Last update: Nov 2026

Cost of Living Comparison Between Kajaani and Tbilisi

For one person, living is cheaper in Tbilisi: $1,278 a month against $1,812 in Kajaani, rent and utilities included – about $6,400 less a year. Rent and utilities account for about half of the difference.

86

Cost of Living Index in Kajaani
Learn more

Kajaani Living Index
61

Cost of Living Index in Tbilisi
Learn more

Tbilisi Living Index

Jump to prices

Kajaani

🇫🇮 Finland

$1,812

/mo nomad

Tbilisi

🇬🇪 Georgia

$1,278

/mo nomad

Monthly Cost of Living

How much you'll spend in Kajaani and in Tbilisi

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kajaani and in Tbilisi actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,812 in Kajaani versus $1,278 in Tbilisi.

Kajaani $1,812
Tbilisi $1,278

Estimated couple costs with rent: $2,744 in Kajaani versus $2,017 in Tbilisi.

Kajaani $2,744
Tbilisi $2,017

Monthly costs for a family of three with rent: $3,676 in Kajaani versus $2,755 in Tbilisi.

Kajaani $3,676
Tbilisi $2,755

Living in Kajaani is roughly 42% more expensive than in Tbilisi, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Kajaani is 34% above, Tbilisi is 5% below.

Meal at Budget Restaurant

$16.58 €14.82

$11.62 ₾30.07

42.69%

Three-Course Dinner for Two, Mid-Range

$65.3 €58.4

$38.41 ₾99.4

70.09%

Fast Food Meal (McDonalds, etc)

$10.28 €9.19

$9.74 ₾25.20

5.54%

Cappuccino

$4.51 €4.03

$3.56 ₾9.21

26.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.47 €2.21

$1.08 ₾2.80

128.70%

Water (0.33 liter bottle)

$1.70 €1.52

$0.56 ₾1.46

203.57%

Local Beer (0.5 liter draught)

$8.33 €7.44

$2.73 ₾7.05

205.13%

Imported Beer (0.33 liter bottle)

$7.46 €6.67

$3.13 ₾8.09

138.34%

Milk (1 liter)

$1.48 €1.33

$2.14 ₾5.55

-30.84%

White Bread (500g)

$2.57 €2.30

$0.75 ₾1.95

242.67%

Rice (white) (1kg)

$2.26 €2.02

$1.80 ₾4.66

25.56%

Eggs

$2.85 €2.55

$2.80 ₾7.25

1.79%

Local Cheese (1kg)

$8.39 €7.50

$9.43 ₾24.41

-11.03%

Chicken Fillets (1kg)

$11.86 €10.61

$7.00 ₾18.10

69.43%

Beef Round Steak (1kg)

$23.19 €20.74

$12.69 ₾32.84

82.74%

Apples (1kg)

$2.46 €2.20

$1.63 ₾4.22

50.92%

Banana (1kg)

$2.09 €1.87

$1.84 ₾4.77

13.59%

Oranges (1kg)

$2.38 €2.13

$1.97 ₾5.09

20.81%

Tomato (1kg)

$3.93 €3.51

$2.47 ₾6.39

59.11%

Potato (1kg)

$1.51 €1.35

$0.75 ₾1.95

101.33%

Onion (1kg)

$2.19 €1.96

$0.67 ₾1.74

226.87%

Lettuce (1 head)

$1.47 €1.32

$1.41 ₾3.66

4.26%

Water (1.5 liter bottle)

$1.79 €1.60

$0.72 ₾1.86

148.61%

Cigarettes 20 Pack (Marlboro, Camel)

$13.33 €11.92

$3.51 ₾9.09

279.77%

Wine (Bottle)

$13.36 €11.95

$7.89 ₾20.40

69.33%

Local Beer (0.5 liter bottle)

$3.10 €2.78

$1.70 ₾4.41

82.35%

Imported Beer (0.33 liter bottle)

$3.45 €3.09

$2.37 ₾6.12

45.57%

One-way Ticket (Public Transport)

$3.42 €3.06

$0.38 ₾0.98

800.00%

Public Transport Monthly Pass (Regular Price)

$64.4 €57.6

$15.29 ₾39.57

321.19%

Taxi Start (Normal Tariff)

$8.46 €7.56

$1.19 ₾3.08

610.92%

Taxi (Normal Tariff) (1km)

$1.39 €1.24

$0.74 ₾1.91

87.84%

Taxi 1hour Waiting (Normal Tariff)

$65.3 €58.4

$11.89 ₾30.76

449.20%

Gasoline (1 liter)

$2.30 €2.06

$1.46 ₾3.77

57.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.8K €32.9K

$25.0K ₾64.6K

47.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.2K €34.2K

$22.8K ₾59.1K

67.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$143 €128

$88.1 ₾228

62.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$29.59 €26.46

$12.71 ₾32.87

132.81%

Internet (50+ Mbps, Unlimited Data)

$21.80 €19.50

$19.79 ₾51.2

10.16%

Gym Membership (Monthly)

$42.89 €38.35

$64.3 ₾166

-33.30%

Tennis Court (1 Hour on Weekend)

$22.47 €20.10

$19.17 ₾49.60

17.21%

Cinema Ticket

$19.20 €17.17

$6.65 ₾17.20

188.72%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$389 €348

$371 ₾961

4.83%

International Primary School, 1 Child (Yearly)

$12.5K €11.2K

$9,163 ₾23.7K

36.81%

Jeans (Levis 501 Or Similar)

$90.2 €80.6

$102 ₾264

-11.77%

Summer Dress (H&M, Zara, etc)

$27.83 €24.89

$39.65 ₾103

-29.81%

Sport Shoes (Adidas, Nike)

$56.3 €50.3

$118 ₾306

-52.34%

Men's Leather Business Shoes

$149 €134

$120 ₾310

24.80%

1-bedroom Apartment, City Center (Monthly)

$797 €712

$690 ₾1,785

15.52%

1-bedroom Apartment, Outside City Center (Monthly)

$651 €582

$461 ₾1,193

41.19%

3-bedroom Apartment, City Center (Monthly)

$1,208 €1,080

$1,362 ₾3,524

-11.32%

3-bedroom Apartment, Outside City Center (Monthly)

$1,028 €919

$897 ₾2,321

14.56%

Buy Apartment in City Center (m2)

$4,073 €3,642

$2,277 ₾5,892

78.85%

Buy Apartment Outside City Center (m2)

$2,175 €1,945

$1,378 ₾3,565

57.86%

Average Monthly Net Salary (After Tax)

$2,017 €1,803

$710 ₾1,837

184.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.33

12.53

-65.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kajaani: November 2, 2026

Last update for Tbilisi: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kajaani

$651 35.9%

Tbilisi

$461 36.1% 29.2% $190

Groceries & Markets

Kajaani

$355 19.6%

Tbilisi

$235 18.4% 33.7% $119

Eating Out

Kajaani

$291 16.1%

Tbilisi

$191 15% 34.2% $99

Monthly Utilities & Internet

Kajaani

$195 10.8%

Tbilisi

$121 9.4% 38.1% $74

Clothing & Footwear

Kajaani

$146 8%

Tbilisi

$171 13.4% 17.3% $25

Getting Around

Kajaani

$93 5.2%

Tbilisi

$22 1.7% 76.8% $72

Sport & Entertainment

Kajaani

$81 4.5%

Tbilisi

$78 6.1% 4.5% $3.7

Cost Breakdown

A one-bedroom apartment in the center runs $797 in Kajaani and $690 in Tbilisi. Housing cost is often the main lever when comparing two cities.

Kajaani pays about 2.8 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $65 in Kajaani vs $38 in Tbilisi for a mid-range dinner for two. Groceries echo the gap at $355 vs $235 per month, with Tbilisi cheaper across the board.

Good to know

🇫🇮 Kajaani

🇬🇪 Tbilisi

🕒 Local time

02:28 2:28 AM

04:28 4:28 AM

2 h ahead of Kajaani

🌤 Weather

👥 Population

36,492

1,241,700 Capital

💱 Currency

Euro EUR €

Georgian Lari GEL ₾

📈 Exchange rate

1 EUR = 1.12 USD

1 GEL = 0.387 USD

1 GEL = 0.346 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Kajaani Tbilisi 2,730 km ≈ 4 h nonstop flight

From you

Kajaani
Tbilisi

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kajaani vs Tbilisi: Cost of Living - Frequently Asked Questions

Tbilisi wins on cost – living expenses run 29% lower than in Kajaani. Housing and daily spending are where you’ll feel the difference most, making Tbilisi the obvious pick if budget is a priority.

Average pay in Kajaani is about 2.8 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $797 in Kajaani versus $690 in Tbilisi. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $389 in Kajaani versus $371 in Tbilisi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 51% higher in Kajaani. For households that cook at home regularly, that difference adds up over a month.

Either city works on $2,000 a month, though Tbilisi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Kajaani and Tbilisi are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Tbilisi gentler on the wallet – expenses run 29% less than in Kajaani. Beyond cost, consider language, visa policies, and how big the international community is in each city.