Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kalar

For one person, living is cheaper in Kalar: $500 a month against $1,349 in Ubud, Bali, rent and utilities included – about $10,200 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
24

Cost of Living Index in Kalar
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Kalar Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Kalar

🇮🇶 Iraq

$500

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kalar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kalar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $500 in Kalar.

Ubud, Bali $1,349
Kalar $500

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $745 in Kalar.

Ubud, Bali $2,305
Kalar $745

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $991 in Kalar.

Ubud, Bali $3,261
Kalar $991

Living in Ubud, Bali is roughly 170% more expensive than in Kalar, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$4.18 IQD 6,309

-20.57%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 648.1K

$10.53 IQD 15.9K

238.46%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$3.07 IQD 4,643

80.13%

Cappuccino

$2.72 Rp 49.4K

$0.85 IQD 1,283

220.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$0.45 IQD 682

277.78%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.14 IQD 214

442.86%

Local Beer (0.5 liter draught)

$2.65 Rp 48.3K

$5.49 IQD 8,284

-51.73%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.7K

$3.93 IQD 5,936

11.45%

Milk (1 liter)

$1.49 Rp 27.1K

$0.92 IQD 1,387

61.96%

White Bread (500g)

$2.28 Rp 41.4K

$0.72 IQD 1,090

216.67%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.29 IQD 1,945

-7.75%

Eggs

$2.04 Rp 37.0K

$1.12 IQD 1,697

82.14%

Local Cheese (1kg)

$17.70 Rp 321.9K

$2.90 IQD 4,373

510.34%

Chicken Fillets (1kg)

$3.96 Rp 72.1K

$2.00 IQD 3,018

98.00%

Beef Round Steak (1kg)

$12.19 Rp 221.7K

$10.87 IQD 16.4K

12.14%

Apples (1kg)

$3.66 Rp 66.5K

$0.81 IQD 1,218

351.85%

Banana (1kg)

$1.52 Rp 27.6K

$0.97 IQD 1,461

56.70%

Oranges (1kg)

$2.23 Rp 40.5K

$0.85 IQD 1,285

162.35%

Tomato (1kg)

$1.97 Rp 35.9K

$0.70 IQD 1,052

181.43%

Potato (1kg)

$1.85 Rp 33.6K

$0.58 IQD 873

218.97%

Onion (1kg)

$2.42 Rp 44.1K

$0.63 IQD 948

284.13%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.60 IQD 908

65.00%

Water (1.5 liter bottle)

$0.51 Rp 9,336

$0.39 IQD 585

30.77%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$2.09 IQD 3,163

6.22%

Wine (Bottle)

$22.24 Rp 404.4K

$10.72 IQD 16.2K

107.46%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.46 IQD 2,212

54.79%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$1.86 IQD 2,813

59.68%

One-way Ticket (Public Transport)

$0.25 Rp 4,564

$0.49 IQD 739

-48.98%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.3K

$26.14 IQD 39.5K

-70.08%

Taxi Start (Normal Tariff)

$0.44 Rp 7,992

$1.67 IQD 2,524

-73.65%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,821

$1.55 IQD 2,345

-72.26%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.4K

$3.34 IQD 5,036

61.98%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.54 IQD 814

51.85%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.5M

$14.6K IQD 22.1M

62.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.3M

$16.4K IQD 24.8M

93.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$46.19 IQD 69.7K

71.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$11.71 IQD 17.7K

-44.92%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.8K

$20.88 IQD 31.5K

-11.02%

Gym Membership (Monthly)

$49.48 Rp 899.8K

$16.77 IQD 25.3K

195.05%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.9K

$32.49 IQD 49.1K

-45.68%

Cinema Ticket

$4.27 Rp 77.7K

$6.74 IQD 10.2K

-36.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$43.60 IQD 65.8K

1025.09%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.2M

$1,306 IQD 2.0M

334.44%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.7K

$10.86 IQD 16.4K

311.05%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.6K

$12.02 IQD 18.2K

190.77%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$22.98 IQD 34.7K

247.69%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$28.22 IQD 42.6K

181.43%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.5M

$151 IQD 227.8K

645.58%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$92.5 IQD 139.7K

625.62%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$246 IQD 371.3K

1349.47%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$126 IQD 189.6K

1272.49%

Buy Apartment in City Center (m2)

$2,732 Rp 49.7M

$874 IQD 1.3M

212.70%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$392 IQD 591.3K

483.25%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$300 IQD 453.1K

-45.39%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.53

444.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Kalar: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Kalar

$93 18.5% 86.2% $579

Groceries & Markets

Ubud, Bali

$288 21.4%

Kalar

$137 27.4% 52.6% $152

Eating Out

Ubud, Bali

$108 8%

Kalar

$91 18.1% 15.9% $17

Clothing & Footwear

Ubud, Bali

$108 8%

Kalar

$33 6.7% 69% $74

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Kalar

$79 15.8% 24.3% $25

Sport & Entertainment

Ubud, Bali

$58 4.3%

Kalar

$30 6.1% 47.9% $28

Getting Around

Ubud, Bali

$11 0.9%

Kalar

$38 7.5% 229% $26

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $151 in Kalar. Housing cost is often the main lever when comparing two cities.

Kalar pays 83% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $11 in Kalar for a mid-range dinner for two. Groceries echo the gap at $288 vs $137 per month, with Kalar cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇮🇶 Kalar

🕒 Local time

13:07 1:07 PM

08:07 8:07 AM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

250,000

💱 Currency

Indonesian Rupiah IDR Rp

Iraqi Dinar IQD ع.د

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

10,000 IQD = 6.62 USD

10,000 IQD = 5.95 EUR

Exchange rates and currency converter

IQD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 29, 2026: 1 USD = 18,183 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,242 IDR (100,000 IDR = 4.94 EUR).

Iraqi Dinar exchange rates as of October 29, 2026: 1 USD = 1,510 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,681 IQD (10,000 IQD = 5.95 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Kalar 8,750 km ≈ 11 h nonstop flight

From you

Ubud, Bali
Kalar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kalar: Cost of Living - Frequently Asked Questions

Kalar is about 63% cheaper overall, especially in groceries, clothing, and leisure. That difference adds up to real monthly savings that compound significantly over time.

On paper, salaries run 45% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $151 in Kalar. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Kalar – a meal for two runs $11 versus $36 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $500 in Kalar – Kalar is about 63% cheaper, which adds up to real savings over time.

At $500 in Kalar versus $1,349 in Ubud, Bali, a $1,000 budget is realistic in Kalar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kalar the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.