Last update: Oct 2026

Cost of Living Comparison Between Kalyani and Mumbai (Bombay)

For one person, living is cheaper in Kalyani: $317 a month against $813 in Mumbai (Bombay), rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

15

Cost of Living Index in Kalyani
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Kalyani Living Index
39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index

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Kalyani

🇮🇳 India

$317

/mo nomad

Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Monthly Cost of Living

How much you'll spend in Kalyani and in Mumbai (Bombay)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kalyani and in Mumbai (Bombay) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $317 in Kalyani versus $813 in Mumbai (Bombay).

Kalyani $317
Mumbai (Bombay) $813

Estimated couple costs with rent: $497 in Kalyani versus $1,352 in Mumbai (Bombay).

Kalyani $497
Mumbai (Bombay) $1,352

Monthly costs for a family of three with rent: $677 in Kalyani versus $1,891 in Mumbai (Bombay).

Kalyani $677
Mumbai (Bombay) $1,891

Living in Kalyani costs roughly 61% less than in Mumbai (Bombay), and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Kalyani 77% lower, Mumbai (Bombay) 40% lower.

Meal at Budget Restaurant

$2.16 ₹205

$5.35 ₹508

-59.63%

Three-Course Dinner for Two, Mid-Range

$14.16 ₹1,344

$20.87 ₹1,982

-32.15%

Fast Food Meal (McDonalds, etc)

$4.14 ₹393

$4.08 ₹387

1.47%

Cappuccino

$1.70 ₹161

$2.78 ₹264

-38.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.42 ₹39.47

$0.40 ₹38.23

5.00%

Water (0.33 liter bottle)

$0.13 ₹12.74

$0.15 ₹14.42

-13.33%

Local Beer (0.5 liter draught)

$1.93 ₹183

$2.64 ₹251

-26.89%

Imported Beer (0.33 liter bottle)

$3.12 ₹296

$4.25 ₹404

-26.59%

Milk (1 liter)

$0.65 ₹61.9

$0.74 ₹70.5

-12.16%

White Bread (500g)

$0.48 ₹45.19

$0.54 ₹51.3

-11.11%

Rice (white) (1kg)

$0.55 ₹52.1

$0.78 ₹74.1

-29.49%

Eggs

$0.94 ₹88.9

$1.00 ₹95.1

-6.00%

Local Cheese (1kg)

$5.47 ₹519

$5.61 ₹533

-2.50%

Chicken Fillets (1kg)

$2.50 ₹237

$3.58 ₹340

-30.17%

Apples (1kg)

$2.49 ₹236

$2.17 ₹206

14.75%

Banana (1kg)

$0.51 ₹48.05

$0.69 ₹65.8

-26.09%

Oranges (1kg)

$0.61 ₹58.2

$1.21 ₹114

-49.59%

Tomato (1kg)

$0.56 ₹53.2

$0.49 ₹46.33

14.29%

Potato (1kg)

$0.27 ₹25.41

$0.33 ₹31.70

-18.18%

Onion (1kg)

$0.43 ₹40.87

$0.37 ₹35.53

16.22%

Lettuce (1 head)

$0.31 ₹29.24

$0.44 ₹41.78

-29.55%

Water (1.5 liter bottle)

$0.25 ₹23.56

$0.31 ₹29.64

-19.35%

Cigarettes 20 Pack (Marlboro, Camel)

$3.58 ₹340

$5.00 ₹475

-28.40%

Wine (Bottle)

$7.84 ₹744

$8.34 ₹792

-6.00%

Local Beer (0.5 liter bottle)

$1.49 ₹141

$1.99 ₹189

-25.13%

Imported Beer (0.33 liter bottle)

$2.71 ₹257

$3.12 ₹296

-13.14%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.09 ₹673

$6.01 ₹570

17.97%

One-way Ticket (Public Transport)

$0.15 ₹14.68

$0.20 ₹18.95

-25.00%

Public Transport Monthly Pass (Regular Price)

$2.58 ₹245

$6.90 ₹655

-62.61%

Taxi Start (Normal Tariff)

$0.83 ₹78.7

$0.31 ₹29.84

167.74%

Taxi (Normal Tariff) (1km)

$0.10 ₹9.91

$0.31 ₹29.41

-67.74%

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹153

Gasoline (1 liter)

$1.11 ₹105

$1.10 ₹105

0.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.0K ₹1.2M

$15.6K ₹1.5M

-16.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K ₹2.2M

$22.4K ₹2.1M

1.62%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$53.7 ₹5,097

$61.9 ₹5,872

-13.21%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.19 ₹303

$4.52 ₹429

-29.42%

Internet (50+ Mbps, Unlimited Data)

$4.35 ₹413

$8.97 ₹852

-51.51%

Gym Membership (Monthly)

$8.77 ₹832

$37.11 ₹3,524

-76.37%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,340

Cinema Ticket

$2.30 ₹219

$5.01 ₹475

-54.09%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$19.00 ₹1,804

$119 ₹11.3K

-84.03%

International Primary School, 1 Child (Yearly)

$779 ₹73.9K

$4,948 ₹469.8K

-84.26%

Jeans (Levis 501 Or Similar)

$15.50 ₹1,471

$36.37 ₹3,453

-57.38%

Summer Dress (H&M, Zara, etc)

$25.95 ₹2,463

$38.71 ₹3,675

-32.96%

Sport Shoes (Adidas, Nike)

$35.60 ₹3,380

$54.7 ₹5,196

-34.95%

Men's Leather Business Shoes

$29.30 ₹2,781

$48.03 ₹4,560

-39.00%

1-bedroom Apartment, City Center (Monthly)

$50.2 ₹4,768

$640 ₹60.7K

-92.15%

1-bedroom Apartment, Outside City Center (Monthly)

$20.67 ₹1,963

$372 ₹35.3K

-94.44%

3-bedroom Apartment, City Center (Monthly)

$146 ₹13.9K

$2,093 ₹198.7K

-93.03%

3-bedroom Apartment, Outside City Center (Monthly)

$48.11 ₹4,567

$925 ₹87.8K

-94.80%

Buy Apartment in City Center (m2)

$5,706 ₹541.7K

Buy Apartment Outside City Center (m2)

$2,560 ₹243.0K

Average Monthly Net Salary (After Tax)

$304 ₹28.9K

$757 ₹71.9K

-59.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.5

8.29

-9.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kalyani: October 25, 2026

Last update for Mumbai (Bombay): October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Kalyani

$101 31.9%

Mumbai (Bombay)

$117 14.4% 15.6% $16

Eating Out

Kalyani

$68 21.5%

Mumbai (Bombay)

$112 13.8% 64.6% $44

Monthly Utilities & Internet

Kalyani

$61 19.3%

Mumbai (Bombay)

$75 9.3% 23% $14

Clothing & Footwear

Kalyani

$48 15.1%

Mumbai (Bombay)

$80 9.8% 67.3% $32

Accommodation & Living

Kalyani

$21 6.5%

Mumbai (Bombay)

$372 45.7% 1698% $351

Sport & Entertainment

Kalyani

$13 4.2%

Mumbai (Bombay)

$47 5.8% 253% $34

Getting Around

Kalyani

$4.6 1.4%

Mumbai (Bombay)

$9.6 1.2% 110% $5

Cost Breakdown

A one-bedroom apartment in the center runs $50 in Kalyani and $640 in Mumbai (Bombay). Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays about 2.5 times more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $14 in Kalyani vs $21 in Mumbai (Bombay) for a mid-range dinner for two. Groceries echo the gap at $101 vs $117 per month, with Kalyani cheaper across the board.

Good to know

🇮🇳 Kalyani

🇮🇳 Mumbai (Bombay)

🕒 Local time

04:30 4:30 AM

Same time as Kalyani

🌤 Weather

👥 Population

100,600

12,442,373

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.41 EUR

Exchange rates and currency converter

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Kalyani Mumbai (Bombay) 1,670 km ≈ 2 h 30 min nonstop flight

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Kalyani
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kalyani vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Kalyani is about 61% cheaper overall, especially in eating out, leisure, and clothing. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 60% lower in Kalyani. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $50 in Kalyani versus $640 in Mumbai (Bombay). Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Kalyani – a meal for two runs $14 versus $21 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $317 per month in Kalyani versus $813 in Mumbai (Bombay) – Kalyani is about 61% cheaper, which adds up to real savings over time.

Either city works on $1,000 a month, though Kalyani gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Kalyani gentler on the wallet – expenses run 61% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.