Last update: Oct 2026

Cost of Living Comparison Between Mumbai (Bombay) and Kalyan

For one person, living is cheaper in Kalyan: $438 a month against $813 in Mumbai (Bombay), rent and utilities included – about $4,500 less a year. Rent and utilities account for most of the difference.

39

Cost of Living Index in Mumbai (Bombay)
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Mumbai (Bombay) Living Index
21

Cost of Living Index in Kalyan
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Kalyan Living Index

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Mumbai (Bombay)

🇮🇳 India

$813

/mo nomad

Kalyan

🇮🇳 India

$438

/mo nomad

Monthly Cost of Living

How much you'll spend in Mumbai (Bombay) and in Kalyan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Mumbai (Bombay) and in Kalyan actually costs, broken down by who's living it.

A single person spends $813 per month in Mumbai (Bombay) vs $438 in Kalyan, rent included.

Mumbai (Bombay) $813
Kalyan $438

A couple spends around $1,352 per month in Mumbai (Bombay) vs $716 in Kalyan, rent included.

Mumbai (Bombay) $1,352
Kalyan $716

A family of three spends $1,891 per month in Mumbai (Bombay) vs $995 in Kalyan, rent included.

Mumbai (Bombay) $1,891
Kalyan $995

Mumbai (Bombay) costs about 86% more than Kalyan, and outside of rent the biggest gap is in eating out.

Both Mumbai (Bombay) and Kalyan are more affordable than the global median – Mumbai (Bombay) 40% lower, Kalyan 68% lower.

Meal at Budget Restaurant

$5.35 ₹508

$3.18 ₹302

68.24%

Three-Course Dinner for Two, Mid-Range

$20.87 ₹1,982

$11.74 ₹1,115

77.77%

Fast Food Meal (McDonalds, etc)

$4.08 ₹387

$4.15 ₹394

-1.69%

Cappuccino

$2.78 ₹264

$1.79 ₹170

55.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.40 ₹38.24

$0.40 ₹37.72

Water (0.33 liter bottle)

$0.15 ₹14.42

$0.14 ₹12.97

7.14%

Local Beer (0.5 liter draught)

$2.64 ₹251

$2.42 ₹230

9.09%

Imported Beer (0.33 liter bottle)

$4.25 ₹404

$3.44 ₹327

23.55%

Milk (1 liter)

$0.74 ₹70.5

$0.70 ₹66.4

5.71%

White Bread (500g)

$0.54 ₹51.3

$0.46 ₹43.88

17.39%

Rice (white) (1kg)

$0.78 ₹74.1

$0.67 ₹63.7

16.42%

Eggs

$1.00 ₹95.1

$0.90 ₹85.8

11.11%

Local Cheese (1kg)

$5.61 ₹533

$5.24 ₹497

7.06%

Chicken Fillets (1kg)

$3.58 ₹340

$3.25 ₹308

10.15%

Apples (1kg)

$2.17 ₹206

$2.03 ₹193

6.90%

Banana (1kg)

$0.69 ₹65.8

$0.59 ₹55.8

16.95%

Oranges (1kg)

$1.21 ₹114

$0.96 ₹91.6

26.04%

Tomato (1kg)

$0.49 ₹46.33

$0.51 ₹48.39

-3.92%

Potato (1kg)

$0.33 ₹31.71

$0.35 ₹33.59

-5.71%

Onion (1kg)

$0.37 ₹35.53

$0.43 ₹41.03

-13.95%

Lettuce (1 head)

$0.44 ₹41.79

$0.44 ₹41.92

Water (1.5 liter bottle)

$0.31 ₹29.64

$0.30 ₹28.60

3.33%

Cigarettes 20 Pack (Marlboro, Camel)

$5.00 ₹475

$3.75 ₹356

33.33%

Wine (Bottle)

$8.34 ₹792

$7.60 ₹722

9.74%

Local Beer (0.5 liter bottle)

$1.99 ₹189

$1.90 ₹181

4.74%

Imported Beer (0.33 liter bottle)

$3.12 ₹296

$3.05 ₹290

2.30%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.01 ₹570

$6.41 ₹609

-6.24%

One-way Ticket (Public Transport)

$0.20 ₹18.95

$0.18 ₹17.25

11.11%

Public Transport Monthly Pass (Regular Price)

$6.90 ₹655

$7.57 ₹719

-8.85%

Taxi Start (Normal Tariff)

$0.31 ₹29.84

$0.56 ₹52.8

-44.64%

Taxi (Normal Tariff) (1km)

$0.31 ₹29.41

$0.22 ₹20.91

40.91%

Taxi 1hour Waiting (Normal Tariff)

$1.61 ₹153

Gasoline (1 liter)

$1.10 ₹105

$1.11 ₹105

-0.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$15.6K ₹1.5M

$11.5K ₹1.1M

36.00%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ₹2.1M

0.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$61.9 ₹5,873

$36.42 ₹3,458

69.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.52 ₹429

$4.40 ₹418

2.73%

Internet (50+ Mbps, Unlimited Data)

$8.97 ₹852

$6.30 ₹598

42.38%

Gym Membership (Monthly)

$37.11 ₹3,524

$12.02 ₹1,141

208.74%

Tennis Court (1 Hour on Weekend)

$14.11 ₹1,340

$11.23 ₹1,066

25.65%

Cinema Ticket

$5.01 ₹476

$3.05 ₹290

64.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$119 ₹11.3K

$72.5 ₹6,882

64.20%

International Primary School, 1 Child (Yearly)

$4,948 ₹469.8K

$1,478 ₹140.4K

234.71%

Jeans (Levis 501 Or Similar)

$36.37 ₹3,453

$21.90 ₹2,079

66.07%

Summer Dress (H&M, Zara, etc)

$38.71 ₹3,675

$25.01 ₹2,375

54.78%

Sport Shoes (Adidas, Nike)

$54.7 ₹5,196

$40.51 ₹3,847

35.10%

Men's Leather Business Shoes

$48.03 ₹4,561

$33.22 ₹3,154

44.58%

1-bedroom Apartment, City Center (Monthly)

$640 ₹60.7K

$182 ₹17.3K

251.83%

1-bedroom Apartment, Outside City Center (Monthly)

$372 ₹35.3K

$120 ₹11.4K

209.96%

3-bedroom Apartment, City Center (Monthly)

$2,093 ₹198.7K

$448 ₹42.6K

366.65%

3-bedroom Apartment, Outside City Center (Monthly)

$925 ₹87.8K

$307 ₹29.1K

201.47%

Buy Apartment in City Center (m2)

$5,706 ₹541.8K

$1,505 ₹142.9K

279.17%

Buy Apartment Outside City Center (m2)

$2,560 ₹243.1K

$948 ₹90.0K

170.05%

Average Monthly Net Salary (After Tax)

$757 ₹71.9K

$574 ₹54.5K

31.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.29

8.77

-5.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): October 26, 2026

Last update for Kalyan: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Mumbai (Bombay)

$372 45.7%

Kalyan

$120 27.4% 67.7% $252

Groceries & Markets

Mumbai (Bombay)

$117 14.4%

Kalyan

$108 24.7% 7.7% $9

Eating Out

Mumbai (Bombay)

$112 13.8%

Kalyan

$81 18.4% 28.2% $32

Clothing & Footwear

Mumbai (Bombay)

$80 9.8%

Kalyan

$54 12.4% 32.2% $26

Monthly Utilities & Internet

Mumbai (Bombay)

$75 9.3%

Kalyan

$47 10.8% 37.5% $28

Sport & Entertainment

Mumbai (Bombay)

$47 5.8%

Kalyan

$18 4.1% 61.6% $29

Getting Around

Mumbai (Bombay)

$9.6 1.2%

Kalyan

$10 2.3% 4.2% $0.4

Cost Breakdown

A central one-bedroom costs $640 in Mumbai (Bombay) versus $182 in Kalyan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 32% higher in Mumbai (Bombay), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $21 in Mumbai (Bombay) versus $12 in Kalyan. Monthly groceries follow the same trend: $117 vs $108 – making Kalyan the more affordable choice for daily food spending.

Good to know

🇮🇳 Mumbai (Bombay)

🇮🇳 Kalyan

🕒 Local time

04:40 4:40 AM

Same time as Mumbai (Bombay)

🌤 Weather

👥 Population

12,442,373

1,262,255

💱 Currency

Indian Rupee INR ₹

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

1,000 INR = 10.53 USD

1,000 INR = 9.43 EUR

Exchange rates and currency converter

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Mumbai (Bombay) Kalyan 35 km

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Kalyan: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) costs about 86% more than Kalyan, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,220 per month in Mumbai (Bombay) and $657 in Kalyan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kalyan, especially for central apartments: a one-bedroom in the center costs $182 there versus $640 in Mumbai (Bombay).

Groceries cost about 8% more in Mumbai (Bombay), though the gap depends on what you buy.

A mid-range dinner for two costs $21 in Mumbai (Bombay) and $12 in Kalyan. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

A $800 monthly budget goes further in Kalyan, where all-in costs run around $438, than in Mumbai (Bombay) at $813. In Kalyan it covers expenses comfortably, while in Mumbai (Bombay) it requires careful planning or may not stretch far enough.

Families tend to lean toward Kalyan – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Kalyan. If higher salaries or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.