Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Jyvaskyla

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,788 in Jyvaskyla, rent and utilities included – about $5,300 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
86

Cost of Living Index in Jyvaskyla
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Jyvaskyla Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Jyvaskyla

🇫🇮 Finland

$1,788

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Jyvaskyla

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Jyvaskyla actually costs, broken down by who's living it.

A single person spends $1,349 per month in Ubud, Bali vs $1,788 in Jyvaskyla, rent included.

Ubud, Bali $1,349
Jyvaskyla $1,788

A couple spends around $2,305 per month in Ubud, Bali vs $2,790 in Jyvaskyla, rent included.

Ubud, Bali $2,305
Jyvaskyla $2,790

A family of three spends $3,261 per month in Ubud, Bali vs $3,792 in Jyvaskyla, rent included.

Ubud, Bali $3,261
Jyvaskyla $3,792

Ubud, Bali is about 25% cheaper than Jyvaskyla, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$16.31 €14.65

-79.64%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$90.3 €81.1

-60.52%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$11.93 €10.72

-53.65%

Cappuccino

$2.72 Rp 49.4K

$4.72 €4.24

-42.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.48 €2.23

-31.45%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.86 €1.67

-59.14%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$8.48 €7.62

-68.75%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$8.63 €7.75

-49.25%

Milk (1 liter)

$1.49 Rp 27.1K

$1.44 €1.30

3.47%

White Bread (500g)

$2.28 Rp 41.4K

$2.46 €2.21

-7.32%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.71 €2.44

-56.09%

Eggs

$2.04 Rp 37.0K

$2.70 €2.43

-24.44%

Local Cheese (1kg)

$17.70 Rp 321.7K

$7.76 €6.97

128.09%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$14.39 €12.93

-72.48%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$18.33 €16.47

-33.50%

Apples (1kg)

$3.66 Rp 66.4K

$2.60 €2.33

40.77%

Banana (1kg)

$1.52 Rp 27.6K

$2.17 €1.95

-29.95%

Oranges (1kg)

$2.23 Rp 40.5K

$2.22 €1.99

0.45%

Tomato (1kg)

$1.97 Rp 35.9K

$3.98 €3.58

-50.50%

Potato (1kg)

$1.85 Rp 33.6K

$1.41 €1.27

31.21%

Onion (1kg)

$2.42 Rp 44.1K

$1.53 €1.38

58.17%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.48 €1.33

-33.11%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$1.74 €1.56

-70.69%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$13.47 €12.10

-83.52%

Wine (Bottle)

$22.24 Rp 404.2K

$13.39 €12.03

66.09%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$3.07 €2.76

-26.38%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$3.50 €3.15

-15.14%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$3.09 €2.78

-91.91%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$67.4 €60.5

-88.39%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$8.24 €7.41

-94.66%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.42 €1.28

-69.72%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$66.6 €59.9

-91.88%

Gasoline (1 liter)

$0.82 Rp 15.0K

$2.22 €1.99

-63.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$37.2K €33.4K

-35.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$38.2K €34.4K

-16.97%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$134 €121

-41.14%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$28.77 €25.84

-77.58%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$21.26 €19.10

-12.61%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$41.97 €37.70

17.89%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$40.67 €36.54

-56.60%

Cinema Ticket

$4.27 Rp 77.7K

$18.86 €16.94

-77.36%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$400 €359

22.62%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$7,278 €6,538

-22.04%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$88.9 €79.9

-49.78%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$27.50 €24.70

27.09%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$77.6 €69.7

3.02%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$111 €99.3

-28.17%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$841 €755

33.77%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$642 €577

4.53%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$1,335 €1,199

167.09%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,036 €930

66.40%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,833 €2,545

-3.56%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,965 €1,765

16.24%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$2,847 €2,557

-94.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.94

249.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Jyvaskyla: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Jyvaskyla

$642 35.9% 4.3% $29

Groceries & Markets

Ubud, Bali

$288 21.4%

Jyvaskyla

$349 19.5% 21% $61

Eating Out

Ubud, Bali

$108 8%

Jyvaskyla

$300 16.8% 179% $192

Clothing & Footwear

Ubud, Bali

$108 8%

Jyvaskyla

$137 7.7% 27.5% $30

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Jyvaskyla

$184 10.3% 77.1% $80

Sport & Entertainment

Ubud, Bali

$58 4.3%

Jyvaskyla

$80 4.5% 37.3% $22

Getting Around

Ubud, Bali

$11 0.9%

Jyvaskyla

$95 5.3% 733% $84

Cost Breakdown

A central one-bedroom costs $1,125 in Ubud, Bali versus $841 in Jyvaskyla. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Jyvaskyla are about 17 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36 in Ubud, Bali versus $90 in Jyvaskyla. Monthly groceries follow the same trend: $288 vs $349 – making Ubud, Bali the more affordable choice for daily food spending.

Good to know

🇮🇩 Ubud, Bali

🇫🇮 Jyvaskyla

🕒 Local time

07:48 7:48 AM

01:48 1:48 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

147,821

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Jyvaskyla 10,820 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Jyvaskyla

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jyvaskyla: Cost of Living - Frequently Asked Questions

Yes – Jyvaskyla is pricier by about 33%, and outside of rent the gap shows up most in eating out.

For a comfortable life, plan on about $2,023 per month in Ubud, Bali and $2,681 in Jyvaskyla. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jyvaskyla, especially for central apartments: a one-bedroom in the center costs $841 there versus $1,125 in Ubud, Bali.

Monthly expenses with rent come to $1,349 in Ubud, Bali and $1,788 in Jyvaskyla. That makes Ubud, Bali about 25% cheaper.

Public transport costs about 88% less in Ubud, Bali. For daily commuters, that gap adds up to noticeable savings over a year.

$1,000 is a stretch for both – monthly costs hit $1,349 in Ubud, Bali and $1,788 in Jyvaskyla. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Ubud, Bali costs $1,349 versus $1,788 in Jyvaskyla. Both appeal to remote workers, and the cost gap matters when income varies month to month.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Ubud, Bali. If higher salaries or specific career opportunities are the priority, Jyvaskyla makes more sense. Both are solid long-term options with distinct trade-offs.