Last update: Oct 2026

Cost of Living Comparison Between Jyvaskyla and Espoo

For one person, living is cheaper in Jyvaskyla: $1,788 a month against $2,227 in Espoo, rent and utilities included – about $5,300 less a year. Rent and utilities account for most of the difference.

86

Cost of Living Index in Jyvaskyla
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Jyvaskyla Living Index
107

Cost of Living Index in Espoo
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Espoo Living Index

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Jyvaskyla

🇫🇮 Finland

$1,788

/mo nomad

Espoo

🇫🇮 Finland

$2,227

/mo nomad

Monthly Cost of Living

How much you'll spend in Jyvaskyla and in Espoo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Jyvaskyla and in Espoo actually costs, broken down by who's living it.

A single person spends $1,788 per month in Jyvaskyla vs $2,227 in Espoo, rent included.

Jyvaskyla $1,788
Espoo $2,227

A couple spends around $2,790 per month in Jyvaskyla vs $3,547 in Espoo, rent included.

Jyvaskyla $2,790
Espoo $3,547

A family of three spends $3,792 per month in Jyvaskyla vs $4,866 in Espoo, rent included.

Jyvaskyla $3,792
Espoo $4,866

Jyvaskyla is about 20% cheaper than Espoo, and outside of rent the biggest gap is in clothing.

Both Jyvaskyla and Espoo sit above the global median – Jyvaskyla by 31%, Espoo by 64%.

Meal at Budget Restaurant

$16.31 €14.61

$15.68 €14.04

4.02%

Three-Course Dinner for Two, Mid-Range

$90.3 €80.9

$100 €89.6

-9.76%

Fast Food Meal (McDonalds, etc)

$11.93 €10.69

$12.52 €11.21

-4.71%

Cappuccino

$4.72 €4.23

$5.51 €4.94

-14.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.48 €2.22

$3.55 €3.18

-30.14%

Water (0.33 liter bottle)

$1.86 €1.67

$2.73 €2.45

-31.87%

Local Beer (0.5 liter draught)

$8.48 €7.60

$9.16 €8.21

-7.42%

Imported Beer (0.33 liter bottle)

$8.63 €7.73

$8.42 €7.54

2.49%

Milk (1 liter)

$1.44 €1.29

$1.40 €1.25

2.86%

White Bread (500g)

$2.46 €2.20

$2.93 €2.62

-16.04%

Rice (white) (1kg)

$2.71 €2.43

$3.64 €3.26

-25.55%

Eggs

$2.70 €2.42

$4.18 €3.74

-35.41%

Local Cheese (1kg)

$7.76 €6.95

$10.51 €9.41

-26.17%

Chicken Fillets (1kg)

$14.39 €12.89

$16.61 €14.88

-13.37%

Beef Round Steak (1kg)

$18.33 €16.42

$20.82 €18.64

-11.96%

Apples (1kg)

$2.60 €2.33

Banana (1kg)

$2.17 €1.95

$2.08 €1.86

4.33%

Oranges (1kg)

$2.22 €1.99

$3.44 €3.08

-35.47%

Tomato (1kg)

$3.98 €3.57

$4.95 €4.43

-19.60%

Potato (1kg)

$1.41 €1.27

$1.20 €1.07

17.50%

Onion (1kg)

$1.53 €1.37

$1.82 €1.63

-15.93%

Lettuce (1 head)

$1.48 €1.32

$2.38 €2.13

-37.82%

Water (1.5 liter bottle)

$1.74 €1.56

$1.88 €1.68

-7.45%

Cigarettes 20 Pack (Marlboro, Camel)

$13.47 €12.06

$12.41 €11.12

8.54%

Wine (Bottle)

$13.39 €11.99

$13.34 €11.94

0.37%

Local Beer (0.5 liter bottle)

$3.07 €2.75

$3.79 €3.39

-19.00%

Imported Beer (0.33 liter bottle)

$3.50 €3.14

$4.90 €4.39

-28.57%

One-way Ticket (Public Transport)

$3.09 €2.77

$3.56 €3.19

-13.20%

Public Transport Monthly Pass (Regular Price)

$67.4 €60.3

$80.0 €71.7

-15.80%

Taxi Start (Normal Tariff)

$8.24 €7.38

$9.59 €8.59

-14.08%

Taxi (Normal Tariff) (1km)

$1.42 €1.27

$1.75 €1.57

-18.86%

Taxi 1hour Waiting (Normal Tariff)

$66.6 €59.7

$51.5 €46.15

29.32%

Gasoline (1 liter)

$2.22 €1.99

$2.33 €2.09

-4.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.2K €33.3K

$36.1K €32.3K

2.95%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$38.2K €34.2K

$37.3K €33.4K

2.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$134 €120

$107 €95.8

25.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$28.77 €25.76

$26.05 €23.33

10.44%

Internet (50+ Mbps, Unlimited Data)

$21.26 €19.04

$29.80 €26.69

-28.66%

Gym Membership (Monthly)

$41.97 €37.59

$54.1 €48.45

-22.41%

Tennis Court (1 Hour on Weekend)

$40.67 €36.43

$42.92 €38.44

-5.24%

Cinema Ticket

$18.86 €16.89

$17.65 €15.81

6.86%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$400 €358

$730 €654

-45.20%

International Primary School, 1 Child (Yearly)

$7,278 €6,518

$19.2K €17.2K

-62.01%

Jeans (Levis 501 Or Similar)

$88.9 €79.6

$123 €110

-27.85%

Summer Dress (H&M, Zara, etc)

$27.50 €24.63

$56.7 €50.8

-51.52%

Sport Shoes (Adidas, Nike)

$77.6 €69.5

$89.5 €80.1

-13.29%

Men's Leather Business Shoes

$111 €99.0

$176 €158

-37.32%

1-bedroom Apartment, City Center (Monthly)

$841 €753

$1,111 €995

-24.33%

1-bedroom Apartment, Outside City Center (Monthly)

$642 €575

$935 €837

-31.28%

3-bedroom Apartment, City Center (Monthly)

$1,335 €1,195

$2,168 €1,942

-38.44%

3-bedroom Apartment, Outside City Center (Monthly)

$1,036 €928

$1,719 €1,539

-39.75%

Buy Apartment in City Center (m2)

$2,833 €2,537

$6,070 €5,436

-53.33%

Buy Apartment Outside City Center (m2)

$1,965 €1,760

$4,158 €3,724

-52.74%

Average Monthly Net Salary (After Tax)

$2,847 €2,550

$3,301 €2,956

-13.75%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.94

3.59

9.75%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jyvaskyla: October 25, 2026

Last update for Espoo: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Jyvaskyla

$642 35.9%

Espoo

$935 42% 45.5% $292

Groceries & Markets

Jyvaskyla

$349 19.5%

Espoo

$410 18.4% 17.5% $61

Eating Out

Jyvaskyla

$300 16.8%

Espoo

$317 14.2% 5.7% $17

Monthly Utilities & Internet

Jyvaskyla

$184 10.3%

Espoo

$163 7.3% 11.7% $22

Clothing & Footwear

Jyvaskyla

$137 7.7%

Espoo

$201 9% 46.4% $64

Getting Around

Jyvaskyla

$95 5.3%

Espoo

$113 5.1% 18.4% $18

Sport & Entertainment

Jyvaskyla

$80 4.5%

Espoo

$89 4% 12.2% $9.7

Cost Breakdown

A central one-bedroom costs $841 in Jyvaskyla versus $1,111 in Espoo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 16% higher in Espoo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $90 in Jyvaskyla versus $100 in Espoo. Monthly groceries follow the same trend: $349 vs $410 – making Jyvaskyla the more affordable choice for daily food spending.

Good to know

🇫🇮 Jyvaskyla

🇫🇮 Espoo

🕒 Local time

09:01 9:01 AM

Same time as Jyvaskyla

🌤 Weather

👥 Population

147,821

314,152

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Jyvaskyla Espoo 230 km

From you

Jyvaskyla
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jyvaskyla vs Espoo: Cost of Living - Frequently Asked Questions

Yes – Espoo is pricier by about 25%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $2,681 per month in Jyvaskyla and $3,341 in Espoo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jyvaskyla, especially for central apartments: a one-bedroom in the center costs $841 there versus $1,111 in Espoo.

Monthly expenses with rent come to $1,788 in Jyvaskyla and $2,227 in Espoo. That makes Jyvaskyla about 20% cheaper.

Public transport costs about 16% less in Jyvaskyla. For daily commuters, that gap adds up to noticeable savings over a year.

$2,500 covers both cities comfortably – all-in costs are $1,788 in Jyvaskyla and $2,227 in Espoo, leaving budget for savings and extras in both cases.

Families tend to lean toward Jyvaskyla – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Jyvaskyla. If higher salaries or specific career opportunities are the priority, Espoo makes more sense. Both are solid long-term options with distinct trade-offs.