Cost of Living Comparison Between Kalar and Ubud, Bali Cost of Living Comparison Between Kalar and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $545 in Kalar versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $826 in Kalar versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,106 in Kalar versus $3,275 in Ubud, Bali.

Living in Kalar costs roughly 60% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Kalar is 60% below, Ubud, Bali is 0% above.

Currency
🍽 Eating Out
Kalar
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.86 IQD 2,434
$3.33 Rp 58.7K
-44.14%
Three-Course Dinner for Two, Mid-Range
$12.41 IQD 16.3K
$35.82 Rp 630.7K
-65.35%
Fast Food Meal (McDonalds, etc)
$3.64 IQD 4,770
$5.63 Rp 99.1K
-35.35%
Cappuccino
$0.99 IQD 1,299
$2.82 Rp 49.7K
-64.89%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$0.52 IQD 683
$1.75 Rp 30.8K
-70.29%
Water (0.33 liter bottle)
$0.14 IQD 184
$0.80 Rp 14.0K
-82.50%
Local Beer (0.5 liter draught)
$6.03 IQD 7,902
$3.04 Rp 53.6K
98.36%
Imported Beer (0.33 liter bottle)
$4.48 IQD 5,873
$4.30 Rp 75.7K
4.19%
🛒 Groceries & Markets
Kalar
Ubud, Bali
Difference
Milk (1 liter)
$1.10 IQD 1,441
$1.61 Rp 28.3K
-31.68%
White Bread (500g)
$0.76 IQD 996
$2.27 Rp 39.9K
-66.52%
Rice (white) (1kg)
$1.54 IQD 2,021
$1.17 Rp 20.6K
31.62%
Eggs
$1.32 IQD 1,728
$2.17 Rp 38.2K
-39.17%
Local Cheese (1kg)
$3.48 IQD 4,558
$17.63 Rp 310.5K
-80.26%
Chicken Fillets (1kg)
$2.24 IQD 2,930
$4.05 Rp 71.4K
-44.69%
Beef Round Steak (1kg)
$12.24 IQD 16.0K
$12.18 Rp 214.5K
0.49%
Apples (1kg)
$0.94 IQD 1,228
$3.62 Rp 63.7K
-74.03%
Banana (1kg)
$1.15 IQD 1,504
$1.64 Rp 28.8K
-29.88%
Oranges (1kg)
$0.94 IQD 1,226
$2.31 Rp 40.6K
-59.31%
Tomato (1kg)
$0.81 IQD 1,059
$1.96 Rp 34.5K
-58.67%
Potato (1kg)
$0.71 IQD 928
$1.84 Rp 32.5K
-61.41%
Onion (1kg)
$0.70 IQD 916
$2.37 Rp 41.7K
-70.46%
Lettuce (1 head)
$0.78 IQD 1,025
$1.05 Rp 18.5K
-25.71%
Water (1.5 liter bottle)
$0.40 IQD 528
$0.54 Rp 9,560
-25.93%
Cigarettes 20 Pack (Marlboro, Camel)
$2.52 IQD 3,296
$2.30 Rp 40.6K
9.57%
Wine (Bottle)
$12.62 IQD 16.5K
$23.08 Rp 406.4K
-45.32%
Local Beer (0.5 liter bottle)
$1.67 IQD 2,191
$2.34 Rp 41.2K
-28.63%
Imported Beer (0.33 liter bottle)
$2.15 IQD 2,818
$3.07 Rp 54.0K
-29.97%
🚌 Getting Around
Kalar
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$0.55 IQD 716
$0.25 Rp 4,365
120.00%
Public Transport Monthly Pass (Regular Price)
$30.21 IQD 39.6K
$9.42 Rp 165.9K
220.70%
Taxi Start (Normal Tariff)
$1.86 IQD 2,440
$0.49 Rp 8,631
279.59%
Taxi (Normal Tariff) (1km)
$1.80 IQD 2,355
$0.47 Rp 8,349
282.98%
Taxi 1hour Waiting (Normal Tariff)
$3.78 IQD 4,947
$5.60 Rp 98.6K
-32.50%
Gasoline (1 liter)
$0.67 IQD 875
$0.81 Rp 14.2K
-17.28%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$16.7K IQD 21.8M
$25.0K Rp 440.3M
-33.34%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.7K IQD 24.5M
$31.1K Rp 547.0M
-39.78%
🧾 Monthly Utilities & Internet
Kalar
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$52.8 IQD 69.2K
$82.7 Rp 1.5M
-36.12%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$13.44 IQD 17.6K
$6.49 Rp 114.2K
107.09%
Internet (50+ Mbps, Unlimited Data)
$23.92 IQD 31.3K
$18.79 Rp 330.8K
27.30%
🎉 Sport & Entertainment
Kalar
Ubud, Bali
Difference
Gym Membership (Monthly)
$19.01 IQD 24.9K
$55.2 Rp 972.6K
-65.59%
Tennis Court (1 Hour on Weekend)
$38.34 IQD 50.2K
$18.21 Rp 320.6K
110.54%
Cinema Ticket
$7.79 IQD 10.2K
$4.30 Rp 75.7K
81.16%
🧸 Childcare & Education
Kalar
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$50.8 IQD 66.5K
$494 Rp 8.7M
-89.72%
International Primary School, 1 Child (Yearly)
$1,532 IQD 2.0M
$5,917 Rp 104.2M
-74.12%
👕👟 Clothing & Footwear
Kalar
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$12.97 IQD 17.0K
$46.28 Rp 814.8K
-71.97%
Summer Dress (H&M, Zara, etc)
$14.14 IQD 18.5K
$36.44 Rp 641.6K
-61.20%
Sport Shoes (Adidas, Nike)
$26.37 IQD 34.5K
$80.7 Rp 1.4M
-67.32%
Men's Leather Business Shoes
$32.17 IQD 42.1K
$78.8 Rp 1.4M
-59.18%
🏠 Accommodation & Living
Kalar
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$171 IQD 224.5K
$1,114 Rp 19.6M
-84.61%
1-bedroom Apartment, Outside City Center (Monthly)
$106 IQD 138.8K
$693 Rp 12.2M
-84.71%
3-bedroom Apartment, City Center (Monthly)
$281 IQD 367.7K
$3,639 Rp 64.1M
-92.28%
3-bedroom Apartment, Outside City Center (Monthly)
$148 IQD 193.9K
$1,712 Rp 30.1M
-91.35%
Buy Apartment in City Center (m2)
$3,286 IQD 4.3M
$2,761 Rp 48.6M
19.02%
Buy Apartment Outside City Center (m2)
$451 IQD 591.1K
$2,293 Rp 40.4M
-80.31%
💵 Salaries & Financials
Kalar
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
$343 IQD 448.8K
$167 Rp 2.9M
105.11%
20-Year Fixed Mortgage Interest Rate (Annual %)
2.53
13.78
-81.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kalar: September 7, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $171 in Kalar and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Kalar pays 105% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $12.00 in Kalar vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $157 vs $294 per month, with Kalar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kalar vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Kalar?
Kalar is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment. The 153% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Kalar or Ubud, Bali?
Average pay runs 105% higher in Kalar, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Kalar and Ubud, Bali?
Rent for a central apartment: $171 in Kalar versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Kalar or in Ubud, Bali?
Dining out is cheaper in Kalar – a meal for two runs $12.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Kalar and in Ubud, Bali?
All in, you'll spend $545 per month in Kalar versus $1,378 in Ubud, Bali – a 153% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for living in Kalar or in Ubud, Bali?
At $545 in Kalar versus $1,378 in Ubud, Bali, a $1,500 budget is realistic in Kalar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kalar the clear choice for anyone on this budget.
Is Kalar or Ubud, Bali more family-friendly?
For families, Kalar is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Kalar or Ubud, Bali?
Safety-wise, Kalar and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Kalar gentler on the wallet – expenses run 153% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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