Cost of Living Comparison Between Karad and Ubud, Bali Cost of Living Comparison Between Karad and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $485 in Karad versus $1,438 in Ubud, Bali.

Estimated couple costs with rent: $780 in Karad versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,074 in Karad versus $3,732 in Ubud, Bali.

Living in Karad costs roughly 66% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Karad is 64% below, Ubud, Bali is 7% above.

Meal at Budget Restaurant

$5.28 ₹502

$3.57 Rp 61.9K

47.90%

Three-Course Dinner for Two, Mid-Range

$22.36 ₹2,123

$32.58 Rp 564.7K

-31.37%

Fast Food Meal (McDonalds, etc)

$4.67 ₹443

$5.07 Rp 87.8K

-7.89%

Cappuccino

$2.52 ₹239

$2.83 Rp 49.0K

-10.95%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ₹44.42

$1.34 Rp 23.2K

-64.93%

Water (0.33 liter bottle)

$0.18 ₹16.80

$0.69 Rp 12.0K

-73.91%

Local Beer (0.5 liter draught)

$2.35 ₹224

$2.99 Rp 51.8K

-21.40%

Imported Beer (0.33 liter bottle)

$4.10 ₹389

$3.85 Rp 66.7K

6.49%

Milk (1 liter)

$0.79 ₹75.2

$1.74 Rp 30.2K

-54.60%

White Bread (500g)

$0.51 ₹48.43

$2.54 Rp 44.0K

-79.92%

Rice (white) (1kg)

$0.79 ₹74.8

$1.19 Rp 20.6K

-33.61%

Eggs

$1.03 ₹97.8

$2.43 Rp 42.0K

-57.61%

Local Cheese (1kg)

$7.16 ₹679

$14.66 Rp 254.1K

-51.16%

Chicken Fillets (1kg)

$3.75 ₹356

$4.18 Rp 72.4K

-10.29%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

Apples (1kg)

$2.40 ₹228

$3.69 Rp 63.9K

-34.96%

Banana (1kg)

$0.81 ₹76.8

$1.61 Rp 27.8K

-49.69%

Oranges (1kg)

$1.30 ₹123

$2.69 Rp 46.5K

-51.67%

Tomato (1kg)

$0.70 ₹66.6

$2.33 Rp 40.4K

-69.96%

Potato (1kg)

$0.53 ₹50.0

$1.91 Rp 33.0K

-72.25%

Onion (1kg)

$0.59 ₹56.0

$2.19 Rp 37.9K

-73.06%

Lettuce (1 head)

$0.68 ₹64.9

$1.06 Rp 18.3K

-35.85%

Water (1.5 liter bottle)

$0.32 ₹30.70

$0.72 Rp 12.5K

-55.56%

Cigarettes 20 Pack (Marlboro, Camel)

$4.04 ₹384

$3.13 Rp 54.3K

29.07%

Wine (Bottle)

$7.88 ₹748

$23.49 Rp 407.1K

-66.45%

Local Beer (0.5 liter bottle)

$2.15 ₹205

$2.74 Rp 47.5K

-21.53%

Imported Beer (0.33 liter bottle)

$3.41 ₹323

$2.88 Rp 49.9K

18.40%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.89 ₹654

One-way Ticket (Public Transport)

$0.30 ₹28.63

$0.29 Rp 5,029

3.45%

Public Transport Monthly Pass (Regular Price)

$8.90 ₹845

$8.17 Rp 141.6K

8.94%

Taxi Start (Normal Tariff)

$0.33 ₹31.73

$0.45 Rp 7,863

-26.67%

Taxi (Normal Tariff) (1km)

$0.30 ₹28.88

$0.42 Rp 7,305

-28.57%

Taxi 1hour Waiting (Normal Tariff)

$1.44 ₹136

$6.16 Rp 106.7K

-76.62%

Gasoline (1 liter)

$1.22 ₹116

$0.84 Rp 14.6K

45.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.1K ₹1.6M

$26.2K Rp 454.9M

-34.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.3K ₹2.4M

$32.5K Rp 562.9M

-22.02%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$51.3 ₹4,866

$78.4 Rp 1.4M

-34.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.96 ₹471

$3.95 Rp 68.5K

25.57%

Internet (50+ Mbps, Unlimited Data)

$9.10 ₹864

$24.40 Rp 423.0K

-62.70%

Gym Membership (Monthly)

$15.68 ₹1,489

$96.5 Rp 1.7M

-83.76%

Tennis Court (1 Hour on Weekend)

$7.15 ₹679

$6.35 Rp 110.0K

12.60%

Cinema Ticket

$4.70 ₹447

$4.04 Rp 70.0K

16.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$120 ₹11.4K

$303 Rp 5.2M

-60.36%

International Primary School, 1 Child (Yearly)

$3,275 ₹310.9K

$6,523 Rp 113.1M

-49.79%

Jeans (Levis 501 Or Similar)

$30.12 ₹2,859

$53.8 Rp 933.1K

-44.06%

Summer Dress (H&M, Zara, etc)

$31.12 ₹2,955

$37.98 Rp 658.3K

-18.06%

Sport Shoes (Adidas, Nike)

$55.5 ₹5,266

$86.8 Rp 1.5M

-36.07%

Men's Leather Business Shoes

$40.00 ₹3,798

$78.9 Rp 1.4M

-49.28%

1-bedroom Apartment, City Center (Monthly)

$122 ₹11.6K

$1,012 Rp 17.5M

-87.98%

1-bedroom Apartment, Outside City Center (Monthly)

$75.1 ₹7,127

$674 Rp 11.7M

-88.87%

3-bedroom Apartment, City Center (Monthly)

$269 ₹25.5K

$3,390 Rp 58.8M

-92.06%

3-bedroom Apartment, Outside City Center (Monthly)

$181 ₹17.2K

$2,098 Rp 36.4M

-91.37%

Buy Apartment in City Center (m2)

$1,046 ₹99.3K

$2,985 Rp 51.7M

-64.94%

Buy Apartment Outside City Center (m2)

$523 ₹49.7K

$2,339 Rp 40.5M

-77.64%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

13.28

-30.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Karad: April 28, 2026

Last update for Ubud, Bali: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $122 in Karad and $1,012 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $22.00 in Karad vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $129 vs $298 per month, with Karad cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Karad vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Karad and Ubud, Bali differ by about 197% in total monthly costs ($485 vs $1,438 including rent). Karad is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $727 in Karad and $2,158 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $122 in Karad versus $1,012 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $485 per month in Karad versus $1,438 in Ubud, Bali – a 197% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Karad runs roughly 9% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $485 in Karad versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Karad but tight or insufficient in Ubud, Bali. The gap between the two cities makes Karad the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Karad and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Karad gentler on the wallet – expenses run 197% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.