Cost of Living Comparison Between Ubud, Bali and Jos Cost of Living Comparison Between Ubud, Bali and Jos

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $1,025 in Jos, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $1,409 in Jos, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $1,792 in Jos, rent included.

Ubud, Bali costs about 36% more than Jos, driven mainly by Clothing & Footwear.

Ubud, Bali sits 5% above the global median, while Jos is 23% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.6K

$1.31 ₦1,789

172.52%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 584.4K

$13.82 ₦18.8K

133.86%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.5K

$4.56 ₦6,209

9.87%

Cappuccino

$2.82 Rp 51.1K

$2.36 ₦3,218

19.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$0.34 ₦469

297.06%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$0.25 ₦343

192.00%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$0.69 ₦934

324.64%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.2K

Milk (1 liter)

$1.78 Rp 32.2K

$3.61 ₦4,920

-50.69%

White Bread (500g)

$2.45 Rp 44.3K

$0.89 ₦1,213

175.28%

Rice (white) (1kg)

$1.15 Rp 20.8K

$3.42 ₦4,658

-66.37%

Eggs

$2.41 Rp 43.7K

$2.92 ₦3,978

-17.47%

Local Cheese (1kg)

$14.33 Rp 259.1K

$10.07 ₦13.7K

42.30%

Chicken Fillets (1kg)

$4.19 Rp 75.7K

$4.98 ₦6,782

-15.86%

Beef Round Steak (1kg)

$12.06 Rp 218.1K

$4.41 ₦6,016

173.47%

Apples (1kg)

$3.64 Rp 65.8K

$4.11 ₦5,609

-11.44%

Banana (1kg)

$1.57 Rp 28.3K

$4.97 ₦6,774

-68.41%

Oranges (1kg)

$2.79 Rp 50.4K

$2.74 ₦3,736

1.82%

Tomato (1kg)

$2.24 Rp 40.5K

$3.95 ₦5,381

-43.29%

Potato (1kg)

$1.98 Rp 35.8K

$2.30 ₦3,139

-13.91%

Onion (1kg)

$2.28 Rp 41.2K

$1.97 ₦2,686

15.74%

Lettuce (1 head)

$1.05 Rp 19.1K

$0.64 ₦874

64.06%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.77 ₦1,056

2.60%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.7K

Wine (Bottle)

$23.49 Rp 424.8K

$5.78 ₦7,881

306.40%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.4K

$0.74 ₦1,015

291.89%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.8K

One-way Ticket (Public Transport)

$0.27 Rp 4,821

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.3K

Taxi Start (Normal Tariff)

$0.45 Rp 8,180

$0.98 ₦1,330

-54.08%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,311

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.7K

$9.88 ₦13.5K

-38.56%

Gasoline (1 liter)

$0.86 Rp 15.6K

$0.88 ₦1,197

-2.27%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.7M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 588.6M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$100 ₦136.9K

-21.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 74.0K

$9.95 ₦13.6K

-58.89%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 431.2K

Gym Membership (Monthly)

$98.8 Rp 1.8M

$40.13 ₦54.7K

146.15%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.9K

$12.12 ₦16.5K

-47.61%

Cinema Ticket

$4.01 Rp 72.5K

$9.23 ₦12.6K

-56.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.4M

$985 ₦1.3M

570.19%

Jeans (Levis 501 Or Similar)

$53.4 Rp 966.0K

$9.94 ₦13.5K

437.53%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 689.2K

$14.79 ₦20.2K

157.67%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$50.9 ₦69.3K

74.30%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$50.6 ₦68.9K

51.48%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$696 ₦949.0K

46.48%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$472 ₦642.7K

44.28%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.7M

$850 ₦1.2M

307.91%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.8M

$606 ₦826.6K

244.63%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$2,033 ₦2.8M

34.24%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.5M

$1,478 ₦2.0M

55.30%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$68.2 ₦92.9K

140.14%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Jos: July 28, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $696 in Jos. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 140% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $14.00 in Jos. Monthly groceries follow the same trend: $298 vs $258 – making Jos the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jos: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,392 in Ubud, Bali, $1,025 in Jos – roughly 36% apart. Ubud, Bali costs more across the board, with Clothing & Footwear showing the biggest gap.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $1,538 in Jos. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Jos, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Ubud, Bali and $14.00 in Jos. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,392 in Ubud, Bali and $1,025 in Jos. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Jos, where all-in costs run around $1,025, than in Ubud, Bali at $1,392. In Jos it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $1,025 in Jos to $1,392 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Jos. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.