😐A single person spends $1,004 per month in Atyrau vs $677 in Kardzhali, rent included.
😐A couple spends around $1,703 per month in Atyrau vs $1,099 in Kardzhali, rent included.
😐A family of three spends $2,401 per month in Atyrau vs $1,520 in Kardzhali, rent included.
😐Atyrau costs about 48% more than Kardzhali, driven mainly by Clothing & Footwear.
📊Both Atyrau and Kardzhali are more affordable than the global median – Atyrau27% lower, Kardzhali50% lower.
Currency
🍽 Eating Out
Atyrau
Kardzhali
Difference
Meal at Budget Restaurant
$9.89₸4,432
$11.65BGN 19.38
-15.11%
Three-Course Dinner for Two, Mid-Range
$37.33₸16.7K
$23.94BGN 39.82
55.93%
Fast Food Meal(McDonalds, etc)
$6.97₸3,127
$9.21BGN 15.33
-24.32%
Cappuccino
$2.12₸952
$1.15BGN 1.91
84.35%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.12₸501
$1.11BGN 1.85
0.90%
Water(0.33 liter bottle)
$0.78₸348
$0.76BGN 1.26
2.63%
Local Beer(0.5 liter draught)
$1.73₸774
$1.68BGN 2.80
2.98%
Imported Beer(0.33 liter bottle)
$2.18₸977
$1.37BGN 2.28
59.12%
🛒 Groceries & Markets
Atyrau
Kardzhali
Difference
Milk(1 liter)
$1.74₸780
$1.69BGN 2.81
2.96%
White Bread(500g)
$0.48₸213
$0.74BGN 1.22
-35.14%
Rice(white)(1kg)
$2.06₸924
$1.54BGN 2.56
33.77%
Eggs
$1.61₸721
$3.08BGN 5.13
-47.73%
Local Cheese(1kg)
$11.14₸4,996
$9.14BGN 15.20
21.88%
Chicken Fillets(1kg)
$8.82₸3,952
$5.80BGN 9.65
52.07%
Beef Round Steak(1kg)
$7.91₸3,545
$7.05BGN 11.72
12.20%
Apples(1kg)
$1.77₸796
$0.87BGN 1.44
103.45%
Banana(1kg)
$2.69₸1,207
$2.03BGN 3.37
32.51%
Oranges(1kg)
$2.25₸1,008
$1.93BGN 3.21
16.58%
Tomato(1kg)
$1.84₸825
$2.30BGN 3.82
-20.00%
Potato(1kg)
$0.66₸296
$0.70BGN 1.17
-5.71%
Onion(1kg)
$0.46₸207
$1.29BGN 2.14
-64.34%
Lettuce(1 head)
$1.26₸564
$0.70BGN 1.17
80.00%
Water(1.5 liter bottle)
$0.92₸413
$0.83BGN 1.39
10.84%
Cigarettes 20 Pack(Marlboro, Camel)
$2.39₸1,071
$3.75BGN 6.24
-36.27%
Wine(Bottle)
$9.39₸4,212
$4.63BGN 7.71
102.81%
Local Beer(0.5 liter bottle)
$1.39₸622
$1.04BGN 1.74
33.65%
Imported Beer(0.33 liter bottle)
$1.40₸627
$1.48BGN 2.47
-5.41%
🚌 Getting Around
Atyrau
Kardzhali
Difference
One-way Ticket(Public Transport)
$0.35₸157
$0.56BGN 0.93
-37.50%
Public Transport Monthly Pass(Regular Price)
$22.47₸10.1K
$11.46BGN 19.07
96.07%
Taxi Start(Normal Tariff)
$1.57₸705
$1.81BGN 3.01
-13.26%
Taxi(Normal Tariff)(1km)
$0.66₸298
$0.80BGN 1.34
-17.50%
Taxi 1hour Waiting(Normal Tariff)
$6.63₸2,973
$5.80BGN 9.65
14.31%
Gasoline(1 liter)
$0.64₸287
$1.59BGN 2.65
-59.75%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$18.1K₸8.1M
$30.6KBGN 51.0K
-40.75%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$29.7K₸13.3M
$23.3KBGN 38.8K
27.40%
🧾 Monthly Utilities & Internet
Atyrau
Kardzhali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$53.8₸24.1K
$62.8BGN 105
-14.42%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$10.78₸4,834
$5.91BGN 9.83
82.40%
Internet(50+ Mbps, Unlimited Data)
$14.51₸6,506
$8.18BGN 13.62
77.38%
🎉 Sport & Entertainment
Atyrau
Kardzhali
Difference
Gym Membership(Monthly)
$64.7₸29.0K
$23.88BGN 39.73
170.94%
Tennis Court(1 Hour on Weekend)
$10.01₸4,489
-
-
Cinema Ticket
$6.18₸2,772
$8.90BGN 14.81
-30.56%
🧸 Childcare & Education
Atyrau
Kardzhali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$292₸131.1K
$233BGN 387
25.56%
International Primary School, 1 Child(Yearly)
$3,445₸1.5M
$15.0KBGN 25.0K
-77.04%
👕👟 Clothing & Footwear
Atyrau
Kardzhali
Difference
Jeans(Levis 501 Or Similar)
$32.89₸14.7K
$23.50BGN 39.09
39.96%
Summer Dress(H&M, Zara, etc)
$43.89₸19.7K
$12.94BGN 21.53
239.18%
Sport Shoes(Adidas, Nike)
$88.8₸39.8K
$47.12BGN 78.4
88.43%
Men's Leather Business Shoes
$89.3₸40.0K
$75.4BGN 125
18.41%
🏠 Accommodation & Living
Atyrau
Kardzhali
Difference
1-bedroom Apartment, City Center(Monthly)
$521₸233.6K
$119BGN 197
339.22%
1-bedroom Apartment, Outside City Center(Monthly)
$346₸155.2K
$119BGN 197
192.01%
3-bedroom Apartment, City Center(Monthly)
$1,111₸498.1K
$236BGN 392
371.28%
3-bedroom Apartment, Outside City Center(Monthly)
$782₸350.5K
$282BGN 468
177.67%
Buy Apartment in City Center(m2)
$974₸436.8K
$1,192BGN 1,983
-18.25%
Buy Apartment Outside City Center(m2)
$742₸332.5K
$872BGN 1,450
-14.92%
💵 Salaries & Financials
Atyrau
Kardzhali
Difference
Average Monthly Net Salary(After Tax)
$742₸332.4K
$1,349BGN 2,244
-45.03%
20-Year Fixed Mortgage Interest Rate(Annual %)
30
3.25
823.08%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Atyrau: September 13, 2026
Last update for Kardzhali: September 14, 2026
Cost Breakdown
🏠A central one-bedroom costs $521 in Atyrau versus $119 in Kardzhali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.
💰Salaries run about 82% higher in Kardzhali, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.
🛒A mid-range dinner for two costs $37.00 in Atyrau versus $24.00 in Kardzhali. Monthly groceries follow the same trend: $229 vs $191 – making Kardzhali the more affordable choice for daily food spending.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Atyrau vs Kardzhali: Cost of Living - Frequently Asked Questions
How do living costs in Atyrau and in Kardzhali compare overall?
Monthly costs with rent: $1,004 in Atyrau, $677 in Kardzhali – roughly 48% apart. Atyrau costs more across the board, with Clothing & Footwear showing the biggest gap.
What salary covers living expenses in Atyrau compared to Kardzhali?
For a comfortable life, plan on about $1,507 per month in Atyrau and $1,016 in Kardzhali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Atyrau and Kardzhali?
Rent is clearly cheaper in Kardzhali, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
What is the difference in childcare costs between Atyrau and Kardzhali?
Kindergarten costs $292 per month in Atyrau and $233 in Kardzhali. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Which city has cheaper grocery shopping?
Groceries cost about 20% more in Atyrau, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Which city is more doable on $1,000 per month?
A $1,000 monthly budget goes further in Kardzhali, where all-in costs run around $677, than in Atyrau at $1,004. In Kardzhali it covers expenses comfortably, while in Atyrau it requires careful planning or may not stretch far enough.
Where should families live: Atyrau or Kardzhali?
Families tend to lean toward Kardzhali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Is Atyrau or Kardzhali safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Atyrau and Kardzhali?
If budget matters most, go with Kardzhali. If higher salaries, better infrastructure, or specific career opportunities are the priority, Atyrau makes more sense. Both are solid long-term options with distinct trade-offs.