Cost of Living Comparison Between Jos and Ubud, Bali Cost of Living Comparison Between Jos and Ubud, Bali

Monthly Cost of Living

A single person spends $528 per month in Jos vs $1,378 in Ubud, Bali, rent included.

A couple spends around $1,094 per month in Jos vs $2,327 in Ubud, Bali, rent included.

A family of three spends $1,660 per month in Jos vs $3,275 in Ubud, Bali, rent included.

Jos is about 62% cheaper than Ubud, Bali, driven mainly by Groceries & Markets.

Jos sits 62% below the global median, while Ubud, Bali is 0% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$2.14 ₦2,835

$3.33 Rp 58.7K

-35.74%

Three-Course Dinner for Two, Mid-Range

$29.30 ₦38.8K

$35.82 Rp 630.7K

-18.20%

Fast Food Meal (McDonalds, etc)

$4.60 ₦6,094

$5.63 Rp 99.1K

-18.29%

Cappuccino

$3.40 ₦4,508

$2.82 Rp 49.7K

20.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.55 ₦730

$1.75 Rp 30.8K

-68.57%

Water (0.33 liter bottle)

$0.70 ₦928

$0.80 Rp 14.0K

-12.50%

Local Beer (0.5 liter draught)

$1.07 ₦1,421

$3.04 Rp 53.6K

-64.80%

Imported Beer (0.33 liter bottle)

$2.10 ₦2,779

$4.30 Rp 75.7K

-51.16%

Milk (1 liter)

$3.63 ₦4,811

$1.61 Rp 28.3K

125.47%

White Bread (500g)

$0.85 ₦1,128

$2.27 Rp 39.9K

-62.56%

Rice (white) (1kg)

$2.25 ₦2,979

$1.17 Rp 20.6K

92.31%

Eggs

$1.86 ₦2,461

$2.17 Rp 38.2K

-14.29%

Local Cheese (1kg)

$9.99 ₦13.2K

$17.63 Rp 310.5K

-43.34%

Chicken Fillets (1kg)

$5.12 ₦6,780

$4.05 Rp 71.4K

26.42%

Beef Round Steak (1kg)

$4.02 ₦5,324

$12.18 Rp 214.5K

-67.00%

Apples (1kg)

$1.98 ₦2,622

$3.62 Rp 63.7K

-45.30%

Banana (1kg)

$1.49 ₦1,975

$1.64 Rp 28.8K

-9.15%

Oranges (1kg)

$1.53 ₦2,026

$2.31 Rp 40.6K

-33.77%

Tomato (1kg)

$2.29 ₦3,028

$1.96 Rp 34.5K

16.84%

Potato (1kg)

$1.80 ₦2,381

$1.84 Rp 32.5K

-2.17%

Onion (1kg)

$2.43 ₦3,222

$2.37 Rp 41.7K

2.53%

Lettuce (1 head)

$0.58 ₦769

$1.05 Rp 18.5K

-44.76%

Water (1.5 liter bottle)

$0.37 ₦488

$0.54 Rp 9,560

-31.48%

Cigarettes 20 Pack (Marlboro, Camel)

$2.04 ₦2,697

$2.30 Rp 40.6K

-11.30%

Wine (Bottle)

$5.77 ₦7,642

$23.08 Rp 406.4K

-75.00%

Local Beer (0.5 liter bottle)

$1.23 ₦1,632

$2.34 Rp 41.2K

-47.44%

Imported Beer (0.33 liter bottle)

$1.79 ₦2,378

$3.07 Rp 54.0K

-41.69%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.58 ₦774

$0.49 Rp 8,631

18.37%

Taxi (Normal Tariff) (1km)

$0.80 ₦1,054

$0.47 Rp 8,349

70.21%

Taxi 1hour Waiting (Normal Tariff)

$1.83 ₦2,427

$5.60 Rp 98.6K

-67.32%

Gasoline (1 liter)

$0.58 ₦768

$0.81 Rp 14.2K

-28.40%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K ₦35.1M

$25.0K Rp 440.3M

5.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.3K ₦24.3M

$31.1K Rp 547.0M

-41.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$101 ₦134.5K

$82.7 Rp 1.5M

22.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.36 ₦8,428

$6.49 Rp 114.2K

-2.00%

Internet (50+ Mbps, Unlimited Data)

$28.56 ₦37.9K

$18.79 Rp 330.8K

52.00%

Gym Membership (Monthly)

$39.25 ₦52.0K

$55.2 Rp 972.6K

-28.95%

Tennis Court (1 Hour on Weekend)

$12.21 ₦16.2K

$18.21 Rp 320.6K

-32.95%

Cinema Ticket

$4.92 ₦6,523

$4.30 Rp 75.7K

14.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$44.31 ₦58.7K

$494 Rp 8.7M

-91.03%

International Primary School, 1 Child (Yearly)

$1,017 ₦1.3M

$5,917 Rp 104.2M

-82.82%

Jeans (Levis 501 Or Similar)

$9.88 ₦13.1K

$46.28 Rp 814.8K

-78.65%

Summer Dress (H&M, Zara, etc)

$15.03 ₦19.9K

$36.44 Rp 641.6K

-58.75%

Sport Shoes (Adidas, Nike)

$50.9 ₦67.4K

$80.7 Rp 1.4M

-36.94%

Men's Leather Business Shoes

$49.03 ₦65.0K

$78.8 Rp 1.4M

-37.78%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$549 ₦727.6K

$3,639 Rp 64.1M

-84.91%

3-bedroom Apartment, Outside City Center (Monthly)

$488 ₦646.9K

$1,712 Rp 30.1M

-71.49%

Buy Apartment in City Center (m2)

$2,040 ₦2.7M

$2,761 Rp 48.6M

-26.10%

Buy Apartment Outside City Center (m2)

$1,481 ₦2.0M

$2,293 Rp 40.4M

-35.39%

Average Monthly Net Salary (After Tax)

$100 ₦132.6K

$167 Rp 2.9M

-40.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

22.5

13.78

63.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jos: September 5, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

Salaries run about 67% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $29.00 in Jos versus $36.00 in Ubud, Bali. Monthly groceries follow the same trend: $203 vs $294 – making Jos the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jos vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $528 in Jos, $1,378 in Ubud, Bali – roughly 161% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $792 per month in Jos and $2,067 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $29.00 in Jos and $36.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 44% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Jos, where all-in costs run around $528, than in Ubud, Bali at $1,378. In Jos it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $528 in Jos to $1,378 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Jos. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.