Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Kalyani

For one person, living is cheaper in Kalyani: $317 a month against $813 in Mumbai (Bombay), rent and utilities included – about $6,000 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Mumbai (Bombay)
Learn more

Mumbai (Bombay) Living Index
15

Cost of Living Index in Kalyani
Learn more

Kalyani Living Index

Jump to prices

Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Kalyani

🇮🇳 India

$317

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Kalyani

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Kalyani actually costs, broken down by who's living it.

Monthly costs for one person with rent: $813 in Mumbai (Bombay) versus $317 in Kalyani.

Mumbai (Bombay) $813
Kalyani $317

Estimated couple costs with rent: $1,352 in Mumbai (Bombay) versus $497 in Kalyani.

Mumbai (Bombay) $1,352
Kalyani $497

Monthly costs for a family of three with rent: $1,891 in Mumbai (Bombay) versus $677 in Kalyani.

Mumbai (Bombay) $1,891
Kalyani $677

Living in Mumbai (Bombay) is roughly 156% more expensive than in Kalyani, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Mumbai (Bombay) 40% lower, Kalyani 77% lower.

Meal at Budget Restaurant

$5.35 ₹508

$2.16 ₹205

147.69%

Three-Course Dinner for Two, Mid-Range

$20.87 ₹1,982

$14.16 ₹1,344

47.39%

Fast Food Meal (McDonalds, etc)

$4.08 ₹387

$4.14 ₹393

-1.45%

Cappuccino

$2.78 ₹264

$1.70 ₹161

63.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.23

$0.42 ₹39.47

-4.76%

Water (0.33 liter bottle)

$0.15 ₹14.42

$0.13 ₹12.74

15.38%

Local Beer (0.5 liter draught)

$2.64 ₹251

$1.93 ₹183

36.79%

Imported Beer (0.33 liter bottle)

$4.25 ₹404

$3.12 ₹296

36.22%

Milk (1 liter)

$0.74 ₹70.5

$0.65 ₹61.9

13.85%

White Bread (500g)

$0.54 ₹51.3

$0.48 ₹45.19

12.50%

Rice (white) (1kg)

$0.78 ₹74.1

$0.55 ₹52.1

41.82%

Eggs

$1.00 ₹95.1

$0.94 ₹88.9

6.38%

Local Cheese (1kg)

$5.61 ₹533

$5.47 ₹519

2.56%

Chicken Fillets (1kg)

$3.58 ₹340

$2.50 ₹237

43.20%

Apples (1kg)

$2.17 ₹206

$2.49 ₹236

-12.85%

Banana (1kg)

$0.69 ₹65.8

$0.51 ₹48.05

35.29%

Oranges (1kg)

$1.21 ₹114

$0.61 ₹58.2

98.36%

Tomato (1kg)

$0.49 ₹46.33

$0.56 ₹53.2

-12.50%

Potato (1kg)

$0.33 ₹31.70

$0.27 ₹25.41

22.22%

Onion (1kg)

$0.37 ₹35.53

$0.43 ₹40.87

-13.95%

Lettuce (1 head)

$0.44 ₹41.78

$0.31 ₹29.24

41.94%

Water (1.5 liter bottle)

$0.31 ₹29.64

$0.25 ₹23.56

24.00%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 ₹475

$3.58 ₹340

39.66%

Wine (Bottle)

$8.34 ₹792

$7.84 ₹744

6.38%

Local Beer (0.5 liter bottle)

$1.99 ₹189

$1.49 ₹141

33.56%

Imported Beer (0.33 liter bottle)

$3.12 ₹296

$2.71 ₹257

15.13%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.01 ₹570

$7.09 ₹673

-15.23%

One-way Ticket (Public Transport)

$0.20 ₹18.95

$0.15 ₹14.68

33.33%

Public Transport Monthly Pass (Regular Price)

$6.90 ₹655

$2.58 ₹245

167.44%

Taxi Start (Normal Tariff)

$0.31 ₹29.84

$0.83 ₹78.7

-62.65%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.41

$0.10 ₹9.91

210.00%

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹153

Gasoline (1 liter)

$1.10 ₹105

$1.11 ₹105

-0.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.6K ₹1.5M

$13.0K ₹1.2M

19.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

$22.8K ₹2.2M

-1.59%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.9 ₹5,872

$53.7 ₹5,097

15.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.52 ₹429

$3.19 ₹303

41.69%

Internet (50+ Mbps, Unlimited Data)

$8.97 ₹852

$4.35 ₹413

106.21%

Gym Membership (Monthly)

$37.11 ₹3,524

$8.77 ₹832

323.15%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,340

Cinema Ticket

$5.01 ₹475

$2.30 ₹219

117.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.3K

$19.00 ₹1,804

526.37%

International Primary School, 1 Child (Yearly)

$4,948 ₹469.8K

$779 ₹73.9K

535.35%

Jeans (Levis 501 Or Similar)

$36.37 ₹3,453

$15.50 ₹1,471

134.65%

Summer Dress (H&M, Zara, etc)

$38.71 ₹3,675

$25.95 ₹2,463

49.17%

Sport Shoes (Adidas, Nike)

$54.7 ₹5,196

$35.60 ₹3,380

53.74%

Men's Leather Business Shoes

$48.03 ₹4,560

$29.30 ₹2,781

63.92%

1-bedroom Apartment, City Center (Monthly)

$640 ₹60.7K

$50.2 ₹4,768

1173.78%

1-bedroom Apartment, Outside City Center (Monthly)

$372 ₹35.3K

$20.67 ₹1,963

1698.11%

3-bedroom Apartment, City Center (Monthly)

$2,093 ₹198.7K

$146 ₹13.9K

1333.90%

3-bedroom Apartment, Outside City Center (Monthly)

$925 ₹87.8K

$48.11 ₹4,567

1822.14%

Buy Apartment in City Center (m2)

$5,706 ₹541.7K

Buy Apartment Outside City Center (m2)

$2,560 ₹243.0K

Average Monthly Net Salary (After Tax)

$757 ₹71.9K

$304 ₹28.9K

148.84%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

7.5

10.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 26, 2026

Last update for Kalyani: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$372 45.7%

Kalyani

$21 6.5% 94.4% $351

Groceries & Markets

Mumbai (Bombay)

$117 14.4%

Kalyani

$101 31.9% 13.5% $16

Eating Out

Mumbai (Bombay)

$112 13.8%

Kalyani

$68 21.5% 39.3% $44

Clothing & Footwear

Mumbai (Bombay)

$80 9.8%

Kalyani

$48 15.1% 40.2% $32

Monthly Utilities & Internet

Mumbai (Bombay)

$75 9.3%

Kalyani

$61 19.3% 18.7% $14

Sport & Entertainment

Mumbai (Bombay)

$47 5.8%

Kalyani

$13 4.2% 71.6% $34

Getting Around

Mumbai (Bombay)

$9.6 1.2%

Kalyani

$4.6 1.4% 52.4% $5

Cost Breakdown

A one-bedroom apartment in the center runs $640 in Mumbai (Bombay) and $50 in Kalyani. Housing cost is often the main lever when comparing two cities.

Mumbai (Bombay) pays about 2.5 times more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $21 in Mumbai (Bombay) vs $14 in Kalyani for a mid-range dinner for two. Groceries echo the gap at $117 vs $101 per month, with Kalyani cheaper across the board.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Kalyani

🕒 Local time

05:27 5:27 AM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

100,600

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.41 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.41 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Mumbai (Bombay) Kalyani 1,670 km ≈ 2 h 30 min nonstop flight

From you

Mumbai (Bombay)
Kalyani

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Kalyani: Cost of Living - Frequently Asked Questions

Kalyani is about 61% cheaper overall, especially in eating out, leisure, and clothing. That difference adds up to real monthly savings that compound significantly over time.

Average pay in Mumbai (Bombay) is about 2.5 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $640 in Mumbai (Bombay) versus $50 in Kalyani. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Kalyani – a meal for two runs $14 versus $21 in Mumbai (Bombay). If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $813 per month in Mumbai (Bombay) versus $317 in Kalyani – Kalyani is about 61% cheaper, which adds up to real savings over time.

Either city works on $1,000 a month, though Kalyani gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Kalyani gentler on the wallet – expenses run 61% less than in Mumbai (Bombay). Beyond cost, consider language, visa policies, and how big the international community is in each city.