Cost of Living Comparison Between Jyvaskyla and Hamilton Cost of Living Comparison Between Jyvaskyla and Hamilton

Monthly Cost of Living

Monthly costs for one person with rent: $1,939 in Jyvaskyla versus $2,493 in Hamilton.

Estimated couple costs with rent: $3,040 in Jyvaskyla versus $3,584 in Hamilton.

Monthly costs for a family of three with rent: $4,142 in Jyvaskyla versus $4,676 in Hamilton.

Living in Jyvaskyla costs roughly 22% less than in Hamilton, driven mainly by Monthly Utilities & Internet.

Both cities are pricier than the global median: Jyvaskyla 45% above, Hamilton 87% above.

Meal at Budget Restaurant

$14.83 €12.96

$18.13 CA$25.41

-18.20%

Three-Course Dinner for Two, Mid-Range

$106 €92.2

$73.3 CA$103

43.96%

Fast Food Meal (McDonalds, etc)

$11.77 €10.29

$10.98 CA$15.39

7.19%

Cappuccino

$5.17 €4.52

$4.05 CA$5.68

27.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.49 €2.18

$2.10 CA$2.94

18.57%

Water (0.33 liter bottle)

$1.68 €1.47

$1.81 CA$2.53

-7.18%

Local Beer (0.5 liter draught)

$8.30 €7.25

$5.83 CA$8.17

42.37%

Imported Beer (0.33 liter bottle)

$9.54 €8.33

$6.58 CA$9.23

44.98%

Milk (1 liter)

$1.31 €1.15

$2.23 CA$3.13

-41.26%

White Bread (500g)

$2.22 €1.94

$2.12 CA$2.98

4.72%

Rice (white) (1kg)

$2.36 €2.06

$2.85 CA$4.00

-17.19%

Eggs

$2.86 €2.50

$3.14 CA$4.40

-8.92%

Local Cheese (1kg)

$8.73 €7.63

$7.74 CA$10.85

12.79%

Chicken Fillets (1kg)

$13.70 €11.97

$11.56 CA$16.21

18.51%

Beef Round Steak (1kg)

$21.17 €18.49

$14.39 CA$20.18

47.12%

Apples (1kg)

$2.07 €1.81

$3.91 CA$5.48

-47.06%

Banana (1kg)

$1.89 €1.65

$1.30 CA$1.82

45.38%

Oranges (1kg)

$2.39 €2.09

$3.55 CA$4.97

-32.68%

Tomato (1kg)

$4.90 €4.28

$3.90 CA$5.47

25.64%

Potato (1kg)

$1.45 €1.26

$2.62 CA$3.67

-44.66%

Onion (1kg)

$1.87 €1.63

$2.19 CA$3.07

-14.61%

Lettuce (1 head)

$1.72 €1.50

$2.21 CA$3.09

-22.17%

Water (1.5 liter bottle)

$1.41 €1.23

$1.99 CA$2.80

-29.15%

Cigarettes 20 Pack (Marlboro, Camel)

$13.71 €11.98

$13.47 CA$18.88

1.78%

Wine (Bottle)

$15.53 €13.57

$12.63 CA$17.71

22.96%

Local Beer (0.5 liter bottle)

$3.01 €2.63

$2.41 CA$3.38

24.90%

Imported Beer (0.33 liter bottle)

$3.57 €3.12

$3.07 CA$4.31

16.29%

One-way Ticket (Public Transport)

$3.49 €3.05

$2.62 CA$3.68

33.21%

Public Transport Monthly Pass (Regular Price)

$66.5 €58.1

$87.4 CA$123

-23.91%

Taxi Start (Normal Tariff)

$8.01 €7.00

$3.54 CA$4.96

126.27%

Taxi (Normal Tariff) (1km)

$1.45 €1.27

$1.22 CA$1.71

18.85%

Taxi 1hour Waiting (Normal Tariff)

$63.1 €55.2

$23.62 CA$33.12

167.27%

Gasoline (1 liter)

$2.05 €1.79

$1.14 CA$1.60

79.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.3K €30.0K

$25.4K CA$35.6K

35.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$34.1K €29.8K

$20.4K CA$28.6K

66.83%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$260 €227

$155 CA$218

67.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$30.74 €26.85

$40.11 CA$56.2

-23.36%

Internet (50+ Mbps, Unlimited Data)

$19.90 €17.39

$51.2 CA$71.7

-61.10%

Gym Membership (Monthly)

$57.8 €50.5

$36.80 CA$51.6

57.01%

Tennis Court (1 Hour on Weekend)

$42.53 €37.16

$22.40 CA$31.40

89.87%

Cinema Ticket

$15.98 €13.96

$11.57 CA$16.22

38.12%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$340 €297

$643 CA$901

-47.16%

International Primary School, 1 Child (Yearly)

$11.3K €9,905

$21.7K CA$30.4K

-47.66%

Jeans (Levis 501 Or Similar)

$106 €92.6

$56.0 CA$78.5

89.31%

Summer Dress (H&M, Zara, etc)

$26.41 €23.08

$33.71 CA$47.26

-21.66%

Sport Shoes (Adidas, Nike)

$86.8 €75.9

$96.7 CA$136

-10.19%

Men's Leather Business Shoes

$104 €90.6

$121 CA$170

-14.36%

1-bedroom Apartment, City Center (Monthly)

$886 €774

$1,352 CA$1,895

-34.46%

1-bedroom Apartment, Outside City Center (Monthly)

$661 €577

$1,268 CA$1,778

-47.90%

3-bedroom Apartment, City Center (Monthly)

$1,422 €1,243

$1,987 CA$2,785

-28.41%

3-bedroom Apartment, Outside City Center (Monthly)

$1,167 €1,019

$2,022 CA$2,835

-42.30%

Buy Apartment in City Center (m2)

$3,016 €2,635

$2,710 CA$3,800

11.29%

Buy Apartment Outside City Center (m2)

$2,303 €2,012

$2,749 CA$3,854

-16.23%

Average Monthly Net Salary (After Tax)

$2,940 €2,569

$2,871 CA$4,025

2.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.93

6.62

-40.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jyvaskyla: July 12, 2026

Last update for Hamilton: July 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $886 in Jyvaskyla and $1,352 in Hamilton. Housing cost is often the main lever when comparing two cities.

Jyvaskyla pays 2% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $106 in Jyvaskyla vs $73.0 in Hamilton for a mid-range dinner for two. Groceries echo the gap at $355 vs $341 per month, with Hamilton cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jyvaskyla vs Hamilton: Cost of Living - Frequently Asked Questions

Jyvaskyla is cheaper overall, especially in Getting Around, Monthly Utilities & Internet. The 29% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 2% higher in Jyvaskyla, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $886 in Jyvaskyla versus $1,352 in Hamilton. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $340 in Jyvaskyla versus $643 in Hamilton. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Hamilton pay roughly 4% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,939 in Jyvaskyla versus $2,493 in Hamilton, a $2,500 budget is realistic in Jyvaskyla but tight or insufficient in Hamilton. The gap between the two cities makes Jyvaskyla the clear choice for anyone on this budget.

For families, Jyvaskyla is more practical. Housing and childcare are both notably cheaper than in Hamilton, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Jyvaskyla and Hamilton are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Jyvaskyla gentler on the wallet – expenses run 29% less than in Hamilton. Beyond cost, consider language, visa policies, and how big the international community is in each city.