Last update: Nov 2026

Cost of Living Comparison Between Tbilisi and Kajaani

For one person, living is cheaper in Tbilisi: $1,278 a month against $1,812 in Kajaani, rent and utilities included – about $6,400 less a year. Rent and utilities account for about half of the difference.

61

Cost of Living Index in Tbilisi
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Tbilisi Living Index
86

Cost of Living Index in Kajaani
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Kajaani Living Index

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Tbilisi

🇬🇪 Georgia

$1,278

/mo nomad

Kajaani

🇫🇮 Finland

$1,812

/mo nomad

Monthly Cost of Living

How much you'll spend in Tbilisi and in Kajaani

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Tbilisi and in Kajaani actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,278 in Tbilisi versus $1,812 in Kajaani.

Tbilisi $1,278
Kajaani $1,812

Estimated couple costs with rent: $2,017 in Tbilisi versus $2,744 in Kajaani.

Tbilisi $2,017
Kajaani $2,744

Monthly costs for a family of three with rent: $2,755 in Tbilisi versus $3,676 in Kajaani.

Tbilisi $2,755
Kajaani $3,676

Living in Tbilisi costs roughly 29% less than in Kajaani, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Tbilisi is 5% below, Kajaani is 34% above.

Meal at Budget Restaurant

$11.62 ₾30.07

$16.58 €14.82

-29.92%

Three-Course Dinner for Two, Mid-Range

$38.41 ₾99.4

$65.3 €58.4

-41.21%

Fast Food Meal (McDonalds, etc)

$9.74 ₾25.20

$10.28 €9.19

-5.25%

Cappuccino

$3.56 ₾9.21

$4.51 €4.03

-21.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.08 ₾2.80

$2.47 €2.21

-56.28%

Water (0.33 liter bottle)

$0.56 ₾1.46

$1.70 €1.52

-67.06%

Local Beer (0.5 liter draught)

$2.73 ₾7.05

$8.33 €7.44

-67.23%

Imported Beer (0.33 liter bottle)

$3.13 ₾8.09

$7.46 €6.67

-58.04%

Milk (1 liter)

$2.14 ₾5.55

$1.48 €1.33

44.59%

White Bread (500g)

$0.75 ₾1.95

$2.57 €2.30

-70.82%

Rice (white) (1kg)

$1.80 ₾4.66

$2.26 €2.02

-20.35%

Eggs

$2.80 ₾7.25

$2.85 €2.55

-1.75%

Local Cheese (1kg)

$9.43 ₾24.41

$8.39 €7.50

12.40%

Chicken Fillets (1kg)

$7.00 ₾18.10

$11.86 €10.61

-40.98%

Beef Round Steak (1kg)

$12.69 ₾32.84

$23.19 €20.74

-45.28%

Apples (1kg)

$1.63 ₾4.22

$2.46 €2.20

-33.74%

Banana (1kg)

$1.84 ₾4.77

$2.09 €1.87

-11.96%

Oranges (1kg)

$1.97 ₾5.09

$2.38 €2.13

-17.23%

Tomato (1kg)

$2.47 ₾6.39

$3.93 €3.51

-37.15%

Potato (1kg)

$0.75 ₾1.95

$1.51 €1.35

-50.33%

Onion (1kg)

$0.67 ₾1.74

$2.19 €1.96

-69.41%

Lettuce (1 head)

$1.41 ₾3.66

$1.47 €1.32

-4.08%

Water (1.5 liter bottle)

$0.72 ₾1.86

$1.79 €1.60

-59.78%

Cigarettes 20 Pack (Marlboro, Camel)

$3.51 ₾9.09

$13.33 €11.92

-73.67%

Wine (Bottle)

$7.89 ₾20.40

$13.36 €11.95

-40.94%

Local Beer (0.5 liter bottle)

$1.70 ₾4.41

$3.10 €2.78

-45.16%

Imported Beer (0.33 liter bottle)

$2.37 ₾6.12

$3.45 €3.09

-31.30%

One-way Ticket (Public Transport)

$0.38 ₾0.98

$3.42 €3.06

-88.89%

Public Transport Monthly Pass (Regular Price)

$15.29 ₾39.57

$64.4 €57.6

-76.26%

Taxi Start (Normal Tariff)

$1.19 ₾3.08

$8.46 €7.56

-85.93%

Taxi (Normal Tariff) (1km)

$0.74 ₾1.91

$1.39 €1.24

-46.76%

Taxi 1hour Waiting (Normal Tariff)

$11.89 ₾30.76

$65.3 €58.4

-81.79%

Gasoline (1 liter)

$1.46 ₾3.77

$2.30 €2.06

-36.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K ₾64.6K

$36.8K €32.9K

-32.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.8K ₾59.1K

$38.2K €34.2K

-40.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$88.1 ₾228

$143 €128

-38.57%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$12.71 ₾32.87

$29.59 €26.46

-57.05%

Internet (50+ Mbps, Unlimited Data)

$19.79 ₾51.2

$21.80 €19.50

-9.22%

Gym Membership (Monthly)

$64.3 ₾166

$42.89 €38.35

49.92%

Tennis Court (1 Hour on Weekend)

$19.17 ₾49.60

$22.47 €20.10

-14.69%

Cinema Ticket

$6.65 ₾17.20

$19.20 €17.17

-65.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$371 ₾961

$389 €348

-4.61%

International Primary School, 1 Child (Yearly)

$9,163 ₾23.7K

$12.5K €11.2K

-26.91%

Jeans (Levis 501 Or Similar)

$102 ₾264

$90.2 €80.6

13.34%

Summer Dress (H&M, Zara, etc)

$39.65 ₾103

$27.83 €24.89

42.47%

Sport Shoes (Adidas, Nike)

$118 ₾306

$56.3 €50.3

109.83%

Men's Leather Business Shoes

$120 ₾310

$149 €134

-19.87%

1-bedroom Apartment, City Center (Monthly)

$690 ₾1,785

$797 €712

-13.43%

1-bedroom Apartment, Outside City Center (Monthly)

$461 ₾1,193

$651 €582

-29.17%

3-bedroom Apartment, City Center (Monthly)

$1,362 ₾3,524

$1,208 €1,080

12.77%

3-bedroom Apartment, Outside City Center (Monthly)

$897 ₾2,321

$1,028 €919

-12.71%

Buy Apartment in City Center (m2)

$2,277 ₾5,892

$4,073 €3,642

-44.09%

Buy Apartment Outside City Center (m2)

$1,378 ₾3,565

$2,175 €1,945

-36.65%

Average Monthly Net Salary (After Tax)

$710 ₾1,837

$2,017 €1,803

-64.80%

20-Year Fixed Mortgage Interest Rate (Annual %)

12.53

4.33

189.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Tbilisi: November 2, 2026

Last update for Kajaani: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Tbilisi

$461 36.1%

Kajaani

$651 35.9% 41.2% $190

Groceries & Markets

Tbilisi

$235 18.4%

Kajaani

$355 19.6% 50.8% $119

Eating Out

Tbilisi

$191 15%

Kajaani

$291 16.1% 51.9% $99

Clothing & Footwear

Tbilisi

$171 13.4%

Kajaani

$146 8% 14.7% $25

Monthly Utilities & Internet

Tbilisi

$121 9.4%

Kajaani

$195 10.8% 61.5% $74

Sport & Entertainment

Tbilisi

$78 6.1%

Kajaani

$81 4.5% 4.8% $3.7

Getting Around

Tbilisi

$22 1.7%

Kajaani

$93 5.2% 331% $72

Cost Breakdown

A one-bedroom apartment in the center runs $690 in Tbilisi and $797 in Kajaani. Housing cost is often the main lever when comparing two cities.

Kajaani pays about 2.8 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $38 in Tbilisi vs $65 in Kajaani for a mid-range dinner for two. Groceries echo the gap at $235 vs $355 per month, with Tbilisi cheaper across the board.

Good to know

🇬🇪 Tbilisi

🇫🇮 Kajaani

🕒 Local time

21:22 9:22 PM

19:22 7:22 PM

2 h behind Tbilisi

🌤 Weather

👥 Population

1,241,700 Capital

36,492

💱 Currency

Georgian Lari GEL ₾

Euro EUR €

📈 Exchange rate

1 GEL = 0.387 USD

1 GEL = 0.345 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to GEL – Georgian Lari Converter

🇺🇸 United States Dollar ($)

🇬🇪 Georgian Lari (₾)

Georgian Lari exchange rates as of November 3, 2026: 1 USD = 2.59 GEL (1 GEL = 0.387 USD). 1 EUR = 2.9 GEL (1 GEL = 0.345 EUR).

Euro exchange rates as of November 3, 2026: 1 USD = 0.894 EUR (1 EUR = 1.12 USD).

USD to GEL in detail →

On the map

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Between locations

Tbilisi Kajaani 2,730 km ≈ 4 h nonstop flight

From you

Tbilisi
Kajaani

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Tbilisi vs Kajaani: Cost of Living - Frequently Asked Questions

Tbilisi wins on cost – living expenses run 29% lower than in Kajaani. Housing and daily spending are where you’ll feel the difference most, making Tbilisi the obvious pick if budget is a priority.

On paper, salaries run 65% lower in Tbilisi. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $690 in Tbilisi versus $797 in Kajaani. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $371 in Tbilisi versus $389 in Kajaani. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 51% higher in Kajaani. For households that cook at home regularly, that difference adds up over a month.

Either city works on $2,000 a month, though Tbilisi gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Tbilisi and Kajaani are both considered safe, so it’s unlikely to be the deciding factor between them.

Expats usually find Tbilisi gentler on the wallet – expenses run 29% less than in Kajaani. Beyond cost, consider language, visa policies, and how big the international community is in each city.