Cost of Living Comparison Between Kalar and Ubud, Bali Cost of Living Comparison Between Kalar and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $519 in Kalar versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $776 in Kalar versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,034 in Kalar versus $3,660 in Ubud, Bali.

Living in Kalar costs roughly 63% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Kalar is 61% below, Ubud, Bali is 6% above.

Meal at Budget Restaurant

$1.86 IQD 2,435

$3.56 Rp 64.3K

-47.75%

Three-Course Dinner for Two, Mid-Range

$12.16 IQD 15.9K

$32.73 Rp 590.3K

-62.85%

Fast Food Meal (McDonalds, etc)

$3.61 IQD 4,722

$4.95 Rp 89.2K

-27.07%

Cappuccino

$1.04 IQD 1,365

$2.71 Rp 48.9K

-61.62%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.49 IQD 637

$1.34 Rp 24.2K

-63.43%

Water (0.33 liter bottle)

$0.15 IQD 200

$0.70 Rp 12.6K

-78.57%

Local Beer (0.5 liter draught)

$1.93 IQD 2,528

$2.92 Rp 52.7K

-33.90%

Imported Beer (0.33 liter bottle)

$2.06 IQD 2,700

$3.96 Rp 71.4K

-47.98%

Milk (1 liter)

$1.05 IQD 1,374

$1.81 Rp 32.6K

-41.99%

White Bread (500g)

$0.85 IQD 1,107

$2.52 Rp 45.4K

-66.27%

Rice (white) (1kg)

$1.56 IQD 2,042

$1.16 Rp 20.9K

34.48%

Eggs

$1.32 IQD 1,730

$2.46 Rp 44.4K

-46.34%

Local Cheese (1kg)

$3.52 IQD 4,604

$14.71 Rp 265.3K

-76.07%

Chicken Fillets (1kg)

$2.35 IQD 3,079

$4.32 Rp 77.9K

-45.60%

Beef Round Steak (1kg)

$12.29 IQD 16.1K

$12.14 Rp 218.9K

1.24%

Apples (1kg)

$0.92 IQD 1,204

$3.84 Rp 69.3K

-76.04%

Banana (1kg)

$1.14 IQD 1,495

$1.56 Rp 28.1K

-26.92%

Oranges (1kg)

$1.00 IQD 1,309

$2.83 Rp 51.1K

-64.66%

Tomato (1kg)

$0.75 IQD 980

$2.33 Rp 41.9K

-67.81%

Potato (1kg)

$0.70 IQD 920

$1.91 Rp 34.5K

-63.35%

Onion (1kg)

$0.72 IQD 941

$2.20 Rp 39.7K

-67.27%

Lettuce (1 head)

$0.71 IQD 934

$1.01 Rp 18.3K

-29.70%

Water (1.5 liter bottle)

$0.44 IQD 581

$0.78 Rp 14.0K

-43.59%

Cigarettes 20 Pack (Marlboro, Camel)

$2.65 IQD 3,468

$3.32 Rp 59.8K

-20.18%

Wine (Bottle)

$12.66 IQD 16.6K

$23.74 Rp 428.0K

-46.67%

Local Beer (0.5 liter bottle)

$1.43 IQD 1,877

$2.79 Rp 50.3K

-48.75%

Imported Beer (0.33 liter bottle)

$1.95 IQD 2,550

$2.86 Rp 51.6K

-31.82%

One-way Ticket (Public Transport)

$0.59 IQD 776

$0.27 Rp 4,848

118.52%

Public Transport Monthly Pass (Regular Price)

$31.03 IQD 40.6K

$8.03 Rp 144.8K

286.43%

Taxi Start (Normal Tariff)

$2.33 IQD 3,054

$0.46 Rp 8,230

406.52%

Taxi (Normal Tariff) (1km)

$1.88 IQD 2,456

$0.45 Rp 8,116

317.78%

Taxi 1hour Waiting (Normal Tariff)

$3.79 IQD 4,966

$6.10 Rp 109.9K

-37.87%

Gasoline (1 liter)

$0.64 IQD 840

$0.79 Rp 14.3K

-18.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.9K IQD 22.2M

$26.1K Rp 471.6M

-35.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.8K IQD 24.6M

$32.1K Rp 579.2M

-41.49%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$54.5 IQD 71.3K

$79.9 Rp 1.4M

-31.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$13.55 IQD 17.7K

$4.06 Rp 73.3K

233.74%

Internet (50+ Mbps, Unlimited Data)

$23.89 IQD 31.3K

$23.52 Rp 424.1K

1.57%

Gym Membership (Monthly)

$19.20 IQD 25.1K

$98.7 Rp 1.8M

-80.55%

Tennis Court (1 Hour on Weekend)

$17.14 IQD 22.4K

$6.63 Rp 119.6K

158.52%

Cinema Ticket

$7.55 IQD 9,881

$4.15 Rp 74.8K

81.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$52.0 IQD 68.1K

$304 Rp 5.5M

-82.88%

International Primary School, 1 Child (Yearly)

$1,522 IQD 2.0M

$6,613 Rp 119.3M

-76.99%

Jeans (Levis 501 Or Similar)

$12.83 IQD 16.8K

$55.5 Rp 1.0M

-76.90%

Summer Dress (H&M, Zara, etc)

$13.93 IQD 18.2K

$38.31 Rp 690.9K

-63.64%

Sport Shoes (Adidas, Nike)

$26.51 IQD 34.7K

$88.6 Rp 1.6M

-70.08%

Men's Leather Business Shoes

$32.27 IQD 42.3K

$77.9 Rp 1.4M

-58.56%

1-bedroom Apartment, City Center (Monthly)

$174 IQD 228.0K

$1,006 Rp 18.1M

-82.70%

1-bedroom Apartment, Outside City Center (Monthly)

$105 IQD 137.0K

$675 Rp 12.2M

-84.51%

3-bedroom Apartment, City Center (Monthly)

$282 IQD 368.6K

$3,442 Rp 62.1M

-91.82%

3-bedroom Apartment, Outside City Center (Monthly)

$146 IQD 190.5K

$2,039 Rp 36.8M

-92.87%

Buy Apartment in City Center (m2)

$3,312 IQD 4.3M

$2,841 Rp 51.2M

16.58%

Buy Apartment Outside City Center (m2)

$456 IQD 597.7K

$2,264 Rp 40.8M

-79.84%

Average Monthly Net Salary (After Tax)

$337 IQD 441.8K

$165 Rp 3.0M

104.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.67

13.28

-57.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kalar: May 31, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $174 in Kalar and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Kalar pays 104% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $12.00 in Kalar vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $157 vs $302 per month, with Kalar cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kalar vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Kalar is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Sport & Entertainment. The 174% gap adds up to real monthly savings that compound significantly over time.

Kalar pays 104% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $174 in Kalar versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Kalar – a meal for two runs $12.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $519 per month in Kalar versus $1,419 in Ubud, Bali – a 174% gap that adds up to real savings over time for anyone picking the cheaper option.

At $519 in Kalar versus $1,419 in Ubud, Bali, a $1,500 budget is realistic in Kalar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kalar the clear choice for anyone on this budget.

For families, Kalar is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Kalar and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kalar gentler on the wallet – expenses run 174% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.