Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Karad

For one person, living is cheaper in Karad: $475 a month against $1,349 in Ubud, Bali, rent and utilities included – about $10,500 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
23

Cost of Living Index in Karad
Learn more

Karad Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Karad

🇮🇳 India

$475

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Karad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Karad actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $475 in Karad.

Ubud, Bali $1,349
Karad $475

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $742 in Karad.

Ubud, Bali $2,305
Karad $742

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,010 in Karad.

Ubud, Bali $3,261
Karad $1,010

Living in Ubud, Bali is roughly 184% more expensive than in Karad, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

$2.16 ₹205

53.70%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 645.8K

$10.60 ₹1,007

236.23%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$4.09 ₹388

35.21%

Cappuccino

$2.72 Rp 49.3K

$2.79 ₹265

-2.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$0.38 ₹36.02

347.37%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.14 ₹13.22

442.86%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$2.67 ₹253

-0.75%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$4.28 ₹407

2.34%

Milk (1 liter)

$1.49 Rp 27.0K

$0.70 ₹66.0

112.86%

White Bread (500g)

$2.28 Rp 41.2K

$0.54 ₹51.0

322.22%

Rice (white) (1kg)

$1.19 Rp 21.6K

$0.73 ₹69.0

63.01%

Eggs

$2.04 Rp 36.9K

$1.00 ₹95.3

104.00%

Local Cheese (1kg)

$17.70 Rp 320.8K

$5.48 ₹521

222.99%

Chicken Fillets (1kg)

$3.96 Rp 71.8K

$3.56 ₹338

11.24%

Beef Round Steak (1kg)

$12.19 Rp 220.9K

Apples (1kg)

$3.66 Rp 66.2K

$2.14 ₹203

71.03%

Banana (1kg)

$1.52 Rp 27.5K

$0.73 ₹69.4

108.22%

Oranges (1kg)

$2.23 Rp 40.4K

$1.26 ₹119

76.98%

Tomato (1kg)

$1.97 Rp 35.7K

$0.52 ₹49.46

278.85%

Potato (1kg)

$1.85 Rp 33.5K

$0.37 ₹34.68

400.00%

Onion (1kg)

$2.42 Rp 43.9K

$0.40 ₹38.24

505.00%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.41 ₹38.67

141.46%

Water (1.5 liter bottle)

$0.51 Rp 9,303

$0.29 ₹27.32

75.86%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$5.01 ₹476

-55.69%

Wine (Bottle)

$22.24 Rp 403.0K

$8.61 ₹818

158.30%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.95 ₹185

15.90%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$3.21 ₹305

-7.48%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.24 ₹593

One-way Ticket (Public Transport)

$0.25 Rp 4,548

$0.22 ₹20.69

13.64%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

$7.90 ₹750

-1.01%

Taxi Start (Normal Tariff)

$0.44 Rp 7,964

$0.32 ₹30.00

37.50%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,793

$0.31 ₹29.10

38.71%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

$1.62 ₹154

233.95%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.14 ₹108

-28.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.0M

$16.0K ₹1.5M

48.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.3M

$22.2K ₹2.1M

42.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$62.1 ₹5,893

27.39%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

$4.56 ₹433

41.45%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

$9.25 ₹879

100.86%

Gym Membership (Monthly)

$49.48 Rp 896.7K

$14.64 ₹1,390

237.98%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.8K

$6.06 ₹575

191.25%

Cinema Ticket

$4.27 Rp 77.4K

$4.88 ₹463

-12.50%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$45.31 ₹4,302

982.63%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

$1,409 ₹133.7K

302.80%

Jeans (Levis 501 Or Similar)

$44.64 Rp 808.9K

$35.24 ₹3,346

26.67%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.4K

$38.36 ₹3,642

-8.89%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$55.0 ₹5,220

45.33%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$46.39 ₹4,405

71.20%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$119 ₹11.3K

843.98%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$81.6 ₹7,747

723.01%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

$246 ₹23.4K

1347.65%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

$206 ₹19.6K

736.27%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$995 ₹94.4K

174.65%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$575 ₹54.6K

297.07%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

8.29

66.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Karad: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Karad

$82 17.2% 87.8% $590

Groceries & Markets

Ubud, Bali

$288 21.4%

Karad

$117 24.6% 59.6% $172

Eating Out

Ubud, Bali

$108 8%

Karad

$87 18.3% 19.2% $21

Clothing & Footwear

Ubud, Bali

$108 8%

Karad

$79 16.6% 26.8% $29

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Karad

$76 16% 27.1% $28

Sport & Entertainment

Ubud, Bali

$58 4.3%

Karad

$24 5.1% 58% $34

Getting Around

Ubud, Bali

$11 0.9%

Karad

$11 2.2% 7% $0.8

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $119 in Karad. Housing cost is often the main lever when comparing two cities.

Dining out: $36 in Ubud, Bali vs $11 in Karad for a mid-range dinner for two. Groceries echo the gap at $288 vs $117 per month, with Karad cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇳 Karad

🕒 Local time

08:07 8:07 AM

05:37 5:37 AM

2 h 30 min behind Ubud, Bali

🌤 Weather

👥 Population

74,800

53,900

💱 Currency

Indonesian Rupiah IDR Rp

Indian Rupee INR ₹

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

INR, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

Indian Rupee exchange rates as of November 2, 2026: 1 USD = 94.95 INR (100 INR = 1.05 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Karad 5,350 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Karad

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Karad: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $475 in Karad, so Karad is about 65% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $2,023 in Ubud, Bali and $712 in Karad to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,125 in Ubud, Bali versus $119 in Karad. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $45 in Karad. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Karad – a meal for two runs $11 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $475 in Karad versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Karad but tight or insufficient in Ubud, Bali. The gap between the two cities makes Karad the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Karad are both considered safe, so it’s unlikely to be the deciding factor between them.