Last update: Oct 2026

Cost of Living Comparison Between Cebu and Kalisz

For one person, living is cheaper in Cebu: $918 a month against $1,136 in Kalisz, rent and utilities included – about $2,600 less a year. Rent and utilities account for about half of the difference.

45

Cost of Living Index in Cebu
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Cebu Living Index
55

Cost of Living Index in Kalisz
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Kalisz Living Index

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Cebu

🇵🇭 Philippines

$918

/mo nomad

Kalisz

🇵🇱 Poland

$1,136

/mo nomad

Monthly Cost of Living

How much you'll spend in Cebu and in Kalisz

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cebu and in Kalisz actually costs, broken down by who's living it.

Monthly costs for one person with rent: $918 in Cebu versus $1,136 in Kalisz.

Cebu $918
Kalisz $1,136

Estimated couple costs with rent: $1,409 in Cebu versus $1,596 in Kalisz.

Cebu $1,409
Kalisz $1,596

Monthly costs for a family of three with rent: $1,900 in Cebu versus $2,056 in Kalisz.

Cebu $1,900
Kalisz $2,056

Living in Cebu costs roughly 19% less than in Kalisz, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Cebu 32% lower, Kalisz 16% lower.

Meal at Budget Restaurant

$3.09 ₱194

$8.73 zł 33.92

-64.60%

Three-Course Dinner for Two, Mid-Range

$24.22 ₱1,525

$30.31 zł 118

-20.09%

Fast Food Meal (McDonalds, etc)

$3.92 ₱247

$8.87 zł 34.47

-55.81%

Cappuccino

$2.51 ₱158

$3.08 zł 11.96

-18.51%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.59 ₱100

$2.00 zł 7.76

-20.50%

Water (0.33 liter bottle)

$0.53 ₱33.43

$1.63 zł 6.33

-67.48%

Local Beer (0.5 liter draught)

$1.78 ₱112

$2.49 zł 9.68

-28.51%

Imported Beer (0.33 liter bottle)

$2.17 ₱137

$2.59 zł 10.07

-16.22%

Milk (1 liter)

$1.92 ₱121

$0.92 zł 3.59

108.70%

White Bread (500g)

$1.36 ₱85.4

$1.21 zł 4.71

12.40%

Rice (white) (1kg)

$1.01 ₱63.5

$1.62 zł 6.29

-37.65%

Eggs

$2.03 ₱128

$2.95 zł 11.44

-31.19%

Local Cheese (1kg)

$9.86 ₱621

$7.96 zł 30.91

23.87%

Chicken Fillets (1kg)

$4.39 ₱277

$4.34 zł 16.87

1.15%

Beef Round Steak (1kg)

$7.60 ₱479

$9.22 zł 35.82

-17.57%

Apples (1kg)

$3.30 ₱208

$1.07 zł 4.15

208.41%

Banana (1kg)

$1.39 ₱87.8

$1.60 zł 6.22

-13.13%

Oranges (1kg)

$2.33 ₱147

$1.57 zł 6.12

48.41%

Tomato (1kg)

$1.50 ₱94.3

$3.10 zł 12.03

-51.61%

Potato (1kg)

$2.36 ₱149

$0.79 zł 3.06

198.73%

Onion (1kg)

$1.90 ₱119

$1.01 zł 3.92

88.12%

Lettuce (1 head)

$1.19 ₱74.9

$1.30 zł 5.05

-8.46%

Water (1.5 liter bottle)

$0.63 ₱39.71

$0.55 zł 2.16

14.55%

Cigarettes 20 Pack (Marlboro, Camel)

$3.00 ₱189

$4.68 zł 18.18

-35.90%

Wine (Bottle)

$6.03 ₱379

$6.98 zł 27.14

-13.61%

Local Beer (0.5 liter bottle)

$1.23 ₱77.7

$0.87 zł 3.39

41.38%

Imported Beer (0.33 liter bottle)

$1.75 ₱110

$1.39 zł 5.40

25.90%

One-way Ticket (Public Transport)

$0.25 ₱15.86

$1.04 zł 4.04

-75.96%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

$34.99 zł 136

-63.88%

Taxi Start (Normal Tariff)

$0.77 ₱48.62

$2.00 zł 7.75

-61.50%

Taxi (Normal Tariff) (1km)

$0.23 ₱14.53

$1.05 zł 4.08

-78.10%

Taxi 1hour Waiting (Normal Tariff)

$4.46 ₱281

$6.51 zł 25.30

-31.49%

Gasoline (1 liter)

$1.31 ₱82.8

$1.57 zł 6.11

-16.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.2K ₱1.3M

$30.5K zł 118.5K

-30.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K ₱1.2M

$27.4K zł 106.5K

-30.15%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 ₱7,569

$186 zł 724

-35.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.00 ₱882

$10.06 zł 39.08

39.17%

Internet (50+ Mbps, Unlimited Data)

$27.54 ₱1,734

$16.83 zł 65.4

63.64%

Gym Membership (Monthly)

$32.33 ₱2,035

$31.87 zł 124

1.44%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$5.65 ₱356

$6.46 zł 25.11

-12.54%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$275 ₱17.3K

$248 zł 964

10.96%

International Primary School, 1 Child (Yearly)

$7,918 ₱498.5K

$5,003 zł 19.4K

58.28%

Jeans (Levis 501 Or Similar)

$49.33 ₱3,106

$83.4 zł 324

-40.87%

Summer Dress (H&M, Zara, etc)

$25.24 ₱1,589

$25.41 zł 98.7

-0.67%

Sport Shoes (Adidas, Nike)

$77.0 ₱4,846

$79.2 zł 308

-2.83%

Men's Leather Business Shoes

$57.2 ₱3,601

$88.5 zł 344

-35.35%

1-bedroom Apartment, City Center (Monthly)

$500 ₱31.5K

$445 zł 1,730

12.16%

1-bedroom Apartment, Outside City Center (Monthly)

$309 ₱19.4K

$354 zł 1,376

-12.83%

3-bedroom Apartment, City Center (Monthly)

$1,078 ₱67.9K

$538 zł 2,092

100.18%

3-bedroom Apartment, Outside City Center (Monthly)

$615 ₱38.7K

$457 zł 1,774

34.72%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

$1,968 zł 7,648

46.62%

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

$1,462 zł 5,679

31.12%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

$1,190 zł 4,622

-70.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

7.2

6.21

15.94%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cebu: October 12, 2026

Last update for Kalisz: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cebu

$309 33.6%

Kalisz

$354 31.2% 14.7% $45

Groceries & Markets

Cebu

$206 22.4%

Kalisz

$187 16.5% 9.2% $19

Monthly Utilities & Internet

Cebu

$162 17.6%

Kalisz

$213 18.8% 31.9% $52

Clothing & Footwear

Cebu

$94 10.2%

Kalisz

$124 11% 32.5% $31

Eating Out

Cebu

$88 9.6%

Kalisz

$166 14.6% 87.6% $77

Sport & Entertainment

Cebu

$44 4.8%

Kalisz

$45 3.9% 2.7% $1.2

Getting Around

Cebu

$16 1.7%

Kalisz

$46 4.1% 198% $31

Cost Breakdown

A one-bedroom apartment in the center runs $500 in Cebu and $445 in Kalisz. Housing cost is often the main lever when comparing two cities.

Kalisz pays 244% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $24.00 in Cebu vs $30.00 in Kalisz. Groceries flip the comparison at $206 vs $187, with Kalisz cheaper for home cooking.

Good to know

🇵🇭 Cebu

🇵🇱 Kalisz

🕒 Local time

13:47 1:47 PM

07:47 7:47 AM

6 h behind Cebu

🌤 Weather

👥 Population

964,169

103,997

💱 Currency

Philippine Peso PHP ₱

Polish Złoty PLN zł

📈 Exchange rate

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

1 PLN = 0.257 USD

1 PLN = 0.229 EUR

Exchange rates and currency converter

PLN, USD, EUR to PHP – Philippine Peso Converter

🇺🇸 United States Dollar ($)

🇵🇭 Philippine Peso (₱)

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

Polish Złoty exchange rates as of October 18, 2026: 1 USD = 3.89 PLN (1 PLN = 0.257 USD). 1 EUR = 4.37 PLN (1 PLN = 0.229 EUR).

USD to PHP in detail →

On the map

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Between locations

Cebu Kalisz 10,170 km ≈ 13 h nonstop flight

From you

Cebu
Kalisz

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cebu vs Kalisz: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in clothing, eating out, and leisure. The 24% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 244% lower in Kalisz. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $500 in Cebu versus $445 in Kalisz. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $918 per month in Cebu versus $1,136 in Kalisz – a 24% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Cebu runs roughly 177% less than in Kalisz. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $918 in Cebu versus $1,136 in Kalisz, a $1,500 budget is realistic in Cebu but tight or insufficient in Kalisz. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Kalisz, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Cebu and Kalisz are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 24% less than in Kalisz. Beyond cost, consider language, visa policies, and how big the international community is in each city.