Last update: Oct 2026

Cost of Living Comparison Between Kahramanmaras and Ubud, Bali

For one person, living is cheaper in Kahramanmaras: $728 a month against $1,368 in Ubud, Bali, rent and utilities included – about $7,700 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Kahramanmaras
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Kahramanmaras Living Index
67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Kahramanmaras

🇹🇷 Turkey

$728

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Monthly Cost of Living

How much you'll spend in Kahramanmaras and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kahramanmaras and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $728 in Kahramanmaras versus $1,368 in Ubud, Bali.

Kahramanmaras $728
Ubud, Bali $1,368

Estimated couple costs with rent: $1,109 in Kahramanmaras versus $2,314 in Ubud, Bali.

Kahramanmaras $1,109
Ubud, Bali $2,314

Monthly costs for a family of three with rent: $1,490 in Kahramanmaras versus $3,260 in Ubud, Bali.

Kahramanmaras $1,490
Ubud, Bali $3,260

Living in Kahramanmaras costs roughly 47% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Kahramanmaras is 46% below, Ubud, Bali is 1% above.

Meal at Budget Restaurant

$4.93 ₺244

$3.33 Rp 59.9K

48.05%

Three-Course Dinner for Two, Mid-Range

$12.28 ₺608

$35.18 Rp 633.2K

-65.09%

Fast Food Meal (McDonalds, etc)

$7.30 ₺362

$5.80 Rp 104.5K

25.86%

Cappuccino

$4.06 ₺201

$2.73 Rp 49.1K

48.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.50 ₺24.55

$1.64 Rp 29.5K

-69.51%

Water (0.33 liter bottle)

$0.18 ₺8.82

$0.83 Rp 15.0K

-78.31%

Local Beer (0.5 liter draught)

$2.04 ₺101

$2.70 Rp 48.6K

-24.44%

Imported Beer (0.33 liter bottle)

$2.41 ₺119

$4.30 Rp 77.4K

-43.95%

Milk (1 liter)

$0.91 ₺45.13

$1.50 Rp 27.1K

-39.33%

White Bread (500g)

$0.89 ₺44.19

$2.30 Rp 41.4K

-61.30%

Rice (white) (1kg)

$1.59 ₺79.0

$1.18 Rp 21.2K

34.75%

Eggs

$1.23 ₺61.0

$2.14 Rp 38.6K

-42.52%

Local Cheese (1kg)

$8.42 ₺417

$17.48 Rp 314.6K

-51.83%

Chicken Fillets (1kg)

$3.45 ₺171

$4.03 Rp 72.5K

-14.39%

Beef Round Steak (1kg)

$16.16 ₺800

$12.23 Rp 220.1K

32.13%

Apples (1kg)

$1.73 ₺85.5

$3.55 Rp 63.9K

-51.27%

Banana (1kg)

$1.79 ₺88.8

$1.57 Rp 28.3K

14.01%

Oranges (1kg)

$0.68 ₺33.81

$2.24 Rp 40.2K

-69.64%

Tomato (1kg)

$0.82 ₺40.47

$1.93 Rp 34.7K

-57.51%

Potato (1kg)

$0.35 ₺17.42

$1.88 Rp 33.9K

-81.38%

Onion (1kg)

$0.33 ₺16.10

$2.29 Rp 41.3K

-85.59%

Lettuce (1 head)

$0.78 ₺38.64

$0.99 Rp 17.9K

-21.21%

Water (1.5 liter bottle)

$0.57 ₺28.40

$0.53 Rp 9,475

7.55%

Cigarettes 20 Pack (Marlboro, Camel)

$1.99 ₺98.6

$2.28 Rp 41.1K

-12.72%

Wine (Bottle)

$23.01 Rp 414.2K

Local Beer (0.5 liter bottle)

$2.21 ₺110

$2.34 Rp 42.2K

-5.56%

Imported Beer (0.33 liter bottle)

$2.77 ₺137

$2.91 Rp 52.4K

-4.81%

One-way Ticket (Public Transport)

$0.27 ₺13.20

$0.24 Rp 4,315

12.50%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$2.46 ₺122

$0.48 Rp 8,684

412.50%

Taxi (Normal Tariff) (1km)

$1.33 ₺65.9

$0.46 Rp 8,233

189.13%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

Gasoline (1 liter)

$1.22 ₺60.7

$0.88 Rp 15.9K

38.64%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$42.1K ₺2.1M

$24.6K Rp 442.2M

71.41%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.7K ₺2.0M

$31.2K Rp 561.4M

30.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$40.51 ₺2,006

$83.0 Rp 1.5M

-51.20%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$7.10 ₺352

$6.45 Rp 116.0K

10.08%

Internet (50+ Mbps, Unlimited Data)

$10.06 ₺498

$18.57 Rp 334.2K

-45.83%

Gym Membership (Monthly)

$31.17 ₺1,543

$55.8 Rp 1.0M

-44.16%

Tennis Court (1 Hour on Weekend)

$21.99 ₺1,088

$18.11 Rp 326.0K

21.42%

Cinema Ticket

$4.41 ₺218

$4.38 Rp 78.9K

0.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$368 ₺18.2K

$493 Rp 8.9M

-25.29%

International Primary School, 1 Child (Yearly)

$9,778 ₺484.1K

$5,754 Rp 103.6M

69.94%

Jeans (Levis 501 Or Similar)

$30.52 ₺1,511

$46.19 Rp 831.4K

-33.93%

Summer Dress (H&M, Zara, etc)

$20.50 ₺1,015

$35.33 Rp 636.0K

-41.98%

Sport Shoes (Adidas, Nike)

$61.8 ₺3,060

$79.1 Rp 1.4M

-21.85%

Men's Leather Business Shoes

$51.3 ₺2,538

$78.4 Rp 1.4M

-34.60%

1-bedroom Apartment, City Center (Monthly)

$306 ₺15.1K

$1,142 Rp 20.6M

-73.21%

1-bedroom Apartment, Outside City Center (Monthly)

$244 ₺12.1K

$676 Rp 12.2M

-63.88%

3-bedroom Apartment, City Center (Monthly)

$508 ₺25.2K

$3,503 Rp 63.1M

-85.49%

3-bedroom Apartment, Outside City Center (Monthly)

$411 ₺20.3K

$1,700 Rp 30.6M

-75.83%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$1,031 ₺51.1K

$165 Rp 3.0M

526.65%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

153.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kahramanmaras: October 10, 2026

Last update for Ubud, Bali: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Kahramanmaras

$244 33.5%

Ubud, Bali

$676 49.4% 177% $432

Groceries & Markets

Kahramanmaras

$175 * 24%

Ubud, Bali

$290 21.2% 66.1% $116

Eating Out

Kahramanmaras

$128 17.5%

Ubud, Bali

$109 8% 14.9% $19

Clothing & Footwear

Kahramanmaras

$74 10.1%

Ubud, Bali

$108 7.9% 45.6% $34

Monthly Utilities & Internet

Kahramanmaras

$58 7.9%

Ubud, Bali

$108 7.9% 87.3% $50

Sport & Entertainment

Kahramanmaras

$40 5.5%

Ubud, Bali

$65 4.7% 61.5% $25

Getting Around

Kahramanmaras

$10 * 1.4%

Ubud, Bali

$13 0.9% 23.3% $2.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $306 in Kahramanmaras and $1,142 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Kahramanmaras pays 527% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $12.00 in Kahramanmaras vs $35.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $175 vs $290 per month, with Kahramanmaras cheaper across the board.

Good to know

🇹🇷 Kahramanmaras

🇮🇩 Ubud, Bali

🕒 Local time

20:27 8:27 PM

01:27 1:27 AM

5 h ahead of Kahramanmaras

🌤 Weather

👥 Population

1,112,634

74,800

💱 Currency

Turkish Lira TRY ₺

Indonesian Rupiah IDR Rp

📈 Exchange rate

100 TRY = 2.02 USD

100 TRY = 1.8 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to TRY – Turkish Lira Converter

🇺🇸 United States Dollar ($)

🇹🇷 Turkish Lira (₺)

Turkish Lira exchange rates as of October 17, 2026: 1 USD = 49.51 TRY (100 TRY = 2.02 USD). 1 EUR = 55.67 TRY (100 TRY = 1.8 EUR).

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,238 IDR (100,000 IDR = 4.94 EUR).

USD to TRY in detail →

On the map

Lowest

Highest

Between locations

Kahramanmaras Ubud, Bali 9,570 km ≈ 12 h nonstop flight

From you

Kahramanmaras
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Kahramanmaras vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Kahramanmaras wins on cost – living expenses run 88% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Kahramanmaras the obvious pick if budget is a priority.

Average pay runs 527% higher in Kahramanmaras, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $306 in Kahramanmaras versus $1,142 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $368 in Kahramanmaras versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Kahramanmaras – a meal for two runs $12.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $728 in Kahramanmaras versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Kahramanmaras but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kahramanmaras the clear choice for anyone on this budget.

Both work as nomad bases, but Kahramanmaras delivers better value – similar infrastructure at $728 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kahramanmaras hard to pass up.

Safety-wise, Kahramanmaras and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kahramanmaras gentler on the wallet – expenses run 88% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.