Last update: Oct 2026

Cost of Living Comparison Between Kalisz and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,136 in Kalisz, rent and utilities included – about $2,600 less a year. Rent and utilities account for about half of the difference.

55

Cost of Living Index in Kalisz
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Kalisz Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Kalisz

🇵🇱 Poland

$1,136

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Kalisz and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kalisz and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,136 in Kalisz versus $918 in Cebu.

Kalisz $1,136
Cebu $918

Estimated couple costs with rent: $1,596 in Kalisz versus $1,409 in Cebu.

Kalisz $1,596
Cebu $1,409

Monthly costs for a family of three with rent: $2,056 in Kalisz versus $1,900 in Cebu.

Kalisz $2,056
Cebu $1,900

Living in Kalisz is roughly 24% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Kalisz 16% lower, Cebu 32% lower.

Meal at Budget Restaurant

$8.73 zł 33.92

$3.09 ₱194

182.52%

Three-Course Dinner for Two, Mid-Range

$30.31 zł 118

$24.22 ₱1,525

25.14%

Fast Food Meal (McDonalds, etc)

$8.87 zł 34.47

$3.92 ₱247

126.28%

Cappuccino

$3.08 zł 11.96

$2.51 ₱158

22.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.00 zł 7.76

$1.59 ₱100

25.79%

Water (0.33 liter bottle)

$1.63 zł 6.33

$0.53 ₱33.43

207.55%

Local Beer (0.5 liter draught)

$2.49 zł 9.68

$1.78 ₱112

39.89%

Imported Beer (0.33 liter bottle)

$2.59 zł 10.07

$2.17 ₱137

19.35%

Milk (1 liter)

$0.92 zł 3.59

$1.92 ₱121

-52.08%

White Bread (500g)

$1.21 zł 4.71

$1.36 ₱85.4

-11.03%

Rice (white) (1kg)

$1.62 zł 6.29

$1.01 ₱63.5

60.40%

Eggs

$2.95 zł 11.44

$2.03 ₱128

45.32%

Local Cheese (1kg)

$7.96 zł 30.91

$9.86 ₱621

-19.27%

Chicken Fillets (1kg)

$4.34 zł 16.87

$4.39 ₱277

-1.14%

Beef Round Steak (1kg)

$9.22 zł 35.82

$7.60 ₱479

21.32%

Apples (1kg)

$1.07 zł 4.15

$3.30 ₱208

-67.58%

Banana (1kg)

$1.60 zł 6.22

$1.39 ₱87.8

15.11%

Oranges (1kg)

$1.57 zł 6.12

$2.33 ₱147

-32.62%

Tomato (1kg)

$3.10 zł 12.03

$1.50 ₱94.3

106.67%

Potato (1kg)

$0.79 zł 3.06

$2.36 ₱149

-66.53%

Onion (1kg)

$1.01 zł 3.92

$1.90 ₱119

-46.84%

Lettuce (1 head)

$1.30 zł 5.05

$1.19 ₱74.9

9.24%

Water (1.5 liter bottle)

$0.55 zł 2.16

$0.63 ₱39.71

-12.70%

Cigarettes 20 Pack (Marlboro, Camel)

$4.68 zł 18.18

$3.00 ₱189

56.00%

Wine (Bottle)

$6.98 zł 27.14

$6.03 ₱379

15.75%

Local Beer (0.5 liter bottle)

$0.87 zł 3.39

$1.23 ₱77.7

-29.27%

Imported Beer (0.33 liter bottle)

$1.39 zł 5.40

$1.75 ₱110

-20.57%

One-way Ticket (Public Transport)

$1.04 zł 4.04

$0.25 ₱15.86

316.00%

Public Transport Monthly Pass (Regular Price)

$34.99 zł 136

$12.64 ₱796

176.82%

Taxi Start (Normal Tariff)

$2.00 zł 7.75

$0.77 ₱48.62

159.74%

Taxi (Normal Tariff) (1km)

$1.05 zł 4.08

$0.23 ₱14.53

356.52%

Taxi 1hour Waiting (Normal Tariff)

$6.51 zł 25.30

$4.46 ₱281

45.96%

Gasoline (1 liter)

$1.57 zł 6.11

$1.31 ₱82.8

19.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.5K zł 118.5K

$21.2K ₱1.3M

43.55%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.4K zł 106.5K

$19.1K ₱1.2M

43.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$186 zł 724

$120 ₱7,569

55.07%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.06 zł 39.08

$14.00 ₱882

-28.14%

Internet (50+ Mbps, Unlimited Data)

$16.83 zł 65.4

$27.54 ₱1,734

-38.89%

Gym Membership (Monthly)

$31.87 zł 124

$32.33 ₱2,035

-1.42%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$6.46 zł 25.11

$5.65 ₱356

14.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$248 zł 964

$275 ₱17.3K

-9.88%

International Primary School, 1 Child (Yearly)

$5,003 zł 19.4K

$7,918 ₱498.5K

-36.82%

Jeans (Levis 501 Or Similar)

$83.4 zł 324

$49.33 ₱3,106

69.13%

Summer Dress (H&M, Zara, etc)

$25.41 zł 98.7

$25.24 ₱1,589

0.67%

Sport Shoes (Adidas, Nike)

$79.2 zł 308

$77.0 ₱4,846

2.91%

Men's Leather Business Shoes

$88.5 zł 344

$57.2 ₱3,601

54.69%

1-bedroom Apartment, City Center (Monthly)

$445 zł 1,730

$500 ₱31.5K

-10.84%

1-bedroom Apartment, Outside City Center (Monthly)

$354 zł 1,376

$309 ₱19.4K

14.71%

3-bedroom Apartment, City Center (Monthly)

$538 zł 2,092

$1,078 ₱67.9K

-50.05%

3-bedroom Apartment, Outside City Center (Monthly)

$457 zł 1,774

$615 ₱38.7K

-25.77%

Buy Apartment in City Center (m2)

$1,968 zł 7,648

$2,886 ₱181.7K

-31.79%

Buy Apartment Outside City Center (m2)

$1,462 zł 5,679

$1,917 ₱120.7K

-23.73%

Average Monthly Net Salary (After Tax)

$1,190 zł 4,622

$346 ₱21.8K

243.87%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.21

7.2

-13.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kalisz: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kalisz

$354 31.2%

Cebu

$309 33.6% 12.8% $45

Monthly Utilities & Internet

Kalisz

$213 18.8%

Cebu

$162 17.6% 24.2% $52

Groceries & Markets

Kalisz

$187 16.5%

Cebu

$206 22.4% 10.1% $19

Eating Out

Kalisz

$166 14.6%

Cebu

$88 9.6% 46.7% $77

Clothing & Footwear

Kalisz

$124 11%

Cebu

$94 10.2% 24.5% $31

Getting Around

Kalisz

$46 4.1%

Cebu

$16 1.7% 66.4% $31

Sport & Entertainment

Kalisz

$45 3.9%

Cebu

$44 4.8% 2.6% $1.2

Cost Breakdown

A one-bedroom apartment in the center runs $445 in Kalisz and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Kalisz pays 244% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $30.00 in Kalisz vs $24.00 in Cebu. Groceries flip the comparison at $187 vs $206, with Kalisz cheaper for home cooking.

Good to know

🇵🇱 Kalisz

🇵🇭 Cebu

🕒 Local time

07:02 7:02 AM

13:02 1:02 PM

6 h ahead of Kalisz

🌤 Weather

👥 Population

103,997

964,169

💱 Currency

Polish Złoty PLN zł

Philippine Peso PHP ₱

📈 Exchange rate

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to PLN – Polish Złoty Converter

🇺🇸 United States Dollar ($)

🇵🇱 Polish Złoty (zł)

Polish Złoty exchange rates as of October 18, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to PLN in detail →

On the map

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Highest

Between locations

Kalisz Cebu 10,170 km ≈ 13 h nonstop flight

From you

Kalisz
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kalisz vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in eating out, clothing, and transport. The 24% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 244% higher in Kalisz, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $445 in Kalisz versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,136 per month in Kalisz versus $918 in Cebu – a 24% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 177% less than in Kalisz. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,136 in Kalisz, a $1,500 budget is realistic in Cebu but tight or insufficient in Kalisz. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kalisz, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kalisz and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 24% less than in Kalisz. Beyond cost, consider language, visa policies, and how big the international community is in each city.