Cost of Living Comparison Between Karak and Ubud, Bali Cost of Living Comparison Between Karak and Ubud, Bali

Monthly Cost of Living

A single person spends $407 per month in Karak vs $1,419 in Ubud, Bali, rent included.

A couple spends around $583 per month in Karak vs $2,540 in Ubud, Bali, rent included.

A family of three spends $759 per month in Karak vs $3,660 in Ubud, Bali, rent included.

Karak is about 71% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Karak sits 70% below the global median, while Ubud, Bali is 6% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$0.74 PKR 205

$3.56 Rp 64.3K

-79.21%

Three-Course Dinner for Two, Mid-Range

$7.00 PKR 1,948

$32.73 Rp 590.3K

-78.61%

Fast Food Meal (McDonalds, etc)

$5.27 PKR 1,467

$4.95 Rp 89.2K

6.46%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.68 PKR 189

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.00 PKR 1,112

Cappuccino

$0.51 PKR 141

$2.71 Rp 48.9K

-81.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.34 PKR 93.3

$1.34 Rp 24.2K

-74.63%

Water (0.33 liter bottle)

$0.24 PKR 66.9

$0.70 Rp 12.6K

-65.71%

Local Beer (0.5 liter draught)

$2.92 Rp 52.7K

Imported Beer (0.33 liter bottle)

$3.96 Rp 71.4K

Milk (1 liter)

$1.00 PKR 277

$1.81 Rp 32.6K

-44.75%

White Bread (500g)

$0.51 PKR 141

$2.52 Rp 45.4K

-79.76%

Rice (white) (1kg)

$1.04 PKR 288

$1.16 Rp 20.9K

-10.34%

Eggs

$1.09 PKR 303

$2.46 Rp 44.4K

-55.69%

Local Cheese (1kg)

$1.81 PKR 503

$14.71 Rp 265.3K

-87.70%

Chicken Fillets (1kg)

$2.82 PKR 784

$4.32 Rp 77.9K

-34.72%

Beef Round Steak (1kg)

$4.29 PKR 1,194

$12.14 Rp 218.9K

-64.66%

Apples (1kg)

$0.72 PKR 201

$3.84 Rp 69.3K

-81.25%

Banana (1kg)

$0.55 PKR 153

$1.56 Rp 28.1K

-64.74%

Oranges (1kg)

$0.72 PKR 202

$2.83 Rp 51.1K

-74.56%

Tomato (1kg)

$0.55 PKR 154

$2.33 Rp 41.9K

-76.39%

Potato (1kg)

$0.38 PKR 107

$1.91 Rp 34.5K

-80.10%

Onion (1kg)

$0.57 PKR 158

$2.20 Rp 39.7K

-74.09%

Lettuce (1 head)

$0.17 PKR 46.89

$1.01 Rp 18.3K

-83.17%

Water (1.5 liter bottle)

$0.24 PKR 66.6

$0.78 Rp 14.0K

-69.23%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.34 PKR 373

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.91 PKR 253

Imported Non-Alcoholic Beer (0.33 liter bottle)

$1.98 PKR 552

Cigarettes 20 Pack (Marlboro, Camel)

$2.14 PKR 595

$3.32 Rp 59.8K

-35.54%

Wine (Bottle)

$23.74 Rp 428.0K

Local Beer (0.5 liter bottle)

$2.79 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.6K

One-way Ticket (Public Transport)

$0.18 PKR 49.76

$0.27 Rp 4,848

-33.33%

Public Transport Monthly Pass (Regular Price)

$7.23 PKR 2,010

$8.03 Rp 144.8K

-9.96%

Taxi Start (Normal Tariff)

$0.86 PKR 240

$0.46 Rp 8,230

86.96%

Taxi (Normal Tariff) (1km)

$0.44 PKR 121

$0.45 Rp 8,116

-2.22%

Taxi 1hour Waiting (Normal Tariff)

$2.84 PKR 791

$6.10 Rp 109.9K

-53.44%

Gasoline (1 liter)

$0.97 PKR 269

$0.79 Rp 14.3K

22.78%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K PKR 6.0M

$26.1K Rp 471.6M

-17.43%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K PKR 7.4M

$32.1K Rp 579.2M

-17.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$113 PKR 31.6K

$79.9 Rp 1.4M

41.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.36 PKR 1,491

$4.06 Rp 73.3K

32.02%

Internet (50+ Mbps, Unlimited Data)

$18.48 PKR 5,141

$23.52 Rp 424.1K

-21.43%

Gym Membership (Monthly)

$12.19 PKR 3,391

$98.7 Rp 1.8M

-87.65%

Tennis Court (1 Hour on Weekend)

$6.05 PKR 1,684

$6.63 Rp 119.6K

-8.75%

Cinema Ticket

$4.22 PKR 1,174

$4.15 Rp 74.8K

1.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$59.1 PKR 16.5K

$304 Rp 5.5M

-80.55%

International Primary School, 1 Child (Yearly)

$1,129 PKR 314.1K

$6,613 Rp 119.3M

-82.93%

Jeans (Levis 501 Or Similar)

$21.57 PKR 6,001

$55.5 Rp 1.0M

-61.16%

Summer Dress (H&M, Zara, etc)

$27.73 PKR 7,714

$38.31 Rp 690.9K

-27.62%

Sport Shoes (Adidas, Nike)

$90.1 PKR 25.1K

$88.6 Rp 1.6M

1.70%

Men's Leather Business Shoes

$40.80 PKR 11.4K

$77.9 Rp 1.4M

-47.60%

1-bedroom Apartment, City Center (Monthly)

$73.7 PKR 20.5K

$1,006 Rp 18.1M

-92.68%

1-bedroom Apartment, Outside City Center (Monthly)

$51.6 PKR 14.3K

$675 Rp 12.2M

-92.36%

3-bedroom Apartment, City Center (Monthly)

$167 PKR 46.5K

$3,442 Rp 62.1M

-95.14%

3-bedroom Apartment, Outside City Center (Monthly)

$104 PKR 29.1K

$2,039 Rp 36.8M

-94.88%

Buy Apartment in City Center (m2)

$1,127 PKR 313.5K

$2,841 Rp 51.2M

-60.34%

Buy Apartment Outside City Center (m2)

$580 PKR 161.3K

$2,264 Rp 40.8M

-74.39%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

20.2

13.28

52.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karak: May 30, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A central one-bedroom costs $73.7 in Karak versus $1,006 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $7.00 in Karak versus $33.00 in Ubud, Bali. Monthly groceries follow the same trend: $74.0 vs $302 – making Karak the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karak vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 249% more than Karak, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $610 per month in Karak and $2,129 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karak, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 11% less in Karak. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $59.1 per month in Karak and $304 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Karak, where all-in costs run around $407, than in Ubud, Bali at $1,419. In Karak it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Karak costs $407 versus $1,419 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Karak. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.