Last update: Oct 2026

Cost of Living Comparison Between Kalar and Ubud, Bali

For one person, living is cheaper in Kalar: $500 a month against $1,349 in Ubud, Bali, rent and utilities included – about $10,200 less a year. Rent and utilities account for most of the difference.

24

Cost of Living Index in Kalar
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Kalar Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kalar

🇮🇶 Iraq

$500

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Kalar and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kalar and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $500 in Kalar versus $1,349 in Ubud, Bali.

Kalar $500
Ubud, Bali $1,349

Estimated couple costs with rent: $745 in Kalar versus $2,305 in Ubud, Bali.

Kalar $745
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $991 in Kalar versus $3,261 in Ubud, Bali.

Kalar $991
Ubud, Bali $3,261

Living in Kalar costs roughly 63% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$4.18 IQD 6,314

$3.32 Rp 60.4K

25.90%

Three-Course Dinner for Two, Mid-Range

$10.53 IQD 15.9K

$35.64 Rp 647.8K

-70.45%

Fast Food Meal (McDonalds, etc)

$3.07 IQD 4,646

$5.53 Rp 100.6K

-44.48%

Cappuccino

$0.85 IQD 1,283

$2.72 Rp 49.4K

-68.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.45 IQD 683

$1.70 Rp 30.9K

-73.53%

Water (0.33 liter bottle)

$0.14 IQD 215

$0.76 Rp 13.8K

-81.58%

Local Beer (0.5 liter draught)

$5.49 IQD 8,290

$2.65 Rp 48.2K

107.17%

Imported Beer (0.33 liter bottle)

$3.93 IQD 5,939

$4.38 Rp 79.6K

-10.27%

Milk (1 liter)

$0.92 IQD 1,388

$1.49 Rp 27.1K

-38.26%

White Bread (500g)

$0.72 IQD 1,091

$2.28 Rp 41.4K

-68.42%

Rice (white) (1kg)

$1.29 IQD 1,946

$1.19 Rp 21.6K

8.40%

Eggs

$1.12 IQD 1,698

$2.04 Rp 37.0K

-45.10%

Local Cheese (1kg)

$2.90 IQD 4,376

$17.70 Rp 321.7K

-83.62%

Chicken Fillets (1kg)

$2.00 IQD 3,020

$3.96 Rp 72.0K

-49.49%

Beef Round Steak (1kg)

$10.87 IQD 16.4K

$12.19 Rp 221.6K

-10.83%

Apples (1kg)

$0.81 IQD 1,219

$3.66 Rp 66.4K

-77.87%

Banana (1kg)

$0.97 IQD 1,462

$1.52 Rp 27.6K

-36.18%

Oranges (1kg)

$0.85 IQD 1,286

$2.23 Rp 40.5K

-61.88%

Tomato (1kg)

$0.70 IQD 1,053

$1.97 Rp 35.9K

-64.47%

Potato (1kg)

$0.58 IQD 873

$1.85 Rp 33.6K

-68.65%

Onion (1kg)

$0.63 IQD 948

$2.42 Rp 44.1K

-73.97%

Lettuce (1 head)

$0.60 IQD 908

$0.99 Rp 18.0K

-39.39%

Water (1.5 liter bottle)

$0.39 IQD 586

$0.51 Rp 9,332

-23.53%

Cigarettes 20 Pack (Marlboro, Camel)

$2.09 IQD 3,165

$2.22 Rp 40.4K

-5.86%

Wine (Bottle)

$10.72 IQD 16.2K

$22.24 Rp 404.2K

-51.80%

Local Beer (0.5 liter bottle)

$1.46 IQD 2,213

$2.26 Rp 41.1K

-35.40%

Imported Beer (0.33 liter bottle)

$1.86 IQD 2,815

$2.97 Rp 54.0K

-37.37%

One-way Ticket (Public Transport)

$0.49 IQD 740

$0.25 Rp 4,562

96.00%

Public Transport Monthly Pass (Regular Price)

$26.14 IQD 39.5K

$7.82 Rp 142.2K

234.27%

Taxi Start (Normal Tariff)

$1.67 IQD 2,526

$0.44 Rp 7,989

279.55%

Taxi (Normal Tariff) (1km)

$1.55 IQD 2,347

$0.43 Rp 7,817

260.47%

Taxi 1hour Waiting (Normal Tariff)

$3.34 IQD 5,039

$5.41 Rp 98.3K

-38.26%

Gasoline (1 liter)

$0.54 IQD 815

$0.82 Rp 15.0K

-34.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$14.6K IQD 22.1M

$23.8K Rp 433.3M

-38.65%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.4K IQD 24.8M

$31.7K Rp 577.0M

-48.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$46.19 IQD 69.8K

$79.1 Rp 1.4M

-41.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$11.71 IQD 17.7K

$6.45 Rp 117.2K

81.55%

Internet (50+ Mbps, Unlimited Data)

$20.88 IQD 31.6K

$18.58 Rp 337.7K

12.38%

Gym Membership (Monthly)

$16.77 IQD 25.3K

$49.48 Rp 899.4K

-66.11%

Tennis Court (1 Hour on Weekend)

$32.49 IQD 49.1K

$17.65 Rp 320.8K

84.08%

Cinema Ticket

$6.74 IQD 10.2K

$4.27 Rp 77.7K

57.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$43.60 IQD 65.9K

$491 Rp 8.9M

-91.11%

International Primary School, 1 Child (Yearly)

$1,306 IQD 2.0M

$5,674 Rp 103.1M

-76.98%

Jeans (Levis 501 Or Similar)

$10.86 IQD 16.4K

$44.64 Rp 811.4K

-75.67%

Summer Dress (H&M, Zara, etc)

$12.02 IQD 18.2K

$34.95 Rp 635.3K

-65.61%

Sport Shoes (Adidas, Nike)

$22.98 IQD 34.7K

$79.9 Rp 1.5M

-71.24%

Men's Leather Business Shoes

$28.22 IQD 42.6K

$79.4 Rp 1.4M

-64.47%

1-bedroom Apartment, City Center (Monthly)

$151 IQD 228.0K

$1,125 Rp 20.4M

-86.59%

1-bedroom Apartment, Outside City Center (Monthly)

$92.5 IQD 139.8K

$671 Rp 12.2M

-86.22%

3-bedroom Apartment, City Center (Monthly)

$246 IQD 371.6K

$3,565 Rp 64.8M

-93.10%

3-bedroom Apartment, Outside City Center (Monthly)

$126 IQD 189.7K

$1,723 Rp 31.3M

-92.71%

Buy Apartment in City Center (m2)

$874 IQD 1.3M

$2,732 Rp 49.6M

-68.02%

Buy Apartment Outside City Center (m2)

$392 IQD 591.7K

$2,284 Rp 41.5M

-82.85%

Average Monthly Net Salary (After Tax)

$300 IQD 453.4K

$164 Rp 3.0M

83.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

2.53

13.78

-81.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kalar: October 26, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Kalar

$137 27.4%

Ubud, Bali

$288 21.4% 111% $152

Accommodation & Living

Kalar

$93 18.5%

Ubud, Bali

$672 49.8% 626% $579

Eating Out

Kalar

$91 18.1%

Ubud, Bali

$108 8% 19% $17

Monthly Utilities & Internet

Kalar

$79 15.8%

Ubud, Bali

$104 7.7% 32.1% $25

Getting Around

Kalar

$38 7.5%

Ubud, Bali

$11 0.9% 69.6% $26

Clothing & Footwear

Kalar

$33 6.7%

Ubud, Bali

$108 8% 223% $74

Sport & Entertainment

Kalar

$30 6.1%

Ubud, Bali

$58 4.3% 91.8% $28

Cost Breakdown

A one-bedroom apartment in the center runs $151 in Kalar and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Kalar pays 83% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $11 in Kalar vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $137 vs $288 per month, with Kalar cheaper across the board.

Good to know

🇮🇶 Kalar

🇮🇩 Ubud, Bali

🕒 Local time

01:36 1:36 AM

06:36 6:36 AM

5 h ahead of Kalar

🌤 Weather

👥 Population

250,000

74,800

💱 Currency

Iraqi Dinar IQD ع.د

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 IQD = 6.62 USD

10,000 IQD = 5.95 EUR

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to IQD – Iraqi Dinar Converter

🇺🇸 United States Dollar ($)

🇮🇶 Iraqi Dinar (ع.د)

Iraqi Dinar exchange rates as of October 28, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,682 IQD (10,000 IQD = 5.95 EUR).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to IQD in detail →

On the map

Lowest

Highest

Between locations

Kalar Ubud, Bali 8,750 km ≈ 11 h nonstop flight

From you

Kalar
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kalar vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Kalar is about 63% cheaper overall, especially in groceries, clothing, and leisure. That difference adds up to real monthly savings that compound significantly over time.

Average pay runs 83% higher in Kalar, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $151 in Kalar versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Kalar – a meal for two runs $11 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $500 per month in Kalar versus $1,349 in Ubud, Bali – Kalar is about 63% cheaper, which adds up to real savings over time.

At $500 in Kalar versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Kalar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kalar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.