Last update: Oct 2026

Cost of Living Comparison Between Jyvaskyla and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,788 in Jyvaskyla, rent and utilities included – about $5,300 less a year. Other living expenses account for most of the difference.

86

Cost of Living Index in Jyvaskyla
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Jyvaskyla Living Index
65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Jyvaskyla

🇫🇮 Finland

$1,788

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Jyvaskyla and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Jyvaskyla and in Ubud, Bali actually costs, broken down by who's living it.

A single person spends $1,788 per month in Jyvaskyla vs $1,349 in Ubud, Bali, rent included.

Jyvaskyla $1,788
Ubud, Bali $1,349

A couple spends around $2,790 per month in Jyvaskyla vs $2,305 in Ubud, Bali, rent included.

Jyvaskyla $2,790
Ubud, Bali $2,305

A family of three spends $3,792 per month in Jyvaskyla vs $3,261 in Ubud, Bali, rent included.

Jyvaskyla $3,792
Ubud, Bali $3,261

Jyvaskyla costs about 33% more than Ubud, Bali, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$16.31 €14.65

$3.32 Rp 60.4K

391.27%

Three-Course Dinner for Two, Mid-Range

$90.3 €81.1

$35.64 Rp 647.8K

153.28%

Fast Food Meal (McDonalds, etc)

$11.93 €10.72

$5.53 Rp 100.6K

115.73%

Cappuccino

$4.72 €4.24

$2.72 Rp 49.4K

73.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.48 €2.23

$1.70 Rp 30.9K

45.88%

Water (0.33 liter bottle)

$1.86 €1.67

$0.76 Rp 13.8K

144.74%

Local Beer (0.5 liter draught)

$8.48 €7.62

$2.65 Rp 48.2K

220.00%

Imported Beer (0.33 liter bottle)

$8.63 €7.75

$4.38 Rp 79.6K

97.03%

Milk (1 liter)

$1.44 €1.30

$1.49 Rp 27.1K

-3.36%

White Bread (500g)

$2.46 €2.21

$2.28 Rp 41.4K

7.89%

Rice (white) (1kg)

$2.71 €2.44

$1.19 Rp 21.6K

127.73%

Eggs

$2.70 €2.43

$2.04 Rp 37.0K

32.35%

Local Cheese (1kg)

$7.76 €6.97

$17.70 Rp 321.7K

-56.16%

Chicken Fillets (1kg)

$14.39 €12.93

$3.96 Rp 72.0K

263.38%

Beef Round Steak (1kg)

$18.33 €16.47

$12.19 Rp 221.6K

50.37%

Apples (1kg)

$2.60 €2.33

$3.66 Rp 66.4K

-28.96%

Banana (1kg)

$2.17 €1.95

$1.52 Rp 27.6K

42.76%

Oranges (1kg)

$2.22 €1.99

$2.23 Rp 40.5K

-0.45%

Tomato (1kg)

$3.98 €3.58

$1.97 Rp 35.9K

102.03%

Potato (1kg)

$1.41 €1.27

$1.85 Rp 33.6K

-23.78%

Onion (1kg)

$1.53 €1.38

$2.42 Rp 44.1K

-36.78%

Lettuce (1 head)

$1.48 €1.33

$0.99 Rp 18.0K

49.49%

Water (1.5 liter bottle)

$1.74 €1.56

$0.51 Rp 9,332

241.18%

Cigarettes 20 Pack (Marlboro, Camel)

$13.47 €12.10

$2.22 Rp 40.4K

506.76%

Wine (Bottle)

$13.39 €12.03

$22.24 Rp 404.2K

-39.79%

Local Beer (0.5 liter bottle)

$3.07 €2.76

$2.26 Rp 41.1K

35.84%

Imported Beer (0.33 liter bottle)

$3.50 €3.15

$2.97 Rp 54.0K

17.85%

One-way Ticket (Public Transport)

$3.09 €2.78

$0.25 Rp 4,562

1136.00%

Public Transport Monthly Pass (Regular Price)

$67.4 €60.5

$7.82 Rp 142.2K

761.51%

Taxi Start (Normal Tariff)

$8.24 €7.41

$0.44 Rp 7,989

1772.73%

Taxi (Normal Tariff) (1km)

$1.42 €1.28

$0.43 Rp 7,817

230.23%

Taxi 1hour Waiting (Normal Tariff)

$66.6 €59.9

$5.41 Rp 98.3K

1131.79%

Gasoline (1 liter)

$2.22 €1.99

$0.82 Rp 15.0K

170.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.2K €33.4K

$23.8K Rp 433.3M

55.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.2K €34.4K

$31.7K Rp 577.0M

20.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$134 €121

$79.1 Rp 1.4M

69.88%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.77 €25.84

$6.45 Rp 117.2K

346.05%

Internet (50+ Mbps, Unlimited Data)

$21.26 €19.10

$18.58 Rp 337.7K

14.42%

Gym Membership (Monthly)

$41.97 €37.70

$49.48 Rp 899.4K

-15.18%

Tennis Court (1 Hour on Weekend)

$40.67 €36.54

$17.65 Rp 320.8K

130.42%

Cinema Ticket

$18.86 €16.94

$4.27 Rp 77.7K

341.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$400 €359

$491 Rp 8.9M

-18.44%

International Primary School, 1 Child (Yearly)

$7,278 €6,538

$5,674 Rp 103.1M

28.28%

Jeans (Levis 501 Or Similar)

$88.9 €79.9

$44.64 Rp 811.4K

99.13%

Summer Dress (H&M, Zara, etc)

$27.50 €24.70

$34.95 Rp 635.3K

-21.32%

Sport Shoes (Adidas, Nike)

$77.6 €69.7

$79.9 Rp 1.5M

-2.93%

Men's Leather Business Shoes

$111 €99.3

$79.4 Rp 1.4M

39.21%

1-bedroom Apartment, City Center (Monthly)

$841 €755

$1,125 Rp 20.4M

-25.24%

1-bedroom Apartment, Outside City Center (Monthly)

$642 €577

$671 Rp 12.2M

-4.34%

3-bedroom Apartment, City Center (Monthly)

$1,335 €1,199

$3,565 Rp 64.8M

-62.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,036 €930

$1,723 Rp 31.3M

-39.90%

Buy Apartment in City Center (m2)

$2,833 €2,545

$2,732 Rp 49.6M

3.70%

Buy Apartment Outside City Center (m2)

$1,965 €1,765

$2,284 Rp 41.5M

-13.97%

Average Monthly Net Salary (After Tax)

$2,847 €2,557

$164 Rp 3.0M

1637.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.94

13.78

-71.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jyvaskyla: October 25, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Jyvaskyla

$642 35.9%

Ubud, Bali

$672 49.8% 4.5% $29

Groceries & Markets

Jyvaskyla

$349 19.5%

Ubud, Bali

$288 21.4% 17.4% $61

Eating Out

Jyvaskyla

$300 16.8%

Ubud, Bali

$108 8% 64.1% $192

Monthly Utilities & Internet

Jyvaskyla

$184 10.3%

Ubud, Bali

$104 7.7% 43.5% $80

Clothing & Footwear

Jyvaskyla

$137 7.7%

Ubud, Bali

$108 8% 21.5% $30

Getting Around

Jyvaskyla

$95 5.3%

Ubud, Bali

$11 0.9% 88% $84

Sport & Entertainment

Jyvaskyla

$80 4.5%

Ubud, Bali

$58 4.3% 27.2% $22

Cost Breakdown

A central one-bedroom costs $841 in Jyvaskyla versus $1,125 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Jyvaskyla are about 17 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $90 in Jyvaskyla versus $36 in Ubud, Bali. Monthly groceries follow the same trend: $349 vs $288 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇫🇮 Jyvaskyla

🇮🇩 Ubud, Bali

🕒 Local time

01:03 1:03 AM

07:03 7:03 AM

6 h ahead of Jyvaskyla

🌤 Weather

👥 Population

147,821

74,800

💱 Currency

Euro EUR €

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 EUR = 1.11 USD

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

USD to EUR in detail →

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Jyvaskyla Ubud, Bali 10,820 km ≈ 14 h nonstop flight

From you

Jyvaskyla
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jyvaskyla vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Yes – Jyvaskyla is pricier by about 33%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,681 per month in Jyvaskyla and $2,023 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jyvaskyla, especially for central apartments: a one-bedroom in the center costs $841 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,788 in Jyvaskyla and $1,349 in Ubud, Bali. That makes Ubud, Bali about 25% cheaper.

Public transport costs about 88% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,788 in Jyvaskyla and $1,349 in Ubud, Bali. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Ubud, Bali costs $1,349 versus $1,788 in Jyvaskyla. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Jyvaskyla makes more sense. Both are solid long-term options with distinct trade-offs.