Cost of Living Comparison Between Karad and Ubud, Bali Cost of Living Comparison Between Karad and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $490 in Karad versus $1,392 in Ubud, Bali.

Estimated couple costs with rent: $804 in Karad versus $2,557 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,117 in Karad versus $3,723 in Ubud, Bali.

Living in Karad costs roughly 65% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Karad is 63% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$5.15 ₹491

$3.57 Rp 64.5K

44.26%

Three-Course Dinner for Two, Mid-Range

$21.76 ₹2,076

$32.32 Rp 583.4K

-32.67%

Fast Food Meal (McDonalds, etc)

$4.58 ₹437

$5.01 Rp 90.4K

-8.58%

Cappuccino

$2.66 ₹253

$2.82 Rp 51.0K

-5.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.48 ₹45.51

$1.35 Rp 24.4K

-64.44%

Water (0.33 liter bottle)

$0.18 ₹17.59

$0.73 Rp 13.2K

-75.34%

Local Beer (0.5 liter draught)

$2.36 ₹225

$2.93 Rp 53.0K

-19.45%

Imported Beer (0.33 liter bottle)

$4.12 ₹393

$3.94 Rp 71.1K

4.57%

Milk (1 liter)

$0.78 ₹74.4

$1.78 Rp 32.1K

-56.18%

White Bread (500g)

$0.52 ₹49.39

$2.45 Rp 44.2K

-78.78%

Rice (white) (1kg)

$0.83 ₹78.8

$1.15 Rp 20.7K

-27.83%

Eggs

$1.04 ₹99.5

$2.41 Rp 43.6K

-56.85%

Local Cheese (1kg)

$6.95 ₹663

$14.33 Rp 258.7K

-51.50%

Chicken Fillets (1kg)

$3.85 ₹367

$4.19 Rp 75.6K

-8.11%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

Apples (1kg)

$2.37 ₹226

$3.64 Rp 65.7K

-34.89%

Banana (1kg)

$0.75 ₹71.7

$1.57 Rp 28.3K

-52.23%

Oranges (1kg)

$1.26 ₹121

$2.79 Rp 50.3K

-54.84%

Tomato (1kg)

$0.65 ₹62.3

$2.24 Rp 40.5K

-70.98%

Potato (1kg)

$0.57 ₹54.7

$1.98 Rp 35.7K

-71.21%

Onion (1kg)

$0.63 ₹59.8

$2.28 Rp 41.1K

-72.37%

Lettuce (1 head)

$0.69 ₹65.6

$1.05 Rp 19.0K

-34.29%

Water (1.5 liter bottle)

$0.35 ₹33.51

$0.79 Rp 14.2K

-55.70%

Cigarettes 20 Pack (Marlboro, Camel)

$4.03 ₹384

$3.19 Rp 57.6K

26.33%

Wine (Bottle)

$8.21 ₹783

$23.49 Rp 424.1K

-65.05%

Local Beer (0.5 liter bottle)

$2.10 ₹200

$2.90 Rp 52.3K

-27.59%

Imported Beer (0.33 liter bottle)

$3.36 ₹321

$2.76 Rp 49.7K

21.74%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.90 ₹658

One-way Ticket (Public Transport)

$0.28 ₹26.43

$0.27 Rp 4,813

3.70%

Public Transport Monthly Pass (Regular Price)

$8.88 ₹847

$8.37 Rp 151.1K

6.09%

Taxi Start (Normal Tariff)

$0.37 ₹35.00

$0.45 Rp 8,167

-17.78%

Taxi (Normal Tariff) (1km)

$0.30 ₹29.05

$0.46 Rp 8,298

-34.78%

Taxi 1hour Waiting (Normal Tariff)

$1.37 ₹131

$6.07 Rp 109.6K

-77.43%

Gasoline (1 liter)

$1.20 ₹114

$0.86 Rp 15.6K

39.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.7K ₹1.7M

$26.6K Rp 480.0M

-33.51%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K ₹2.4M

$32.5K Rp 587.6M

-22.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$50.3 ₹4,798

$79.0 Rp 1.4M

-36.33%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.10 ₹487

$4.09 Rp 73.9K

24.69%

Internet (50+ Mbps, Unlimited Data)

$8.61 ₹821

$23.85 Rp 430.5K

-63.90%

Gym Membership (Monthly)

$15.91 ₹1,517

$98.8 Rp 1.8M

-83.89%

Tennis Court (1 Hour on Weekend)

$7.09 ₹676

$6.35 Rp 114.7K

11.65%

Cinema Ticket

$4.56 ₹435

$4.01 Rp 72.3K

13.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$121 ₹11.6K

$297 Rp 5.4M

-59.14%

International Primary School, 1 Child (Yearly)

$3,310 ₹315.7K

$6,602 Rp 119.2M

-49.86%

Jeans (Levis 501 Or Similar)

$29.06 ₹2,771

$53.4 Rp 964.5K

-45.61%

Summer Dress (H&M, Zara, etc)

$30.87 ₹2,944

$38.11 Rp 688.1K

-19.00%

Sport Shoes (Adidas, Nike)

$54.8 ₹5,230

$88.7 Rp 1.6M

-38.14%

Men's Leather Business Shoes

$39.58 ₹3,775

$76.6 Rp 1.4M

-48.34%

1-bedroom Apartment, City Center (Monthly)

$123 ₹11.8K

$1,020 Rp 18.4M

-87.91%

1-bedroom Apartment, Outside City Center (Monthly)

$75.9 ₹7,242

$680 Rp 12.3M

-88.84%

3-bedroom Apartment, City Center (Monthly)

$276 ₹26.4K

$3,469 Rp 62.6M

-92.03%

3-bedroom Apartment, Outside City Center (Monthly)

$177 ₹16.9K

$2,090 Rp 37.7M

-91.52%

Buy Apartment in City Center (m2)

$896 ₹85.4K

$2,729 Rp 49.3M

-67.18%

Buy Apartment Outside City Center (m2)

$489 ₹46.7K

$2,295 Rp 41.4M

-78.69%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

13.28

-30.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karad: July 28, 2026

Last update for Ubud, Bali: July 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $123 in Karad and $1,020 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $22.00 in Karad vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $129 vs $298 per month, with Karad cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karad vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Karad and Ubud, Bali differ by about 184% in total monthly costs ($490 vs $1,392 including rent). Karad is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $736 in Karad and $2,088 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $123 in Karad versus $1,020 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $490 per month in Karad versus $1,392 in Ubud, Bali – a 184% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karad runs roughly 6% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $490 in Karad versus $1,392 in Ubud, Bali, a $2,000 budget is realistic in Karad but tight or insufficient in Ubud, Bali. The gap between the two cities makes Karad the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Karad and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karad gentler on the wallet – expenses run 184% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.