Last update: Oct 2026

Cost of Living Comparison Between Kalyan and Mumbai (Bombay)

For one person, living is cheaper in Kalyan: $438 a month against $813 in Mumbai (Bombay), rent and utilities included – about $4,500 less a year. Rent and utilities account for most of the difference.

21

Cost of Living Index in Kalyan
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Kalyan Living Index
39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index

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Kalyan

🇮🇳 India

$438

/mo nomad

Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Monthly Cost of Living

How much you'll spend in Kalyan and in Mumbai (Bombay)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kalyan and in Mumbai (Bombay) actually costs, broken down by who's living it.

A single person spends $438 per month in Kalyan vs $813 in Mumbai (Bombay), rent included.

Kalyan $438
Mumbai (Bombay) $813

A couple spends around $716 per month in Kalyan vs $1,352 in Mumbai (Bombay), rent included.

Kalyan $716
Mumbai (Bombay) $1,352

A family of three spends $995 per month in Kalyan vs $1,891 in Mumbai (Bombay), rent included.

Kalyan $995
Mumbai (Bombay) $1,891

Kalyan is about 46% cheaper than Mumbai (Bombay), and outside of rent the biggest gap is in eating out.

Both Kalyan and Mumbai (Bombay) are more affordable than the global median – Kalyan 68% lower, Mumbai (Bombay) 40% lower.

Meal at Budget Restaurant

$3.18 ₹302

$5.35 ₹508

-40.56%

Three-Course Dinner for Two, Mid-Range

$11.74 ₹1,115

$20.87 ₹1,982

-43.75%

Fast Food Meal (McDonalds, etc)

$4.15 ₹394

$4.08 ₹387

1.72%

Cappuccino

$1.79 ₹170

$2.78 ₹264

-35.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹37.72

$0.40 ₹38.24

Water (0.33 liter bottle)

$0.14 ₹12.97

$0.15 ₹14.42

-6.67%

Local Beer (0.5 liter draught)

$2.42 ₹230

$2.64 ₹251

-8.33%

Imported Beer (0.33 liter bottle)

$3.44 ₹327

$4.25 ₹404

-19.06%

Milk (1 liter)

$0.70 ₹66.4

$0.74 ₹70.5

-5.41%

White Bread (500g)

$0.46 ₹43.88

$0.54 ₹51.3

-14.81%

Rice (white) (1kg)

$0.67 ₹63.7

$0.78 ₹74.1

-14.10%

Eggs

$0.90 ₹85.8

$1.00 ₹95.1

-10.00%

Local Cheese (1kg)

$5.24 ₹497

$5.61 ₹533

-6.60%

Chicken Fillets (1kg)

$3.25 ₹308

$3.58 ₹340

-9.22%

Apples (1kg)

$2.03 ₹193

$2.17 ₹206

-6.45%

Banana (1kg)

$0.59 ₹55.8

$0.69 ₹65.8

-14.49%

Oranges (1kg)

$0.96 ₹91.6

$1.21 ₹114

-20.66%

Tomato (1kg)

$0.51 ₹48.39

$0.49 ₹46.33

4.08%

Potato (1kg)

$0.35 ₹33.59

$0.33 ₹31.71

6.06%

Onion (1kg)

$0.43 ₹41.03

$0.37 ₹35.53

16.22%

Lettuce (1 head)

$0.44 ₹41.92

$0.44 ₹41.79

Water (1.5 liter bottle)

$0.30 ₹28.60

$0.31 ₹29.64

-3.23%

Cigarettes 20 Pack (Marlboro, Camel)

$3.75 ₹356

$5.00 ₹475

-25.00%

Wine (Bottle)

$7.60 ₹722

$8.34 ₹792

-8.87%

Local Beer (0.5 liter bottle)

$1.90 ₹181

$1.99 ₹189

-4.52%

Imported Beer (0.33 liter bottle)

$3.05 ₹290

$3.12 ₹296

-2.24%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.41 ₹609

$6.01 ₹570

6.66%

One-way Ticket (Public Transport)

$0.18 ₹17.25

$0.20 ₹18.95

-10.00%

Public Transport Monthly Pass (Regular Price)

$7.57 ₹719

$6.90 ₹655

9.71%

Taxi Start (Normal Tariff)

$0.56 ₹52.8

$0.31 ₹29.84

80.65%

Taxi (Normal Tariff) (1km)

$0.22 ₹20.91

$0.31 ₹29.41

-29.03%

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹153

Gasoline (1 liter)

$1.11 ₹105

$1.10 ₹105

0.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$11.5K ₹1.1M

$15.6K ₹1.5M

-26.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

-0.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$36.42 ₹3,458

$61.9 ₹5,873

-41.12%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.40 ₹418

$4.52 ₹429

-2.65%

Internet (50+ Mbps, Unlimited Data)

$6.30 ₹598

$8.97 ₹852

-29.77%

Gym Membership (Monthly)

$12.02 ₹1,141

$37.11 ₹3,524

-67.61%

Tennis Court (1 Hour on Weekend)

$11.23 ₹1,066

$14.11 ₹1,340

-20.41%

Cinema Ticket

$3.05 ₹290

$5.01 ₹476

-39.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$72.5 ₹6,882

$119 ₹11.3K

-39.10%

International Primary School, 1 Child (Yearly)

$1,478 ₹140.4K

$4,948 ₹469.8K

-70.12%

Jeans (Levis 501 Or Similar)

$21.90 ₹2,079

$36.37 ₹3,453

-39.79%

Summer Dress (H&M, Zara, etc)

$25.01 ₹2,375

$38.71 ₹3,675

-35.39%

Sport Shoes (Adidas, Nike)

$40.51 ₹3,847

$54.7 ₹5,196

-25.98%

Men's Leather Business Shoes

$33.22 ₹3,154

$48.03 ₹4,561

-30.83%

1-bedroom Apartment, City Center (Monthly)

$182 ₹17.3K

$640 ₹60.7K

-71.58%

1-bedroom Apartment, Outside City Center (Monthly)

$120 ₹11.4K

$372 ₹35.3K

-67.74%

3-bedroom Apartment, City Center (Monthly)

$448 ₹42.6K

$2,093 ₹198.7K

-78.57%

3-bedroom Apartment, Outside City Center (Monthly)

$307 ₹29.1K

$925 ₹87.8K

-66.83%

Buy Apartment in City Center (m2)

$1,505 ₹142.9K

$5,706 ₹541.8K

-73.63%

Buy Apartment Outside City Center (m2)

$948 ₹90.0K

$2,560 ₹243.1K

-62.97%

Average Monthly Net Salary (After Tax)

$574 ₹54.5K

$757 ₹71.9K

-24.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.77

8.29

5.79%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kalyan: October 25, 2026

Last update for Mumbai (Bombay): October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kalyan

$120 27.4%

Mumbai (Bombay)

$372 45.7% 210% $252

Groceries & Markets

Kalyan

$108 24.7%

Mumbai (Bombay)

$117 14.4% 8.3% $9

Eating Out

Kalyan

$81 18.4%

Mumbai (Bombay)

$112 13.8% 39.4% $32

Clothing & Footwear

Kalyan

$54 12.4%

Mumbai (Bombay)

$80 9.8% 47.4% $26

Monthly Utilities & Internet

Kalyan

$47 10.8%

Mumbai (Bombay)

$75 9.3% 59.9% $28

Sport & Entertainment

Kalyan

$18 4.1%

Mumbai (Bombay)

$47 5.8% 160% $29

Getting Around

Kalyan

$10 2.3%

Mumbai (Bombay)

$9.6 1.2% 4% $0.4

Cost Breakdown

A central one-bedroom costs $182 in Kalyan versus $640 in Mumbai (Bombay). Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 32% higher in Mumbai (Bombay), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $12 in Kalyan versus $21 in Mumbai (Bombay). Monthly groceries follow the same trend: $108 vs $117 – making Kalyan the more affordable choice for daily food spending.

Good to know

🇮🇳 Kalyan

🇮🇳 Mumbai (Bombay)

🕒 Local time

22:08 10:08 PM

Same time as Kalyan

🌤 Weather

👥 Population

1,262,255

12,442,373

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kalyan vs Mumbai (Bombay): Cost of Living - Frequently Asked Questions

Mumbai (Bombay) costs about 86% more than Kalyan, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $657 per month in Kalyan and $1,220 in Mumbai (Bombay). That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kalyan, especially for central apartments: a one-bedroom in the center costs $182 there versus $640 in Mumbai (Bombay).

Groceries cost about 8% more in Mumbai (Bombay), though the gap depends on what you buy.

A mid-range dinner for two costs $12 in Kalyan and $21 in Mumbai (Bombay). That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $800 monthly budget goes further in Kalyan, where all-in costs run around $438, than in Mumbai (Bombay) at $813. In Kalyan it covers expenses comfortably, while in Mumbai (Bombay) it requires careful planning or may not stretch far enough.

Families tend to lean toward Kalyan – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Kalyan. If higher salaries or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.