Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Kahramanmaras

For one person, living is cheaper in Kahramanmaras: $728 a month against $1,368 in Ubud, Bali, rent and utilities included – about $7,700 less a year. Rent and utilities account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
35

Cost of Living Index in Kahramanmaras
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Kahramanmaras Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Kahramanmaras

🇹🇷 Turkey

$728

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Kahramanmaras

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Kahramanmaras actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $728 in Kahramanmaras.

Ubud, Bali $1,368
Kahramanmaras $728

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $1,109 in Kahramanmaras.

Ubud, Bali $2,314
Kahramanmaras $1,109

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $1,490 in Kahramanmaras.

Ubud, Bali $3,260
Kahramanmaras $1,490

Living in Ubud, Bali is roughly 88% more expensive than in Kahramanmaras, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Kahramanmaras is 46% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$4.93 ₺244

-32.45%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$12.28 ₺608

186.48%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$7.30 ₺362

-20.55%

Cappuccino

$2.73 Rp 49.1K

$4.06 ₺201

-32.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$0.50 ₺24.55

228.00%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$0.18 ₺8.82

361.11%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$2.04 ₺101

32.35%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$2.41 ₺119

78.42%

Milk (1 liter)

$1.50 Rp 27.1K

$0.91 ₺45.13

64.84%

White Bread (500g)

$2.30 Rp 41.4K

$0.89 ₺44.19

158.43%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.59 ₺79.0

-25.79%

Eggs

$2.14 Rp 38.6K

$1.23 ₺61.0

73.98%

Local Cheese (1kg)

$17.48 Rp 314.6K

$8.42 ₺417

107.60%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$3.45 ₺171

16.81%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$16.16 ₺800

-24.32%

Apples (1kg)

$3.55 Rp 63.9K

$1.73 ₺85.5

105.20%

Banana (1kg)

$1.57 Rp 28.3K

$1.79 ₺88.8

-12.29%

Oranges (1kg)

$2.24 Rp 40.2K

$0.68 ₺33.81

229.41%

Tomato (1kg)

$1.93 Rp 34.7K

$0.82 ₺40.47

135.37%

Potato (1kg)

$1.88 Rp 33.9K

$0.35 ₺17.42

437.14%

Onion (1kg)

$2.29 Rp 41.3K

$0.33 ₺16.10

593.94%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.78 ₺38.64

26.92%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.57 ₺28.40

-7.02%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$1.99 ₺98.6

14.57%

Wine (Bottle)

$23.01 Rp 414.2K

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$2.21 ₺110

5.88%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.77 ₺137

5.05%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$0.27 ₺13.20

-11.11%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$2.46 ₺122

-80.49%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.33 ₺65.9

-65.41%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.22 ₺60.7

-27.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$42.1K ₺2.1M

-41.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$40.7K ₺2.0M

-23.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$40.51 ₺2,006

104.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$7.10 ₺352

-9.15%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$10.06 ₺498

84.59%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$31.17 ₺1,543

79.08%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$21.99 ₺1,088

-17.64%

Cinema Ticket

$4.38 Rp 78.9K

$4.41 ₺218

-0.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$368 ₺18.2K

33.86%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$9,778 ₺484.1K

-41.16%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$30.52 ₺1,511

51.34%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$20.50 ₺1,015

72.34%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$61.8 ₺3,060

27.96%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$51.3 ₺2,538

52.90%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$306 ₺15.1K

273.34%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$244 ₺12.1K

176.84%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$508 ₺25.2K

589.30%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$411 ₺20.3K

313.69%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,031 ₺51.1K

-84.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-60.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Kahramanmaras: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Kahramanmaras

$244 33.5% 63.9% $432

Groceries & Markets

Ubud, Bali

$290 21.2%

Kahramanmaras

$175 * 24% 39.8% $116

Eating Out

Ubud, Bali

$109 8%

Kahramanmaras

$128 17.5% 17.5% $19

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Kahramanmaras

$58 7.9% 46.6% $50

Clothing & Footwear

Ubud, Bali

$108 7.9%

Kahramanmaras

$74 10.1% 31.3% $34

Sport & Entertainment

Ubud, Bali

$65 4.7%

Kahramanmaras

$40 5.5% 38.1% $25

Getting Around

Ubud, Bali

$13 0.9%

Kahramanmaras

$10 * 1.4% 18.9% $2.4

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $306 in Kahramanmaras. Housing cost is often the main lever when comparing two cities.

Kahramanmaras pays 527% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $12.00 in Kahramanmaras for a mid-range dinner for two. Groceries echo the gap at $290 vs $175 per month, with Kahramanmaras cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇹🇷 Kahramanmaras

🕒 Local time

04:05 4:05 AM

23:05 11:05 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

1,112,634

💱 Currency

Indonesian Rupiah IDR Rp

Turkish Lira TRY ₺

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 TRY = 2.02 USD

100 TRY = 1.8 EUR

Exchange rates and currency converter

TRY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,238 IDR (100,000 IDR = 4.94 EUR).

Turkish Lira exchange rates as of October 17, 2026: 1 USD = 49.51 TRY (100 TRY = 2.02 USD). 1 EUR = 55.67 TRY (100 TRY = 1.8 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Kahramanmaras 9,570 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Kahramanmaras

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Kahramanmaras: Cost of Living - Frequently Asked Questions

Kahramanmaras wins on cost – living expenses run 88% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Kahramanmaras the obvious pick if budget is a priority.

On paper, salaries run 527% lower in Kahramanmaras. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $306 in Kahramanmaras. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $368 in Kahramanmaras. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Dining out is cheaper in Kahramanmaras – a meal for two runs $12.00 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

At $728 in Kahramanmaras versus $1,368 in Ubud, Bali, a $1,000 budget is realistic in Kahramanmaras but tight or insufficient in Ubud, Bali. The gap between the two cities makes Kahramanmaras the clear choice for anyone on this budget.

Both work as nomad bases, but Kahramanmaras delivers better value – similar infrastructure at $728 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Kahramanmaras hard to pass up.

Safety-wise, Ubud, Bali and Kahramanmaras are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Kahramanmaras gentler on the wallet – expenses run 88% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.