Last update: Oct 2026

Cost of Living Comparison Between Atyrau and Kardzhali

For one person, living is cheaper in Kardzhali: $651 a month against $1,022 in Atyrau, rent and utilities included – about $4,500 less a year. Rent and utilities account for most of the difference.

49

Cost of Living Index in Atyrau
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Atyrau Living Index
32

Cost of Living Index in Kardzhali
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Kardzhali Living Index

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Atyrau

🇰🇿 Kazakhstan

$1,022

/mo nomad

Kardzhali

🇧🇬 Bulgaria

$651

/mo nomad

Monthly Cost of Living

How much you'll spend in Atyrau and in Kardzhali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Atyrau and in Kardzhali actually costs, broken down by who's living it.

A single person spends $1,022 per month in Atyrau vs $651 in Kardzhali, rent included.

Atyrau $1,022
Kardzhali $651

A couple spends around $1,690 per month in Atyrau vs $1,068 in Kardzhali, rent included.

Atyrau $1,690
Kardzhali $1,068

A family of three spends $2,358 per month in Atyrau vs $1,484 in Kardzhali, rent included.

Atyrau $2,358
Kardzhali $1,484

Atyrau costs about 57% more than Kardzhali, and outside of rent the biggest gap is in clothing.

Both Atyrau and Kardzhali are more affordable than the global median – Atyrau 25% lower, Kardzhali 52% lower.

Meal at Budget Restaurant

$9.88 ₸4,484

$11.02 BGN 19.28

-10.34%

Three-Course Dinner for Two, Mid-Range

$37.21 ₸16.9K

$23.11 BGN 40.45

61.01%

Fast Food Meal (McDonalds, etc)

$7.53 ₸3,417

$8.87 BGN 15.52

-15.11%

Cappuccino

$2.13 ₸964

$1.12 BGN 1.96

90.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.16 ₸528

$1.06 BGN 1.85

9.43%

Water (0.33 liter bottle)

$0.84 ₸381

$0.74 BGN 1.29

13.51%

Local Beer (0.5 liter draught)

$1.65 ₸747

$1.59 BGN 2.78

3.77%

Imported Beer (0.33 liter bottle)

$2.08 ₸945

$1.33 BGN 2.33

56.39%

Milk (1 liter)

$1.75 ₸794

$1.69 BGN 2.96

3.55%

White Bread (500g)

$0.48 ₸218

$0.72 BGN 1.25

-33.33%

Rice (white) (1kg)

$2.01 ₸913

$1.51 BGN 2.64

33.11%

Eggs

$1.55 ₸701

$2.83 BGN 4.95

-45.23%

Local Cheese (1kg)

$11.16 ₸5,064

$10.21 BGN 17.87

9.30%

Chicken Fillets (1kg)

$8.35 ₸3,789

$5.53 BGN 9.68

50.99%

Beef Round Steak (1kg)

$8.11 ₸3,677

$6.58 BGN 11.52

23.25%

Apples (1kg)

$1.77 ₸803

$0.84 BGN 1.47

110.71%

Banana (1kg)

$2.74 ₸1,242

$1.97 BGN 3.44

39.09%

Oranges (1kg)

$2.21 ₸1,002

$1.87 BGN 3.28

18.18%

Tomato (1kg)

$1.80 ₸816

$2.20 BGN 3.85

-18.18%

Potato (1kg)

$0.65 ₸297

$0.69 BGN 1.21

-5.80%

Onion (1kg)

$0.41 ₸186

$1.31 BGN 2.29

-68.70%

Lettuce (1 head)

$1.25 ₸568

$0.67 BGN 1.18

86.57%

Water (1.5 liter bottle)

$0.96 ₸436

$0.75 BGN 1.31

28.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.48 ₸1,125

$3.56 BGN 6.23

-30.34%

Wine (Bottle)

$9.17 ₸4,160

$4.38 BGN 7.66

109.36%

Local Beer (0.5 liter bottle)

$1.38 ₸625

$1.00 BGN 1.75

38.00%

Imported Beer (0.33 liter bottle)

$1.42 ₸643

$1.41 BGN 2.47

0.71%

One-way Ticket (Public Transport)

$0.34 ₸155

$0.55 BGN 0.96

-38.18%

Public Transport Monthly Pass (Regular Price)

$21.99 ₸9,973

$11.11 BGN 19.44

97.93%

Taxi Start (Normal Tariff)

$1.54 ₸698

$1.71 BGN 2.99

-9.94%

Taxi (Normal Tariff) (1km)

$0.72 ₸326

$0.71 BGN 1.23

1.41%

Taxi 1hour Waiting (Normal Tariff)

$6.54 ₸2,967

$5.44 BGN 9.52

20.22%

Gasoline (1 liter)

$0.66 ₸301

$1.62 BGN 2.84

-59.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.7K ₸8.0M

$30.2K BGN 52.9K

-41.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.0K ₸13.1M

$24.0K BGN 42.1K

20.54%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$52.1 ₸23.6K

$61.4 BGN 107

-15.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.04 ₸5,006

$5.56 BGN 9.73

98.56%

Internet (50+ Mbps, Unlimited Data)

$14.67 ₸6,655

$7.88 BGN 13.80

86.17%

Gym Membership (Monthly)

$66.3 ₸30.1K

$22.90 BGN 40.08

189.43%

Tennis Court (1 Hour on Weekend)

$10.11 ₸4,586

Cinema Ticket

$6.15 ₸2,788

$8.76 BGN 15.33

-29.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$288 ₸130.7K

$230 BGN 402

25.51%

International Primary School, 1 Child (Yearly)

$3,426 ₸1.6M

$14.6K BGN 25.6K

-76.61%

Jeans (Levis 501 Or Similar)

$32.74 ₸14.9K

$22.89 BGN 40.05

43.03%

Summer Dress (H&M, Zara, etc)

$44.83 ₸20.3K

$12.69 BGN 22.21

253.27%

Sport Shoes (Adidas, Nike)

$90.1 ₸40.9K

$46.21 BGN 80.9

95.00%

Men's Leather Business Shoes

$89.8 ₸40.7K

$74.9 BGN 131

19.82%

1-bedroom Apartment, City Center (Monthly)

$530 ₸240.3K

$115 BGN 201

360.84%

1-bedroom Apartment, Outside City Center (Monthly)

$347 ₸157.4K

$114 BGN 199

205.32%

3-bedroom Apartment, City Center (Monthly)

$1,146 ₸519.8K

$232 BGN 406

393.98%

3-bedroom Apartment, Outside City Center (Monthly)

$781 ₸354.3K

$274 BGN 479

185.59%

Buy Apartment in City Center (m2)

$946 ₸429.0K

$1,141 BGN 1,997

-17.13%

Buy Apartment Outside City Center (m2)

$752 ₸341.1K

$855 BGN 1,497

-12.06%

Average Monthly Net Salary (After Tax)

$740 ₸335.7K

$1,287 BGN 2,251

-42.48%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.25

823.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Atyrau: October 26, 2026

Last update for Kardzhali: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Atyrau

$347 34%

Kardzhali

$114 17.5% 67.2% $233

Groceries & Markets

Atyrau

$227 22.2%

Kardzhali

$187 28.7% 17.5% $40

Eating Out

Atyrau

$148 14.4%

Kardzhali

$146 22.4% 1.1% $1.6

Clothing & Footwear

Atyrau

$116 11.3%

Kardzhali

$71 10.8% 39.1% $45

Sport & Entertainment

Atyrau

$79 7.7%

Kardzhali

$40 6.2% 48.5% $38

Monthly Utilities & Internet

Atyrau

$78 7.6%

Kardzhali

$75 11.5% 3.8% $3

Getting Around

Atyrau

$28 2.8%

Kardzhali

$19 2.9% 34.9% $10

Cost Breakdown

A central one-bedroom costs $530 in Atyrau versus $115 in Kardzhali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 74% higher in Kardzhali, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $37 in Atyrau versus $23 in Kardzhali. Monthly groceries follow the same trend: $227 vs $187 – making Kardzhali the more affordable choice for daily food spending.

Good to know

🇰🇿 Atyrau

🇧🇬 Kardzhali

🕒 Local time

10:26 10:26 AM

07:26 7:26 AM

3 h behind Atyrau

🌤 Weather

👥 Population

323,295

49,421

💱 Currency

Kazakhstani Tenge KZT ₸

Bulgarian Lev BGN лв.

📈 Exchange rate

1,000 KZT = 2.2 USD

1,000 KZT = 1.97 EUR

1 BGN = 0.571 USD

1 BGN = 0.512 EUR

Exchange rates and currency converter

BGN, USD, EUR to KZT – Kazakhstani Tenge Converter

🇺🇸 United States Dollar ($)

🇰🇿 Kazakhstani Tenge (₸)

Kazakhstani Tenge exchange rates as of November 2, 2026: 1 USD = 454 KZT (1,000 KZT = 2.2 USD). 1 EUR = 506 KZT (1,000 KZT = 1.97 EUR).

Bulgarian Lev exchange rates as of November 2, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.95 BGN (1 BGN = 0.512 EUR).

USD to KZT in detail →

On the map

Lowest

Highest

Between locations

Atyrau Kardzhali 2,180 km ≈ 3 h 15 min nonstop flight

From you

Atyrau
Kardzhali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Atyrau vs Kardzhali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,022 in Atyrau, $651 in Kardzhali – Kardzhali comes out roughly 36% cheaper. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,533 per month in Atyrau and $976 in Kardzhali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kardzhali, especially for central apartments: a one-bedroom in the center costs $115 there versus $530 in Atyrau.

Kindergarten costs $288 per month in Atyrau and $230 in Kardzhali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 21% more in Atyrau, though the gap depends on what you buy.

A $800 monthly budget goes further in Kardzhali, where all-in costs run around $651, than in Atyrau at $1,022. In Kardzhali it covers expenses comfortably, while in Atyrau it requires careful planning or may not stretch far enough.

Families tend to lean toward Kardzhali – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

For expats, Kardzhali is the easier option financially – housing and daily costs are lower, and overall it costs about 36% less, which matters a lot on a fixed budget or early-career salary.