Cost of Living Comparison Between Karak and Ubud, Bali Cost of Living Comparison Between Karak and Ubud, Bali

Monthly Cost of Living

A single person spends $399 per month in Karak vs $1,408 in Ubud, Bali, rent included.

A couple spends around $580 per month in Karak vs $2,585 in Ubud, Bali, rent included.

A family of three spends $760 per month in Karak vs $3,763 in Ubud, Bali, rent included.

Karak is about 72% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Karak sits 70% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$0.69 PKR 192

$3.45 Rp 62.1K

-80.00%

Three-Course Dinner for Two, Mid-Range

$6.88 PKR 1,909

$32.34 Rp 581.1K

-78.73%

Fast Food Meal (McDonalds, etc)

$5.45 PKR 1,514

$4.84 Rp 87.1K

12.60%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.69 PKR 193

Imported Non-Alcoholic Beer (0.33 liter bottle)

$4.00 PKR 1,112

Cappuccino

$0.51 PKR 142

$2.75 Rp 49.4K

-81.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.37 PKR 102

$1.38 Rp 24.9K

-73.19%

Water (0.33 liter bottle)

$0.22 PKR 61.0

$0.75 Rp 13.5K

-70.67%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

Milk (1 liter)

$1.01 PKR 280

$1.74 Rp 31.2K

-41.95%

White Bread (500g)

$0.54 PKR 151

$2.46 Rp 44.2K

-78.05%

Rice (white) (1kg)

$1.08 PKR 300

$1.17 Rp 21.0K

-7.69%

Eggs

$1.08 PKR 300

$2.43 Rp 43.7K

-55.56%

Local Cheese (1kg)

$1.72 PKR 478

$14.50 Rp 260.6K

-88.14%

Chicken Fillets (1kg)

$2.76 PKR 767

$4.35 Rp 78.2K

-36.55%

Beef Round Steak (1kg)

$4.28 PKR 1,189

$11.98 Rp 215.3K

-64.27%

Apples (1kg)

$0.72 PKR 200

$3.72 Rp 66.8K

-80.65%

Banana (1kg)

$0.51 PKR 141

$1.63 Rp 29.2K

-68.71%

Oranges (1kg)

$0.73 PKR 203

$2.74 Rp 49.3K

-73.36%

Tomato (1kg)

$0.59 PKR 164

$2.24 Rp 40.3K

-73.66%

Potato (1kg)

$0.39 PKR 107

$1.92 Rp 34.5K

-79.69%

Onion (1kg)

$0.54 PKR 150

$2.28 Rp 40.9K

-76.32%

Lettuce (1 head)

$0.19 PKR 52.6

$1.06 Rp 19.1K

-82.08%

Water (1.5 liter bottle)

$0.24 PKR 66.2

$0.72 Rp 12.9K

-66.67%

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.42 PKR 393

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.88 PKR 243

Imported Non-Alcoholic Beer (0.33 liter bottle)

$2.03 PKR 565

Cigarettes 20 Pack (Marlboro, Camel)

$2.17 PKR 602

$3.29 Rp 59.0K

-34.04%

Wine (Bottle)

$23.19 Rp 416.8K

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

One-way Ticket (Public Transport)

$0.20 PKR 56.0

$0.27 Rp 4,786

-25.93%

Public Transport Monthly Pass (Regular Price)

$7.02 PKR 1,948

$8.11 Rp 145.7K

-13.44%

Taxi Start (Normal Tariff)

$0.85 PKR 235

$0.48 Rp 8,675

77.08%

Taxi (Normal Tariff) (1km)

$0.41 PKR 113

$0.42 Rp 7,545

-2.38%

Taxi 1hour Waiting (Normal Tariff)

$2.89 PKR 803

$6.22 Rp 111.8K

-53.54%

Gasoline (1 liter)

$0.96 PKR 267

$0.81 Rp 14.6K

18.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.6K PKR 6.0M

$26.6K Rp 478.2M

-18.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.6K PKR 7.4M

$32.2K Rp 578.5M

-17.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$111 PKR 30.8K

$78.4 Rp 1.4M

41.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.58 PKR 1,549

$4.07 Rp 73.1K

37.10%

Internet (50+ Mbps, Unlimited Data)

$18.84 PKR 5,232

$24.33 Rp 437.1K

-22.56%

Gym Membership (Monthly)

$12.33 PKR 3,425

$98.6 Rp 1.8M

-87.50%

Tennis Court (1 Hour on Weekend)

$5.91 PKR 1,640

$6.34 Rp 113.9K

-6.78%

Cinema Ticket

$4.21 PKR 1,169

$3.99 Rp 71.6K

5.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$60.6 PKR 16.8K

$305 Rp 5.5M

-80.15%

International Primary School, 1 Child (Yearly)

$1,112 PKR 308.7K

$6,642 Rp 119.4M

-83.26%

Jeans (Levis 501 Or Similar)

$21.53 PKR 5,979

$54.1 Rp 972.9K

-60.23%

Summer Dress (H&M, Zara, etc)

$28.08 PKR 7,796

$37.81 Rp 679.4K

-25.73%

Sport Shoes (Adidas, Nike)

$88.5 PKR 24.6K

$86.8 Rp 1.6M

1.85%

Men's Leather Business Shoes

$40.05 PKR 11.1K

$76.4 Rp 1.4M

-47.54%

1-bedroom Apartment, City Center (Monthly)

$75.1 PKR 20.9K

$992 Rp 17.8M

-92.43%

1-bedroom Apartment, Outside City Center (Monthly)

$52.1 PKR 14.5K

$673 Rp 12.1M

-92.26%

3-bedroom Apartment, City Center (Monthly)

$166 PKR 46.2K

$3,375 Rp 60.7M

-95.07%

3-bedroom Apartment, Outside City Center (Monthly)

$105 PKR 29.2K

$2,050 Rp 36.8M

-94.88%

Buy Apartment in City Center (m2)

$1,009 PKR 280.1K

$2,805 Rp 50.4M

-64.03%

Buy Apartment Outside City Center (m2)

$434 PKR 120.5K

$2,227 Rp 40.0M

-80.51%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

20.2

13.28

52.11%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karak: July 13, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A central one-bedroom costs $75.1 in Karak versus $992 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $7.00 in Karak versus $32.00 in Ubud, Bali. Monthly groceries follow the same trend: $74.0 vs $297 – making Karak the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karak vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali costs about 253% more than Karak, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $599 per month in Karak and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Karak, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Public transport costs about 16% less in Karak. For daily commuters, that gap adds up to noticeable savings over a year.

Kindergarten costs $60.6 per month in Karak and $305 in Ubud, Bali. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,000 monthly budget goes further in Karak, where all-in costs run around $399, than in Ubud, Bali at $1,408. In Karak it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Karak costs $399 versus $1,408 in Ubud, Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Karak. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.