Cost of Living Comparison Between Kalar and Ubud, Bali Cost of Living Comparison Between Kalar and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $523 in Kalar versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $785 in Kalar versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,047 in Kalar versus $3,763 in Ubud, Bali.

Living in Kalar costs roughly 63% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Kalar is 61% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$1.96 IQD 2,562

$3.45 Rp 62.1K

-43.19%

Three-Course Dinner for Two, Mid-Range

$12.32 IQD 16.1K

$32.34 Rp 581.1K

-61.90%

Fast Food Meal (McDonalds, etc)

$3.73 IQD 4,890

$4.84 Rp 87.1K

-22.93%

Cappuccino

$1.00 IQD 1,311

$2.75 Rp 49.4K

-63.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.48 IQD 634

$1.38 Rp 24.9K

-65.22%

Water (0.33 liter bottle)

$0.16 IQD 212

$0.75 Rp 13.5K

-78.67%

Local Beer (0.5 liter draught)

$1.99 IQD 2,607

$2.99 Rp 53.8K

-33.44%

Imported Beer (0.33 liter bottle)

$2.15 IQD 2,813

$3.85 Rp 69.2K

-44.16%

Milk (1 liter)

$1.05 IQD 1,376

$1.74 Rp 31.2K

-39.66%

White Bread (500g)

$0.79 IQD 1,041

$2.46 Rp 44.2K

-67.89%

Rice (white) (1kg)

$1.51 IQD 1,977

$1.17 Rp 21.0K

29.06%

Eggs

$1.31 IQD 1,710

$2.43 Rp 43.7K

-46.09%

Local Cheese (1kg)

$3.42 IQD 4,481

$14.50 Rp 260.6K

-76.41%

Chicken Fillets (1kg)

$2.25 IQD 2,944

$4.35 Rp 78.2K

-48.28%

Beef Round Steak (1kg)

$12.60 IQD 16.5K

$11.98 Rp 215.3K

5.18%

Apples (1kg)

$0.95 IQD 1,243

$3.72 Rp 66.8K

-74.46%

Banana (1kg)

$1.19 IQD 1,554

$1.63 Rp 29.2K

-26.99%

Oranges (1kg)

$0.94 IQD 1,233

$2.74 Rp 49.3K

-65.69%

Tomato (1kg)

$0.77 IQD 1,003

$2.24 Rp 40.3K

-65.63%

Potato (1kg)

$0.69 IQD 906

$1.92 Rp 34.5K

-64.06%

Onion (1kg)

$0.70 IQD 917

$2.28 Rp 40.9K

-69.30%

Lettuce (1 head)

$0.73 IQD 958

$1.06 Rp 19.1K

-31.13%

Water (1.5 liter bottle)

$0.45 IQD 588

$0.72 Rp 12.9K

-37.50%

Cigarettes 20 Pack (Marlboro, Camel)

$2.72 IQD 3,565

$3.29 Rp 59.0K

-17.33%

Wine (Bottle)

$12.58 IQD 16.5K

$23.19 Rp 416.8K

-45.75%

Local Beer (0.5 liter bottle)

$1.38 IQD 1,811

$2.78 Rp 49.9K

-50.36%

Imported Beer (0.33 liter bottle)

$1.93 IQD 2,529

$2.73 Rp 49.1K

-29.30%

One-way Ticket (Public Transport)

$0.59 IQD 773

$0.27 Rp 4,786

118.52%

Public Transport Monthly Pass (Regular Price)

$30.84 IQD 40.4K

$8.11 Rp 145.7K

280.27%

Taxi Start (Normal Tariff)

$2.29 IQD 2,998

$0.48 Rp 8,675

377.08%

Taxi (Normal Tariff) (1km)

$1.90 IQD 2,488

$0.42 Rp 7,545

352.38%

Taxi 1hour Waiting (Normal Tariff)

$3.79 IQD 4,957

$6.22 Rp 111.8K

-39.07%

Gasoline (1 liter)

$0.68 IQD 892

$0.81 Rp 14.6K

-16.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.0K IQD 22.3M

$26.6K Rp 478.2M

-36.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.0K IQD 24.9M

$32.2K Rp 578.5M

-40.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$53.7 IQD 70.3K

$78.4 Rp 1.4M

-31.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.49 IQD 17.7K

$4.07 Rp 73.1K

231.45%

Internet (50+ Mbps, Unlimited Data)

$24.54 IQD 32.1K

$24.33 Rp 437.1K

0.86%

Gym Membership (Monthly)

$19.45 IQD 25.5K

$98.6 Rp 1.8M

-80.28%

Tennis Court (1 Hour on Weekend)

$16.62 IQD 21.8K

$6.34 Rp 113.9K

162.15%

Cinema Ticket

$7.60 IQD 9,949

$3.99 Rp 71.6K

90.48%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$50.1 IQD 65.6K

$305 Rp 5.5M

-83.59%

International Primary School, 1 Child (Yearly)

$1,558 IQD 2.0M

$6,642 Rp 119.4M

-76.55%

Jeans (Levis 501 Or Similar)

$12.57 IQD 16.5K

$54.1 Rp 972.9K

-76.78%

Summer Dress (H&M, Zara, etc)

$14.16 IQD 18.5K

$37.81 Rp 679.4K

-62.55%

Sport Shoes (Adidas, Nike)

$27.05 IQD 35.4K

$86.8 Rp 1.6M

-68.85%

Men's Leather Business Shoes

$32.87 IQD 43.0K

$76.4 Rp 1.4M

-56.95%

1-bedroom Apartment, City Center (Monthly)

$170 IQD 222.8K

$992 Rp 17.8M

-82.85%

1-bedroom Apartment, Outside City Center (Monthly)

$105 IQD 137.4K

$673 Rp 12.1M

-84.41%

3-bedroom Apartment, City Center (Monthly)

$290 IQD 379.7K

$3,375 Rp 60.7M

-91.41%

3-bedroom Apartment, Outside City Center (Monthly)

$149 IQD 195.4K

$2,050 Rp 36.8M

-92.72%

Buy Apartment in City Center (m2)

$3,310 IQD 4.3M

$2,805 Rp 50.4M

18.03%

Buy Apartment Outside City Center (m2)

$459 IQD 601.3K

$2,227 Rp 40.0M

-79.38%

Average Monthly Net Salary (After Tax)

$337 IQD 441.5K

$167 Rp 3.0M

101.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.67

13.28

-57.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kalar: July 14, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $170 in Kalar and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Kalar pays 102% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $12.00 in Kalar vs $32.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $156 vs $297 per month, with Kalar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kalar vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Kalar is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment. The 169% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 102% higher in Kalar, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $170 in Kalar versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Kalar – a meal for two runs $12.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $523 per month in Kalar versus $1,408 in Ubud, Bali – a 169% gap that adds up to real savings over time for anyone picking the cheaper option.

At $523 in Kalar versus $1,408 in Ubud, Bali, a $1,500 budget is realistic in Kalar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kalar the clear choice for anyone on this budget.

For families, Kalar is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kalar and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kalar gentler on the wallet – expenses run 169% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.