Last update: Oct 2026

Cost of Living Comparison Between Kardzhali and Atyrau

For one person, living is cheaper in Kardzhali: $653 a month against $1,022 in Atyrau, rent and utilities included – about $4,400 less a year. Rent and utilities account for most of the difference.

32

Cost of Living Index in Kardzhali
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Kardzhali Living Index
50

Cost of Living Index in Atyrau
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Atyrau Living Index

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Kardzhali

🇧🇬 Bulgaria

$653

/mo nomad

Atyrau

🇰🇿 Kazakhstan

$1,022

/mo nomad

Monthly Cost of Living

How much you'll spend in Kardzhali and in Atyrau

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kardzhali and in Atyrau actually costs, broken down by who's living it.

A single person spends $653 per month in Kardzhali vs $1,022 in Atyrau, rent included.

Kardzhali $653
Atyrau $1,022

A couple spends around $1,071 per month in Kardzhali vs $1,698 in Atyrau, rent included.

Kardzhali $1,071
Atyrau $1,698

A family of three spends $1,489 per month in Kardzhali vs $2,373 in Atyrau, rent included.

Kardzhali $1,489
Atyrau $2,373

Kardzhali is about 36% cheaper than Atyrau, and outside of rent the biggest gap is in clothing.

Both Kardzhali and Atyrau are more affordable than the global median – Kardzhali 52% lower, Atyrau 24% lower.

Meal at Budget Restaurant

$11.22 BGN 19.52

$10.26 ₸4,637

9.36%

Three-Course Dinner for Two, Mid-Range

$22.74 BGN 39.57

$36.05 ₸16.3K

-36.92%

Fast Food Meal (McDonalds, etc)

$9.05 BGN 15.75

$7.26 ₸3,282

24.66%

Cappuccino

$1.11 BGN 1.92

$2.14 ₸967

-48.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.04 BGN 1.80

$1.17 ₸527

-11.11%

Water (0.33 liter bottle)

$0.70 BGN 1.21

$0.76 ₸345

-7.89%

Local Beer (0.5 liter draught)

$1.62 BGN 2.82

$1.63 ₸735

-0.61%

Imported Beer (0.33 liter bottle)

$1.33 BGN 2.31

$2.16 ₸975

-38.43%

Milk (1 liter)

$1.64 BGN 2.85

$1.74 ₸788

-5.75%

White Bread (500g)

$0.74 BGN 1.29

$0.45 ₸201

64.44%

Rice (white) (1kg)

$1.43 BGN 2.49

$1.98 ₸897

-27.78%

Eggs

$2.81 BGN 4.89

$1.59 ₸720

76.73%

Local Cheese (1kg)

$10.16 BGN 17.68

$10.91 ₸4,933

-6.87%

Chicken Fillets (1kg)

$5.60 BGN 9.75

$8.51 ₸3,849

-34.20%

Beef Round Steak (1kg)

$6.74 BGN 11.73

$8.10 ₸3,660

-16.79%

Apples (1kg)

$0.90 BGN 1.56

$1.82 ₸823

-50.55%

Banana (1kg)

$2.04 BGN 3.55

$2.63 ₸1,187

-22.43%

Oranges (1kg)

$1.93 BGN 3.35

$2.22 ₸1,004

-13.06%

Tomato (1kg)

$2.13 BGN 3.71

$1.77 ₸799

20.34%

Potato (1kg)

$0.65 BGN 1.13

$0.63 ₸283

3.17%

Onion (1kg)

$1.27 BGN 2.22

$0.42 ₸188

202.38%

Lettuce (1 head)

$0.72 BGN 1.26

$1.26 ₸570

-42.86%

Water (1.5 liter bottle)

$0.80 BGN 1.39

$0.98 ₸443

-18.37%

Cigarettes 20 Pack (Marlboro, Camel)

$3.59 BGN 6.25

$2.38 ₸1,076

50.84%

Wine (Bottle)

$4.56 BGN 7.94

$9.27 ₸4,191

-50.81%

Local Beer (0.5 liter bottle)

$1.05 BGN 1.83

$1.39 ₸627

-24.46%

Imported Beer (0.33 liter bottle)

$1.42 BGN 2.46

$1.45 ₸656

-2.07%

One-way Ticket (Public Transport)

$0.54 BGN 0.95

$0.34 ₸155

58.82%

Public Transport Monthly Pass (Regular Price)

$11.13 BGN 19.36

$21.88 ₸9,893

-49.13%

Taxi Start (Normal Tariff)

$1.69 BGN 2.94

$1.59 ₸718

6.29%

Taxi (Normal Tariff) (1km)

$0.70 BGN 1.23

$0.68 ₸307

2.94%

Taxi 1hour Waiting (Normal Tariff)

$5.65 BGN 9.83

$6.83 ₸3,089

-17.28%

Gasoline (1 liter)

$1.70 BGN 2.97

$0.67 ₸301

153.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.7K BGN 51.7K

$17.7K ₸8.0M

68.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K BGN 39.0K

$29.5K ₸13.3M

-24.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$60.9 BGN 106

$51.8 ₸23.4K

17.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.73 BGN 9.97

$10.82 ₸4,890

-47.04%

Internet (50+ Mbps, Unlimited Data)

$7.65 BGN 13.30

$14.56 ₸6,581

-47.46%

Gym Membership (Monthly)

$23.14 BGN 40.26

$65.0 ₸29.4K

-64.42%

Tennis Court (1 Hour on Weekend)

$10.27 ₸4,641

Cinema Ticket

$8.43 BGN 14.67

$6.34 ₸2,868

32.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$230 BGN 401

$292 ₸132.1K

-21.18%

International Primary School, 1 Child (Yearly)

$14.5K BGN 25.2K

$3,445 ₸1.6M

321.12%

Jeans (Levis 501 Or Similar)

$22.87 BGN 39.79

$33.76 ₸15.3K

-32.26%

Summer Dress (H&M, Zara, etc)

$12.49 BGN 21.73

$43.62 ₸19.7K

-71.37%

Sport Shoes (Adidas, Nike)

$45.07 BGN 78.4

$89.7 ₸40.5K

-49.75%

Men's Leather Business Shoes

$75.0 BGN 130

$87.6 ₸39.6K

-14.40%

1-bedroom Apartment, City Center (Monthly)

$114 BGN 198

$514 ₸232.5K

-77.89%

1-bedroom Apartment, Outside City Center (Monthly)

$114 BGN 198

$349 ₸157.6K

-67.28%

3-bedroom Apartment, City Center (Monthly)

$228 BGN 396

$1,105 ₸499.5K

-79.38%

3-bedroom Apartment, Outside City Center (Monthly)

$275 BGN 479

$804 ₸363.4K

-65.76%

Buy Apartment in City Center (m2)

$1,145 BGN 1,993

$947 ₸428.0K

20.98%

Buy Apartment Outside City Center (m2)

$858 BGN 1,493

$757 ₸342.3K

13.34%

Average Monthly Net Salary (After Tax)

$1,281 BGN 2,229

$719 ₸325.1K

78.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.25

-89.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kardzhali: October 11, 2026

Last update for Atyrau: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Kardzhali

$189 28.9%

Atyrau

$226 22.1% 19.9% $37

Eating Out

Kardzhali

$148 22.6%

Atyrau

$150 14.6% 1.2% $1.8

Accommodation & Living

Kardzhali

$114 17.5%

Atyrau

$349 34.1% 206% $235

Monthly Utilities & Internet

Kardzhali

$74 11.4%

Atyrau

$77 7.6% 3.8% $2.8

Clothing & Footwear

Kardzhali

$70 10.7%

Atyrau

$115 11.2% 63.9% $45

Sport & Entertainment

Kardzhali

$40 6.1%

Atyrau

$78 7.6% 94.3% $38

Getting Around

Kardzhali

$19 2.8%

Atyrau

$28 2.8% 52.4% $9.7

Cost Breakdown

A central one-bedroom costs $114 in Kardzhali versus $514 in Atyrau. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 78% higher in Kardzhali, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $23.00 in Kardzhali versus $36.00 in Atyrau. Monthly groceries follow the same trend: $189 vs $226 – making Kardzhali the more affordable choice for daily food spending.

Good to know

🇧🇬 Kardzhali

🇰🇿 Atyrau

🕒 Local time

11:07 11:07 AM

13:07 1:07 PM

2 h ahead of Kardzhali

🌤 Weather

👥 Population

49,421

323,295

💱 Currency

Bulgarian Lev BGN лв.

Kazakhstani Tenge KZT ₸

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

1,000 KZT = 2.21 USD

1,000 KZT = 1.97 EUR

Exchange rates and currency converter

KZT, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 18, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Kazakhstani Tenge exchange rates as of October 18, 2026: 1 USD = 452 KZT (1,000 KZT = 2.21 USD). 1 EUR = 508 KZT (1,000 KZT = 1.97 EUR).

USD to BGN in detail →

On the map

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Between locations

Kardzhali Atyrau 2,180 km ≈ 3 h 15 min nonstop flight

From you

Kardzhali
Atyrau

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kardzhali vs Atyrau: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $653 in Kardzhali, $1,022 in Atyrau – roughly 56% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $980 per month in Kardzhali and $1,533 in Atyrau. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kardzhali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $230 per month in Kardzhali and $292 in Atyrau. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 20% more in Atyrau, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,000 monthly budget goes further in Kardzhali, where all-in costs run around $653, than in Atyrau at $1,022. In Kardzhali it covers expenses comfortably, while in Atyrau it requires careful planning or may not stretch far enough.

Families tend to lean toward Kardzhali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Kardzhali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Atyrau makes more sense. Both are solid long-term options with distinct trade-offs.