🙂Monthly costs for one person with rent: $545 in Kalar versus $1,378 in Ubud, Bali.
🙂Estimated couple costs with rent: $826 in Kalar versus $2,327 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $1,106 in Kalar versus $3,275 in Ubud, Bali.
🌍Living in Kalar costs roughly 60% less than in Ubud, Bali, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Kalar is 60% below, Ubud, Bali is 0% above.
Currency
🍽 Eating Out
Kalar
Ubud, Bali
Difference
Meal at Budget Restaurant
$1.86IQD 2,434
$3.33Rp 58.7K
-44.14%
Three-Course Dinner for Two, Mid-Range
$12.41IQD 16.3K
$35.82Rp 630.7K
-65.35%
Fast Food Meal(McDonalds, etc)
$3.64IQD 4,770
$5.63Rp 99.1K
-35.35%
Cappuccino
$0.99IQD 1,299
$2.82Rp 49.7K
-64.89%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$0.52IQD 683
$1.75Rp 30.8K
-70.29%
Water(0.33 liter bottle)
$0.14IQD 184
$0.80Rp 14.0K
-82.50%
Local Beer(0.5 liter draught)
$6.03IQD 7,902
$3.04Rp 53.6K
98.36%
Imported Beer(0.33 liter bottle)
$4.48IQD 5,873
$4.30Rp 75.7K
4.19%
🛒 Groceries & Markets
Kalar
Ubud, Bali
Difference
Milk(1 liter)
$1.10IQD 1,441
$1.61Rp 28.3K
-31.68%
White Bread(500g)
$0.76IQD 996
$2.27Rp 39.9K
-66.52%
Rice(white)(1kg)
$1.54IQD 2,021
$1.17Rp 20.6K
31.62%
Eggs
$1.32IQD 1,728
$2.17Rp 38.2K
-39.17%
Local Cheese(1kg)
$3.48IQD 4,558
$17.63Rp 310.5K
-80.26%
Chicken Fillets(1kg)
$2.24IQD 2,930
$4.05Rp 71.4K
-44.69%
Beef Round Steak(1kg)
$12.24IQD 16.0K
$12.18Rp 214.5K
0.49%
Apples(1kg)
$0.94IQD 1,228
$3.62Rp 63.7K
-74.03%
Banana(1kg)
$1.15IQD 1,504
$1.64Rp 28.8K
-29.88%
Oranges(1kg)
$0.94IQD 1,226
$2.31Rp 40.6K
-59.31%
Tomato(1kg)
$0.81IQD 1,059
$1.96Rp 34.5K
-58.67%
Potato(1kg)
$0.71IQD 928
$1.84Rp 32.5K
-61.41%
Onion(1kg)
$0.70IQD 916
$2.37Rp 41.7K
-70.46%
Lettuce(1 head)
$0.78IQD 1,025
$1.05Rp 18.5K
-25.71%
Water(1.5 liter bottle)
$0.40IQD 528
$0.54Rp 9,560
-25.93%
Cigarettes 20 Pack(Marlboro, Camel)
$2.52IQD 3,296
$2.30Rp 40.6K
9.57%
Wine(Bottle)
$12.62IQD 16.5K
$23.08Rp 406.4K
-45.32%
Local Beer(0.5 liter bottle)
$1.67IQD 2,191
$2.34Rp 41.2K
-28.63%
Imported Beer(0.33 liter bottle)
$2.15IQD 2,818
$3.07Rp 54.0K
-29.97%
🚌 Getting Around
Kalar
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$0.55IQD 716
$0.25Rp 4,365
120.00%
Public Transport Monthly Pass(Regular Price)
$30.21IQD 39.6K
$9.42Rp 165.9K
220.70%
Taxi Start(Normal Tariff)
$1.86IQD 2,440
$0.49Rp 8,631
279.59%
Taxi(Normal Tariff)(1km)
$1.80IQD 2,355
$0.47Rp 8,349
282.98%
Taxi 1hour Waiting(Normal Tariff)
$3.78IQD 4,947
$5.60Rp 98.6K
-32.50%
Gasoline(1 liter)
$0.67IQD 875
$0.81Rp 14.2K
-17.28%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$16.7KIQD 21.8M
$25.0KRp 440.3M
-33.34%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$18.7KIQD 24.5M
$31.1KRp 547.0M
-39.78%
🧾 Monthly Utilities & Internet
Kalar
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$52.8IQD 69.2K
$82.7Rp 1.5M
-36.12%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$13.44IQD 17.6K
$6.49Rp 114.2K
107.09%
Internet(50+ Mbps, Unlimited Data)
$23.92IQD 31.3K
$18.79Rp 330.8K
27.30%
🎉 Sport & Entertainment
Kalar
Ubud, Bali
Difference
Gym Membership(Monthly)
$19.01IQD 24.9K
$55.2Rp 972.6K
-65.59%
Tennis Court(1 Hour on Weekend)
$38.34IQD 50.2K
$18.21Rp 320.6K
110.54%
Cinema Ticket
$7.79IQD 10.2K
$4.30Rp 75.7K
81.16%
🧸 Childcare & Education
Kalar
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$50.8IQD 66.5K
$494Rp 8.7M
-89.72%
International Primary School, 1 Child(Yearly)
$1,532IQD 2.0M
$5,917Rp 104.2M
-74.12%
👕👟 Clothing & Footwear
Kalar
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$12.97IQD 17.0K
$46.28Rp 814.8K
-71.97%
Summer Dress(H&M, Zara, etc)
$14.14IQD 18.5K
$36.44Rp 641.6K
-61.20%
Sport Shoes(Adidas, Nike)
$26.37IQD 34.5K
$80.7Rp 1.4M
-67.32%
Men's Leather Business Shoes
$32.17IQD 42.1K
$78.8Rp 1.4M
-59.18%
🏠 Accommodation & Living
Kalar
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$171IQD 224.5K
$1,114Rp 19.6M
-84.61%
1-bedroom Apartment, Outside City Center(Monthly)
$106IQD 138.8K
$693Rp 12.2M
-84.71%
3-bedroom Apartment, City Center(Monthly)
$281IQD 367.7K
$3,639Rp 64.1M
-92.28%
3-bedroom Apartment, Outside City Center(Monthly)
$148IQD 193.9K
$1,712Rp 30.1M
-91.35%
Buy Apartment in City Center(m2)
$3,286IQD 4.3M
$2,761Rp 48.6M
19.02%
Buy Apartment Outside City Center(m2)
$451IQD 591.1K
$2,293Rp 40.4M
-80.31%
💵 Salaries & Financials
Kalar
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$343IQD 448.8K
$167Rp 2.9M
105.11%
20-Year Fixed Mortgage Interest Rate(Annual %)
2.53
13.78
-81.64%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Kalar: September 7, 2026
Last update for Ubud, Bali: September 6, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $171 in Kalar and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Kalar pays 105% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $12.00 in Kalar vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $157 vs $294 per month, with Kalar cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kalar vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Kalar?
Kalar is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment. The 153% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Kalar or Ubud, Bali?
Average pay runs 105% higher in Kalar, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Kalar and Ubud, Bali?
Rent for a central apartment: $171 in Kalar versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Kalar or in Ubud, Bali?
Dining out is cheaper in Kalar – a meal for two runs $12.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Kalar and in Ubud, Bali?
All in, you'll spend $545 per month in Kalar versus $1,378 in Ubud, Bali – a 153% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,500 a realistic budget for living in Kalar or in Ubud, Bali?
At $545 in Kalar versus $1,378 in Ubud, Bali, a $1,500 budget is realistic in Kalar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kalar the clear choice for anyone on this budget.
Is Kalar or Ubud, Bali more family-friendly?
For families, Kalar is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Kalar or Ubud, Bali?
Safety-wise, Kalar and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Kalar gentler on the wallet – expenses run 153% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.