Cost of Living Comparison Between Mumbai (Bombay) and Kalyan Cost of Living Comparison Between Mumbai (Bombay) and Kalyan

Monthly Cost of Living

A single person spends $781 per month in Mumbai (Bombay) vs $492 in Kalyan, rent included.

A couple spends around $1,281 per month in Mumbai (Bombay) vs $773 in Kalyan, rent included.

A family of three spends $1,781 per month in Mumbai (Bombay) vs $1,055 in Kalyan, rent included.

Mumbai (Bombay) costs about 59% more than Kalyan, driven mainly by Eating Out.

Both Mumbai (Bombay) and Kalyan are more affordable than the global median – Mumbai (Bombay) 42% lower, Kalyan 63% lower.

Meal at Budget Restaurant

$5.13 ₹489

$3.43 ₹326

49.56%

Three-Course Dinner for Two, Mid-Range

$22.35 ₹2,129

$11.43 ₹1,089

95.54%

Fast Food Meal (McDonalds, etc)

$4.69 ₹446

$4.01 ₹382

16.96%

Cappuccino

$2.65 ₹252

$2.07 ₹197

28.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ₹44.63

$0.40 ₹37.64

17.50%

Water (0.33 liter bottle)

$0.19 ₹18.22

$0.16 ₹14.97

18.75%

Local Beer (0.5 liter draught)

$2.28 ₹217

$2.47 ₹235

-7.69%

Imported Beer (0.33 liter bottle)

$4.12 ₹392

$3.42 ₹326

20.47%

Milk (1 liter)

$0.74 ₹70.3

$0.73 ₹69.1

1.37%

White Bread (500g)

$0.52 ₹49.63

$0.52 ₹49.29

Rice (white) (1kg)

$0.84 ₹79.6

$0.69 ₹65.5

21.74%

Eggs

$1.07 ₹102

$1.02 ₹97.0

4.90%

Local Cheese (1kg)

$7.05 ₹672

$5.98 ₹570

17.89%

Chicken Fillets (1kg)

$3.93 ₹375

$3.69 ₹351

6.50%

Apples (1kg)

$2.34 ₹223

$2.25 ₹215

4.00%

Banana (1kg)

$0.77 ₹73.2

$0.59 ₹56.2

30.51%

Oranges (1kg)

$1.31 ₹125

$1.05 ₹100

24.76%

Tomato (1kg)

$0.64 ₹60.7

$0.52 ₹49.52

23.08%

Potato (1kg)

$0.53 ₹50.1

$0.35 ₹33.52

51.43%

Onion (1kg)

$0.63 ₹59.8

$0.40 ₹38.25

57.50%

Lettuce (1 head)

$0.69 ₹65.8

$0.57 ₹54.3

21.05%

Water (1.5 liter bottle)

$0.35 ₹33.52

$0.34 ₹32.74

2.94%

Cigarettes 20 Pack (Marlboro, Camel)

$4.16 ₹396

$3.80 ₹362

9.47%

Wine (Bottle)

$8.59 ₹819

$7.43 ₹708

15.61%

Local Beer (0.5 liter bottle)

$2.14 ₹204

$2.41 ₹230

-11.20%

Imported Beer (0.33 liter bottle)

$3.24 ₹309

$4.11 ₹392

-21.17%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$7.22 ₹688

$8.71 ₹829

-17.11%

One-way Ticket (Public Transport)

$0.24 ₹23.00

$0.16 ₹15.53

50.00%

Public Transport Monthly Pass (Regular Price)

$4.73 ₹451

$8.51 ₹811

-44.42%

Taxi Start (Normal Tariff)

$0.37 ₹34.97

$0.32 ₹30.01

15.62%

Taxi (Normal Tariff) (1km)

$0.16 ₹14.92

Taxi 1hour Waiting (Normal Tariff)

$1.43 ₹136

$1.80 ₹171

-20.56%

Gasoline (1 liter)

$1.22 ₹117

$1.18 ₹112

3.39%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.4K ₹1.7M

$11.7K ₹1.1M

48.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K ₹2.4M

$21.1K ₹2.0M

20.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$51.2 ₹4,873

$42.35 ₹4,034

20.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$5.03 ₹479

$4.56 ₹434

10.31%

Internet (50+ Mbps, Unlimited Data)

$8.65 ₹824

$7.35 ₹701

17.69%

Gym Membership (Monthly)

$22.99 ₹2,190

$13.11 ₹1,248

75.36%

Tennis Court (1 Hour on Weekend)

$11.83 ₹1,127

$12.03 ₹1,146

-1.66%

Cinema Ticket

$4.53 ₹432

$3.95 ₹376

14.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$121 ₹11.6K

$87.4 ₹8,323

38.89%

International Primary School, 1 Child (Yearly)

$3,356 ₹319.7K

$1,267 ₹120.7K

164.95%

Jeans (Levis 501 Or Similar)

$29.19 ₹2,781

$23.77 ₹2,264

22.80%

Summer Dress (H&M, Zara, etc)

$30.76 ₹2,930

$24.77 ₹2,360

24.18%

Sport Shoes (Adidas, Nike)

$56.6 ₹5,394

$42.92 ₹4,088

31.94%

Men's Leather Business Shoes

$41.02 ₹3,907

$42.12 ₹4,012

-2.61%

1-bedroom Apartment, City Center (Monthly)

$695 ₹66.2K

$209 ₹19.9K

232.44%

1-bedroom Apartment, Outside City Center (Monthly)

$350 ₹33.3K

$130 ₹12.4K

169.16%

3-bedroom Apartment, City Center (Monthly)

$1,778 ₹169.4K

$473 ₹45.1K

275.72%

3-bedroom Apartment, Outside City Center (Monthly)

$835 ₹79.5K

$317 ₹30.2K

163.70%

Buy Apartment in City Center (m2)

$6,331 ₹603.1K

$1,641 ₹156.3K

285.78%

Buy Apartment Outside City Center (m2)

$2,639 ₹251.4K

$913 ₹87.0K

189.06%

Average Monthly Net Salary (After Tax)

$737 ₹70.2K

$573 ₹54.6K

28.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

9.22

9.02

2.22%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Mumbai (Bombay): June 7, 2026

Last update for Kalyan: June 8, 2026

Cost Breakdown

A central one-bedroom costs $695 in Mumbai (Bombay) versus $209 in Kalyan. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 28% higher in Mumbai (Bombay), which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $22.00 in Mumbai (Bombay) versus $11.00 in Kalyan. Monthly groceries follow the same trend: $130 vs $121 – making Kalyan the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Mumbai (Bombay) vs Kalyan: Cost of Living - Frequently Asked Questions

Mumbai (Bombay) costs about 59% more than Kalyan, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,171 per month in Mumbai (Bombay) and $738 in Kalyan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Kalyan, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 8% more in Mumbai (Bombay), though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $22.00 in Mumbai (Bombay) and $11.00 in Kalyan. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,000 monthly budget goes further in Kalyan, where all-in costs run around $492, than in Mumbai (Bombay) at $781. In Kalyan it covers expenses comfortably, while in Mumbai (Bombay) it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Kalyan costs $492 versus $781 in Mumbai (Bombay). Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Kalyan. If higher salaries, better infrastructure, or specific career opportunities are the priority, Mumbai (Bombay) makes more sense. Both are solid long-term options with distinct trade-offs.