Last update: Oct 2026

Cost of Living Comparison Between Kadikoy and Erbil

For one person, living is cheaper in Erbil: $956 a month against $1,752 in Kadikoy, rent and utilities included – about $9,600 less a year. Rent and utilities account for most of the difference.

Kadikoy
🇹🇷 Turkey
$1,752
/mo nomad
Erbil
🇮🇶 Iraq
$956
/mo nomad
Monthly Cost of Living

How much you'll spend in Kadikoy and in Erbil

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Kadikoy and in Erbil actually costs, broken down by who's living it.

A single person spends $1,752 per month in Kadikoy vs $956 in Erbil, rent included.

  • Kadikoy $1,752
  • Erbil $956

A couple spends around $2,613 per month in Kadikoy vs $1,421 in Erbil, rent included.

  • Kadikoy $2,613
  • Erbil $1,421

A family of three spends $3,474 per month in Kadikoy vs $1,887 in Erbil, rent included.

  • Kadikoy $3,474
  • Erbil $1,887

Kadikoy costs about 83% more than Erbil, and outside of rent the biggest gap is in eating out.

Kadikoy sits 30% above the global median, while Erbil is 29% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Kadikoy
Erbil
Difference
Meal at Budget Restaurant
$12.19 ₺603
$6.45 IQD 9,753
88.99%
Three-Course Dinner for Two, Mid-Range
$55.0 ₺2,723
$36.44 IQD 55.1K
50.91%
Fast Food Meal (McDonalds, etc)
$9.20 ₺456
$7.09 IQD 10.7K
29.76%
Cappuccino
$4.36 ₺216
$3.23 IQD 4,873
34.98%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.75 ₺86.5
$0.89 IQD 1,338
96.63%
Water (0.33 liter bottle)
$0.59 ₺29.36
$0.33 IQD 503
78.79%
Local Beer (0.5 liter draught)
$3.70 ₺183
$5.17 IQD 7,819
-28.43%
Imported Beer (0.33 liter bottle)
$4.73 ₺234
$3.85 IQD 5,825
22.86%
🛒 Groceries & Markets
Kadikoy
Erbil
Difference
Milk (1 liter)
$1.04 ₺51.4
$1.06 IQD 1,600
-1.89%
White Bread (500g)
$0.91 ₺44.83
$0.73 IQD 1,101
24.66%
Rice (white) (1kg)
$2.28 ₺113
$1.52 IQD 2,300
50.00%
Eggs
$2.08 ₺103
$1.57 IQD 2,373
32.48%
Local Cheese (1kg)
$10.41 ₺516
$6.90 IQD 10.4K
50.87%
Chicken Fillets (1kg)
$4.61 ₺228
$4.27 IQD 6,458
7.96%
Beef Round Steak (1kg)
$20.01 ₺991
$12.51 IQD 18.9K
59.95%
Apples (1kg)
$1.83 ₺90.5
$0.99 IQD 1,501
84.85%
Banana (1kg)
$2.06 ₺102
$0.99 IQD 1,495
108.08%
Oranges (1kg)
$1.28 ₺63.6
$1.03 IQD 1,555
24.27%
Tomato (1kg)
$1.55 ₺76.5
$0.65 IQD 988
138.46%
Potato (1kg)
$0.57 ₺28.12
$0.64 IQD 964
-10.94%
Onion (1kg)
$0.45 ₺22.26
$0.61 IQD 925
-26.23%
Lettuce (1 head)
$1.01 ₺49.76
$0.60 IQD 909
68.33%
Water (1.5 liter bottle)
$0.89 ₺44.16
$0.47 IQD 709
89.36%
Cigarettes 20 Pack (Marlboro, Camel)
$2.39 ₺118
$2.15 IQD 3,250
11.16%
Wine (Bottle)
$5.91 ₺293
$10.81 IQD 16.3K
-45.33%
Local Beer (0.5 liter bottle)
$1.97 ₺97.4
$1.47 IQD 2,222
34.01%
Imported Beer (0.33 liter bottle)
$3.44 ₺170
$1.87 IQD 2,825
83.96%
🚌 Getting Around
Kadikoy
Erbil
Difference
One-way Ticket (Public Transport)
$0.87 ₺43.22
$0.48 IQD 718
81.25%
Public Transport Monthly Pass (Regular Price)
$65.6 ₺3,245
$38.85 IQD 58.7K
68.73%
Taxi Start (Normal Tariff)
$1.29 ₺63.8
$1.68 IQD 2,531
-23.21%
Taxi (Normal Tariff) (1km)
$0.84 ₺41.65
$1.60 IQD 2,421
-47.50%
Taxi 1hour Waiting (Normal Tariff)
$11.18 ₺554
$5.67 IQD 8,566
97.18%
Gasoline (1 liter)
$1.32 ₺65.4
$0.55 IQD 825
140.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$42.5K ₺2.1M
$16.3K IQD 24.7M
159.90%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$42.3K ₺2.1M
$17.0K IQD 25.6M
149.23%
🧾 Monthly Utilities & Internet
Kadikoy
Erbil
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$88.5 ₺4,381
$113 IQD 170.3K
-21.49%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$11.73 ₺581
$12.21 IQD 18.4K
-3.93%
Internet (50+ Mbps, Unlimited Data)
$16.17 ₺800
$24.30 IQD 36.7K
-33.46%
🎉 Sport & Entertainment
Kadikoy
Erbil
Difference
Gym Membership (Monthly)
$49.98 ₺2,475
$56.6 IQD 85.5K
-11.70%
Tennis Court (1 Hour on Weekend)
$14.13 ₺699
$13.33 IQD 20.1K
6.00%
Cinema Ticket
$6.23 ₺308
$10.00 IQD 15.1K
-37.70%
🧸 Childcare & Education
Kadikoy
Erbil
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$797 ₺39.4K
$315 IQD 476.0K
152.86%
International Primary School, 1 Child (Yearly)
$6,423 ₺318.0K
$2,809 IQD 4.2M
128.62%
👕👟 Clothing & Footwear
Kadikoy
Erbil
Difference
Jeans (Levis 501 Or Similar)
$47.39 ₺2,346
$26.70 IQD 40.3K
77.49%
Summer Dress (H&M, Zara, etc)
$40.56 ₺2,008
$39.59 IQD 59.8K
2.45%
Sport Shoes (Adidas, Nike)
$78.3 ₺3,876
$59.4 IQD 89.7K
31.87%
Men's Leather Business Shoes
$95.3 ₺4,720
$59.4 IQD 89.8K
60.38%
🏠 Accommodation & Living
Kadikoy
Erbil
Difference
1-bedroom Apartment, City Center (Monthly)
$1,194 ₺59.1K
$423 IQD 639.7K
181.93%
1-bedroom Apartment, Outside City Center (Monthly)
$935 ₺46.3K
$275 IQD 415.2K
240.27%
3-bedroom Apartment, City Center (Monthly)
$2,257 ₺111.7K
$700 IQD 1.1M
222.29%
3-bedroom Apartment, Outside City Center (Monthly)
$1,546 ₺76.6K
$406 IQD 613.1K
281.08%
Buy Apartment in City Center (m2)
$3,308 ₺163.8K
$1,047 IQD 1.6M
215.95%
Buy Apartment Outside City Center (m2)
$2,140 ₺105.9K
$608 IQD 919.3K
251.72%
💵 Salaries & Financials
Kadikoy
Erbil
Difference
Average Monthly Net Salary (After Tax)
$1,551 ₺76.8K
$525 IQD 793.9K
195.13%
20-Year Fixed Mortgage Interest Rate (Annual %)
39.33
2.53
1454.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Kadikoy: October 12, 2026

Last update for Erbil: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Kadikoy
$935
Erbil
$275 70.6% $660
Groceries & Markets
Kadikoy
$231
Erbil
$172 25.7% $59
Eating Out
Kadikoy
$215
Erbil
$150 30.1% $65
Clothing & Footwear
Kadikoy
$118
Erbil
$83 29.2% $34
Monthly Utilities & Internet
Kadikoy
$116
Erbil
$149 28.2% $33
Getting Around
Kadikoy
$75
Erbil
$50 32.3% $24
Sport & Entertainment
Kadikoy
$62
Erbil
$77 22.7% $14

Cost Breakdown

A central one-bedroom costs $1,194 in Kadikoy versus $423 in Erbil. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 195% higher in Kadikoy, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $55.0 in Kadikoy versus $36.00 in Erbil. Monthly groceries follow the same trend: $231 vs $172 – making Erbil the more affordable choice for daily food spending.

Good to know
🇹🇷 Kadikoy
🇮🇶 Erbil
🕒 Local time
01:56 1:56 AM
01:56 1:56 AM
Same time as Kadikoy
🌤 Weather
👥 Population
467,919
1,713,461
💱 Currency
Iraqi Dinar IQD ع.د
Exchange rates and currency converter

IQD, USD, EUR to TRY – Turkish Lira Converter

Turkish Lira exchange rates as of October 17, 2026: 1 USD = 49.51 TRY (100 TRY = 2.02 USD). 1 EUR = 55.66 TRY (100 TRY = 1.8 EUR).

Iraqi Dinar exchange rates as of October 17, 2026: 1 USD = 1,511 IQD (10,000 IQD = 6.62 USD). 1 EUR = 1,699 IQD (10,000 IQD = 5.89 EUR).

On the map
Between locations
  • Kadikoy Erbil 1,410 km ≈ 2 h 15 min nonstop flight
From you
  • Kadikoy
  • Erbil

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Kadikoy vs Erbil: Cost of Living - Frequently Asked Questions
Is Erbil cheaper than Kadikoy?
Yes – Kadikoy is pricier by about 83%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $2,628 per month in Kadikoy and $1,435 in Erbil. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Erbil, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How do food prices compare in Kadikoy and in Erbil?
Groceries cost about 35% more in Kadikoy, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Is eating out cheaper in Kadikoy or in Erbil?
A mid-range dinner for two costs $55.0 in Kadikoy and $36.00 in Erbil. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Is $1,500 a realistic budget for living in Kadikoy or in Erbil?
A $1,500 monthly budget goes further in Erbil, where all-in costs run around $956, than in Kadikoy at $1,752. In Erbil it covers expenses comfortably, while in Kadikoy it requires careful planning or may not stretch far enough.
Is Kadikoy or Erbil more family-friendly?
Families tend to lean toward Erbil – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Kadikoy or Erbil?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Erbil. If higher salaries, better infrastructure, or specific career opportunities are the priority, Kadikoy makes more sense. Both are solid long-term options with distinct trade-offs.

Kadikoy vs other spots: cost of living compared

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