Cost of Living Comparison Between Ubud, Bali and Jos Cost of Living Comparison Between Ubud, Bali and Jos

Monthly Cost of Living

A single person spends $1,378 per month in Ubud, Bali vs $528 in Jos, rent included.

A couple spends around $2,327 per month in Ubud, Bali vs $1,094 in Jos, rent included.

A family of three spends $3,275 per month in Ubud, Bali vs $1,660 in Jos, rent included.

Ubud, Bali costs about 161% more than Jos, driven mainly by Groceries & Markets.

Ubud, Bali sits 0% above the global median, while Jos is 62% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$2.14 ₦2,835

55.61%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$29.30 ₦38.8K

22.25%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$4.60 ₦6,094

22.39%

Cappuccino

$2.82 Rp 49.7K

$3.40 ₦4,508

-17.06%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$0.55 ₦730

218.18%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$0.70 ₦928

14.29%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$1.07 ₦1,421

184.11%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$2.10 ₦2,779

104.76%

Milk (1 liter)

$1.61 Rp 28.3K

$3.63 ₦4,811

-55.65%

White Bread (500g)

$2.27 Rp 39.9K

$0.85 ₦1,128

167.06%

Rice (white) (1kg)

$1.17 Rp 20.6K

$2.25 ₦2,979

-48.00%

Eggs

$2.17 Rp 38.2K

$1.86 ₦2,461

16.67%

Local Cheese (1kg)

$17.63 Rp 310.5K

$9.99 ₦13.2K

76.48%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$5.12 ₦6,780

-20.90%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$4.02 ₦5,324

202.99%

Apples (1kg)

$3.62 Rp 63.7K

$1.98 ₦2,622

82.83%

Banana (1kg)

$1.64 Rp 28.8K

$1.49 ₦1,975

10.07%

Oranges (1kg)

$2.31 Rp 40.6K

$1.53 ₦2,026

50.98%

Tomato (1kg)

$1.96 Rp 34.5K

$2.29 ₦3,028

-14.41%

Potato (1kg)

$1.84 Rp 32.5K

$1.80 ₦2,381

2.22%

Onion (1kg)

$2.37 Rp 41.7K

$2.43 ₦3,222

-2.47%

Lettuce (1 head)

$1.05 Rp 18.5K

$0.58 ₦769

81.03%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.37 ₦488

45.95%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$2.04 ₦2,697

12.75%

Wine (Bottle)

$23.08 Rp 406.4K

$5.77 ₦7,642

300.00%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.23 ₦1,632

90.24%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$1.79 ₦2,378

71.51%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$0.58 ₦774

-15.52%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$0.80 ₦1,054

-41.25%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$1.83 ₦2,427

206.01%

Gasoline (1 liter)

$0.81 Rp 14.2K

$0.58 ₦768

39.66%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$26.5K ₦35.1M

-5.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$18.3K ₦24.3M

69.52%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$101 ₦134.5K

-18.49%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$6.36 ₦8,428

2.04%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$28.56 ₦37.9K

-34.21%

Gym Membership (Monthly)

$55.2 Rp 972.6K

$39.25 ₦52.0K

40.74%

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

$12.21 ₦16.2K

49.14%

Cinema Ticket

$4.30 Rp 75.7K

$4.92 ₦6,523

-12.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$44.31 ₦58.7K

1015.26%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$1,017 ₦1.3M

482.08%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$9.88 ₦13.1K

368.42%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$15.03 ₦19.9K

142.45%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$50.9 ₦67.4K

58.58%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$49.03 ₦65.0K

60.72%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$549 ₦727.6K

562.78%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$488 ₦646.9K

250.78%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$2,040 ₦2.7M

35.32%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$1,481 ₦2.0M

54.78%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$100 ₦132.6K

66.99%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

22.5

-38.76%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Jos: September 5, 2026

Cost Breakdown

Salaries run about 67% higher in Ubud, Bali, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $36.00 in Ubud, Bali versus $29.00 in Jos. Monthly groceries follow the same trend: $294 vs $203 – making Jos the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Jos: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,378 in Ubud, Bali, $528 in Jos – roughly 161% apart. Ubud, Bali costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $2,067 per month in Ubud, Bali and $792 in Jos. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $36.00 in Ubud, Bali and $29.00 in Jos. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 44% more in Ubud, Bali, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Jos, where all-in costs run around $528, than in Ubud, Bali at $1,378. In Jos it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $528 in Jos to $1,378 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Jos. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.