Last update: Oct 2026

Cost of Living Comparison Between Kamloops and Toronto

For one person, living is cheaper in Kamloops: $2,432 a month against $2,561 in Toronto, rent and utilities included – about $1,500 less a year. Higher rent and utilities in Toronto outweigh lower spending on other living expenses.

118

Cost of Living Index in Kamloops
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Kamloops Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Kamloops

🇨🇦 Canada

$2,432

/mo nomad

Toronto

🇨🇦 Canada

$2,561

/mo nomad

Monthly Cost of Living

How much you'll spend in Kamloops and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kamloops and in Toronto actually costs, broken down by who's living it.

A single person spends $2,432 per month in Kamloops vs $2,561 in Toronto, rent included.

Kamloops $2,432
Toronto $2,561

A couple spends around $3,611 per month in Kamloops vs $3,694 in Toronto, rent included.

Kamloops $3,611
Toronto $3,694

A family of three spends $4,790 per month in Kamloops vs $4,826 in Toronto, rent included.

Kamloops $4,790
Toronto $4,826

Kamloops is about 5% cheaper than Toronto, and outside of rent the biggest gap is in transport.

Both Kamloops and Toronto sit above the global median – Kamloops by 80%, Toronto by 90%.

Meal at Budget Restaurant

$21.03 CA$29.73

$17.18 CA$24.29

22.41%

Three-Course Dinner for Two, Mid-Range

$73.0 CA$103

$76.0 CA$107

-3.87%

Fast Food Meal (McDonalds, etc)

$10.29 CA$14.55

$10.54 CA$14.89

-2.37%

Cappuccino

$3.87 CA$5.47

$4.02 CA$5.68

-3.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.44 CA$3.45

$2.12 CA$3.00

15.09%

Water (0.33 liter bottle)

$1.72 CA$2.43

$1.75 CA$2.48

-1.71%

Local Beer (0.5 liter draught)

$6.07 CA$8.58

$6.24 CA$8.83

-2.72%

Imported Beer (0.33 liter bottle)

$6.34 CA$8.97

$7.09 CA$10.02

-10.58%

Milk (1 liter)

$2.28 CA$3.22

$2.44 CA$3.45

-6.56%

White Bread (500g)

$2.41 CA$3.41

$2.68 CA$3.78

-10.07%

Rice (white) (1kg)

$3.79 CA$5.35

$2.24 CA$3.17

69.20%

Eggs

$4.17 CA$5.89

$3.56 CA$5.03

17.13%

Local Cheese (1kg)

$8.31 CA$11.74

$9.09 CA$12.85

-8.58%

Chicken Fillets (1kg)

$11.99 CA$16.95

$11.33 CA$16.01

5.83%

Beef Round Steak (1kg)

$16.93 CA$23.93

$14.53 CA$20.55

16.52%

Apples (1kg)

$4.22 CA$5.97

$3.62 CA$5.12

16.57%

Banana (1kg)

$1.76 CA$2.49

$1.21 CA$1.72

45.45%

Oranges (1kg)

$4.17 CA$5.89

$3.60 CA$5.09

15.83%

Tomato (1kg)

$4.04 CA$5.72

$4.21 CA$5.96

-4.04%

Potato (1kg)

$2.82 CA$3.99

$1.79 CA$2.53

57.54%

Onion (1kg)

$2.29 CA$3.24

$1.59 CA$2.25

44.03%

Lettuce (1 head)

$2.65 CA$3.74

$2.27 CA$3.21

16.74%

Water (1.5 liter bottle)

$1.78 CA$2.52

$1.25 CA$1.77

42.40%

Cigarettes 20 Pack (Marlboro, Camel)

$16.19 CA$22.88

$13.82 CA$19.53

17.15%

Wine (Bottle)

$12.40 CA$17.53

$14.27 CA$20.18

-13.10%

Local Beer (0.5 liter bottle)

$4.74 CA$6.70

$2.20 CA$3.10

115.45%

Imported Beer (0.33 liter bottle)

$3.74 CA$5.29

$2.43 CA$3.44

53.91%

One-way Ticket (Public Transport)

$1.53 CA$2.17

$2.39 CA$3.38

-35.98%

Public Transport Monthly Pass (Regular Price)

$36.59 CA$51.7

$111 CA$157

-67.02%

Taxi Start (Normal Tariff)

$3.49 CA$4.93

$2.91 CA$4.12

19.93%

Taxi (Normal Tariff) (1km)

$1.93 CA$2.72

$1.20 CA$1.69

60.83%

Taxi 1hour Waiting (Normal Tariff)

$12.04 CA$17.02

$21.38 CA$30.23

-43.69%

Gasoline (1 liter)

$1.28 CA$1.81

$1.21 CA$1.71

5.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K CA$39.4K

$28.2K CA$39.8K

-1.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K CA$27.0K

$20.3K CA$28.6K

-5.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$194 CA$274

$120 CA$170

61.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$48.68 CA$68.8

$32.26 CA$45.60

50.90%

Internet (50+ Mbps, Unlimited Data)

$65.0 CA$91.9

$47.93 CA$67.8

35.57%

Gym Membership (Monthly)

$42.51 CA$60.1

$38.48 CA$54.4

10.47%

Tennis Court (1 Hour on Weekend)

$26.55 CA$37.53

$22.96 CA$32.46

15.64%

Cinema Ticket

$11.51 CA$16.27

$12.38 CA$17.50

-7.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$755 CA$1,067

$830 CA$1,173

-9.06%

International Primary School, 1 Child (Yearly)

$3,819 CA$5,399

$23.1K CA$32.6K

-83.46%

Jeans (Levis 501 Or Similar)

$61.4 CA$86.8

$50.7 CA$71.7

21.06%

Summer Dress (H&M, Zara, etc)

$56.3 CA$79.7

$40.02 CA$56.6

40.78%

Sport Shoes (Adidas, Nike)

$78.9 CA$112

$98.0 CA$139

-19.47%

Men's Leather Business Shoes

$105 CA$148

$121 CA$171

-13.20%

1-bedroom Apartment, City Center (Monthly)

$1,297 CA$1,833

$1,592 CA$2,251

-18.55%

1-bedroom Apartment, Outside City Center (Monthly)

$1,178 CA$1,665

$1,410 CA$1,994

-16.47%

3-bedroom Apartment, City Center (Monthly)

$2,268 CA$3,207

$2,670 CA$3,775

-15.05%

3-bedroom Apartment, Outside City Center (Monthly)

$2,002 CA$2,830

$2,152 CA$3,042

-6.96%

Buy Apartment in City Center (m2)

$4,987 CA$7,050

$7,945 CA$11.2K

-37.24%

Buy Apartment Outside City Center (m2)

$3,795 CA$5,365

$6,542 CA$9,249

-41.99%

Average Monthly Net Salary (After Tax)

$2,828 CA$3,998

$3,727 CA$5,269

-24.11%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.6

4.47

2.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kamloops: October 12, 2026

Last update for Toronto: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kamloops

$1.2K 48.4%

Toronto

$1.4K 55.1% 19.7% $232

Groceries & Markets

Kamloops

$384 15.8%

Toronto

$340 13.3% 11.5% $44

Monthly Utilities & Internet

Kamloops

$307 12.6%

Toronto

$201 7.8% 34.8% $107

Eating Out

Kamloops

$305 12.6%

Toronto

$278 10.9% 8.9% $27

Clothing & Footwear

Kamloops

$136 5.6%

Toronto

$139 5.4% 2.7% $3.6

Sport & Entertainment

Kamloops

$66 2.7%

Toronto

$63 2.5% 3.5% $2.3

Getting Around

Kamloops

$56 2.3%

Toronto

$129 5.1% 132% $74

Cost Breakdown

A central one-bedroom costs $1,297 in Kamloops versus $1,592 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 32% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $73.0 in Kamloops versus $76.0 in Toronto. Groceries tell a different story – $384 in Kamloops vs $340 in Toronto – so Toronto wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Kamloops

🇨🇦 Toronto

🕒 Local time

19:38 7:38 PM

22:38 10:38 PM

3 h ahead of Kamloops

🌤 Weather

👥 Population

90,280

2,731,571

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

On the map

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Between locations

Kamloops Toronto 3,150 km ≈ 4 h 30 min nonstop flight

From you

Kamloops
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kamloops vs Toronto: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,432 in Kamloops, $2,561 in Toronto – roughly 5% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,648 per month in Kamloops and $3,841 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kamloops, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $755 per month in Kamloops and $830 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 13% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $3,000 monthly budget goes further in Kamloops, where all-in costs run around $2,432, than in Toronto at $2,561. In Kamloops it covers expenses comfortably, while in Toronto it requires careful planning or may not stretch far enough.

Families tend to lean toward Kamloops – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Kamloops. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.