 in Tbilisi. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kardzhali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Tbilisi makes more sense. Both are solid long-term options with distinct trade-offs.