Last update: Oct 2026

Cost of Living Comparison Between Karad and Ubud, Bali

For one person, living is cheaper in Karad: $475 a month against $1,349 in Ubud, Bali, rent and utilities included – about $10,500 less a year. Rent and utilities account for most of the difference.

23

Cost of Living Index in Karad
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Karad Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Karad

🇮🇳 India

$475

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Karad and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Karad and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $475 in Karad versus $1,349 in Ubud, Bali.

Karad $475
Ubud, Bali $1,349

Estimated couple costs with rent: $742 in Karad versus $2,305 in Ubud, Bali.

Karad $742
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,010 in Karad versus $3,261 in Ubud, Bali.

Karad $1,010
Ubud, Bali $3,261

Living in Karad costs roughly 65% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$2.16 ₹205

$3.32 Rp 60.2K

-34.94%

Three-Course Dinner for Two, Mid-Range

$10.60 ₹1,007

$35.64 Rp 645.8K

-70.26%

Fast Food Meal (McDonalds, etc)

$4.09 ₹388

$5.53 Rp 100.3K

-26.04%

Cappuccino

$2.79 ₹265

$2.72 Rp 49.3K

2.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.38 ₹36.02

$1.70 Rp 30.8K

-77.65%

Water (0.33 liter bottle)

$0.14 ₹13.22

$0.76 Rp 13.8K

-81.58%

Local Beer (0.5 liter draught)

$2.67 ₹253

$2.65 Rp 48.1K

0.75%

Imported Beer (0.33 liter bottle)

$4.28 ₹407

$4.38 Rp 79.4K

-2.28%

Milk (1 liter)

$0.70 ₹66.0

$1.49 Rp 27.0K

-53.02%

White Bread (500g)

$0.54 ₹51.0

$2.28 Rp 41.2K

-76.32%

Rice (white) (1kg)

$0.73 ₹69.0

$1.19 Rp 21.6K

-38.66%

Eggs

$1.00 ₹95.3

$2.04 Rp 36.9K

-50.98%

Local Cheese (1kg)

$5.48 ₹521

$17.70 Rp 320.8K

-69.04%

Chicken Fillets (1kg)

$3.56 ₹338

$3.96 Rp 71.8K

-10.10%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

Apples (1kg)

$2.14 ₹203

$3.66 Rp 66.2K

-41.53%

Banana (1kg)

$0.73 ₹69.4

$1.52 Rp 27.5K

-51.97%

Oranges (1kg)

$1.26 ₹119

$2.23 Rp 40.4K

-43.50%

Tomato (1kg)

$0.52 ₹49.46

$1.97 Rp 35.7K

-73.60%

Potato (1kg)

$0.37 ₹34.68

$1.85 Rp 33.5K

-80.00%

Onion (1kg)

$0.40 ₹38.24

$2.42 Rp 43.9K

-83.47%

Lettuce (1 head)

$0.41 ₹38.67

$0.99 Rp 17.9K

-58.59%

Water (1.5 liter bottle)

$0.29 ₹27.32

$0.51 Rp 9,303

-43.14%

Cigarettes 20 Pack (Marlboro, Camel)

$5.01 ₹476

$2.22 Rp 40.3K

125.68%

Wine (Bottle)

$8.61 ₹818

$22.24 Rp 403.0K

-61.29%

Local Beer (0.5 liter bottle)

$1.95 ₹185

$2.26 Rp 41.0K

-13.72%

Imported Beer (0.33 liter bottle)

$3.21 ₹305

$2.97 Rp 53.8K

8.08%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.24 ₹593

One-way Ticket (Public Transport)

$0.22 ₹20.69

$0.25 Rp 4,548

-12.00%

Public Transport Monthly Pass (Regular Price)

$7.90 ₹750

$7.82 Rp 141.8K

1.02%

Taxi Start (Normal Tariff)

$0.32 ₹30.00

$0.44 Rp 7,964

-27.27%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.10

$0.43 Rp 7,793

-27.91%

Taxi 1hour Waiting (Normal Tariff)

$1.62 ₹154

$5.41 Rp 98.0K

-70.06%

Gasoline (1 liter)

$1.14 ₹108

$0.82 Rp 14.9K

39.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.0K ₹1.5M

$23.8K Rp 432.0M

-32.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.2K ₹2.1M

$31.7K Rp 575.3M

-29.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.1 ₹5,893

$79.1 Rp 1.4M

-21.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.56 ₹433

$6.45 Rp 116.8K

-29.30%

Internet (50+ Mbps, Unlimited Data)

$9.25 ₹879

$18.58 Rp 336.7K

-50.22%

Gym Membership (Monthly)

$14.64 ₹1,390

$49.48 Rp 896.7K

-70.41%

Tennis Court (1 Hour on Weekend)

$6.06 ₹575

$17.65 Rp 319.8K

-65.67%

Cinema Ticket

$4.88 ₹463

$4.27 Rp 77.4K

14.29%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$45.31 ₹4,302

$491 Rp 8.9M

-90.76%

International Primary School, 1 Child (Yearly)

$1,409 ₹133.7K

$5,674 Rp 102.8M

-75.17%

Jeans (Levis 501 Or Similar)

$35.24 ₹3,346

$44.64 Rp 808.9K

-21.06%

Summer Dress (H&M, Zara, etc)

$38.36 ₹3,642

$34.95 Rp 633.4K

9.76%

Sport Shoes (Adidas, Nike)

$55.0 ₹5,220

$79.9 Rp 1.4M

-31.19%

Men's Leather Business Shoes

$46.39 ₹4,405

$79.4 Rp 1.4M

-41.59%

1-bedroom Apartment, City Center (Monthly)

$119 ₹11.3K

$1,125 Rp 20.4M

-89.41%

1-bedroom Apartment, Outside City Center (Monthly)

$81.6 ₹7,747

$671 Rp 12.2M

-87.85%

3-bedroom Apartment, City Center (Monthly)

$246 ₹23.4K

$3,565 Rp 64.6M

-93.09%

3-bedroom Apartment, Outside City Center (Monthly)

$206 ₹19.6K

$1,723 Rp 31.2M

-88.04%

Buy Apartment in City Center (m2)

$995 ₹94.4K

$2,732 Rp 49.5M

-63.59%

Buy Apartment Outside City Center (m2)

$575 ₹54.6K

$2,284 Rp 41.4M

-74.82%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

13.78

-39.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karad: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Karad

$117 24.6%

Ubud, Bali

$288 21.4% 147% $172

Eating Out

Karad

$87 18.3%

Ubud, Bali

$108 8% 23.8% $21

Accommodation & Living

Karad

$82 17.2%

Ubud, Bali

$672 49.8% 723% $590

Clothing & Footwear

Karad

$79 16.6%

Ubud, Bali

$108 8% 36.6% $29

Monthly Utilities & Internet

Karad

$76 16%

Ubud, Bali

$104 7.7% 37.2% $28

Sport & Entertainment

Karad

$24 5.1%

Ubud, Bali

$58 4.3% 138% $34

Getting Around

Karad

$11 2.2%

Ubud, Bali

$11 0.9% 7.5% $0.8

Cost Breakdown

A one-bedroom apartment in the center runs $119 in Karad and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $11 in Karad vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $117 vs $288 per month, with Karad cheaper across the board.

Good to know

🇮🇳 Karad

🇮🇩 Ubud, Bali

🕒 Local time

06:26 6:26 AM

08:56 8:56 AM

2 h 30 min ahead of Karad

🌤 Weather

👥 Population

53,900

74,800

💱 Currency

Indian Rupee INR ₹

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of November 2, 2026: 1 USD = 94.95 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to INR in detail →

On the map

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Highest

Between locations

Karad Ubud, Bali 5,350 km ≈ 7 h nonstop flight

From you

Karad
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karad vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $475 in Karad and $1,349 in Ubud, Bali, so Karad is about 65% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $712 in Karad and $2,023 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $119 in Karad versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $45 in Karad versus $491 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Karad – a meal for two runs $11 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $475 in Karad versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Karad but tight or insufficient in Ubud, Bali. The gap between the two cities makes Karad the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Karad and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.