Cost of Living Comparison Between Jos and Ubud, Bali Cost of Living Comparison Between Jos and Ubud, Bali

Monthly Cost of Living

A single person spends $1,012 per month in Jos vs $1,408 in Ubud, Bali, rent included.

A couple spends around $1,400 per month in Jos vs $2,582 in Ubud, Bali, rent included.

A family of three spends $1,789 per month in Jos vs $3,757 in Ubud, Bali, rent included.

Jos is about 28% cheaper than Ubud, Bali, driven mainly by Clothing & Footwear.

Jos sits 25% below the global median, while Ubud, Bali is 5% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$1.28 ₦1,727

$3.42 Rp 58.7K

-62.57%

Three-Course Dinner for Two, Mid-Range

$14.21 ₦19.2K

$32.96 Rp 566.5K

-56.89%

Fast Food Meal (McDonalds, etc)

$4.71 ₦6,354

$5.08 Rp 87.3K

-7.28%

Cappuccino

$2.30 ₦3,099

$2.82 Rp 48.5K

-18.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.34 ₦463

$1.37 Rp 23.5K

-75.18%

Water (0.33 liter bottle)

$0.25 ₦338

$0.71 Rp 12.2K

-64.79%

Local Beer (0.5 liter draught)

$0.70 ₦949

$2.97 Rp 51.0K

-76.43%

Imported Beer (0.33 liter bottle)

$3.91 Rp 67.2K

Milk (1 liter)

$3.53 ₦4,759

$1.75 Rp 30.0K

101.71%

White Bread (500g)

$0.87 ₦1,168

$2.52 Rp 43.2K

-65.48%

Rice (white) (1kg)

$3.44 ₦4,635

$1.21 Rp 20.8K

184.30%

Eggs

$2.96 ₦3,987

$2.33 Rp 40.1K

27.04%

Local Cheese (1kg)

$10.10 ₦13.6K

$14.50 Rp 249.2K

-30.34%

Chicken Fillets (1kg)

$4.98 ₦6,724

$4.36 Rp 74.9K

14.22%

Beef Round Steak (1kg)

$4.49 ₦6,051

$12.05 Rp 207.0K

-62.74%

Apples (1kg)

$4.02 ₦5,424

$3.82 Rp 65.6K

5.24%

Banana (1kg)

$5.04 ₦6,797

$1.61 Rp 27.7K

213.04%

Oranges (1kg)

$2.68 ₦3,619

$2.70 Rp 46.5K

-0.74%

Tomato (1kg)

$4.01 ₦5,405

$2.23 Rp 38.3K

79.82%

Potato (1kg)

$2.20 ₦2,967

$1.90 Rp 32.6K

15.79%

Onion (1kg)

$1.98 ₦2,675

$2.18 Rp 37.5K

-9.17%

Lettuce (1 head)

$0.65 ₦873

$1.03 Rp 17.7K

-36.89%

Water (1.5 liter bottle)

$0.77 ₦1,042

$0.77 Rp 13.3K

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 54.7K

Wine (Bottle)

$3.98 ₦5,369

$23.23 Rp 399.2K

-82.87%

Local Beer (0.5 liter bottle)

$0.74 ₦998

$2.85 Rp 48.9K

-74.04%

Imported Beer (0.33 liter bottle)

$2.72 Rp 46.7K

One-way Ticket (Public Transport)

$0.29 Rp 5,022

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.8K

Taxi Start (Normal Tariff)

$1.01 ₦1,365

$0.49 Rp 8,344

106.12%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,812

Taxi 1hour Waiting (Normal Tariff)

$10.05 ₦13.6K

$6.28 Rp 107.8K

60.03%

Gasoline (1 liter)

$0.94 ₦1,268

$0.85 Rp 14.6K

10.59%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 541.8M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$100 ₦135.5K

$79.8 Rp 1.4M

25.94%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$10.12 ₦13.7K

$4.09 Rp 70.3K

147.43%

Internet (50+ Mbps, Unlimited Data)

$24.06 Rp 413.6K

Gym Membership (Monthly)

$40.25 ₦54.3K

$96.2 Rp 1.7M

-58.16%

Tennis Court (1 Hour on Weekend)

$11.86 ₦16.0K

$6.53 Rp 112.2K

81.62%

Cinema Ticket

$9.14 ₦12.3K

$4.13 Rp 71.1K

121.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.1M

International Primary School, 1 Child (Yearly)

$990 ₦1.3M

$6,661 Rp 114.5M

-85.14%

Jeans (Levis 501 Or Similar)

$10.09 ₦13.6K

$55.0 Rp 944.5K

-81.64%

Summer Dress (H&M, Zara, etc)

$14.87 ₦20.1K

$38.75 Rp 666.0K

-61.63%

Sport Shoes (Adidas, Nike)

$49.94 ₦67.4K

$89.6 Rp 1.5M

-44.27%

Men's Leather Business Shoes

$50.6 ₦68.3K

$78.9 Rp 1.4M

-35.84%

1-bedroom Apartment, City Center (Monthly)

$716 ₦965.5K

$1,018 Rp 17.5M

-29.71%

1-bedroom Apartment, Outside City Center (Monthly)

$465 ₦626.7K

$660 Rp 11.3M

-29.61%

3-bedroom Apartment, City Center (Monthly)

$867 ₦1.2M

$3,435 Rp 59.0M

-74.75%

3-bedroom Apartment, Outside City Center (Monthly)

$602 ₦811.6K

$2,053 Rp 35.3M

-70.70%

Buy Apartment in City Center (m2)

$2,009 ₦2.7M

$2,981 Rp 51.2M

-32.61%

Buy Apartment Outside City Center (m2)

$1,511 ₦2.0M

$2,368 Rp 40.7M

-36.18%

Average Monthly Net Salary (After Tax)

$111 ₦149.6K

$172 Rp 3.0M

-35.53%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Jos: April 22, 2026

Last update for Ubud, Bali: April 21, 2026

Cost Breakdown

A central one-bedroom costs $716 in Jos versus $1,018 in Ubud, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 55% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $14 in Jos versus $33 in Ubud, Bali. Monthly groceries follow the same trend: $253 vs $299 – making Jos the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Jos vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,012 in Jos, $1,408 in Ubud, Bali – roughly 39% apart. Ubud, Bali costs more across the board, with Clothing & Footwear showing the biggest gap.

For a comfortable life, plan on about $1,517 per month in Jos and $2,112 in Ubud, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jos, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $14.00 in Jos and $33.00 in Ubud, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,012 in Jos and $1,408 in Ubud, Bali. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Jos, where all-in costs run around $1,012, than in Ubud, Bali at $1,408. In Jos it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,012 in Jos to $1,408 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Jos. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.