Last update: Oct 2026

Cost of Living Comparison Between Espoo and Jyvaskyla

For one person, living is cheaper in Jyvaskyla: $1,788 a month against $2,227 in Espoo, rent and utilities included – about $5,300 less a year. Rent and utilities account for most of the difference.

107

Cost of Living Index in Espoo
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Espoo Living Index
86

Cost of Living Index in Jyvaskyla
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Jyvaskyla Living Index

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Espoo

🇫🇮 Finland

$2,227

/mo nomad

Jyvaskyla

🇫🇮 Finland

$1,788

/mo nomad

Monthly Cost of Living

How much you'll spend in Espoo and in Jyvaskyla

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Espoo and in Jyvaskyla actually costs, broken down by who's living it.

A single person spends $2,227 per month in Espoo vs $1,788 in Jyvaskyla, rent included.

Espoo $2,227
Jyvaskyla $1,788

A couple spends around $3,547 per month in Espoo vs $2,790 in Jyvaskyla, rent included.

Espoo $3,547
Jyvaskyla $2,790

A family of three spends $4,866 per month in Espoo vs $3,792 in Jyvaskyla, rent included.

Espoo $4,866
Jyvaskyla $3,792

Espoo costs about 25% more than Jyvaskyla, and outside of rent the biggest gap is in clothing.

Both Espoo and Jyvaskyla sit above the global median – Espoo by 64%, Jyvaskyla by 31%.

Meal at Budget Restaurant

$15.68 €14.05

$16.31 €14.61

-3.86%

Three-Course Dinner for Two, Mid-Range

$100 €89.6

$90.3 €80.9

10.81%

Fast Food Meal (McDonalds, etc)

$12.52 €11.22

$11.93 €10.69

4.95%

Cappuccino

$5.51 €4.94

$4.72 €4.23

16.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.55 €3.18

$2.48 €2.22

43.15%

Water (0.33 liter bottle)

$2.73 €2.45

$1.86 €1.67

46.77%

Local Beer (0.5 liter draught)

$9.16 €8.21

$8.48 €7.60

8.02%

Imported Beer (0.33 liter bottle)

$8.42 €7.54

$8.63 €7.73

-2.43%

Milk (1 liter)

$1.40 €1.25

$1.44 €1.29

-2.78%

White Bread (500g)

$2.93 €2.62

$2.46 €2.20

19.11%

Rice (white) (1kg)

$3.64 €3.26

$2.71 €2.43

34.32%

Eggs

$4.18 €3.74

$2.70 €2.42

54.81%

Local Cheese (1kg)

$10.51 €9.42

$7.76 €6.96

35.44%

Chicken Fillets (1kg)

$16.61 €14.88

$14.39 €12.90

15.43%

Beef Round Steak (1kg)

$20.82 €18.65

$18.33 €16.43

13.58%

Apples (1kg)

$2.60 €2.33

Banana (1kg)

$2.08 €1.86

$2.17 €1.95

-4.15%

Oranges (1kg)

$3.44 €3.08

$2.22 €1.99

54.95%

Tomato (1kg)

$4.95 €4.44

$3.98 €3.57

24.37%

Potato (1kg)

$1.20 €1.08

$1.41 €1.27

-14.89%

Onion (1kg)

$1.82 €1.63

$1.53 €1.37

18.95%

Lettuce (1 head)

$2.38 €2.13

$1.48 €1.32

60.81%

Water (1.5 liter bottle)

$1.88 €1.68

$1.74 €1.56

8.05%

Cigarettes 20 Pack (Marlboro, Camel)

$12.41 €11.12

$13.47 €12.07

-7.87%

Wine (Bottle)

$13.34 €11.95

$13.39 €12.00

-0.37%

Local Beer (0.5 liter bottle)

$3.79 €3.39

$3.07 €2.75

23.45%

Imported Beer (0.33 liter bottle)

$4.90 €4.39

$3.50 €3.14

40.00%

One-way Ticket (Public Transport)

$3.56 €3.19

$3.09 €2.77

15.21%

Public Transport Monthly Pass (Regular Price)

$80.0 €71.7

$67.4 €60.4

18.76%

Taxi Start (Normal Tariff)

$9.59 €8.59

$8.24 €7.39

16.38%

Taxi (Normal Tariff) (1km)

$1.75 €1.57

$1.42 €1.27

23.24%

Taxi 1hour Waiting (Normal Tariff)

$51.5 €46.17

$66.6 €59.7

-22.67%

Gasoline (1 liter)

$2.33 €2.09

$2.22 €1.99

4.95%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$36.1K €32.4K

$37.2K €33.3K

-2.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$37.3K €33.4K

$38.2K €34.3K

-2.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$107 €95.9

$134 €120

-20.36%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.05 €23.35

$28.77 €25.78

-9.45%

Internet (50+ Mbps, Unlimited Data)

$29.80 €26.70

$21.26 €19.05

40.17%

Gym Membership (Monthly)

$54.1 €48.47

$41.97 €37.61

28.88%

Tennis Court (1 Hour on Weekend)

$42.92 €38.46

$40.67 €36.45

5.53%

Cinema Ticket

$17.65 €15.82

$18.86 €16.90

-6.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$730 €654

$400 €358

82.49%

International Primary School, 1 Child (Yearly)

$19.2K €17.2K

$7,278 €6,522

163.20%

Jeans (Levis 501 Or Similar)

$123 €110

$88.9 €79.7

38.61%

Summer Dress (H&M, Zara, etc)

$56.7 €50.8

$27.50 €24.64

106.25%

Sport Shoes (Adidas, Nike)

$89.5 €80.2

$77.6 €69.5

15.33%

Men's Leather Business Shoes

$176 €158

$111 €99.1

59.54%

1-bedroom Apartment, City Center (Monthly)

$1,111 €996

$841 €754

32.16%

1-bedroom Apartment, Outside City Center (Monthly)

$935 €838

$642 €576

45.53%

3-bedroom Apartment, City Center (Monthly)

$2,168 €1,943

$1,335 €1,196

62.44%

3-bedroom Apartment, Outside City Center (Monthly)

$1,719 €1,540

$1,036 €928

65.98%

Buy Apartment in City Center (m2)

$6,070 €5,439

$2,833 €2,538

114.28%

Buy Apartment Outside City Center (m2)

$4,158 €3,726

$1,965 €1,761

111.62%

Average Monthly Net Salary (After Tax)

$3,301 €2,958

$2,847 €2,551

15.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.59

3.94

-8.88%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Espoo: October 26, 2026

Last update for Jyvaskyla: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Espoo

$935 42%

Jyvaskyla

$642 35.9% 31.3% $292

Groceries & Markets

Espoo

$410 18.4%

Jyvaskyla

$349 19.5% 14.9% $61

Eating Out

Espoo

$317 14.2%

Jyvaskyla

$300 16.8% 5.4% $17

Clothing & Footwear

Espoo

$201 9%

Jyvaskyla

$137 7.7% 31.7% $64

Monthly Utilities & Internet

Espoo

$163 7.3%

Jyvaskyla

$184 10.3% 13.2% $22

Getting Around

Espoo

$113 5.1%

Jyvaskyla

$95 5.3% 15.6% $18

Sport & Entertainment

Espoo

$89 4%

Jyvaskyla

$80 4.5% 10.9% $9.7

Cost Breakdown

A central one-bedroom costs $1,111 in Espoo versus $841 in Jyvaskyla. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 16% higher in Espoo, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $100 in Espoo versus $90 in Jyvaskyla. Monthly groceries follow the same trend: $410 vs $349 – making Jyvaskyla the more affordable choice for daily food spending.

Good to know

🇫🇮 Espoo

🇫🇮 Jyvaskyla

🕒 Local time

10:00 10:00 AM

Same time as Espoo

🌤 Weather

👥 Population

314,152

147,821

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

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Between locations

Espoo Jyvaskyla 230 km

From you

Espoo
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Espoo vs Jyvaskyla: Cost of Living - Frequently Asked Questions

Yes – Espoo is pricier by about 25%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $3,341 per month in Espoo and $2,681 in Jyvaskyla. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jyvaskyla, especially for central apartments: a one-bedroom in the center costs $841 there versus $1,111 in Espoo.

Monthly expenses with rent come to $2,227 in Espoo and $1,788 in Jyvaskyla. That makes Jyvaskyla about 20% cheaper.

Public transport costs about 16% less in Jyvaskyla. For daily commuters, that gap adds up to noticeable savings over a year.

$2,500 covers both cities comfortably – all-in costs are $2,227 in Espoo and $1,788 in Jyvaskyla, leaving budget for savings and extras in both cases.

Families tend to lean toward Jyvaskyla – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Jyvaskyla. If higher salaries or specific career opportunities are the priority, Espoo makes more sense. Both are solid long-term options with distinct trade-offs.