Cost of Living Comparison Between Kamloops and Toronto Cost of Living Comparison Between Kamloops and Toronto

Monthly Cost of Living

A single person spends $2,536 per month in Kamloops vs $2,811 in Toronto, rent included.

A couple spends around $3,623 per month in Kamloops vs $4,130 in Toronto, rent included.

A family of three spends $4,711 per month in Kamloops vs $5,449 in Toronto, rent included.

Kamloops is about 10% cheaper than Toronto, driven mainly by Getting Around.

Both Kamloops and Toronto sit above the global median – Kamloops by 89%, Toronto by 110%.

Meal at Budget Restaurant

$22.20 CA$30.74

$18.71 CA$25.90

18.65%

Three-Course Dinner for Two, Mid-Range

$66.4 CA$91.9

$81.9 CA$113

-18.95%

Fast Food Meal (McDonalds, etc)

$10.89 CA$15.07

$10.83 CA$14.99

0.55%

Cappuccino

$4.30 CA$5.96

$3.89 CA$5.38

10.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.60 CA$3.60

$2.22 CA$3.07

17.12%

Water (0.33 liter bottle)

$2.02 CA$2.79

$1.65 CA$2.28

22.42%

Local Beer (0.5 liter draught)

$6.04 CA$8.37

$6.05 CA$8.38

-0.17%

Imported Beer (0.33 liter bottle)

$6.00 CA$8.30

$6.58 CA$9.11

-8.81%

Milk (1 liter)

$2.81 CA$3.89

$2.73 CA$3.77

2.93%

White Bread (500g)

$2.52 CA$3.49

$2.72 CA$3.76

-7.35%

Rice (white) (1kg)

$4.64 CA$6.43

$3.54 CA$4.90

31.07%

Eggs

$3.79 CA$5.24

$3.50 CA$4.84

8.29%

Local Cheese (1kg)

$10.36 CA$14.34

$13.53 CA$18.73

-23.43%

Chicken Fillets (1kg)

$13.29 CA$18.40

$13.09 CA$18.12

1.53%

Beef Round Steak (1kg)

$15.62 CA$21.63

$16.96 CA$23.49

-7.90%

Apples (1kg)

$4.16 CA$5.76

Banana (1kg)

$1.68 CA$2.33

$1.18 CA$1.63

42.37%

Oranges (1kg)

$4.00 CA$5.54

$3.25 CA$4.50

23.08%

Tomato (1kg)

$3.93 CA$5.44

$4.12 CA$5.70

-4.61%

Potato (1kg)

$2.75 CA$3.81

$2.50 CA$3.47

10.00%

Onion (1kg)

$2.21 CA$3.06

$2.88 CA$3.98

-23.26%

Lettuce (1 head)

$2.82 CA$3.90

$2.35 CA$3.25

20.00%

Water (1.5 liter bottle)

$1.82 CA$2.52

$2.00 CA$2.77

-9.00%

Cigarettes 20 Pack (Marlboro, Camel)

$16.35 CA$22.63

$14.58 CA$20.19

12.14%

Wine (Bottle)

$13.27 CA$18.37

$14.18 CA$19.63

-6.42%

Local Beer (0.5 liter bottle)

$4.45 CA$6.16

$2.80 CA$3.88

58.93%

Imported Beer (0.33 liter bottle)

$3.72 CA$5.15

$3.25 CA$4.51

14.46%

One-way Ticket (Public Transport)

$1.51 CA$2.09

$2.40 CA$3.32

-37.08%

Public Transport Monthly Pass (Regular Price)

$36.55 CA$50.6

$114 CA$158

-67.95%

Taxi Start (Normal Tariff)

$3.82 CA$5.28

$3.76 CA$5.20

1.60%

Taxi (Normal Tariff) (1km)

$1.62 CA$2.25

$1.41 CA$1.95

14.89%

Taxi 1hour Waiting (Normal Tariff)

$12.73 CA$17.62

$25.53 CA$35.34

-50.14%

Gasoline (1 liter)

$1.28 CA$1.78

$1.10 CA$1.52

16.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.1K CA$34.7K

$25.2K CA$34.9K

-0.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.1K CA$27.9K

$21.1K CA$29.2K

-4.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$174 CA$242

$120 CA$166

45.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$50.5 CA$70.0

$37.54 CA$52.0

34.63%

Internet (50+ Mbps, Unlimited Data)

$72.3 CA$100

$54.5 CA$75.5

32.54%

Gym Membership (Monthly)

$55.3 CA$76.5

$55.5 CA$76.9

-0.43%

Tennis Court (1 Hour on Weekend)

$29.91 CA$41.42

$21.15 CA$29.28

41.42%

Cinema Ticket

$11.97 CA$16.58

$11.56 CA$16.00

3.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$786 CA$1,088

$1,129 CA$1,564

-30.43%

International Primary School, 1 Child (Yearly)

$4,070 CA$5,635

$18.0K CA$24.9K

-77.36%

Jeans (Levis 501 Or Similar)

$69.2 CA$95.8

$56.9 CA$78.8

21.46%

Summer Dress (H&M, Zara, etc)

$61.0 CA$84.5

$39.96 CA$55.3

52.68%

Sport Shoes (Adidas, Nike)

$83.0 CA$115

$89.7 CA$124

-7.43%

Men's Leather Business Shoes

$117 CA$162

$114 CA$158

2.36%

1-bedroom Apartment, City Center (Monthly)

$1,492 CA$2,066

$1,849 CA$2,561

-19.33%

1-bedroom Apartment, Outside City Center (Monthly)

$1,233 CA$1,708

$1,560 CA$2,159

-20.92%

3-bedroom Apartment, City Center (Monthly)

$2,264 CA$3,134

$2,925 CA$4,051

-22.62%

3-bedroom Apartment, Outside City Center (Monthly)

$1,924 CA$2,664

$2,470 CA$3,420

-22.10%

Buy Apartment in City Center (m2)

$5,215 CA$7,220

$9,085 CA$12.6K

-42.60%

Buy Apartment Outside City Center (m2)

$3,829 CA$5,302

$7,036 CA$9,742

-45.57%

Average Monthly Net Salary (After Tax)

$3,057 CA$4,233

$3,572 CA$4,946

-14.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.69

5.16

29.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kamloops: June 2, 2026

Last update for Toronto: May 31, 2026

Cost Breakdown

A central one-bedroom costs $1,492 in Kamloops versus $1,849 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 17% higher in Toronto, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $66.0 in Kamloops versus $82.0 in Toronto. Groceries tell a different story – $400 in Kamloops vs $396 in Toronto – so Toronto wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kamloops vs Toronto: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,536 in Kamloops, $2,811 in Toronto – roughly 11% apart. Toronto costs more across the board, with Getting Around showing the biggest gap.

For a comfortable life, plan on about $3,804 per month in Kamloops and $4,216 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kamloops, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $786 per month in Kamloops and $1,129 in Toronto. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 1% cheaper in Toronto – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$3,000 is a stretch for both – monthly costs hit $2,536 in Kamloops and $2,811 in Toronto. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Kamloops – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Kamloops. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.